North Carolina’s low-income earners that do not exceed 150% of Federal Poverty Line can qualify for ACA health insurance for $0 It may not be not too late if you missed out on signing up for the Affordable Care Act coverage for 2022. If you do not exceed 150% of the FPL you can now […]
May 3, 2022
If your senior parent, relative or friend asks for your help in choosing health insurance coverage, there are several things you can do to support them. How can I help a senior parent, relative or friend find health coverage? Whether Medicare or other coverage, there are things to consider when trying to help your senior […]
Mar 1, 2022
It is possible to get coverage. To understand how, it is useful to review the different parts of Medicare. Medicare coverage is broken down into Part A, Part B, Part C, and Part D. Original Medicare provides coverage for care that is medically necessary. Medicare Part A provides benefits for hospital treatments and stays. Part […]
Feb 10, 2022
Early retirement, whether desired or forced, can dramatically impact your health insurance coverage. Depending on the circumstances, you may find yourself responsible for funding your own coverage. The cost of monthly premiums differs widely based on your age, location and benefit needs. When the Covid Pandemic hit the US in 2020, many people who anticipated […]
Feb 3, 2022
When you are planning on enrolling in a health insurance plan, you will have many questions. The Affordable Care Act enables you to work with an experienced, licensed health insurance agent or an authorized individual Marketplace representative called a Navigator. What is the difference between the two? Which is better, a health insurance agent or […]
Dec 13, 2021
In the United States approximately 16 million workers are self-employed. Self – employment can provide an entryway to entrepreneurship and small business ownership as well serving as a preferred option for those wanting more flexible schedules than corporate life can typically provide. In 2020 it was estimated that approximately 41% of the American workforce worked […]
Dec 2, 2021
In 2020 it was estimated that approximately 41% of the American workforce worked in a freelance position. Although many people take on freelance gigs to supplement their primary employment with a single company, about 28% of Americans who worked in freelancing in 2020 did freelance work as their full-time occupation. Regardless of whether this trend […]
Nov 18, 2021
Many people find aspects of shopping for health insurance confusing. There are multiple options for medical health insurance available through both the Health Insurance Marketplace and private insurance agencies. You may also have heard of the roles of “health insurance agents” and “government navigators.” If you are unaware of navigators, people engaged in this occupation […]
Nov 11, 2021
Fall has arrived, and with it, the Open Enrollment period for your health insurance plan. Here are important tips to keep in mind as you select your coverage. The Annual Open Enrollment starts November 1, 2022. What Is Open Enrollment? Open Enrollment is a specially designated period of time that you have to enroll yourself […]
Nov 4, 2021
Annual Open Enrollment for Medicare is October 15- December 7; compare plans and options with our licensed Health Plans of NC agents at no cost to you; reach out to the agent on this page for more info or a free quote! Medicare decisions are highly personal. And there may be as many different questions […]
Oct 21, 2021