Health Plans of NC, Kelly Quinn
North Carolina’s low-income earners that do not exceed 150% of Federal Poverty Line can qualify for ACA health insurance for $0
It may not be not too late if you missed out on signing up for the Affordable Care Act coverage for 2022. If you do not exceed 150% of the FPL you can now enroll in plans with $0 premiums for the rest of the year. Want to learn more? Our local NC agents can help you discover if you qualify and help you access plans. Learn more about qualifying for enrollment in an NC ACA health plan with a $0 premium.
To take advantage of this special enrollment period, you need to meet two conditions. First, the special enrollment period is open to anyone with an income of less than 150% of the federal poverty level (FPL). This means less than $19,320 per year for individuals or under $39,750 per year for a family of four.
You also have to be eligible for premium tax credits to take advantage of this offer.
Regardless of your income, you cannot access the special enrollment period if you’re eligible for Medicaid, an employer-sponsored health insurance plan that’s considered affordable or premium-free Medicare Part A. It’s also not available if you’re in the coverage gap for your Medicare prescription drug coverage because you’re not eligible for premium tax credits.
To take advantage of this opportunity reach out to the Health Plans of NC agent on this webpage.