Affordable High-Quality Health Insurance
in North Carolina
Blue High-Performance Network (BlueHPNSM) is designed to deliver both outstanding care and cost savings using carefully crafted local and national provider networks. In North Carolina, we achieve this by partnering with providers committed to and accountable for improving care quality while meeting cost goals. Blue PremierSM providers are the foundation of this network.
BlueHPN's benefits start on the local level with in-network access to top providers, including Atrium Health, Atrium Health Wake Forest Baptist, Duke Health, Frye Regional Medical Center (a Duke LifePoint Hospital), and Iredell Health. Value-based independent primary care providers additionally strengthen the network.
Network access extends to 65+ U.S. markets, covering all top 10 major cities. Out-of-network coverage is for medical emergencies only and includes visits to urgent care centers outside the BlueHPN service area.
Blue Options is a good choice if you want to offer your employees a broad choice of in-network doctors, specialists and hospitals. With this plan, employees will have access to our largest network of doctors, hospitals and specialists.
More than 97% of doctors and 99% of the hospitals in North Carolina in-network1
Blue Options is available in all 100 North Carolina counties.
This plan offers copayments and coinsurance for preventive, primary and inpatient care.
Blue Options 1-2-3 divides services into three benefit levels. The plan encourages primary and preventive care and encourages shopping for the most cost-efficient solution.
Level 1 – Copayments for in-network primary care office visits.
Level 2 – A lower level of coinsurance for acute care, such as admitted hospital stays.
Level 3 – A higher level of coinsurance to encourage shopping for services such as specialist visits and outpatient hospital services.
Copayments for Urgent Care and Mental Health and Substance Use office visits.
Blue Cross NC Provider Internal Data; Percentages indicated represent Blue Cross NC’s PPO Network as of May 11, 2018. Note: Not all plans are available in all areas.
U.S. News & World Report, (Accessed September 2017).
Atrium Health, (Accessed September 2018).
NOTICE: Deductibles, coinsurance, limitations and exclusions may apply to coverage. Further costs and details of coverage, limitations and exclusions, and terms under which the policy can be continued in force will be provided in your free information package.
U9144b, 10/18
