Find Your Most Affordable North Carolina Health Insurance Plan
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Cornelius, North Carolina
in Mecklenburg County
Cornelius, North Carolina, is a small suburban town in Mecklenburg County, the most populous county in all of NC. Home to approximately 30,000 people, the town is popular with families who enjoy the family-friendly atmosphere, strong sense of community, and affordable cost of living. With a median household income of $92,000, significantly higher than the national average, and a low unemployment rate of just 3.4%, it's an attractive place for families.
Cornelius also offers plenty of fun for young families. Located on the shores of Lake Norman, the largest artificial lake in North Carolina, families can enjoy boating, fishing, and swimming or take a walk along the scenic lakefront parks. Discovery Place Kids Museum is also a great spot to visit and features interactive exhibits and educational programs for kids. And the Carolina Raptor Center allows visitors to get up close and personal with various birds of prey.
The town is known for its excellent schools, boasting several top-rated public and private schools nearby. There is also a range of community events held throughout the year that are popular with families, including the Cornelius Jazz Festival and Food Truck Rally, and Craft Beer Tasting. Popular family healthcare facilities include Novant Health Huntersville Medical Center and Lake Norman Regional Medical Center. Cornelius is also close to Charlotte, NC's largest city, providing families access to various amenities and entertainment. Neighboring towns of Davidson and Huntersville also provide family-friendly amenities, and both towns share the same zip codes as Cornelius (28031 and 28078).
Plans Available
Best for
Good option if you wish to get care from Novant Health’s provider network and it’s affiliated doctors and hospitals. (B1)
Since the majority of doctors in this plan are in the same network, it's easier for them to work together on your behalf.
Network
Over 2,300 physicians
Nearly 800 locations, including Novant Health’s not-for-profit integrated system of 18 medical centers. (B2)
All doctors outside the Novant Health provider network are considered out-of-network for Blue Home with Novant Health, including: Atrium Health, Cone Health, CaroMont Health and Wake Forest Baptist Health. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Availability
Blue Home with Novant Health is available on and off Marketplace to residents of these North Carolina counties: Cabarrus, Davidson, Forsyth, Mecklenburg, Rowan, Stokes, Union, and Yadkin.
Best for
Good option if you wish to get care from Atrium Health and its affiliated doctors and hospitals. (C1)
Since the majority of doctors in this plan are in the same health care system, it’s easier for them to work together on your behalf.
Network
Atrium Health's comprehensive regional network of doctors and hospitals'
Provider network that includes Atrium Health Levine's Children's Hospital
Atrium Health Levine's Children's Hospital is nationally ranked in eight specialties. (C2)
Carolinas Medical Center, which was named the "Best Hospital" in the Charlotte metro region for the fifth straight year (C3)
More than 42 hospitals and 13,500 care locations. (C4)
All doctors outside the Atrium Health provider network are considered out-of-network for Blue Local with Atrium Health, including: CaroMont Health, Novant Health and their affiliated providers. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Availability
Blue Local with Atrium Health is available on and off Marketplace to residents of these North Carolina counties: Anson, Cabarrus, Cleveland, Gaston, Lincoln, Mecklenburg, Rowan, Stanly, and Union.
Best for
Good option if you want a broad choice of in-network doctors, specialists and hospitals.
Network
Our largest statewide network. Full statewide network with the most provider choice. More than 95% of doctors and 98% of hospitals in North Carolina are in-network (A1)
Availability
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Find your most affordable health plan
Individual/Family Common Questions
North Carolina Healthcare News & Guides
What You Need to Know About Health Insurance If You’re Self-Employed
Health Plans of NC, Kelly Quinn
What Is Individual Health Insurance?: A Complete Guide
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
The Importance of Receiving Health Insurance in North Carolina
How Much Is Individual Health Insurance? A Complete Guide
Recently, this option has gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
Why Consider Getting Individual Health Insurance
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Footnotes
A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of July 22, 2022. Note: Not all plans are available in all areas.
B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.
B2. NovantHealth, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2022).
C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health. Blue Local with Atrium Health is a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s limited network of providers. Atrium Health is an independent company that is solely responsible for the physicians and medical facilities it owns/operates and does not offer Blue Cross or Blue Shield products or services.
C2. U.S. News & World Report, www.health.usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022).
C3. AtriumHealth, www.atriumhealth.org/about-us/newsroom/news/2020/07/atrium-health-earns-multiple-honors-by-us-news-world-report (Accessed September 2022).
C4. AtriumHealth, www.atriumhealth.org/about-us (Accessed September 2022).
D1. Blue Cross NC has collaborated with Wake Forest Baptist Health to bring you Blue Local with Wake Forest Baptist Health. Blue Local with Wake Forest Baptist Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Wake Forest Baptist Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Wake Forest Baptist Health does not offer Blue Cross or Blue Shield products or services.
D2. WakeForestBaptistHealth, www.wakehealth.edu/-/media/WakeForest/Clinical/Files/About-Us/2019FactBook.pdf (Accessed September 2022).
E1. Blue Cross NC has collaborated with UNC Health Care to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health Care is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health Care does not offer Blue Cross or Blue Shield products or services.
E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2022).
E3. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed September 2022).
E4. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed September 2022).
U9144b, 9/22
Cornelius, North Carolina ZIP Codes include: 28031