Find Your Most Affordable Health Insurance Plan in Pitt County
in North Carolina
Pitt County residents can compare 17 health insurance options for 2026.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
in North Carolina
Find affordable health insurance in Pitt County, NC with Health Plans of NC. Health Plans of NC helps Pitt County residents find affordable health insurance by comparing every available plan at no cost, with local access to major providers like ECU Health Medical Center and East Carolina University serving as the backbone of the county's healthcare community.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Pitt County is home to 172,279 residents, with a population that has grown 1.2 percent since 2020 and a foreign-born resident share of 5.6 percent, reflecting a diverse community with varied coverage needs. Major employers including ECU Health, East Carolina University, Pitt County Schools, Patheon Manufacturing Services, and Walmart each create different insurance pathways for working residents, from employer-sponsored group plans to individual marketplace coverage. Health Plans of NC helps every type of Pitt County household identify the right coverage option, whether through the ACA marketplace, Medicaid, or other available programs.
ACA Marketplace coverage is available to Pitt County residents who are self-employed, work for employers that do not offer group benefits, or work part-time at employers like Walmart.
Medicaid provides free or low-cost coverage to qualifying low-income Pitt County adults, children, and families, with eligibility connected to the county's extensive safety-net services at ECU Health Medical Center.
Employer-sponsored health insurance is the most common coverage pathway for Pitt County residents employed by large organizations such as East Carolina University, ECU Health, and Pitt County Schools.
Short-term health plans are available to Pitt County residents who need temporary coverage between jobs or during life transitions, providing basic protection while awaiting access to a full marketplace or employer plan.
COBRA continuation coverage allows Pitt County residents who leave jobs at employers like Patheon Manufacturing Services to maintain their existing group health plan temporarily while securing new coverage.
Small business SHOP marketplace plans are available to Pitt County small business owners who want to offer group health benefits to employees, with Health Plans of NC agents available to assist with plan selection and enrollment.
For 2026, Pitt County residents have access to health insurance plans through Blue Cross NC offered under two plan networks, Blue Advantage and Blue Care, each connecting enrollees to local providers including ECU Health Medical Center, Vidant Medical Center, the East Carolina Heart Institute, and affiliated outpatient clinics throughout Greenville and eastern North Carolina. Blue Advantage is a PPO network covering 95 percent or more of North Carolina doctors, while Blue Care is a PPO network with broad statewide coverage reaching 92 percent or more of NC providers, giving Pitt County residents flexibility when choosing between specialists and primary care providers. Health Plans of NC helps residents compare every available plan under both networks side by side at no cost, ensuring the right fit for those who depend on specific local facilities.
Blue Advantage, PPO network, covers 95 percent or more of NC doctors in-network, including ECU Health Medical Center, the East Carolina Heart Institute, and affiliated specialty clinics on Moye Boulevard in Greenville.
Blue Care, PPO network, covers 92 percent or more of NC doctors statewide, connecting Pitt County residents to ECU Health Gastroenterology, the ECU Health Sleep Center, and other local outpatient facilities.
Both Blue Advantage and Blue Care PPO networks allow Pitt County residents to see specialists without a referral, which is particularly useful for accessing the ECU Health Gamma Knife Center and ECU Health Maynard Children's Hospital.
Blue Advantage provides the broadest nationwide network coverage, making it well suited for Pitt County residents who travel frequently or need care outside of the Greenville area.
Blue Care offers broad statewide PPO access, keeping ECU Health facilities, Vidant Medical Center outpatient services, and community clinics like Med Center 1 on East Arlington Boulevard accessible and in-network.
Bronze plans in Pitt County start at approximately $491.92/month before subsidies. With a median household income of $58,851, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans start at $491.92 per month for a 35-year-old in Pitt County before subsidies, offering the lowest monthly premium with higher deductibles and out-of-pocket costs.
Silver plans start at $644.87 per month before subsidies and are the only tier eligible for cost-sharing reductions, which lower deductibles and copays for qualifying Pitt County residents.
Gold plans start at $669.68 per month before subsidies, providing lower out-of-pocket costs at the point of care, which benefits Pitt County residents who use specialty services frequently.
Pitt County households earning between 100 percent and 400 percent of the federal poverty level qualify for premium tax credits that can significantly reduce the monthly cost of any ACA marketplace tier.
Residents near or below 150 percent of the federal poverty level may qualify for zero-dollar-premium Silver plans, providing comprehensive coverage with access to ECU Health and local clinics at little to no monthly cost.
Out-of-pocket maximums vary by plan, and Pitt County residents who regularly use high-volume services at facilities like the East Carolina Heart Institute should carefully compare cost-sharing structures before enrolling.
Blue Cross NC is the ACA marketplace carrier serving Pitt County for 2026, offering 17 individual and family plans across multiple coverage tiers and two distinct plan networks, Blue Advantage and Blue Care. The Blue Advantage PPO network connects Pitt County enrollees to over 95 percent of North Carolina doctors, while the Blue Care PPO network reaches more than 92 percent of in-state providers, both covering key local facilities including ECU Health Medical Center and Vidant Medical Center. Network choice directly affects which Pitt County providers, including specialty clinics at ECU Health Gastroenterology at 521 Moye Boulevard and the ECU Health Sleep Center at 4 Doctors Park Medical Drive, are accessible at in-network rates. Selecting the right network is especially important for Pitt County residents who rely on the East Carolina Heart Institute or the James and Connie Maynard Children's Hospital for ongoing care. Health Plans of NC agents compare all 17 Blue Cross NC plans side by side at no cost, helping every Pitt County household make an informed enrollment decision.
Blue Cross NC, PPO plans under Blue Advantage and Blue Care networks, 17 individual and family plans available in Pitt County for 2026.
North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults in Pitt County earning up to 138 percent of the federal poverty level who were previously ineligible. Currently 10.0 percent of Pitt County residents, approximately 17,000 people, are uninsured, and many of these individuals may now qualify for Medicaid or subsidized marketplace coverage. Children in Pitt County households earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, which provides low-cost pediatric coverage including access to the James and Connie Maynard Children's Hospital at ECU Health. Health Plans of NC offers free eligibility checks and enrollment assistance so Pitt County residents can quickly determine whether Medicaid, CHIP, or a marketplace plan is the right path.
Working adults in Pitt County who earn low wages and previously lacked coverage may now qualify for Medicaid under North Carolina's December 2023 expansion, regardless of whether they have children.
Children in Pitt County families that earn too much for Medicaid but still need affordable coverage may qualify for NC Health Choice CHIP, which covers preventive visits, immunizations, and specialist care.
Pregnant women in Pitt County are eligible for Medicaid at higher income thresholds than the standard adult limit, providing prenatal and delivery coverage through ECU Health Medical Center and affiliated providers.
Pitt County residents aged 65 and older with limited income and resources may qualify for dual eligibility, receiving both Medicare and Medicaid benefits to cover costs not addressed by Medicare alone.
With a poverty rate of 19.4 percent in Pitt County, a significant portion of the population may qualify for Medicaid or CHIP, and the Pitt County Health Department provides additional support services including immunizations, maternal health, WIC nutrition assistance, and family planning programs.
People with qualifying disabilities in Pitt County may be eligible for Medicaid regardless of age, covering home health services, long-term care, and specialty visits at local facilities.
Health Plans of NC licensed agents serve Pitt County residents at no cost, comparing every available plan side by side and guiding you through enrollment from start to finish. Call 800-797-0327 today to speak with an agent who understands the local coverage landscape and can help you find the right plan for your household.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Pitt County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
Carolina East Medical Ctr | 2000 Neuse Blvd, New Bern, NC 28560 | (252) 633-8111 |
Carteret Health Care | 3500 Arendell St, Morehead City, NC 28557 | (252) 499-6000 |
Cherry Hospital | 1401 W Ash St, Goldsboro, NC 27530 | (919) 947-7000 |
ECU Health Beaufort Hosp A | 628 E 12th St, Washington, NC 27889 | (252) 975-4100 |
ECU Health Maynard Children's | 2102 Stantonsburg Rd, Greenville, NC 27834 | (252) 816-3714 |
ECU Health Medical Ctr | 2100 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-4100 |
UNC Lenoir Health Care | 100 Airport Rd, Kinston, NC 28501 | (252) 522-7000 |
Walter B Jones Alcohol & Drug | 2577 W 5th St, Greenville, NC 27834 | (252) 830-3426 |
Wayne MEMORIAL Hospital | 2605 Medical Office Pl, Goldsboro, NC 27534 | (919) 731-6112 |
Wayne UNC Health Care | 2700 Wayne Memorial Dr, Goldsboro, NC 27534 | (919) 736-1110 |
Clinic | Address | Phone |
|---|---|---|
Abhishek K Mishra MD | 701 Doctors Dr, Kinston, NC 28501 | (252) 559-2200 |
Acupuncture Of Eastern NC | 1425 S Glenburnie Rd # 6, New Bern, NC 28562 | (252) 665-3294 |
Audit-Tel | , Greenville, NC 27858 | (252) 353-3331 |
Cape Carteret Family Medicine | 1057d Cedar Point Blvd # D, Cedar Point, NC 28584 | (252) 764-2121 |
Community Care Plan-Eastern | 521 Moye Blvd # C, Greenville, NC 27834 | (252) 816-0830 |
East Carolina Heart Inst | 526 Moye Blvd, Greenville, NC 27834 | (252) 847-5755 |
East Carolina Univ Family Med | 101 Heart Dr, Greenville, NC 27834 | (252) 744-4611 |
East Coast Onsite Medical Care | 505 Greenville Blvd SE, Greenville, NC 27858 | (252) 754-2273 |
Ecu Department-Family Medicine | 101 Heart Dr, Greenville, NC 27834 | (252) 744-2607 |
ECU Health Bover Hospital | 1209 Brown St, Washington, NC 27889 | (252) 975-4308 |
ECU Health Family Medicine-LA | 101 S Carey St, La Grange, NC 28551 | (252) 566-4021 |
ECU Health Gamma Knife Ctr | 2100 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-2611 |
ECU Health Gastroenterology | 521 Moye Blvd # C, Greenville, NC 27834 | (252) 816-0800 |
ECU Health Heart-Vascular Care | 701 Doctors Dr # B, Kinston, NC 28501 | (252) 559-2200 |
ECU Health Sleep Ctr-Grnvll | 4 Doctors Park Medical Dr, Greenville, NC 27834 | (252) 847-7500 |
Goshen Medical Ctr-Fremont | 109 S Sycamore St, Fremont, NC 27830 | (919) 242-4382 |
Goshen Medical Ctr | 2001 Neuse Blvd, New Bern, NC 28560 | (910) 219-1082 |
Goshen Medical Ctr | 325 N Carolina Highway 55, Mount Olive, NC 28365 | (919) 658-5900 |
Healthfirst Medical Ctr Inc | 1201 Carolina Ave, Washington, NC 27889 | (252) 833-0365 |
Lindsey Roberson FNP | 701 Doctors Dr, Kinston, NC 28501 | (252) 559-2200 |
Med Center 1 | 1688 E Arlington Blvd, Greenville, NC 27858 | (252) 353-1464 |
Miracles In Sight | 620 Red Banks Rd, Greenville, NC 27858 | (252) 751-0785 |
Snow Hill Medical Ctr | 1106 Kingold Blvd, Snow Hill, NC 28580 | (252) 747-2921 |
UNC Family Medicine At Rswd | 2600 US Highway 70 W, Goldsboro, NC 27530 | (919) 739-4808 |
Vidant Medical Ctr | 3900 E 10th St, Greenville, NC 27858 | (252) 847-4325 |
Vidant Outpatient Rehab | 2310 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-6603 |
Vitality Health & Wellness | 1429 E Fire Tower Rd # 104, Greenville, NC 27858 | (252) 364-2802 |
Westcare Innovative Healthcare | 2710 Beddard Rd, Grimesland, NC 27837 | (252) 754-0920 |
Pitt County ZIP Codes include: 27811, 27812, 27827, 27828, 27829, 27833, 27834, 27835, 27836, 27837, 27858, 27879, 27884, 28513, 28530, and 28590
