Find Your Most Affordable Health Insurance Plan in Camden County
in North Carolina
Camden County residents can choose from two healthcare options: Blue Advantage and Blue Care.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
in North Carolina
Find affordable health insurance in Camden County, NC with Health Plans of NC. Camden County, NC residents have access to health insurance plans through Blue Cross NC, with 81 plans available to fit a range of household budgets and coverage needs. Health Plans of NC helps Camden County families compare and enroll in coverage at no cost, connecting locals to the right plan for their situation. With a remarkably low uninsured rate of 3.0% among the county's 10,743 residents, Camden County demonstrates strong community engagement with health coverage, and Health Plans of NC works to keep that momentum going.
Camden County residents can choose from a wide range of coverage options through the ACA marketplace, Medicaid, and employer-sponsored plans, with 81 plans available through Blue Cross NC alone. While Camden County does not host large medical centers within its boundaries, coverage options are structured to support access to nearby facilities like Sentara Albemarle Medical Center in Elizabeth City, approximately 20 miles away, and the network of ECU Health facilities serving the broader region. Residents working with local employers or seeking individual coverage can find plans tailored to their income level, family size, and preferred providers, with assistance available at no cost through Health Plans of NC.
Marketplace plans for working individuals and families who do not have access to affordable employer-sponsored coverage and earn too much to qualify for Medicaid, with 81 plan options available through Blue Cross NC in Camden County.
Low-premium, higher-deductible plans designed for generally healthy Camden County residents who want financial protection against major medical events while keeping monthly costs manageable, starting at $427.27 per month.
Mid-tier marketplace plans suited for Camden County households seeking a balance between monthly premium costs and out-of-pocket expenses, particularly useful for those who regularly use services at nearby Sentara Albemarle Medical Center.
Comprehensive, lower-deductible marketplace plans for Camden County residents with ongoing medical needs such as chronic disease management, prenatal care, or specialty care requiring frequent visits to regional ECU Health or Sentara facilities.
Medicaid coverage for Camden County residents whose household income falls at or below 138% of the federal poverty level, supported by North Carolina's Medicaid expansion and administered locally through agencies like Trillium Health Resources for mental health and developmental disability services.
Employer-sponsored group health insurance for Camden County workers, which may be supplemented by marketplace coverage for dependents or part-time employees who do not qualify for full employer benefits in the county's local job market.
Blue Cross NC and other leading carriers offer ACA-compliant plans in Camden County. There are 81 plans available for 2025. Our agents compare every plan side-by-side at no cost.
Blue Cross NC (Blue Cross and Blue Shield of North Carolina)
Bronze plans in Camden County start at approximately $427.27/mo/month before subsidies. With a median household income of $87,781, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
The lowest-cost marketplace plan available to Camden County residents starts at $427.27 per month before any premium tax credits are applied, making subsidy screening an essential first step for most households.
Camden County's median household income of $87,781 means many residents earn enough to qualify for ACA premium tax credits, which are calculated on a sliding scale and can substantially reduce monthly premiums.
Residents with household incomes at or below 138% of the federal poverty level may qualify for North Carolina Medicaid, which expanded under the ACA and can provide low or no-cost coverage for eligible Camden County individuals and families.
Camden County's poverty rate of 5.0% indicates that a meaningful share of the population may qualify for enhanced subsidies, cost-sharing reductions, or Medicaid, and connecting with a local agent can clarify which programs apply.
The county's very low uninsured rate of 3.0% reflects broad participation in available coverage programs, but those who remain uninsured may be eligible for $0 premium marketplace plans depending on their income and household size.
Camden County's population growth rate of 3.7% means new residents are regularly entering the coverage market, and Health Plans of NC can help newcomers enroll in Blue Cross NC plans and understand their subsidy eligibility from day one.
North Carolina expanded Medicaid in December 2023. Camden County residents earning up to 138% of the federal poverty level may qualify for free or low-cost coverage. Currently 3.0% of Camden County residents (about 0 people) are uninsured. Many may now qualify. Children in families earning up to 210% FPL may qualify for NC Health Choice (CHIP). Call Health Plans of NC for a free eligibility check.
Camden County is home to 10,743 residents. The median household income is $87,781. The county has grown 3.7% since 2020. The uninsured rate is 3.0%. 0.8% of residents are foreign-born. Health Plans of NC helps Camden County residents find the right plan at no cost.
Hospital | Address | Phone |
|---|---|---|
ECU Health Bertie Hospital | 1403 S King St, Windsor, NC 27983 | (252) 794-6600 |
ECU Health Chowan Hospital | 211 Virginia Rd, Edenton, NC 27932 | (252) 482-8451 |
ECU Health Edgecombe Hospital | 111 Hospital Dr, Tarboro, NC 27886 | (252) 641-7700 |
ECU Health North Hospital | 250 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-8011 |
ECU Health Roanoke-Chowan Hosp | 500 Academy St S, Ahoskie, NC 27910 | (252) 209-3000 |
Martin General Hospital | 310 S Mccaskey Rd, Williamston, NC 27892 | (252) 809-6300 |
Outer Banks Hospital | 4800 S Croatan Hwy, Nags Head, NC 27959 | (252) 449-4500 |
Sentara Albemarle Medical Ctr | 1144 N Road St, Elizabeth City, NC 27909 | (252) 335-0531 |
Washington Regional Med Ctr | 958 US Highway 64 E, Plymouth, NC 27962 | (252) 793-4135 |
Clinic | Address | Phone |
|---|---|---|
ECU Health Endocrinology-Ahsk | 226 Academy St S, Ahoskie, NC 27910 | (252) 209-3991 |
ECU Health Family Medicine | 1124 Harvey Point Rd, Hertford, NC 27944 | (252) 426-2946 |
ECU Health Family Medicine | 1385 Medical Center Dr # 4942, Roanoke Rapids, NC 27870 | (252) 537-9176 |
ECU Health Heart-Vascular Care | 220 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 537-9268 |
ECU Health Internal Medicine | 104 Mark Dr, Edenton, NC 27932 | (252) 482-5171 |
ECU Health Multispecialty | 113 Virginia Rd, Edenton, NC 27932 | (252) 482-3047 |
ECU Health Neurology-Edenton | 203 Earnhart Dr # B, Edenton, NC 27932 | (252) 482-5868 |
ECU Health Orthopedics-Roanoke | 171 N Carolina 125, Roanoke Rapids, NC 27870 | (252) 537-5631 |
ECU Health Pulmonology-Ahoskie | 222 Academy St S, Ahoskie, NC 27910 | (252) 209-3440 |
ECU Health Sleep Medicine | 240 Smith Church Rd # A, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Halifax Regional Med Ctr Inc | 250 Smith Church Rd, Roanoke Rapids, NC, 27870, Not AvailableIsland Medical Ctr, 715 US Highway 64, Manteo, NC 27954 | (252) 473-2500 |
Sentara Vascular Specialists | 5200 N Croatan Hwy # 6, Kitty Hawk, NC 27949 | (252) 255-6125 |
Signature Healthcare | 305 E 14th St, Roanoke Rapids, NC 27870 | (252) 537-6181 |
Vidant Sleep Medicine-Roanoke | 240 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Camden County ZIP Codes include: 27921, 27974, and 27976
