Find Your Most Affordable Health Insurance Plan in Macon County

in North Carolina
Blue Cross NC Authorized Agency
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Macon County residents can choose from two healthcare options: Blue Advantage and Blue Care.

Blue Advantage logo

Best for

Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1

  • Fewer restrictions on which providers you can see

  • Nationwide access to in-network providers through BlueCard®2

  • Emergency services covered at the in-network benefit level regardless of where you go for care

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.

  2. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

Blue Care Logo

Best for

Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1

  • All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

Blue Care Availability Map

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Macon County

in North Carolina

macon

Macon County is a stunning county nestled in the beautiful mountains of North Carolina. Home to around 34,000 people, it offers plenty for young families. The Nantahala National Forest covers over half of the county, boasting 531,148 acres of protected land, where families can enjoy hiking trails, fishing spots, and zip lining. Franklin Greenway and Cartoogechaye Park are also great for younger kids, offering playgrounds, walking trails, and picnic areas perfect for a spring or summer’s day.

The county also offers small-town charm, a friendly community, affordability, and a high quality of life. The population has grown over the last ten years, and the median household income is $44,582. While it’s slightly below the national average, the cost of living is also lower than in most areas of the state. Families can access several healthcare facilities, including Angel Medical Center, part of the Mission Health System. The center offers emergency, primary, and specialty care. Families can also access several clinics throughout the county, making healthcare accessible and convenient.

Towns in Macon County (zip codes 28734, 28741, 28775, and 28786, among others) include Franklin, Highlands, and Nantahala. Franklin features a charming downtown area with unique shops, restaurants, and a vibrant arts scene. Highlands offers scenic beauty, upscale shops, and fine dining. Nantahala is an excellent choice for outdoor lovers. This small community has plenty of outdoor recreation opportunities, including whitewater rafting and fishing.

Area Hospitals
  • Angel Medical Ctr, 124 One Center Ct, Franklin, NC, 28734, (828) 524-8411

  • Cherokee Indian Hospital, 1 Hospital Rd, Cherokee, NC, 28719, (828) 497-9163

  • Erlanger Western Carolina Hosp, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 837-8161

  • Harris Regional Hospital, 68 Hospital Rd, Sylva, NC, 28779, (828) 586-7000

  • Haywood Regional Medical Ctr, 262 Leroy George Dr, Clyde, NC, 28721, (828) 456-7311

  • Highlands-Cashiers Hospital, 190 Hospital Dr, Highlands, NC, 28741, (828) 526-1200

  • Swain Community Hospital, 45 Plateau St # 230, Bryson City, NC, 28713, (828) 488-2155

  • Transylvania Regional Hospital, 260 Hospital Dr, Brevard, NC, 28712, (828) 884-9111

  • Unity Healing Ctr, 448 Sequoyah Trl, Cherokee, NC, 28719, (828) 497-1800

Area Medical Clinics
  • Angel Medical Ctr, 56 Medical Park Dr, Franklin, NC, 28734, (828) 542-8411

  • Asheville Cardiology Assoc, 190 Hospital Dr # 104, Highlands, NC, 28741, (828) 274-6000

  • Atlanta Gastroenterology Assoc, 145 Medical Park Ln # K, Murphy, NC, 28906, (404) 257-9000

  • Center For Family Medicine, 55 Holly Springs Park Dr, Franklin, NC, 28734, (828) 349-3550

  • Haywood Regional Medical Ctr, , Waynesville, NC, 28786, (828) 452-8070

  • Mission Community Primary Care, 57 White Owl Ln, Cashiers, NC, 28717, (828) 743-2491

  • Mission Health Ctr Highlands, 190 Hospital Dr, Highlands, NC, 28741, (828) 526-4942

  • Mission Urology-Brevard, 89 Hospital Dr # C, Brevard, NC, 28712, (828) 883-5858

  • Murphy Medical Ctr Emergency, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 837-8300

  • Murphy Medical Ctr Human RSRCS, , Murphy, NC, 28906, (828) 835-7683

  • Murphy Medical Ctr Radiology, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 835-7540

  • Murphy Medical Ctr, 3990 E US Highway 64 Alternate, Murphy, NC, 28906, (828) 835-7502

  • Murphy Medical Ctr, 4130 115 Highway 64 E, Murphy, NC, 28906, (828) 835-7505

  • Orthopedics-Sports Medicine, 190 Riverview St, Franklin, NC, 28734, (828) 349-8260

  • Ozarks Medical Ctr, PO Box 330, Marble, NC, 28905, (417) 257-5802

  • Primary Care Franklin, 190 Riverview St, Franklin, NC, 28734, (828) 349-6800

  • VA Medical Ctr, 45 HI Lane St, Canton, NC, 28716, (828) 298-7911

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans

Macon County ZIP Codes include: 28734, 28741, 28744, 28763, 28775, and 28781

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