Find Your Most Affordable North Carolina Health Insurance Plan

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Rowan County

in North Carolina

Rowan County, in the central region of North Carolina, offers young families access to a welcoming community with family values, excellent schools, and an affordable cost of living. Home to around 142,000 people, the county has a median household income of $49,383, slightly lower than the state average of $54,602. However, the cost of living is 12% lower than the national average, providing affordability for many families. Its unemployment rate is also lower than the North Carolina average, providing various employment opportunities.

Families can access many fun activities in the county, including several parks and recreation areas like Dan Nicholas Park and Eagle Point Nature Preserve. Families can go hiking or spend time on the water fishing or boating. For some interesting insights into history, families can visit the North Carolina Transportation Museum, featuring exhibits showcasing the history of transportation in the state. In addition, the county holds various festivals and events each year, including the Rowan County Fair in September. And for healthcare, families can access top-quality medical services from Novant Health Rowan Medical Center and the VA Salisbury Healthcare System.

Some towns in Rowan County (zip codes 28144, 28147, 28159, 28138, and 2809) include Salisbury, China Grove, and Rockwell. Salisbury is the county seat, home to around 33,000 people, while China Grove is a smaller town with a population of about 4,000. Rockwell is even smaller, home to just 2,300, and a good choice for families seeking a tight-knit community.

Plans Available

in Rowan County
Blue Advantage logo

Best for

Good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

Our largest statewide network. Full statewide network with the most provider choice. More than 95% of doctors and 98% of hospitals in North Carolina are in-network (A1)

Availability

Blue Advantage Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

Blue Home with Novant Health logo

Best for

Good option if you wish to get care from Novant Health’s provider network and it’s affiliated doctors and hospitals. (B1)

Since the majority of doctors in this plan are in the same network, it's easier for them to work together on your behalf.

Network

  • Over 2,300 physicians

  • Nearly 800 locations, including Novant Health’s not-for-profit integrated system of 18 medical centers. (B2)

  • All doctors outside the Novant Health provider network are considered out-of-network for Blue Home with Novant Health, including: Atrium Health, Cone Health, CaroMont Health and Wake Forest Baptist Health. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.

Availability

Blue Home with Novant Health Map

Blue Home with Novant Health is available on and off Marketplace to residents of these North Carolina counties: Cabarrus, Davidson, Forsyth, Mecklenburg, Rowan, Stokes, Union, and Yadkin.

Blue Local with Atrium Health logo

Best for

Good option if you wish to get care from Atrium Health and its affiliated doctors and hospitals. (C1)

Since the majority of doctors in this plan are in the same health care system, it’s easier for them to work together on your behalf.

Network

  • Atrium Health's comprehensive regional network of doctors and hospitals'

  • Provider network that includes Atrium Health Levine's Children's Hospital

  • Atrium Health Levine's Children's Hospital is nationally ranked in eight specialties. (C2)

  • Carolinas Medical Center, which was named the "Best Hospital" in the Charlotte metro region for the fifth straight year (C3)

  • More than 42 hospitals and 13,500 care locations. (C4)

  • All doctors outside the Atrium Health provider network are considered out-of-network for Blue Local with Atrium Health, including: CaroMont Health, Novant Health and their affiliated providers. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.

Availability

Blue Local with Atrium Health Map

Blue Local with Atrium Health is available on and off Marketplace to residents of these North Carolina counties: Anson, Cabarrus, Cleveland, Gaston, Lincoln, Mecklenburg, Rowan, Stanly, and Union.

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Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans
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Individual/Family, Affordable Care Act

What You Need to Know About Health Insurance If You’re Self-Employed

In the United States, approximately 16 million workers identify as being self-employed. Self-employment can offer many benefits, including greater flexibility and being your own boss. It also provides an entryway to entrepreneurship and small business ownership.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

Health

What Is Individual Health Insurance?: A Complete Guide

When it comes to overall health and well-being, an individual health insurance plan may be the right option for you. While it may seem expensive with potential out-of-pocket costs, it is worth having. With a proper health insurance plan, you can rest assured, as you will be covered for a variety of services and procedures. But what is individual health insurance, and what does it cover?
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
The Importance of Receiving Health Insurance in North Carolina
HealthPlans of NC

Health

How Much Is Individual Health Insurance? A Complete Guide

There are several options you must consider when choosing a health insurance plan. Many people receive coverage through their workplace. On the other hand, for the elderly or retired, Medicare (a public health program created by the federal government) might be the most suitable. However, there are also individual plans available from health insurance companies. But, how much is individual health insurance, and what does it cover?
Recently, this option has gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
Why Consider Getting Individual Health Insurance
HealthPlans of NC

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Footnotes

A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of July 22, 2022. Note: Not all plans are available in all areas.

B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.

B2. NovantHealth, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2022).

C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health. Blue Local with Atrium Health is a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s limited network of providers. Atrium Health is an independent company that is solely responsible for the physicians and medical facilities it owns/operates and does not offer Blue Cross or Blue Shield products or services.

C2. U.S. News & World Report, www.health.usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022).

C3. AtriumHealth, www.atriumhealth.org/about-us/newsroom/news/2020/07/atrium-health-earns-multiple-honors-by-us-news-world-report (Accessed September 2022).

C4. AtriumHealth, www.atriumhealth.org/about-us (Accessed September 2022).

D1. Blue Cross NC has collaborated with Wake Forest Baptist Health to bring you Blue Local with Wake Forest Baptist Health. Blue Local with Wake Forest Baptist Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Wake Forest Baptist Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Wake Forest Baptist Health does not offer Blue Cross or Blue Shield products or services.

D2. WakeForestBaptistHealth, www.wakehealth.edu/-/media/WakeForest/Clinical/Files/About-Us/2019FactBook.pdf (Accessed September 2022).

E1. Blue Cross NC has collaborated with UNC Health Care to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health Care is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health Care does not offer Blue Cross or Blue Shield products or services.

E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2022).

E3. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed September 2022).

E4. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed September 2022).

U9144b, 9/22

Rowan County ZIP Codes include: 27013, 27054, 28023, 28039, 28041, 28071, 28072, 28088, 28125, 28138, 28144, 28145, 28146, 28147, and 28159

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