Find Your Most Affordable Health Insurance Plan in Caswell County
in North Carolina
Caswell County residents can compare 14 health insurance options for 2026.
Blue Home with UNC Health Alliance is a good option if you wish to get care from UNC Health and its affiliated doctors and hospitals. Since the majority of doctors in this plan are in the same network, it’s easier for them to work together on your behalf.
UNC Health’s network of hospitals and providers including more than 1,800 primary care providers.2
A provider network that includes UNC Medical Center, nationally ranked in one adult and nine pediatric specialties by U.S. News;3 along with UNC Rex Hospital, rated by U.S. News as high performing in 16 adult procedures and conditions.4
All doctors outside the UNC Health Alliance provider network are considered out-of-network and not covered for Blue Home with UNC Health Alliance, including: Cone Health, Duke Health and WakeMed. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Notes
Blue Cross NC has collaborated with UNC Health to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health does not offer Blue Cross or Blue Shield products or services.
UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2024).
U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed August 2024).
U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed August 2024).
Blue Home with UNC Health Alliance is available on and off Marketplace to residents of these North Carolina counties: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Nash, Orange, Person, and Wake.
Blue Advantage - Off Marketplace gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
in North Carolina
Find affordable health insurance in Caswell County, NC with Health Plans of NC. Health Plans of NC helps residents of Caswell County find and enroll in health insurance coverage at no cost, connecting them with plans that work alongside local health systems like UNC Rockingham Health Care and Cone Health. Whether you are an individual, a family, or an employee of a local organization, licensed agents can compare every available option to find a plan that fits your needs.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network (off-Marketplace only) |
Blue Home with UNC Health Alliance | HMO | UNC Health hospitals and affiliated providers |
Caswell County is home to 22,689 residents, with a population that has shifted by -0.2 percent since 2020 and a foreign-born population representing 3.1 percent of county residents, reflecting a community with diverse coverage needs. Major local employers including Caswell County Schools, the County of Caswell, NC Dept of Adult Corrections, RWS Construction, and Yanceyville Nursing offer a range of employment situations, from full-time government roles to smaller private sector positions, each carrying different implications for how residents access health coverage. Health systems serving the county, including UNC Rockingham Health Care and Cone Health, anchor the regional provider network that most Caswell County residents rely on for primary and specialty care.
ACA Marketplace coverage is available to Caswell County residents who do not receive insurance through an employer such as Caswell County Schools or the County of Caswell, providing individual and family plan options through Blue Cross NC.
Medicaid coverage is available to eligible low-income Caswell County residents, including those employed by smaller local businesses or working part-time for employers like RWS Construction, who may not have access to employer-sponsored benefits.
Employer-sponsored group health plans are offered by larger Caswell County employers such as Caswell County Schools and the NC Dept of Adult Corrections, covering enrolled employees and their dependents through negotiated group benefits.
Short-term health coverage is an option for Caswell County residents between jobs or transitioning away from an employer like Yanceyville Nursing, providing temporary protection while they enroll in a longer-term plan.
COBRA continuation coverage allows Caswell County residents who recently left a qualifying employer, such as the County of Caswell or another covered organization, to temporarily maintain their existing group health plan benefits.
Small business SHOP coverage is available to small employers in Caswell County, including local businesses and smaller operations, allowing them to offer ACA-compliant group health benefits to their workforce through the federal SHOP marketplace.
For 2026, Caswell County residents have access to two Blue Cross NC plan networks, including the Blue Advantage PPO and the Blue Home with UNC Health Alliance HMO, each connecting enrollees to different sets of regional hospitals and provider groups. The Blue Advantage PPO is available exclusively off the Marketplace and provides access to the largest nationwide provider network, covering more than 95 percent of North Carolina doctors in-network, while the Blue Home with UNC Health Alliance HMO connects members to UNC Health hospitals and affiliated providers. Health Plans of NC can help Caswell County residents evaluate which network best fits their preferred providers and care patterns before enrolling.
Blue Advantage, a PPO plan available off-Marketplace only, offers the largest nationwide provider network and covers more than 95 percent of North Carolina doctors in-network, making it a broad option for Caswell County residents who see multiple specialists.
Blue Home with UNC Health Alliance, an HMO plan, connects Caswell County enrollees to UNC Health hospitals and affiliated providers, including UNC Rockingham Health Care in Eden and UNC Hospitals in Chapel Hill.
The Blue Advantage PPO network supports access to Cone Health facilities in Burlington, Reidsville, and Greensboro, giving Caswell County residents in-network options at major regional medical centers.
The Blue Home with UNC Health Alliance HMO requires members to use UNC Health network providers for covered care, which suits Caswell County residents whose primary care and specialty needs align with UNC-affiliated facilities.
Both plan networks include access to provider directories that Caswell County residents can use to verify that their current doctors, including those at Caswell Family Medical Center, participate before selecting a plan.
Health Plans of NC agents can compare both available networks side-by-side for Caswell County residents, helping them match their hospital and clinic preferences to the network that provides the best in-network access.
Bronze plans in Caswell County start at approximately $401.70/month before subsidies. With a median household income of $59,407, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans in Caswell County start at $401.70 per month before subsidies for a 35-year-old, offering the lowest monthly premiums with higher out-of-pocket costs when care is needed.
Silver plans start at $516.45 per month before subsidies and are the only tier eligible for cost-sharing reductions, which lower deductibles and copays for qualifying Caswell County households.
Gold plans start at $533.89 per month before subsidies and provide lower out-of-pocket costs at the time of care, making them a strong fit for residents who use medical services frequently.
Caswell County households earning up to 400 percent of the federal poverty level qualify for premium tax credits that reduce monthly costs below the listed starting prices for Bronze, Silver, and Gold tiers.
Residents near the county median income of $59,407 often qualify for meaningful subsidies that bring mid-tier plan premiums into a more manageable monthly range than the before-subsidy benchmark prices suggest.
Some Caswell County residents with lower household incomes may qualify for a zero-dollar premium Silver plan after tax credits are applied, making comprehensive coverage available at no monthly cost.
For 2026, Blue Cross NC is the sole ACA Marketplace carrier offering plans in Caswell County, with 14 plans available across multiple coverage tiers and benefit structures. These 14 plans are offered through two distinct networks, the Blue Advantage PPO available exclusively off the Marketplace and the Blue Home with UNC Health Alliance HMO available on the Marketplace, each connecting enrollees to different regional provider relationships. The Blue Advantage PPO network reaches Cone Health facilities in Burlington, Reidsville, and Greensboro, as well as Duke Health and other major regional systems, while the Blue Home with UNC Health Alliance HMO centers care around UNC Health hospitals and affiliated providers serving Caswell County. Choosing between these networks directly affects which hospitals and clinics are covered in-network, so Caswell County residents who regularly use facilities like Person Memorial Hospital in Roxboro or UNC Rockingham Health Care in Eden should verify network participation before selecting a plan. Health Plans of NC agents compare every available Blue Cross NC plan side-by-side at no cost, helping Caswell County residents identify the option that best matches their provider preferences, prescription needs, and budget.
Blue Cross NC, offering both PPO and HMO plan types, provides all 14 ACA-compliant health insurance plans available to Caswell County residents for 2026 across the Blue Advantage and Blue Home with UNC Health Alliance networks.
North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults earning up to 138 percent of the federal poverty level, a significant change that opened eligibility to thousands of previously uninsured residents across the state. In Caswell County, 9.1 percent of residents, representing approximately 2,000 people, remain uninsured, and many of them may now qualify for Medicaid or subsidized coverage they have not yet claimed. The county's poverty rate of 15.7 percent means a substantial share of Caswell County households falls near or below income thresholds that trigger Medicaid eligibility, making a free eligibility check with Health Plans of NC an important first step. Children in qualifying families can access NC Health Choice, the state's CHIP program, for low-cost pediatric coverage when household income falls at or below 210 percent of the federal poverty level.
Working adults in Caswell County whose employers do not offer affordable coverage and whose income falls at or below 138 percent of the federal poverty level may now qualify for NC Medicaid following the December 2023 expansion.
Children in Caswell County families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state CHIP program, which covers pediatric primary care, dental, and vision services at low or no cost.
Pregnant women in Caswell County are eligible for Medicaid coverage at higher income thresholds than the standard adult limit, ensuring prenatal and delivery care is accessible regardless of insurance status.
Caswell County seniors with limited income and assets may qualify for dual eligibility, receiving both Medicare and Medicaid benefits that together cover a broad range of medical, prescription, and long-term care services.
Caswell County residents with disabilities who meet functional and financial criteria may qualify for NC Medicaid, with the county's 15.7 percent poverty rate indicating that a meaningful portion of the population may be eligible for assistance programs.
Health Plans of NC licensed agents serve Caswell County residents at no cost, comparing every available plan side-by-side and guiding you through enrollment from start to finish. Call 800-797-0327 today to get a free personalized quote and find out which plan best fits your needs and budget.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Caswell County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
Chatham Hospital | 475 Progress Blvd, Siler City, NC 27344 | (919) 799-4000 |
Cone Health Alamance Regl Med | 1240 Huffman Mill Rd, Burlington, NC 27215 | (336) 538-7000 |
Cone Health Annie Penn Hosp | 618 S Main St, Reidsville, NC 27320 | (336) 951-4000 |
Cone Health Behavioral Health | 700 Walter Reed Dr, Greensboro, NC 27403 | (336) 832-9700 |
Cone Health Medcenter High Pnt | 2630 Willard Dairy Rd, High Point, NC 27265 | (336) 884-3777 |
Cone Health Moses Cone Hosp | 1121 N Church St, Greensboro, NC 27401 | (336) 832-7000 |
Cone Health Wesley Long Hosp | 2400 W Friendly Ave, Greensboro, NC 27403 | (336) 832-1000 |
Cone Health Women's-Children's | 1121 N Church St, Greensboro, NC 27401 | (336) 832-6500 |
Duke Children's Hosp & Health | 2301 Erwin Rd, Durham, NC 27705 | (919) 668-4000 |
Duke Regional Hospital | 3643 N Roxboro St, Durham, NC 27704 | (919) 470-4000 |
Duke University Hospital | 2301 Erwin Rd, Durham, NC 27705 | (919) 684-8111 |
Durham VA Medical Ctr | 508 Fulton St, Durham, NC 27705 | (919) 286-0411 |
High Point Medical Ctr | 601 N Elm St, High Point, NC 27262 | (336) 878-6000 |
Kindred Healthcare | 2401 S Side Blvd, Greensboro, NC 27406 | (336) 604-2300 |
Lenox Baker Children's Hosp | 3000 Erwin Rd, Durham, NC 27705 | (919) 684-6669 |
North Carolina Specialty Hosp | 3916 Ben Franklin Blvd, Durham, NC 27704 | (919) 956-9300 |
Person Memorial Hospital | 615 Ridge Rd, Roxboro, NC 27573 | (336) 599-2121 |
Randolph Health | 364 White Oak St, Asheboro, NC 27203 | (336) 625-5151 |
Randolph Hospital | 364 White Oak St, Asheboro, NC 27203 | (336) 625-5151 |
Select Specialty Hosp-Durham | 3643 N Roxboro St # 6, Durham, NC 27704 | (984) 569-4040 |
Select Specialty Hosp-Grnsbr | 1200 N Elm St # 5, Greensboro, NC 27401 | (336) 832-5700 |
UNC Hospitals | 101 Manning Dr, Chapel Hill, NC 27514 | (984) 974-1000 |
UNC Rockingham Health Care | 117 E Kings Hwy, Eden, NC 27288 | (336) 623-9711 |
Clinic | Address | Phone |
|---|---|---|
Alamance Ear Nose & Throat LLP | 4030 Oaks Professional Pkwy # 201, Burlington, NC 27215 | (336) 226-0660 |
Alamance Regional Medical Ctr | 1240 Huffman Mill Rd, Burlington, NC 27215 | (336) 538-7000 |
Alamance Regional Pain Clinic | 1236 Huffman Mill Rd # 2000, Burlington, NC 27215 | (336) 538-7180 |
Bethany Medical At North Main | 819 N Main St # 112, High Point, NC 27262 | (336) 289-2299 |
Bethany Medical At South Main | 2805 S Main St, High Point, NC 27263 | (336) 289-2727 |
Bethany Medical Ctr | 3604 Peters Ct, High Point, NC 27265 | (336) 883-0029 |
Bethany Medical Ctr | 3801 W Market St, Greensboro, NC 27407 | (336) 883-0029 |
Bethany Medical Ctr | 507 N Lindsay St, High Point, NC 27262 | (336) 883-0029 |
Central Carolina Health Ntwrk | 1 Centerview Dr # 202, Greensboro, NC 27407 | (336) 292-0665 |
Chapel Hill Obstetrics-Gynclgy | 6216 Fayetteville Rd, Durham, NC 27713 | (919) 942-8571 |
Clinical Choice | 7300 Cessna Dr, Greensboro, NC 27409 | (336) 550-4180 |
Cone Health Covid-19 Testing | 1238 Huffman Mill Rd, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 1830 Lendew St, Greensboro, NC 27408 | (336) 890-1140 |
Cone Health Covid-19 Testing | 2363 Corporation Pkwy, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 525 Maple Ave, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Covid-19 Testing | 617 S Main St, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Ctr For Maternal | 930 3rd St # 200, Greensboro, NC 27405 | (336) 890-3255 |
Cone Health Mebane Physical | 102 Medical Park Dr, Mebane, NC 27302 | (919) 304-5060 |
Cone Health Medcenter Mebane | 3940 Arrowhead Blvd # 110, Mebane, NC 27302 | (919) 568-7300 |
Cone Health Outpatient Rehab | 618 S Main St Inside Annie Pen, Reidsville, NC 27320 | (336) 951-4000 |
Cone Health Sleep Disorders | 509 N Elam Ave # 300-D, Greensboro, NC 27403 | (336) 832-0410 |
Cone Health Women's-Children's | 1121 N Church Street Entrance, Greensboro, NC 27401 | (336) 832-6500 |
Duke Cancer Ctr Acute Care | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 668-6608 |
Duke Cancer Ctr Radiation | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 660-2100 |
Duke Children's Health Ctr | 2301 Erwin Rd # 34ththfloor, Durham, NC 27705 | (919) 613-7777 |
Duke Health | 234 Crooked Creek Pkwy # 500, Durham, NC 27713 | (919) 684-3834 |
Duke Pediatric Dermatology | 5324 Mcfarland Rd # 410, Durham, NC 27707 | (919) 684-3432 |
Duke University Med Ctr Gen | , Durham, NC 27701 | (919) 684-2410 |
Duke University Med Ctr Gen | , Durham, NC 27710 | (919) 681-4722 |
Duke University Med Ctr Gen | PO Box 90950, Durham, NC 27708 | (919) 681-2020 |
Duke Wound Mgmt Clinic-Clinic | 40 Duke Medicine Cir, Durham, NC 27710 | (919) 684-3432 |
Health Center Of Hillsborough | 401 Meadowlands Dr # 101, Hillsborough, NC 27278 | (919) 241-5032 |
Lebauer Healthcare At Green | 709 Green Valley Rd, Greensboro, NC 27408 | (336) 547-1792 |
Lebauer Healthcare Grandover | 4023 Guilford College Rd, Greensboro, NC 27407 | (336) 890-2040 |
Lebauer Primary Care At Elam | 520 N Elam Ave, Greensboro, NC 27403 | (336) 547-1792 |
Renaissance Family Medicine | 2525c Phillips Ave, Greensboro, NC 27405 | (336) 832-7711 |
Sleep Disorders Ctr At | 1248 Huffman Mill Rd # 101, Burlington, NC 27215 | (866) 937-6692 |
UNC At Chapel Hill Medical Ctr | Cb 7010, Chapel Hill, NC 27599 | (919) 966-5136 |
UNC Hospitals Lab Hillsborough | 460 Waterstone Dr # Firstfloor, Hillsborough, NC 27278 | (919) 595-5970 |
UNC Hospitals Multispecialty | 101 Manning Dr # Firstfloor, Chapel Hill, NC 27514 | (984) 974-0150 |
University-NC-Health Care | 100 Sprunt St, Chapel Hill, NC 27517 | (919) 966-5500 |
Caswell County ZIP Codes include: 27212, 27291, 27305, 27311, 27314, 27315, and 27379
