Find Your Most Affordable Health Insurance Plan in Halifax County
in North Carolina
Halifax County residents can compare 17 health insurance options for 2026.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
in North Carolina
Find affordable health insurance in Halifax County, NC with Health Plans of NC. Health Plans of NC helps Halifax County residents find affordable health insurance coverage through Blue Cross NC, with local care anchors like ECU Health North Hospital in Roanoke Rapids making the right plan choice especially important for families in this community.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Halifax County is home to 48,219 North Carolinians, with a population that has shifted by -0.8 percent since 2020 and a foreign-born resident share of 2.5 percent, reflecting a community with diverse coverage needs across several major employment sectors. Residents working for major employers such as Reser's Fine Foods, WestRock, County of Halifax, Halifax County Schools, and ECU Health have access to a range of coverage pathways depending on whether employer-sponsored benefits are offered. Health Plans of NC helps every Halifax County resident, whether employed, self-employed, or between jobs, explore the full landscape of available health insurance options.
ACA Marketplace plans through Blue Cross NC are available to Halifax County residents who are not covered through employers like WestRock or Reser's Fine Foods.
Medicaid coverage is available to qualifying low-income adults and families in Halifax County, including those employed part-time or seasonally in the county's manufacturing sector.
Employer-sponsored insurance through Halifax County Schools or the County of Halifax may cover full-time employees, but part-time or contract workers should explore marketplace alternatives.
COBRA continuation coverage allows Halifax County residents who lose job-based coverage, such as from ECU Health or another local employer, to temporarily maintain their existing plan.
Short-term health plans may serve as a bridge for Halifax County residents experiencing a gap between employer-sponsored coverage and a new job or marketplace enrollment period.
Small business SHOP marketplace plans allow small employers in Halifax County, including those in the education and manufacturing sectors, to offer group coverage to their employees.
For 2026, Halifax County residents can choose from 17 health insurance plans offered through Blue Cross NC, spanning two plan networks: Blue Advantage and Blue Care, both structured as PPO plans that provide flexibility in accessing local and statewide providers. The Blue Advantage PPO connects Halifax County residents to the largest nationwide network, ensuring broad access to facilities like ECU Health North Hospital in Roanoke Rapids, while the Blue Care PPO offers a broad statewide network suited for residents who primarily use local providers. Health Plans of NC can walk Halifax County residents through how each network interacts with providers like Signature Healthcare, ECU Health Heart-Vascular Care, and ECU Health Orthopedics in Roanoke Rapids.
Blue Advantage PPO, the largest nationwide network with 95 percent or more of NC doctors in-network, gives Halifax County residents broad access to ECU Health North Hospital and affiliated clinics.
Blue Care PPO, covering 92 percent or more of NC doctors in-network, is a strong fit for Halifax County residents who rely on local providers like Halifax Regional Medical Center for routine care.
Both Blue Advantage and Blue Care PPO plans allow Halifax County residents to see specialists such as those at ECU Health Heart-Vascular Care and ECU Health Sleep Medicine without requiring a referral.
PPO plan structures under both networks give Halifax County residents the option to seek out-of-network care, though in-network providers like ECU Health Family Medicine in Roanoke Rapids offer the lowest cost-sharing.
Halifax County residents managing complex conditions can benefit from verifying that their preferred specialists, such as those at ECU Health Orthopedics or ECU Health Pulmonology in Ahoskie, are in-network before enrolling.
Health Plans of NC compares all 17 available Blue Cross NC plans side-by-side, helping Halifax County residents choose between Blue Advantage and Blue Care based on their specific provider preferences and care needs.
Bronze plans in Halifax County start at approximately $491.92/month before subsidies. With a median household income of $45,071, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans in Halifax County start at $491.92 per month for a 35-year-old before subsidies, offering the lowest monthly premium with higher out-of-pocket costs when care is needed.
Silver plans start at $644.87 per month before subsidies and are the only tier eligible for cost-sharing reductions, which lower deductibles and copays for qualifying Halifax County residents.
Gold plans start at $669.68 per month before subsidies and are best suited for Halifax County residents who expect frequent medical care and want lower out-of-pocket costs throughout the year.
Halifax County residents with household incomes between 100 and 400 percent of the federal poverty level qualify for ACA premium tax credits that can bring monthly costs well below the listed starting prices.
Residents with incomes between 100 and 250 percent of the federal poverty level may qualify for cost-sharing reductions on Silver plans, reducing deductibles and copays beyond the premium savings alone.
Some Halifax County households may qualify for a $0 or near-zero premium Silver plan after applying all available federal subsidies, making comprehensive coverage accessible at little to no monthly cost.
Blue Cross NC is the sole ACA Marketplace carrier offering individual and family health insurance plans in Halifax County for 2026, with a total of 17 plans available to county residents. These plans are built on two PPO networks, Blue Advantage and Blue Care, giving Halifax County shoppers flexibility in how broadly they can access physicians, specialists, and hospitals. The Blue Advantage network connects residents to the largest nationwide provider network, while the Blue Care network delivers broad statewide coverage, both including key Halifax County facilities like ECU Health North Hospital and Halifax Regional Medical Center. The network a resident selects will directly determine which local doctors and hospitals are covered at in-network rates, making it essential to verify that preferred providers are included before enrolling. Health Plans of NC agents compare every Blue Cross NC plan available in Halifax County side-by-side at no cost, ensuring residents choose the right network and coverage level for their needs.
Blue Cross NC, offering PPO plans under the Blue Advantage and Blue Care networks, with 17 individual and family plans available to Halifax County residents for 2026.
North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults earning up to 138 percent of the federal poverty level, which has created a significant new pathway for Halifax County residents who previously lacked affordable options. Currently, 10.0 percent of Halifax County residents, approximately 5,000 people, remain uninsured, and many in this group may now qualify for Medicaid or heavily subsidized marketplace coverage. Children in Halifax County families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, providing low-cost or no-cost coverage for minors. Health Plans of NC offers free eligibility checks so Halifax County residents can quickly determine whether they qualify for Medicaid, CHIP, or marketplace assistance.
Working adults in Halifax County earning at or below 138 percent of the federal poverty level, including part-time workers in manufacturing or retail, may qualify for full Medicaid coverage at no monthly premium.
Children in Halifax County households with incomes up to 210 percent of the federal poverty level may qualify for NC Health Choice, ensuring access to pediatric care including visits to local ECU Health clinics.
Pregnant women in Halifax County may qualify for expanded Medicaid coverage throughout pregnancy and for a period after delivery, regardless of immigration status in many cases.
With a county poverty rate of 25.2 percent, a substantial share of Halifax County households may be eligible for Medicaid, CHIP, or $0 premium marketplace plans depending on household size and income.
Halifax County residents with disabilities who do not yet qualify for Medicare may be eligible for Medicaid coverage, and Health Plans of NC can help identify the right program and assist with the enrollment process.
Health Plans of NC licensed agents serve Halifax County residents at no cost, comparing every available plan side-by-side and guiding you through enrollment so you can find the right coverage with confidence. Call 800-797-0327 today to speak with an agent who understands the Halifax County market and can help you get covered.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Halifax County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
ECU Health Bertie Hospital | 1403 S King St, Windsor, NC 27983 | (252) 794-6600 |
ECU Health Chowan Hospital | 211 Virginia Rd, Edenton, NC 27932 | (252) 482-8451 |
ECU Health Edgecombe Hospital | 111 Hospital Dr, Tarboro, NC 27886 | (252) 641-7700 |
ECU Health North Hospital | 250 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-8011 |
ECU Health Roanoke-Chowan Hosp | 500 Academy St S, Ahoskie, NC 27910 | (252) 209-3000 |
Martin General Hospital | 310 S Mccaskey Rd, Williamston, NC 27892 | (252) 809-6300 |
Outer Banks Hospital | 4800 S Croatan Hwy, Nags Head, NC 27959 | (252) 449-4500 |
Sentara Albemarle Medical Ctr | 1144 N Road St, Elizabeth City, NC 27909 | (252) 335-0531 |
Washington Regional Med Ctr | 958 US Highway 64 E, Plymouth, NC 27962 | (252) 793-4135 |
Clinic | Address | Phone |
|---|---|---|
ECU Health Endocrinology-Ahsk | 226 Academy St S, Ahoskie, NC 27910 | (252) 209-3991 |
ECU Health Family Medicine | 1124 Harvey Point Rd, Hertford, NC 27944 | (252) 426-2946 |
ECU Health Family Medicine | 1385 Medical Center Dr # 4942, Roanoke Rapids, NC 27870 | (252) 537-9176 |
ECU Health Heart-Vascular Care | 220 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 537-9268 |
ECU Health Internal Medicine | 104 Mark Dr, Edenton, NC 27932 | (252) 482-5171 |
ECU Health Multispecialty | 113 Virginia Rd, Edenton, NC 27932 | (252) 482-3047 |
ECU Health Neurology-Edenton | 203 Earnhart Dr # B, Edenton, NC 27932 | (252) 482-5868 |
ECU Health Orthopedics-Roanoke | 171 N Carolina 125, Roanoke Rapids, NC 27870 | (252) 537-5631 |
ECU Health Pulmonology-Ahoskie | 222 Academy St S, Ahoskie, NC 27910 | (252) 209-3440 |
ECU Health Sleep Medicine | 240 Smith Church Rd # A, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Halifax Regional Med Ctr Inc | 250 Smith Church Rd, Roanoke Rapids, NC, 27870, Not AvailableIsland Medical Ctr, 715 US Highway 64, Manteo, NC 27954 | (252) 473-2500 |
Sentara Vascular Specialists | 5200 N Croatan Hwy # 6, Kitty Hawk, NC 27949 | (252) 255-6125 |
Signature Healthcare | 305 E 14th St, Roanoke Rapids, NC 27870 | (252) 537-6181 |
Vidant Sleep Medicine-Roanoke | 240 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Halifax County ZIP Codes include: 27823, 27839, 27843, 27844, 27850, 27870, 27874, 27887, and 27890
