Find Your Most Affordable Health Insurance Plan in Chowan County
in North Carolina
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
in North Carolina
Find affordable health insurance in Chowan County, NC with Health Plans of NC. Chowan County, NC is a small, close-knit community of approximately 13,814 residents in North Carolina's northeast, and Health Plans of NC helps local families and individuals find affordable coverage through Blue Cross NC, the carrier serving this area. With an uninsured rate of 8.9 percent, roughly 1,000 Chowan County residents are currently without health coverage, making it important to understand every available option. Whether you live in Edenton, Rockyhock, or Tyner, our local agents compare plans at no cost to help you find the right fit for your household.
Chowan County residents have access to 56 health insurance plans through the ACA marketplace, offering a range of coverage levels designed to fit different budgets, health needs, and household sizes. Local workers, self-employed residents, farmers, and families not covered through a larger employer can all find options suited to their situations, with subsidies available based on income relative to the federal poverty level. ECU Health Chowan Hospital in Edenton and the surrounding network of ECU Health clinics serve as key in-network providers across many of these plans, making local access to care a central consideration when choosing coverage.
Low-premium, high-deductible plans suit younger Chowan County residents in good health who want protection from major medical events like emergency surgery at ECU Health Chowan Hospital.
Mid-tier plans with balanced premiums and deductibles are well suited for working families in Chowan County who need predictable costs for regular doctor visits and specialist care.
Comprehensive, lower-deductible plans are ideal for Chowan County residents managing chronic conditions or those who visit primary care providers and specialists frequently throughout the year.
Marketplace plans with premium tax credits are available to individuals and families in Chowan County earning between 100 and 400 percent of the federal poverty level, significantly reducing monthly costs.
Medicaid coverage is available to qualifying low-income Chowan County residents, including adults, children, and families, given that North Carolina has expanded Medicaid eligibility under the ACA.
Short-term or supplemental coverage options may benefit Chowan County residents in transitional employment situations or those waiting for open enrollment, providing a bridge to comprehensive care.
Blue Cross NC and other leading carriers offer ACA-compliant plans in Chowan County. There are 56 plans available for 2025. Our agents compare every plan side-by-side at no cost.
Blue Cross NC (Blue Cross and Blue Shield of North Carolina)
Bronze plans in Chowan County start at approximately $482.73/mo/month before subsidies. With a median household income of $56,982, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
The entry-level marketplace plan in Chowan County starts at $482.73 per month before subsidies, but premium tax credits can reduce this cost dramatically for income-eligible residents.
Chowan County households earning up to 150 percent of the federal poverty level may qualify for $0 premium silver-level plans under enhanced ACA subsidy rules currently in effect.
With a median household income of $56,982, many Chowan County residents qualify for ACA subsidies that lower both monthly premiums and out-of-pocket costs like deductibles and copays.
Approximately 1,000 uninsured Chowan County residents, representing 8.9 percent of the population, may be leaving subsidy dollars or Medicaid eligibility unclaimed by not enrolling in available coverage.
Chowan County's poverty rate of 20.5 percent means a substantial portion of residents likely qualify for North Carolina Medicaid, which expanded to cover adults up to 138 percent of the federal poverty level.
Self-employed residents, agricultural workers, and small business owners in Chowan County who do not have access to employer-sponsored insurance often find the most value in marketplace plans with premium tax credits applied.
North Carolina expanded Medicaid in December 2023. Chowan County residents earning up to 138% of the federal poverty level may qualify for free or low-cost coverage. Currently 8.9% of Chowan County residents (about 1,000 people) are uninsured. Many may now qualify. Children in families earning up to 210% FPL may qualify for NC Health Choice (CHIP). Call Health Plans of NC for a free eligibility check.
Chowan County is home to 13,814 residents. The median household income is $56,982. The county has grown 0.8% since 2020. The uninsured rate is 8.9%. 1.8% of residents are foreign-born. Health Plans of NC helps Chowan County residents find the right plan at no cost.
Hospital | Address | Phone |
|---|---|---|
ECU Health Bertie Hospital | 1403 S King St, Windsor, NC 27983 | (252) 794-6600 |
ECU Health Chowan Hospital | 211 Virginia Rd, Edenton, NC 27932 | (252) 482-8451 |
ECU Health Edgecombe Hospital | 111 Hospital Dr, Tarboro, NC 27886 | (252) 641-7700 |
ECU Health North Hospital | 250 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-8011 |
ECU Health Roanoke-Chowan Hosp | 500 Academy St S, Ahoskie, NC 27910 | (252) 209-3000 |
Martin General Hospital | 310 S Mccaskey Rd, Williamston, NC 27892 | (252) 809-6300 |
Outer Banks Hospital | 4800 S Croatan Hwy, Nags Head, NC 27959 | (252) 449-4500 |
Sentara Albemarle Medical Ctr | 1144 N Road St, Elizabeth City, NC 27909 | (252) 335-0531 |
Washington Regional Med Ctr | 958 US Highway 64 E, Plymouth, NC 27962 | (252) 793-4135 |
Clinic | Address | Phone |
|---|---|---|
ECU Health Endocrinology-Ahsk | 226 Academy St S, Ahoskie, NC 27910 | (252) 209-3991 |
ECU Health Family Medicine | 1124 Harvey Point Rd, Hertford, NC 27944 | (252) 426-2946 |
ECU Health Family Medicine | 1385 Medical Center Dr # 4942, Roanoke Rapids, NC 27870 | (252) 537-9176 |
ECU Health Heart-Vascular Care | 220 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 537-9268 |
ECU Health Internal Medicine | 104 Mark Dr, Edenton, NC 27932 | (252) 482-5171 |
ECU Health Multispecialty | 113 Virginia Rd, Edenton, NC 27932 | (252) 482-3047 |
ECU Health Neurology-Edenton | 203 Earnhart Dr # B, Edenton, NC 27932 | (252) 482-5868 |
ECU Health Orthopedics-Roanoke | 171 N Carolina 125, Roanoke Rapids, NC 27870 | (252) 537-5631 |
ECU Health Pulmonology-Ahoskie | 222 Academy St S, Ahoskie, NC 27910 | (252) 209-3440 |
ECU Health Sleep Medicine | 240 Smith Church Rd # A, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Halifax Regional Med Ctr Inc | 250 Smith Church Rd, Roanoke Rapids, NC, 27870, Not AvailableIsland Medical Ctr, 715 US Highway 64, Manteo, NC 27954 | (252) 473-2500 |
Sentara Vascular Specialists | 5200 N Croatan Hwy # 6, Kitty Hawk, NC 27949 | (252) 255-6125 |
Signature Healthcare | 305 E 14th St, Roanoke Rapids, NC 27870 | (252) 537-6181 |
Vidant Sleep Medicine-Roanoke | 240 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Chowan County ZIP Codes include: 27932 and 27980
