Find Your Most Affordable Health Insurance Plan in Moore County
in North Carolina
Moore County residents can compare 16 health insurance options for 2026.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
in North Carolina
Find affordable health insurance in Moore County, NC with Health Plans of NC. Health Plans of NC helps Moore County residents find and compare health insurance plans for 2026, connecting individuals and families to coverage that works with providers like FirstHealth Moore Regional Hospital and employers such as Pinehurst Resort and Moore County Schools.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Moore County, with a population of 102,840 that has grown 3.1 percent since 2020, offers residents a range of health insurance pathways through ACA Marketplace plans, employer-sponsored coverage, Medicaid, and more. Major employers including FirstHealth of the Carolinas, Moore County Schools, Aya Healthcare Services, Pinehurst Resort, and the County of Moore provide group coverage options for many working residents, while the FirstHealth system anchors local healthcare access for those on individual plans. Approximately 5.0 percent of Moore County residents are foreign-born, and Health Plans of NC helps all residents, regardless of background, navigate their coverage options at no cost.
ACA Marketplace coverage connects Moore County individuals and families to plans that include FirstHealth Moore Regional Hospital and local primary care practices like Pinehurst Family Care Center.
Medicaid coverage is available to qualifying Moore County residents, including many working adults employed by smaller local businesses who meet income requirements.
Employer-sponsored insurance is offered by major Moore County employers such as FirstHealth of the Carolinas, Pinehurst Resort, and Moore County Schools, covering a large share of the county workforce.
Short-term coverage provides temporary protection for Moore County residents between jobs or transitioning away from employer-sponsored plans at organizations like Aya Healthcare Services.
COBRA continuation coverage allows Moore County residents who lose group coverage through employers like the County of Moore to maintain their existing plan for a limited period.
Small business SHOP plans are available to Moore County small employers who want to offer group health benefits and give employees access to the FirstHealth provider network.
For 2026, Moore County residents can choose from plans offered under two Blue Cross NC networks: Blue Advantage and Blue Care, with options spanning PPO structures that provide broad provider access across the region. The Blue Advantage PPO network covers more than 95 percent of North Carolina doctors and connects Moore County enrollees to FirstHealth Moore Regional Hospital, Sandhills Center for mental health services, and specialty practices throughout the Pinehurst area. The Blue Care PPO network covers more than 92 percent of North Carolina doctors and also provides in-network access to key Moore County providers, including FirstHealth Moore Pediatric Center and long-term care facilities like Quail Haven Village.
Blue Advantage, PPO, provides access to over 95 percent of NC doctors, including FirstHealth Moore Regional Hospital and its cardiology, oncology, and orthopedics departments.
Blue Advantage, PPO, includes in-network coverage for mental health services through Sandhills Center, supporting Moore County residents managing behavioral health needs.
Blue Advantage, PPO, connects enrollees to pediatric care at FirstHealth Moore Pediatric Center and primary care at Pinehurst Family Care Center and FirstHealth Family Medicine Pinehurst.
Blue Care, PPO, covers over 92 percent of NC doctors and provides Moore County residents with broad statewide access while still including FirstHealth Moore Regional Hospital as an in-network facility.
Blue Care, PPO, supports access to long-term care providers like Quail Haven Village and specialty services available through the FirstHealth system in Moore County.
Both Blue Advantage and Blue Care PPO networks allow Moore County residents to see out-of-network providers at a higher cost, offering flexibility for those who travel or need specialized care beyond the local area.
Bronze plans in Moore County start at approximately $463.63/month before subsidies. With a median household income of $82,837, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans in Moore County start at $463.63 per month for a 35-year-old before subsidies, offering the lowest monthly premiums with higher out-of-pocket costs when care is needed.
Silver plans start at $593.60 per month for a 35-year-old before subsidies and are the only tier eligible for cost-sharing reductions, which can lower deductibles and copays for qualifying households.
Gold plans start at $626.35 per month for a 35-year-old before subsidies, providing lower out-of-pocket costs at the point of care in exchange for higher monthly premiums.
Moore County residents earning between 100 and 150 percent of the federal poverty level may qualify for benchmark Silver plans with $0 monthly premiums after enhanced premium tax credits are applied.
Households earning up to 400 percent of the federal poverty level are eligible for ACA premium tax credits, and with Moore County's median household income of $82,837, a significant share of residents qualify for meaningful monthly savings.
Out-of-pocket maximums for 2026 ACA plans cap the total annual costs Moore County enrollees pay for in-network covered services, providing financial protection against large medical bills.
For 2026, Blue Cross NC is the sole ACA Marketplace carrier offering health insurance plans in Moore County, with 16 plans available across multiple coverage tiers and structures. These 16 plans are offered under two distinct provider networks, Blue Advantage and Blue Care, both structured as PPO plans that give Moore County residents flexibility in how they access care. The Blue Advantage network connects enrollees to the largest statewide provider footprint, including FirstHealth Moore Regional Hospital at 155 Memorial Drive in Pinehurst, while the Blue Care network provides a broad alternative PPO option that also covers key Moore County facilities and practices. Choosing between these two networks affects which local providers, specialty services, and facilities Moore County residents can access at in-network cost-sharing levels, making it important to verify that preferred doctors and hospitals participate before selecting a plan. Health Plans of NC licensed agents compare all 16 Blue Cross NC plans available in Moore County side-by-side at no cost, helping residents match their provider preferences and household needs to the right plan.
Blue Cross NC, PPO plans under Blue Advantage and Blue Care networks, 16 plans available in Moore County for 2026.
North Carolina expanded Medicaid in December 2023, extending eligibility to adults earning up to 138 percent of the federal poverty level, which opened coverage to many Moore County residents who previously had no affordable options. Moore County's uninsured rate is 7.8 percent, representing approximately 8,000 residents without coverage, a significant share of whom may now qualify for Medicaid or heavily subsidized marketplace plans. Children in Moore County families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, which provides low-cost comprehensive coverage for qualifying minors. Health Plans of NC offers free eligibility checks for Moore County residents who want to determine whether they qualify for Medicaid, CHIP, or marketplace coverage.
Working adults in Moore County who earn up to 138 percent of the federal poverty level now qualify for full Medicaid benefits under North Carolina's expanded eligibility rules.
Children in Moore County households earning up to 210 percent of the federal poverty level may qualify for NC Health Choice CHIP coverage, which provides comprehensive low-cost care.
Pregnant women in Moore County qualify for Medicaid with expanded income thresholds, ensuring access to prenatal care, delivery services, and postpartum coverage through the FirstHealth system.
Moore County's poverty rate of 10.0 percent means a meaningful portion of the county's population may be eligible for Medicaid or CHIP and should verify their eligibility with a licensed agent.
Moore County residents with disabilities or those who are elderly with limited income may qualify for Medicaid programs that cover long-term care, prescription drugs, and specialty services.
Health Plans of NC licensed agents serve Moore County residents at no cost, comparing all available plans side-by-side and guiding enrollees through every step of the application and enrollment process. Call 800-797-0327 today to get personalized plan recommendations and exact subsidy calculations with no obligation.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Moore County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
Atrium Health Anson | 2301 US Highway 74 W, Wadesboro, NC 28170 | (704) 994-4500 |
Betsy Johnson Hospital | 800 Tilghman Dr, Dunn, NC 28334 | (910) 892-1000 |
Cape Fear Valley Medical Ctr | 1638 Owen Dr, Fayetteville, NC 28304 | (910) 615-4000 |
Central Carolina Hospital | 1135 Carthage St, Sanford, NC 27330 | (919) 774-2100 |
Central Harnett Hospital | 215 Brightwater Dr, Lillington, NC 27546 | (910) 892-1000 |
Fayetteville VA Hosp Med Ctr | 2300 Ramsey St, Fayetteville, NC 28301 | (910) 488-2120 |
First Health Montgomery Meml | 520 Allen St, Troy, NC 27371 | (910) 571-5000 |
First Health Moore Regl Hosp-Hk | 6408 Fayetteville Rd, Raeford, NC 28376 | (910) 878-6000 |
First Health Moore Regl Hosp | 155 Memorial Dr, Pinehurst, NC 28374 | (910) 715-1000 |
First HealthMoore Regl Hosp | 925 S Long Dr, Rockingham, NC 28379 | (910) 417-3000 |
Highsmith-Rainey Spec Hosp | 150 Robeson St, Fayetteville, NC 28301 | (910) 615-1000 |
Hoke Hospital | 210 Medical Pavilion Dr, Raeford, NC 28376 | (910) 904-8000 |
Scotland Memorial Hospital | 500 Lauchwood Dr, Laurinburg, NC 28352 | (910) 291-7000 |
Womack Army Medical Ctr | 2817 Reilly St, Fort Bragg, NC 28310 | (910) 907-6000 |
Clinic | Address | Phone |
|---|---|---|
Alamance Ear Nose & Throat LLP | 4030 Oaks Professional Pkwy # 201, Burlington, NC 27215 | (336) 226-0660 |
Alamance Regional Medical Ctr | 1240 Huffman Mill Rd, Burlington, NC 27215 | (336) 538-7000 |
Alamance Regional Pain Clinic | 1236 Huffman Mill Rd # 2000, Burlington, NC 27215 | (336) 538-7180 |
Bethany Medical At North Main | 819 N Main St # 112, High Point, NC 27262 | (336) 289-2299 |
Bethany Medical At South Main | 2805 S Main St, High Point, NC 27263 | (336) 289-2727 |
Bethany Medical Ctr | 3604 Peters Ct, High Point, NC 27265 | (336) 883-0029 |
Bethany Medical Ctr | 3801 W Market St, Greensboro, NC 27407 | (336) 883-0029 |
Bethany Medical Ctr | 507 N Lindsay St, High Point, NC 27262 | (336) 883-0029 |
Central Carolina Health Ntwrk | 1 Centerview Dr # 202, Greensboro, NC 27407 | (336) 292-0665 |
Chapel Hill Obstetrics-Gynclgy | 6216 Fayetteville Rd, Durham, NC 27713 | (919) 942-8571 |
Clinical Choice | 7300 Cessna Dr, Greensboro, NC 27409 | (336) 550-4180 |
Cone Health Covid-19 Testing | 1238 Huffman Mill Rd, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 1830 Lendew St, Greensboro, NC 27408 | (336) 890-1140 |
Cone Health Covid-19 Testing | 2363 Corporation Pkwy, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 525 Maple Ave, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Covid-19 Testing | 617 S Main St, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Ctr For Maternal | 930 3rd St # 200, Greensboro, NC 27405 | (336) 890-3255 |
Cone Health Mebane Physical | 102 Medical Park Dr, Mebane, NC 27302 | (919) 304-5060 |
Cone Health Medcenter Mebane | 3940 Arrowhead Blvd # 110, Mebane, NC 27302 | (919) 568-7300 |
Cone Health Outpatient Rehab | 618 S Main St Inside Annie Pen, Reidsville, NC 27320 | (336) 951-4000 |
Cone Health Sleep Disorders | 509 N Elam Ave # 300-D, Greensboro, NC 27403 | (336) 832-0410 |
Cone Health Women's-Children's | 1121 N Church Street Entrance, Greensboro, NC 27401 | (336) 832-6500 |
Duke Cancer Ctr Acute Care | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 668-6608 |
Duke Cancer Ctr Radiation | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 660-2100 |
Duke Children's Health Ctr | 2301 Erwin Rd # 34ththfloor, Durham, NC 27705 | (919) 613-7777 |
Duke Health | 234 Crooked Creek Pkwy # 500, Durham, NC 27713 | (919) 684-3834 |
Duke Pediatric Dermatology | 5324 Mcfarland Rd # 410, Durham, NC 27707 | (919) 684-3432 |
Duke University Med Ctr Gen | , Durham, NC 27701 | (919) 684-2410 |
Duke University Med Ctr Gen | , Durham, NC 27710 | (919) 681-4722 |
Duke University Med Ctr Gen | PO Box 90950, Durham, NC 27708 | (919) 681-2020 |
Duke Wound Mgmt Clinic-Clinic | 40 Duke Medicine Cir, Durham, NC 27710 | (919) 684-3432 |
Health Center Of Hillsborough | 401 Meadowlands Dr # 101, Hillsborough, NC 27278 | (919) 241-5032 |
Lebauer Healthcare At Green | 709 Green Valley Rd, Greensboro, NC 27408 | (336) 547-1792 |
Lebauer Healthcare Grandover | 4023 Guilford College Rd, Greensboro, NC 27407 | (336) 890-2040 |
Lebauer Primary Care At Elam | 520 N Elam Ave, Greensboro, NC 27403 | (336) 547-1792 |
Renaissance Family Medicine | 2525c Phillips Ave, Greensboro, NC 27405 | (336) 832-7711 |
Sleep Disorders Ctr At | 1248 Huffman Mill Rd # 101, Burlington, NC 27215 | (866) 937-6692 |
UNC At Chapel Hill Medical Ctr | Cb 7010, Chapel Hill, NC 27599 | (919) 966-5136 |
UNC Hospitals Lab Hillsborough | 460 Waterstone Dr # Firstfloor, Hillsborough, NC 27278 | (919) 595-5970 |
UNC Hospitals Multispecialty | 101 Manning Dr # Firstfloor, Chapel Hill, NC 27514 | (984) 974-0150 |
University-NC-Health Care | 100 Sprunt St, Chapel Hill, NC 27517 | (919) 966-5500 |
Moore County ZIP Codes include: 27242, 27281, 27325, 27376, 28315, 28327, 28350, 28370, 28373, 28374, 28387, 28388, and 28394
