Find Your Most Affordable Health Insurance Plan in Bladen County
in North Carolina
Bladen County residents can compare 14 health insurance options for 2025.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
in North Carolina
Find affordable health insurance in Bladen County, NC with Health Plans of NC. Bladen County, NC residents have access to health insurance plans through Blue Cross NC, with 14 plans available through the ACA marketplace to help cover the needs of this rural community. Health Plans of NC helps residents of Bladen County compare and enroll in coverage at no cost, connecting locals to plans that work with providers like Cape Fear Valley-Bladen Healthcare and area clinics. With an uninsured rate of 8.9 percent, representing roughly 3,000 residents without coverage, finding the right plan is one of the most important financial decisions a Bladen County household can make.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Bladen County residents can choose from 14 health insurance plans through the ACA marketplace for 2025, with options designed to fit a wide range of budgets, health needs, and household situations. Whether you receive care at Cape Fear Valley-Bladen Healthcare in Elizabethtown, visit CommWell Health on a sliding fee scale, or rely on Bladen Medical Associates in Elizabethtown or Bladenboro, there is a plan structured to keep your preferred providers in-network. Households earning near Bladen County's median income of $44,528 may qualify for premium tax credits that significantly reduce monthly costs, and those near or below the poverty line may qualify for Medicaid at little to no cost.
Low-premium, higher-deductible plans best suit younger, healthier Bladen County residents who want financial protection against emergencies at Cape Fear Valley-Bladen Healthcare without paying high monthly costs.
Mid-tier plans with balanced premiums and cost-sharing are well-suited to families in Bladen County managing chronic conditions through providers like Bladen Medical Associates in Elizabethtown and Bladenboro.
Comprehensive, lower-deductible plans are ideal for Bladen County residents with frequent medical needs, including those using specialty rotating clinics hosted at Cape Fear Valley-Bladen Healthcare in Elizabethtown.
Medicaid coverage is available to qualifying low-income Bladen County residents, particularly given the county's 21.2 percent poverty rate, and provides access to primary care, dental, and behavioral health at no or very low cost.
Sliding-scale and subsidized marketplace plans are critical for the roughly 3,000 uninsured Bladen County residents, especially those who use CommWell Health's primary medical, dental, and behavioral health services.
Short-term and supplemental coverage options may help Bladen County residents who are between jobs or aging into Medicare bridge gaps while maintaining access to providers like Bladen Kids Care Pediatrics and the Bladen County Health Department.
Blue Cross NC is the primary ACA marketplace carrier serving Bladen County residents in 2025, offering 14 plans across multiple coverage tiers to fit a range of budgets and health needs. These plans include options structured around different levels of cost-sharing, giving Bladen County households the flexibility to choose coverage that aligns with how frequently they use medical services. Blue Cross NC networks in the Bladen County area are built to include key local providers such as Cape Fear Valley-Bladen Healthcare, Bladen Medical Associates, and CommWell Health, making it essential that residents confirm their preferred providers are in-network before enrolling. The plan a Bladen County resident selects directly affects which hospitals, specialists, and primary care clinics they can access at in-network rates, which is especially important for those who depend on locally available rural healthcare services. Health Plans of NC agents compare every available plan side-by-side at no cost, helping residents identify the option that best matches their provider preferences, prescription needs, and household budget. With a median household income of $44,528 and an uninsured rate of 8.9 percent affecting an estimated 3,000 residents, choosing the right Blue Cross NC plan with the correct subsidy applied can mean the difference between affordable coverage and going without.
Blue Cross NC (Blue Cross and Blue Shield of North Carolina): the primary ACA marketplace carrier offering 14 plans to Bladen County residents for 2025
Bronze plans in Bladen County start at approximately $476.59/month before subsidies. With a median household income of $44,528, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Marketplace coverage in Bladen County starts at $476.59 per month before subsidies, but premium tax credits can reduce that cost substantially for households near the county's $44,528 median income.
Residents earning up to 400 percent of the federal poverty level qualify for ACA premium tax credits, covering a wide range of Bladen County households given the area's income distribution.
North Carolina's Medicaid expansion, effective December 2023, extends free or low-cost coverage to adults earning up to 138 percent of the federal poverty level, directly benefiting many of Bladen County's residents living in poverty at a rate of 21.2 percent.
The estimated 3,000 uninsured Bladen County residents representing 8.9 percent of the population may qualify for $0 or very low monthly premium plans after marketplace subsidies are calculated based on household income.
CommWell Health's sliding fee scale provides an additional financial safety net for Bladen County residents who are uninsured or underinsured, reducing out-of-pocket costs for primary medical, dental, and behavioral health services.
Because Bladen County's population has experienced a slight decline of 0.1 percent, local healthcare resources and insurer participation remain stable, but residents should confirm provider network details annually during open enrollment to ensure continued access.
Individual and Family plan premiums in Bladen County before subsidies: Bronze plans start at $476.59/month (lowest premiums, highest deductible); Silver plans start at $612.52/month (mid-range cost, eligible for cost-sharing reductions); Gold plans start at $633.41/month (higher premiums, lower out-of-pocket). Catastrophic coverage is also available for Bladen County residents under 30 or with a hardship exemption. Most Bladen County residents qualify for ACA premium tax credits that can significantly lower monthly costs. Health Plans of NC provides free personalized quotes with exact subsidy calculations.
North Carolina expanded Medicaid in December 2023. Bladen County residents earning up to 138% of the federal poverty level may qualify for free or low-cost coverage. Currently 8.9% of Bladen County residents (about 3,000 people) are uninsured. Many may now qualify. Children in families earning up to 210% FPL may qualify for NC Health Choice (CHIP). Call Health Plans of NC for a free eligibility check.
Bladen County is home to 29,591 residents. The median household income is $44,528. The county has grown -0.1% since 2020. The uninsured rate is 8.9%. 2.8% of residents are foreign-born. Health Plans of NC helps Bladen County residents find the right plan at no cost.
Hospital | Address | Phone |
|---|---|---|
Brynn Marr Hospital | 192 Village Dr, Jacksonville, NC 28546 | (910) 577-1400 |
Cape Fear Vly Bladen County | 501 S Poplar St, Elizabethtown, NC 28337 | (910) 862-5100 |
Columbus Regional Healthcare | 500 Jefferson St, Whiteville, NC 28472 | (910) 642-8011 |
Dosher Memorial Hospital | 924 N Howe St, Southport, NC 28461 | (910) 457-3800 |
ECU Health Duplin Hospital | 401 N Main St, Kenansville, NC 28349 | (910) 296-0941 |
Naval Medical Ctr Camp Lejeune | 100 Brewster Blvd, Camp Lejeune, NC 28547 | (910) 450-4357 |
New Hanover Regional Med Ctr | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7000 |
New Hanover Regl Med Ctr-Rehab | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7835 |
NHRMC Betty H Cameron Women's | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7360 |
Novant Health Brunswick Med | 240 Hospital Dr NE, Bolivia, NC 28422 | (910) 721-1000 |
Novant Health New Hanover | 5301 Wrightsville Ave, Wilmington, NC 28403 | (910) 667-8100 |
Onslow Memorial Hospital | 317 Western Blvd, Jacksonville, NC 28546 | (910) 577-2345 |
Pender Memorial Hospital | 507 E Fremont St, Burgaw, NC 28425 | (910) 259-5451 |
Sampson Regional Medical Ctr | 607 Beaman St, Clinton, NC 28328 | (910) 592-8511 |
Southeastern Regional Med Ctr | 300 W 27th St, Lumberton, NC 28358 | (910) 671-5000 |
UNC Health Southeastern | 4300 Fayetteville Rd, Lumberton, NC 28358 | (910) 608-3078 |
Bladen County ZIP Codes include: 28306, 28320, 28332, 28337, 28384, 28392, 28399, 28433, 28434, and 28448
