Find Your Most Affordable Health Insurance Plan in Bladen County
in North Carolina
Bladen County residents can compare 14 health insurance options for 2026.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
in North Carolina
Find affordable health insurance in Bladen County, NC with Health Plans of NC. Health Plans of NC helps Bladen County, NC residents find and enroll in affordable health insurance coverage, connecting locals to plans that work with health systems like Southeastern Health and employers such as Smithfield Foods. Whether you are shopping for individual, family, or small business coverage, Health Plans of NC compares every available option at no cost.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Bladen County is home to 29,591 residents, with a population that has seen a slight decline of 0.1 percent since 2020 and a foreign-born resident share of 2.8 percent, reflecting a rural community with diverse coverage needs. Major employers including Smithfield Foods, Bladen County Schools, Bladen County government, C R England, and Dynapar Corporation offer varying levels of workplace benefits, making it important for residents to understand all available coverage pathways. Health systems such as Bladen County Hospital and Southeastern Health anchor local care, and residents can access coverage through several distinct program types depending on their employment and household situation.
ACA Marketplace plans are available to Bladen County residents who do not have access to job-based coverage through employers like Smithfield Foods or Dynapar Corporation.
Medicaid is available to qualifying low-income Bladen County adults and families, with access to primary and preventive care at Bladen County Hospital and Southeastern Health.
Employer-sponsored insurance is offered by some of Bladen County's largest employers, including Bladen County Schools and Bladen County government, covering employees and their dependents.
Short-term health plans can provide temporary coverage for Bladen County residents between jobs at employers like C R England or transitioning between benefit periods.
COBRA continuation coverage allows Bladen County workers who leave qualifying employers to temporarily maintain their existing group health plan while seeking new coverage.
Small business SHOP plans through the ACA Marketplace allow smaller Bladen County employers, including local businesses near Southeastern Health facilities, to offer group coverage to their employees.
For 2026, Bladen County residents have access to ACA Marketplace plans under two Blue Cross NC networks: Blue Advantage and Blue Care, both structured as PPO plans that allow access to a broad range of in-network providers. Blue Advantage carries the largest nationwide PPO network, while Blue Care offers broad statewide PPO coverage, and both networks are built to include key local providers such as Cape Fear Valley-Bladen Healthcare in Elizabethtown and area clinics like CommWell Health and Bladen Medical Associates. Residents should confirm their specific preferred providers are in-network for the plan they select, especially those who rely on specialty rotating clinics or behavioral health services available locally.
Blue Advantage, a PPO network, includes over 95 percent of NC doctors in-network and connects Bladen County residents to Cape Fear Valley-Bladen Healthcare and providers statewide.
Blue Care, a PPO network, covers over 92 percent of NC doctors in-network and provides Bladen County residents with broad statewide access including local clinics like CommWell Health.
Both Blue Advantage and Blue Care PPO plans allow Bladen County residents to access Bladen Medical Associates locations in Elizabethtown and Bladenboro at in-network rates.
PPO plan structures under both networks give Bladen County residents the flexibility to see specialists without requiring a primary care referral, which is valuable in a rural county.
Residents who use Bladen Kids Care Pediatrics or the Bladen County Health Department should verify that their chosen network includes those providers before completing enrollment.
Health Plans of NC can confirm which specific 2026 Blue Advantage and Blue Care plans include your preferred Bladen County providers before you enroll.
Bronze plans in Bladen County start at approximately $476.59/month before subsidies. With a median household income of $44,528, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans start at $476.59 per month for a 35-year-old in Bladen County before any premium tax credits are applied, offering the lowest monthly premiums with higher deductibles.
Silver plans start at $612.52 per month before subsidies and are the only tier eligible for cost-sharing reductions, which lower deductibles and out-of-pocket costs for qualifying Bladen County households.
Gold plans start at $633.41 per month before subsidies and offer lower out-of-pocket costs per medical visit, making them a strong fit for Bladen County residents with frequent healthcare needs.
Households earning up to 400 percent of the federal poverty level qualify for ACA premium tax credits, which can bring monthly costs well below the sticker prices listed above.
Some Bladen County residents with incomes between 100 and 150 percent of the federal poverty level may qualify for a Silver plan with a $0 or near-zero monthly premium after tax credits.
Health Plans of NC provides free personalized quotes with exact subsidy calculations so Bladen County residents know their true monthly cost before enrolling.
Blue Cross NC is the sole ACA Marketplace carrier serving Bladen County for 2026, offering a total of 14 plans across multiple coverage tiers. These 14 plans are structured around two PPO networks, Blue Advantage and Blue Care, each providing different levels of statewide and nationwide provider access. Blue Advantage connects Bladen County residents to the largest nationwide PPO network, while Blue Care provides broad statewide PPO access that includes key local facilities in the Elizabethtown area. The network a Bladen County resident selects directly determines which hospitals, primary care clinics, and specialists they can access at in-network rates, making that choice especially consequential for residents who depend on locally available rural healthcare services. Health Plans of NC compares all 14 Blue Cross NC plans side-by-side at no cost, helping every Bladen County household find the right fit.
Blue Cross NC, PPO plans under Blue Advantage and Blue Care networks, 14 plans available to Bladen County residents for 2026.
North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults earning up to 138 percent of the federal poverty level, a threshold that captures a meaningful portion of Bladen County's population given the county's poverty rate of 21.2 percent. Currently, 8.9 percent of Bladen County residents, approximately 3,000 people, remain uninsured, and many of them may now qualify for Medicaid or a subsidized Marketplace plan without being aware of their eligibility. Children in families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, providing low-cost coverage for pediatric care. Health Plans of NC offers free eligibility checks and can help Bladen County residents apply for Medicaid or CHIP at no cost.
Working adults in Bladen County who are employed in low-wage positions and earn up to 138 percent of the federal poverty level may now qualify for full Medicaid coverage under NC expansion.
Children in Bladen County households earning up to 210 percent of the federal poverty level are eligible for NC Health Choice, the CHIP program, which provides comprehensive pediatric benefits.
Pregnant women in Bladen County qualify for Medicaid at higher income thresholds than standard adults, ensuring prenatal and delivery care coverage for qualifying households.
Bladen County residents with disabilities who meet federal income and functional criteria may qualify for Medicaid, which covers long-term services, behavioral health, and specialty care.
With a poverty rate of 21.2 percent in Bladen County, a significant share of local households may qualify for Medicaid at little to no cost, and Health Plans of NC can verify eligibility for free.
Health Plans of NC licensed agents serve Bladen County residents at no cost, comparing all available 2026 plans side-by-side and guiding you through enrollment from start to finish. Call 800-797-0327 today to get personalized help finding the right plan for your household.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Bladen County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
Brynn Marr Hospital | 192 Village Dr, Jacksonville, NC 28546 | (910) 577-1400 |
Cape Fear Vly Bladen County | 501 S Poplar St, Elizabethtown, NC 28337 | (910) 862-5100 |
Columbus Regional Healthcare | 500 Jefferson St, Whiteville, NC 28472 | (910) 642-8011 |
Dosher Memorial Hospital | 924 N Howe St, Southport, NC 28461 | (910) 457-3800 |
ECU Health Duplin Hospital | 401 N Main St, Kenansville, NC 28349 | (910) 296-0941 |
Naval Medical Ctr Camp Lejeune | 100 Brewster Blvd, Camp Lejeune, NC 28547 | (910) 450-4357 |
New Hanover Regional Med Ctr | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7000 |
New Hanover Regl Med Ctr-Rehab | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7835 |
NHRMC Betty H Cameron Women's | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7360 |
Novant Health Brunswick Med | 240 Hospital Dr NE, Bolivia, NC 28422 | (910) 721-1000 |
Novant Health New Hanover | 5301 Wrightsville Ave, Wilmington, NC 28403 | (910) 667-8100 |
Onslow Memorial Hospital | 317 Western Blvd, Jacksonville, NC 28546 | (910) 577-2345 |
Pender Memorial Hospital | 507 E Fremont St, Burgaw, NC 28425 | (910) 259-5451 |
Sampson Regional Medical Ctr | 607 Beaman St, Clinton, NC 28328 | (910) 592-8511 |
Southeastern Regional Med Ctr | 300 W 27th St, Lumberton, NC 28358 | (910) 671-5000 |
UNC Health Southeastern | 4300 Fayetteville Rd, Lumberton, NC 28358 | (910) 608-3078 |
Bladen County ZIP Codes include: 28306, 28320, 28332, 28337, 28384, 28392, 28399, 28433, 28434, and 28448
