Find Your Most Affordable Health Insurance Plan in Granville County
in North Carolina
Granville County residents can compare 18 health insurance options for 2026.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
in North Carolina
Find affordable health insurance in Granville County, NC with Health Plans of NC. Health Plans of NC helps Granville County, NC residents find and enroll in the right health insurance plan at no cost, with access to coverage options that connect them to local providers including UNC Health Granville and Duke University Hospital. Whether you work for one of the county's major employers or are self-employed, a licensed agent can compare every available plan side-by-side and walk you through enrollment.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Granville County is home to 61,439 residents and has grown 0.7 percent since 2020, with 5.8 percent of the population born outside the United States, reflecting a community with diverse coverage needs and language preferences when navigating health insurance options. Major employers in the county include NCDHHS and the Central Prison Region, Food Lion Distribution, the Federal Bureau of Prisons, Altec Industries, and Revlon, meaning many residents have access to employer-sponsored coverage alongside ACA Marketplace and Medicaid options. Local health systems, including UNC Health Granville and Duke University Hospital, anchor the care network that residents depend on, making it essential to choose a plan whose network includes these providers.
ACA Marketplace plans are available for Granville County residents who are self-employed, work for employers like Altec Industries that do not offer group coverage, or who are between jobs and need individual or family coverage.
Medicaid coverage is available to qualifying low-income Granville County residents, including many who work in service and logistics roles at Food Lion Distribution or the Federal Bureau of Prisons facilities in the area.
Employer-sponsored health insurance is offered by several of Granville County's largest employers, including NCDHHS and the Central Prison Region, providing group coverage to a significant share of the county workforce.
Short-term health plans offer temporary coverage for Granville County residents in transition, such as those awaiting the start date of benefits at a new position with Revlon or another local employer.
COBRA continuation coverage allows Granville County residents who recently left a job with group benefits to maintain their existing plan and provider relationships, including access to UNC Health Granville, for a limited period.
Small business SHOP plans are available for Granville County business owners who want to offer group health coverage to their employees, connecting workers to the local provider network anchored by UNC Health Granville and Duke University Hospital.
For 2026, Granville County residents have access to plans through two Blue Cross NC networks, Blue Advantage and Blue Care, each offering different levels of statewide and national provider access. Blue Advantage is structured as a PPO with the largest nationwide network, giving members flexibility to see providers both locally and when traveling, while Blue Care is also a PPO with broad statewide coverage. Both networks include access to Granville County's key local facilities, making either option a viable choice for residents who rely on care close to home.
Blue Advantage, a PPO network, covers more than 95 percent of North Carolina doctors in-network and connects Granville County residents to local providers including UNC Health Granville and Granville Medical Center.
Blue Care, a PPO network, includes more than 92 percent of North Carolina doctors in-network and provides Granville County residents with broad statewide access while maintaining coverage for local hospitals and specialty centers.
Both Blue Advantage and Blue Care plans are available in HMO, PPO, EPO, and catastrophic coverage structures, giving Granville County residents flexibility in how they manage out-of-pocket costs and referral requirements.
Catastrophic plans under Blue Cross NC are available to eligible Granville County residents under age 30 or those with a qualifying hardship exemption, providing low-premium protection against major medical events.
Specialty services at facilities such as the Granville Health System Cancer Center and the Granville Health System Heart and Vascular Center are accessible through in-network providers under both the Blue Advantage and Blue Care plan structures.
Primary care access at local clinics including Granville Primary Care, Oxford Family Physicians, and Butner-Creedmoor Family Medicine is supported by both Blue Cross NC networks available in Granville County for 2026.
Bronze plans in Granville County start at approximately $522.41/month before subsidies. With a median household income of $70,975, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans in Granville County start at $522.41 per month for a 35-year-old before tax credits, offering the lowest monthly premium with a higher deductible for those who want protection against major medical events.
Silver plans start at $671.42 per month before subsidies and are the only tier eligible for cost-sharing reductions, which lower deductibles and out-of-pocket maximums for qualifying Granville County households.
Gold plans start at $694.31 per month before tax credits and offer lower out-of-pocket costs throughout the year, making them well suited for residents who use specialty or chronic care services regularly.
Granville County residents with household incomes up to 400 percent of the federal poverty level may qualify for premium tax credits that reduce monthly costs well below the published starting prices for all tiers.
Some Granville County households may qualify for a $0 net premium Silver plan after applying all available subsidies, making comprehensive mid-tier coverage accessible even for families with tight monthly budgets.
Residents whose incomes fall near the county median of $70,975 should have a Health Plans of NC agent calculate their exact subsidy, since even moderate-income households often qualify for meaningful premium reductions.
Blue Cross NC is the sole ACA Marketplace carrier offering plans in Granville County for 2026, with a total of 18 plans available to individuals and families in the county. These 18 plans are available across two networks, Blue Advantage and Blue Care, both structured as PPOs, giving residents a choice between the broadest nationwide access and comprehensive statewide coverage. The Blue Advantage network connects Granville County residents to more than 95 percent of North Carolina doctors, while the Blue Care network covers more than 92 percent of in-state providers, both including local hospitals and specialty facilities in the Oxford area. Network choice directly affects whether residents can use providers like UNC Health Granville and Granville Medical Center without facing out-of-network costs, so comparing network details is a critical step during open enrollment. Health Plans of NC agents compare all 18 Blue Cross NC plans side-by-side at no cost, helping Granville County residents identify the plan and network that best match their preferred providers and healthcare needs.
Blue Cross NC, PPO plans under the Blue Advantage and Blue Care networks, 18 plans available in Granville County for 2026.
North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults earning up to 138 percent of the federal poverty level, which has opened eligibility to many Granville County residents who were previously uninsured. Currently, 10.1 percent of Granville County residents, approximately 6,000 people, are without health coverage, and a meaningful share of this group may now qualify for Medicaid or CHIP under the expanded rules. Children in families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, providing low-cost coverage for pediatric care. Health Plans of NC can perform a free eligibility check for any Granville County resident who wants to know whether they or their children qualify for Medicaid or CHIP before exploring Marketplace options.
Working adults in Granville County who earn at or below 138 percent of the federal poverty level, including those in part-time or seasonal roles, may now qualify for Medicaid under North Carolina's expanded eligibility rules.
Children in Granville County families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, providing access to pediatric primary care and preventive services at little or no cost.
Pregnant women in Granville County may qualify for Medicaid coverage that includes prenatal, labor and delivery, and postpartum care through local providers connected to UNC Health Granville.
Low-income seniors in Granville County who are approaching or already on Medicare may qualify for dual-eligibility programs that combine Medicaid and Medicare benefits to reduce out-of-pocket costs.
Granville County residents with disabilities who meet income thresholds may qualify for Medicaid, and with the county's poverty rate at 14.1 percent, a substantial share of the population may be eligible for this or another assistance program.
Health Plans of NC licensed agents serve Granville County residents at no cost, comparing every available plan side-by-side and guiding you through the full enrollment process from eligibility to activation. Call 800-797-0327 today to speak with an agent who knows the Granville County market and can help you find the coverage that fits your providers, your budget, and your family's needs.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Granville County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
Central Regional Hospital | 300 Veazey Dr, Butner, NC 27509 | (919) 764-2000 |
Duke Raleigh Hospital | 3400 Wake Forest Rd, Raleigh, NC 27609 | (919) 954-3000 |
Granville Health System | 1010 College St, Oxford, NC 27565 | (919) 690-3000 |
Holly Hill Hospital | 3019 Falstaff Rd, Raleigh, NC 27610 | (919) 250-7000 |
Nash General Hospital | 2460 Curtis Ellis Dr, Rocky Mount, NC 27804 | (252) 962-8000 |
PAM Specialty Hosp Of Rocky Mt | 1051 Noell Ln, Rocky Mount, NC 27804 | (252) 451-2300 |
Rex Hospital | 4420 Lake Boone Trl, Raleigh, NC 27607 | (919) 784-3100 |
Strategic Behavioral Ctr Rlgh | 3200 Waterfield Dr, Garner, NC 27529 | (919) 800-4400 |
UNC Health Johnston | 509 N Brightleaf Blvd, Smithfield, NC 27577 | (919) 934-8171 |
UNC Hospitals At Wakebrook | 111 Sunnybrook Rd, Raleigh, NC 27610 | (984) 974-4800 |
WakeMed Cary Hospital | 1900 Kildaire Farm Rd, Cary, NC 27518 | (919) 350-8000 |
WakeMed North Hospital | 10000 Falls Of Neuse Rd, Raleigh, NC 27614 | (919) 350-8000 |
WakeMed Raleigh Campus | 3000 New Bern Ave, Raleigh, NC 27610 | (919) 350-8000 |
Wilson Medical Ctr | 1705 Tarboro St SW, Wilson, NC 27893 | (252) 399-8040 |
Clinic | Address | Phone |
|---|---|---|
Angier Pediatric & Adult Med | 441 Lakestone Commons Ave, Fuquay Varina, NC 27526 | (919) 577-0481 |
Benson Area Medical Ctr Inc | 11801 Vogel St, Raleigh, NC 27617 | (919) 207-4403 |
Beverly Medical Ctr | 6008 Creedmoor Rd, Raleigh, NC 27612 | (919) 844-4552 |
Brier Creek Medical Pavilion | 10207 Cerny St, Raleigh, NC 27617 | (919) 634-6269 |
Carolina Neuropsychology Svc | 3900 Barrett Dr # 102, Raleigh, NC 27609 | (919) 859-9040 |
Carolinas Center For Med | 3600 Glenwood Ave # 120, Raleigh, NC 27612 | (919) 461-5500 |
Clayton Dialysis Ctr | 86 Healthpark Way, Clayton, NC 27520 | (919) 550-7456 |
Clinton Dialysis Unit | 545 E Market St, Smithfield, NC 27577 | (919) 934-2826 |
Duke Raleigh Hosp Palliative | 3404 Wake Forest Rd, Raleigh, NC 27609 | (919) 862-5400 |
Duke Raleigh Hosp Pre | 3300 Executive Dr, Raleigh, NC 27609 | (919) 954-3940 |
Duke Raleigh Hosp | 3404 Wake Forest Rd, Raleigh, NC 27609 | (919) 862-5718 |
Duke Rheumatology Raleigh | 3480 Wake Forest Rd # 414, Raleigh, NC 27609 | (919) 613-2243 |
Duke Spine-Pain Mgmt-Raleigh | 3480 Wake Forest Rd, Raleigh, NC 27609 | (919) 862-5367 |
Duke Women's Health Heritage | 3000 Rogers Rd, Wake Forest, NC 27587 | (919) 385-2940 |
Eastern Carolina Pathology | 2693 Forest Hills Rd SW # B, Wilson, NC 27893 | (252) 234-2841 |
ECU Health Family Medicine | 1704 Glendale Dr. SW, Wilson, NC 27893 | (252) 246-8960 |
Fastmed Family Medicine | 11491 US 70 Business Hwy W, Clayton, NC 27520 | (919) 550-2484 |
Fastmed Family Medicine | 5156 N Carolina 42, Garner, NC 27529 | (919) 329-5000 |
Goshen Medical Ctr Inc | 1624 White Oak Church Rd, Apex, NC 27523 | (941) 267-2042 |
Granville Medical Ctr | 1010 College St, Oxford, NC 27565 | (919) 690-3000 |
Karissa Binkley | 1021 W Williams St # 105, Apex, NC 27502 | (919) 961-9885 |
Meso & Beyond Medical Ctr | 1000 N Main St # 100, Fuquay Varina, NC 27526 | (919) 285-4373 |
Pai Wellness Group | 9380 Falls Of Neuse Rd # 101, Raleigh, NC 27615 | (919) 529-3355 |
Rocky Mt Medical Park | 901 N Winstead Ave, Rocky Mount, NC 27804 | (252) 937-8507 |
Siemens Medical Solutions | 209 Gregson Dr, Cary, NC 27511 | (919) 461-0132 |
Smithfield Pulmonology | 706 Wilkins St # A, Smithfield, NC 27577 | (919) 989-1800 |
Southern Wake Medical Ctr | 415 Wake Chapel Rd, Fuquay Varina, NC 27526 | (919) 552-9143 |
Synchrony Energetics Incl | 3201 Nash St NW # A, Wilson, NC 27896 | (252) 373-4722 |
UNC Fertility | 7920 Acc Blvd # 300, Raleigh, NC 27617 | (919) 908-0000 |
Voyage Anesthesia PC | 101 Forest Dr # D, Knightdale, NC 27545 | (919) 341-0188 |
Wake Health Svc | , Franklinton, NC 27525 | (919) 494-5246 |
WakeMed Brier Creek Healthplex | 8001 T W Alexander Dr, Raleigh, NC 27617 | (919) 350-8000 |
Granville County ZIP Codes include: 27507, 27509, 27522, 27564, 27565, 27581, and 27582
