Find Your Most Affordable Health Insurance Plan in Davie County

in North Carolina
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Blue Advantage

Nationwide (BlueCard®)

Nationwide
NetworkAnywhere in the U.S. and abroad; 95%+ of NC doctors
Out-of-area careCovered (lower benefit level)
Best forFrequent travelers, dual-state families, anyone wanting the most choice
Plan details & availability ▾

Blue Advantage is a PPO health plan from Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offering the company's largest nationwide network of doctors, specialists, and hospitals. More than 95% of North Carolina doctors and 98% of North Carolina hospitals are in-network, and coverage travels with you nationwide through the BlueCard® program, which is accepted in nearly 200 countries and territories worldwide.

Because it's a PPO, Blue Advantage gives you the fewest restrictions on which doctors you can see: no referrals to see a specialist, and out-of-network care is still covered (at a lower benefit level). It typically carries a higher premium than Blue Cross NC's in-state-only plans, so it's the plan we recommend when provider choice and nationwide access matter more than getting the lowest possible premium.

Highlights

  • PPO plan — see any provider, no referrals needed
  • 95%+ of NC doctors and 98% of NC hospitals in-network
  • Nationwide in-network access through BlueCard®
  • Out-of-network care is covered at a lower benefit level
  • Emergency care covered at the in-network rate worldwide
  • Available in all 100 NC counties
  • Offered in Bronze, Silver, and Gold tiers

A good fit if

Blue Advantage is built for people who want the fewest restrictions on which doctors they can see. It's a strong fit if you travel frequently for work or split time between two states, have an established specialist relationship you don't want to disrupt, want emergency care covered at the in-network rate anywhere in the world, or simply value provider choice over the lowest possible monthly premium.

Not a good fit if

It's a weaker fit if you rarely leave North Carolina and don't need nationwide access. In that case, Blue Care offers nearly identical in-state provider access at a lower premium, and one of the regional Blue Home plans may lower your premium even further if your doctors belong to a single health system.

Network type
Nationwide PPO
Out-of-network care
Covered at a lower benefit level
Out-of-state care
Covered nationwide

Network

Nationwide network – Nationwide (BlueCard®)

  • Network: Anywhere in the U.S. and abroad2; 95%+ of NC doctors.1

  • Out-of-area care: Covered (lower benefit level).

  • Offered in Bronze, Silver, and Gold tiers.

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.

  2. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace in all North Carolina counties, except the following where it is available only off Marketplace: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.

More about Blue Advantage

How Blue Advantage works

Blue Advantage is a PPO, which means you don't need a referral to see a specialist, and you're never limited to a single network — you're just paying more if you step outside it. If you see an in-network provider, you get the plan's full benefit level. If you see someone out-of-network, the plan still pays, just at a reduced benefit level, and you're responsible for the difference.

Because Blue Cross NC has more than 95% of North Carolina doctors and 98% of North Carolina hospitals in-network, most members rarely need to use that out-of-network benefit — but it's there if your situation calls for it.

Coverage that travels with you

Blue Advantage is the only Blue Cross NC individual plan built for people who leave the state. Through the BlueCard® program, your in-network benefits travel with you anywhere in the U.S. — so if you split time between two states, have kids away at college, or travel for work, you're not stuck finding a new plan or a new doctor.

Emergency care is covered at the in-network rate worldwide, including in nearly 200 countries and territories through BlueCard Worldwide®.

What it costs, and why

Blue Advantage typically carries a higher premium than Blue Cross NC's in-state-only plans like Blue Care or the regional Blue Home plans. That's the trade-off for the broadest network and out-of-network safety net Blue Cross NC offers. Like every Blue Cross NC ACA plan, it's available in Bronze, Silver, and Gold tiers, and most applicants qualify for a premium tax credit that lowers the monthly cost based on income and household size.

If nationwide access isn't something you need, it's worth comparing Blue Advantage against Blue Care or a Blue Home plan first — you may get nearly identical in-state coverage for meaningfully less.

Enrolling in Blue Advantage

You can enroll during the annual Open Enrollment Period (November 1 – January 15) or during a Special Enrollment Period if you've had a qualifying life event — a job change, a move, a new dependent, or losing other coverage.

A licensed Health Plans of NC agent can confirm your specific doctors are in-network, check what subsidy you qualify for, and compare Blue Advantage against the other six Blue Cross NC plans with you — at no cost. Call 800-797-0327.

Blue Advantage questions (4)
Is Blue Advantage a PPO or an HMO?

Blue Advantage is a PPO (Preferred Provider Organization) plan. That means you can see out-of-network providers — you’ll just pay more — and you generally don’t need a referral to see a specialist. It’s the most flexible network Blue Cross NC offers.

Does Blue Advantage cover me if I travel out of state?

Yes. Blue Advantage includes nationwide in-network access through the BlueCard® program, and emergency care is always covered at the in-network benefit level no matter where you are — including in nearly 200 countries and territories worldwide.

Is Blue Advantage available in every NC county?

Yes, Blue Advantage is available in all 100 North Carolina counties. In 25 of them it’s available off-Marketplace only, meaning you’d enroll directly (through an agent or Blue Cross NC) rather than through HealthCare.gov. A Health Plans of NC agent can handle either path for you.

How is Blue Advantage different from Blue Care?

Both give you nearly the same broad in-state network (about 95% of NC doctors), but Blue Advantage is a PPO that adds nationwide out-of-network coverage, while Blue Care is an HMO limited to North Carolina with no out-of-network benefit except emergencies. Blue Advantage costs a bit more for that added flexibility.

Our recommendation: choose Blue Advantage if you travel, split time between states, or want maximum provider choice; choose Blue Care if you stay in NC and want to save on premium.

See the full Blue Advantage page →

Blue Care

Statewide NC network

Statewide
NetworkNorth Carolina only; 95%+ of NC doctors and 98% of NC hospitals
Out-of-area careEmergency / urgent only
Best forNC residents who rarely travel and want broad in-state choice for less
Plan details & availability ▾

Blue Care is an HMO health plan from Blue Cross NC that offers the company's largest in-state network — more than 95% of North Carolina doctors and 98% of NC hospitals in-network — at a lower monthly premium than the nationwide Blue Advantage PPO.

The trade-off for that lower premium is that Blue Care keeps your care inside North Carolina: outside of urgent and emergency situations, only in-network NC providers are covered, and there's no out-of-network benefit. For NC residents who rarely travel, Blue Care delivers almost the same broad provider choice as Blue Advantage for less money — which is why we often recommend it as the best-value option for people who stay in-state.

Highlights

  • HMO plan with Blue Cross NC's largest statewide NC network
  • 95%+ of NC doctors and 98% of NC hospitals in-network
  • Lower premium than the Blue Advantage PPO
  • No out-of-network coverage except urgent and emergency care
  • No coverage for non-emergency care outside North Carolina
  • Offered in Bronze, Silver, and Gold tiers

A good fit if

Blue Care fits residents who live and receive their care entirely within North Carolina, want broad in-state provider choice without paying for nationwide coverage they won't use, and are comfortable with no out-of-network benefit outside of emergencies.

Not a good fit if

It's a poor fit if you split time between states, have kids at out-of-state college, or travel frequently for work — non-emergency care outside North Carolina isn't covered. If that's you, Blue Advantage is the better choice.

Network type
Statewide HMO
Out-of-network care
Emergency and urgent care only
Out-of-state care
Emergency and urgent care only

Network

Statewide network – Statewide NC network

  • Network: North Carolina only. A large network, with more than 95% of North Carolina doctors and 98% of North Carolina hospitals in-network.

  • Out-of-area care: Emergency / urgent only.

  • Offered in Bronze, Silver, and Gold tiers.

Availability

Blue Care Availability Map

Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.

More about Blue Care

How Blue Care works

Blue Care is an HMO built on Blue Cross NC's largest in-state network — more than 95% of North Carolina doctors and 98% of NC hospitals in-network. It's priced lower than the nationwide Blue Advantage PPO because it trades nationwide access for coverage that stays inside North Carolina.

Outside of emergency and urgent care, only in-network NC providers are covered — there's no out-of-network benefit to fall back on, so it's worth confirming your specific doctors participate before you enroll.

Staying in-network across North Carolina

Blue Care is sold in every NC county except Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake — those counties fall inside the Triangle-area service area for the Blue Home with UNC Health Alliance plan instead. If you live in one of the excluded counties, Blue Care isn't available to you regardless of which providers you use.

Because the in-state network is nearly as broad as Blue Advantage's, most Blue Care members never notice a difference in provider choice day to day — the difference only shows up if you need care outside North Carolina.

What it costs, and why

Blue Care's premium runs lower than Blue Advantage's specifically because it removes the nationwide and out-of-network safety net. It's offered in Bronze, Silver, and Gold tiers, and most applicants qualify for a premium tax credit that lowers the monthly cost based on income and household size.

Enrolling in Blue Care

You can enroll during the annual Open Enrollment Period (November 1 – January 15) or during a Special Enrollment Period if you've had a qualifying life event — a job change, a move, a new dependent, or losing other coverage.

A licensed Health Plans of NC agent can confirm your doctors are in-network, check your subsidy, and compare Blue Care against Blue Advantage and the regional plans — at no cost. Call 800-797-0327.

Blue Care questions (3)
Is Blue Care an HMO?

Yes. Blue Care is structured as an HMO with a statewide North Carolina network. Outside of urgent and emergency situations, care is only covered when you use in-network NC providers.

Does Blue Care cover me if I need care while traveling?

Only urgent and emergency care is covered outside your Blue Care network. Routine or non-emergency care while traveling out of state is not covered, so Blue Care is best for people who receive their care in North Carolina.

Which counties is Blue Care not available in?

Blue Care isn’t offered in Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, or Wake counties. In several of those counties, Blue Home with UNC Health Alliance is offered instead.

See the full Blue Care page →

Blue Local with Atrium Health

Charlotte / Piedmont · NC & SC

Regional
NetworkAtrium Health only (incl. Levine Children’s)
Out-of-area careEmergency / urgent only
Best forFamilies needing Levine Children’s or the Atrium cancer center
Plan details & availability ▾

Blue Local with Atrium Health is a Blue Cross NC plan built around Atrium Health's network of 20 hospitals and 700+ care locations across North and South Carolina. It includes two children's hospitals — Levine Children's Hospital (nationally ranked in 10 pediatric specialties) and Brenner Children's Hospital — plus the Atrium Health Wake Forest Baptist Comprehensive Cancer Center, one of only three comprehensive cancer centers in North Carolina.

This is a single-system regional plan offered at a lower premium, with only Atrium Health providers in-network. We especially recommend it for families who may need pediatric specialty care or comprehensive cancer care and live in one of the 17 eligible counties across the Charlotte and Piedmont regions.

Highlights

  • Built around Atrium Health — 20 hospitals, 700+ locations (NC & SC)
  • Includes Levine and Brenner Children's Hospitals
  • Includes Atrium Wake Forest Baptist Comprehensive Cancer Center
  • Lower premium than broad-network Blue Cross NC plans
  • Single-system regional network (Atrium Health only in-network)
  • Offered in Bronze, Silver, and Gold tiers

A good fit if

Good fit if you have a child who needs or may need care at Levine or Brenner Children's Hospital, are managing a cancer diagnosis and want access to a comprehensive cancer center, or live in one of the 17 eligible counties across the Charlotte/Piedmont region.

Not a good fit if

Poor fit if your regular doctors are with CaroMont Health, Cone Health, or Novant Health — all three are out-of-network.

Network type
Regional single-system
Out-of-network care
Emergency and urgent care only
Out-of-state care
Emergency and urgent care only

Network

Regional network – Charlotte / Piedmont · NC & SC6

  • Network: Atrium Health only1 (incl. Levine Children’s4).

  • Out-of-area care: Emergency / urgent only.

  • Offered in Bronze, Silver, and Gold tiers.

Notes

  1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health, a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s comprehensive network of providers. Atrium Health is an independent company and is solely responsible for the physicians and medical facilities it owns/operates. Atrium Health does not offer Blue Cross or Blue Shield products or services.

  2. Atrium Health, atriumhealth.org/about-us/newsroom/news/atrium-health-earns-multiple-us-news-and-world-report-honors (Accessed September 2023).

  3. Atrium Health Wake Forest Baptist, www.wakehealth.edu/about-us (Accessed August 2022).

  4. Atrium Health, www.atriumhealth.org/about-us (Accessed August 2022).

  5. Atrium Health Wake Forest Baptist, www.wakehealth.edu/locations/facilities/comprehensive-cancer-center (Accessed September 2023).

  6. Atrium Health, https://2023yir.advocatehealth.org/ (Within the full report) (Accessed September 2024).

Availability

Blue Local with Atrium Health Availability Map

Blue Local with Atrium Health is available on and off Marketplace to residents of these North Carolina counties: Anson, Cabarrus, Cleveland, Davidson, Davie, Forsyth, Gaston, Guilford, Lincoln, Mecklenburg, Randolph, Rowan, Stanly, Stokes, Union, Wilkes and Yadkin.

More about Blue Local with Atrium Health

How Blue Local with Atrium Health works

This plan is built around a single system, Atrium Health, which is what keeps the premium lower than Blue Cross NC's broad-network plans. Only Atrium Health providers are in-network — outside of emergency and urgent care, CaroMont Health, Cone Health, and Novant Health are not covered.

Inside the Atrium Health network

Atrium Health's network spans 20 hospitals and more than 700 care locations across North and South Carolina, including two children's hospitals — Levine Children's Hospital, nationally ranked in 10 pediatric specialties, and Brenner Children's Hospital — plus the Atrium Health Wake Forest Baptist Comprehensive Cancer Center, one of only three comprehensive cancer centers in North Carolina.

This makes it a particularly strong option for families who may need pediatric specialty care or anyone managing a cancer diagnosis, since that care is coordinated within one system rather than requiring referrals across networks.

What it costs, and why

The lower premium reflects the narrower, single-system network. It's offered in Bronze, Silver, and Gold tiers, and most applicants qualify for a premium tax credit based on income and household size.

This plan is available across 17 counties in the Charlotte and Piedmont regions. If your doctors are with CaroMont, Cone, or Novant instead, this plan won't cover them outside of an emergency.

Enrolling in Blue Local with Atrium Health

You can enroll during the annual Open Enrollment Period (November 1 – January 15) or during a Special Enrollment Period if you've had a qualifying life event — a job change, a move, a new dependent, or losing other coverage.

A licensed Health Plans of NC agent can confirm your Atrium Health providers are in-network, check your subsidy, and compare this plan against Blue Advantage and Blue Care — at no cost. Call 800-797-0327.

Blue Local with Atrium Health questions (3)
Does this plan cover care at Levine Children’s Hospital?

Yes — Levine Children’s Hospital, nationally ranked in 10 pediatric specialties, is part of the in-network Atrium Health system on Blue Local with Atrium Health, along with Brenner Children’s Hospital.

Is Atrium Health Wake Forest Baptist’s cancer center included?

Yes — the Atrium Health Wake Forest Baptist Comprehensive Cancer Center is one of only three comprehensive cancer centers in North Carolina and is in-network on this plan.

What if I need to see a CaroMont, Cone, or Novant Health doctor?

Those systems are out-of-network on Blue Local with Atrium Health. This plan only covers Atrium Health providers in-network, except for emergency and urgent care.

See the full Blue Local with Atrium Health page →

Common questions about these plans (5)
What do the Bronze, Silver, and Gold plan tiers mean?

Every Blue Cross NC individual plan comes in three “metal” tiers that describe how you and the plan split covered costs. Bronze plans have the lowest monthly premium but pay about 60% of covered costs, so you pay roughly 40% when you use care. Silver plans pay about 70% (you pay ~30%), and Gold plans pay about 80% (you pay ~20%) in exchange for a higher premium.

As a rule of thumb: Bronze suits people who rarely use care and want the lowest premium, Gold suits people who use regular or ongoing care, and Silver is the middle ground. Silver is also the only tier that unlocks Cost-Sharing Reductions (CSRs) — extra savings on deductibles and copays if your income qualifies — so many subsidy-eligible shoppers get the best overall value from a Silver plan. A licensed Health Plans of NC agent can run the numbers for your situation at no cost.

How do I know if my doctors and hospitals are in-network?

The most important step before choosing any plan is confirming your doctors, specialists, and preferred hospitals are in that plan’s network. Networks differ a lot between Blue Cross NC plans — a doctor who is in-network on one plan may be out-of-network, and far more expensive, on another.

You can check each plan’s provider directory on bcbsnc.com, or — the easier route — call a Health Plans of NC agent at 800-797-0327 and we’ll verify your specific providers before you enroll, at no charge.

Will I qualify for financial help to lower my premium?

Most North Carolinians who buy their own coverage qualify for a premium tax credit — a subsidy based on your income and household size that lowers what you pay each month. Subsidy amounts and eligibility rules can change from year to year, so the only way to know your real price is to run a personalized quote.

Health Plans of NC can check your subsidy eligibility and show you the after-subsidy premium for any of these plans for free. Call 800-797-0327 or request a quote online.

When can I enroll in a Blue Cross NC individual plan?

You can enroll during the annual Open Enrollment Period, which runs each fall (generally starting November 1) for coverage that begins the following year. Outside that window, you can still enroll if you have a qualifying life event — such as losing other coverage, moving, marriage, or having a baby — which opens a 60-day Special Enrollment Period.

Because enrollment dates and rules can change, it’s worth confirming the current deadline. A Health Plans of NC agent can tell you whether you’re eligible to enroll right now — call 800-797-0327.

How much does it cost to use a Health Plans of NC agent?

Nothing. Health Plans of North Carolina is an independent, authorized agency licensed to sell Blue Cross NC plans, and our help — comparing plans, checking your doctors, estimating subsidies, and enrolling — is completely free to you. Agents are paid by the insurance company, and the plan price is the same whether you enroll with us or on your own.

Call 800-797-0327 to talk with a licensed local agent.

Available Plans From All Carriers

2026 ACA Marketplace Carriers in Davie County

2026 ACA Marketplace Carriers in Davie County
CarrierDistinct plans
Blue Cross and Blue Shield of NC24
Ambetter of North Carolina14
Oscar Health Plan of North Carolina14
UnitedHealthcare13
Cigna Healthcare10
AmeriHealth Caritas Next8
Total83

Source: CMS QHP Landscape PY2026, Individual Market Medical, updated August 26, 2026 (data.healthcare.gov). Counts distinct Plan IDs offered on the Marketplace in Davie County, once per carrier.

Find your most affordable health plan

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Davie County

in North Carolina

Find affordable health insurance in Davie County, NC with Health Plans of NC. Health Plans of NC helps residents of Davie County, NC find and compare affordable health insurance coverage, with local options connecting families to Wake Forest Baptist Health and the broader regional provider network. Whether you work for Ashley Furniture Industries, Davie County Schools, or are self-employed, a licensed Health Plans of NC agent can guide you to the right plan at no cost.

Plan Network

Type

Network Coverage

Blue Advantage

PPO

Largest nationwide network, 95%+ of NC doctors in-network

Blue Care

HMO

Broad statewide network, 95%+ of NC doctors in-network

Blue Local with Atrium Health

EPO

Available in Davie County


What health insurance options are available in Davie County?

Davie County is home to 43,526 residents, with population growth of 1.9 percent since 2020 and 5.1 percent of residents who are foreign-born, reflecting a diverse and expanding community with varied coverage needs. Major employers including Ashley Furniture Industries, Gildan Yarns, Davie County Schools, Davie County government, and Wake Forest Baptist Health create a mix of employer-sponsored and individually purchased coverage across the county. Residents who do not receive benefits through work can access individual and family plans, Medicaid, CHIP, COBRA continuation, short-term coverage, and small business options through the ACA Marketplace.

  • ACA Marketplace coverage connects Davie County residents, including those not covered by Ashley Furniture Industries or Davie County Schools, to individual and family plans through Blue Cross NC.

  • Medicaid coverage is available to qualifying Davie County residents at lower income levels, providing access to Atrium Health Wake Forest Baptist Davie Medical Center and affiliated providers.

  • Employer-sponsored plans are offered by major local employers such as Davie County Schools, Wake Forest Baptist Health, and Gildan Yarns for eligible full-time employees and their dependents.

  • COBRA continuation coverage allows Davie County residents who lose job-based benefits, such as former employees of Ashley Furniture Industries or Gildan Yarns, to temporarily extend their existing employer plan.

  • Short-term coverage options serve Davie County residents in transition periods, such as those between positions at local employers or aging off a parent's plan, while they arrange longer-term coverage.

  • Small business SHOP plans are available to Davie County small business owners who want to offer group health benefits to employees, helping local businesses compete with larger employers like Davie County Schools.


What health insurance plans are available in Davie County for 2026?

For 2026, Davie County residents can choose from 24 health insurance plans offered through Blue Cross NC, with coverage structured across three distinct plan networks that determine which local and regional providers are in-network. The available networks include Blue Advantage, Blue Care, and Blue Local with Atrium Health, each providing different levels of access to Davie Medical Center in Bermuda Run and surrounding regional hospitals. Blue Cross NC offers plan structures across these networks, giving Davie County residents flexibility in how they access primary care, specialists, and hospital services.

  • Blue Advantage, a PPO network, provides the largest nationwide coverage with more than 95 percent of North Carolina doctors in-network, including providers affiliated with Davie Medical Center and the broader Atrium Health Wake Forest Baptist system.

  • Blue Care, an HMO network, offers broad statewide access with more than 95 percent of North Carolina doctors in-network, connecting Davie County residents to area hospitals in Winston-Salem, Lexington, and Kernersville.

  • Blue Local with Atrium Health, an EPO network, is available in Davie County and provides coordinated access to Atrium Health Wake Forest Baptist Davie Medical Center in Bermuda Run and the Atrium Health Wake Forest Baptist system.

  • PPO plan structures available through all three networks allow Davie County residents to see both in-network and out-of-network providers, offering flexibility for those who travel to Winston-Salem or other regional centers for specialty care.

  • Network selection determines whether Davie County residents can access Novant Health Forsyth Medical Center, Novant Health Kernersville Medical Center, and other regional referral hospitals through their chosen Blue Cross NC plan.

  • Health Plans of NC agents can compare all three network options side by side for Davie County residents, ensuring families choose the network that best matches their preferred providers at Davie Medical Center and beyond.


How much does health insurance cost in Davie County?

Bronze plans in Davie County start at approximately $602.31/month before subsidies. With a median household income of $73,234, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.

  • Bronze plans in Davie County start at $602.31 per month for a 35-year-old, offering the lowest available premiums with higher out-of-pocket costs when care is needed.

  • Silver plans in Davie County start at $789.34 per month for a 35-year-old and are the only tier eligible for cost-sharing reductions, which lower deductibles and copays for qualifying households.

  • Gold plans in Davie County start at $828.33 per month for a 35-year-old, providing lower out-of-pocket maximums that benefit residents who anticipate frequent use of medical services.

  • Davie County households earning up to 400 percent of the federal poverty level qualify for premium tax credits that can reduce monthly Blue Cross NC plan costs well below published starting prices.

  • Residents earning between 100 and 150 percent of the federal poverty level may qualify for a zero-dollar-premium Silver plan after tax credits are applied, making comprehensive coverage accessible at no monthly cost.

  • Self-employed Davie County residents and small business workers who lack employer-sponsored coverage should work with a Health Plans of NC agent to confirm every available tax credit and cost-sharing reduction before enrolling.


Which health insurance companies offer ACA Marketplace plans in Davie County for 2026?

Blue Cross NC is one of six carriers offering ACA Marketplace individual and family plans in Davie County for 2026, with 24 plans available across the county. These plans are structured across three networks, Blue Advantage, Blue Care, and Blue Local with Atrium Health, each offering plan types with varying levels of provider access. Blue Local with Atrium Health is specifically designed to connect Davie County residents to Atrium Health Wake Forest Baptist Davie Medical Center and the Atrium Health Wake Forest Baptist system, while Blue Advantage and Blue Care extend access to a broader range of North Carolina and national providers. Choosing between these networks determines whether a Davie County resident can access Novant Health facilities in Winston-Salem and Kernersville, Atrium Health facilities in Lexington, or specialty services at the main Atrium Health Wake Forest Baptist Medical Center campus. Health Plans of NC agents compare every Blue Cross NC plan side by side at no cost, helping Davie County residents select the network and tier that best fits their provider preferences and financial situation.

  • Blue Cross NC, offering plans across the Blue Advantage, Blue Care, and Blue Local with Atrium Health networks, with 24 individual and family health insurance plans available in Davie County for 2026.


Who qualifies for Medicaid and CHIP in Davie County, North Carolina?

North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults earning up to 138 percent of the federal poverty level, a change that opened eligibility to thousands of previously uninsured residents across the state. In Davie County, 10.0 percent of residents, approximately 4,000 people, remain uninsured, and many may now qualify for Medicaid or subsidized Marketplace coverage under the expanded program. Children in Davie County families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, which provides low-cost comprehensive coverage for minors. Health Plans of NC offers free eligibility checks for Davie County residents who want to confirm whether they qualify for Medicaid, CHIP, or a subsidized Marketplace plan.

  • Working adults in Davie County who are employed part-time or in lower-wage positions and earn at or below 138 percent of the federal poverty level may qualify for full Medicaid coverage.

  • Children in Davie County households earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, providing access to pediatric care at Davie Medical Center and area clinics.

  • Pregnant women in Davie County are eligible for expanded Medicaid coverage throughout pregnancy and for a period following delivery, covering prenatal visits, labor and delivery, and postpartum care.

  • Davie County seniors with limited income and resources may qualify for dual enrollment in Medicare and Medicaid, which together can eliminate most out-of-pocket costs for hospital and medical services.

  • With a poverty rate of 10.0 percent in Davie County, a meaningful share of residents may qualify for fully subsidized coverage and should contact Health Plans of NC for a free eligibility review.


Get free help choosing a health plan in Davie County

Health Plans of NC licensed agents serve Davie County residents at no cost, comparing every available Blue Cross NC plan side by side and guiding families through enrollment from start to finish. Call 800-797-0327 today to speak with an agent who understands the local provider landscape and can help you find the right coverage for your household.


What hospitals are in Davie County?

Hospital

Address

Phone

Alleghany Memorial Hospital

233 Doctors St, Sparta, NC 28675

(336) 372-5511

Ashe Memorial Hospital

200 Hospital Ave, Jefferson, NC 28640

(336) 846-7101

Atrium Health Wake Forest Bapt

1 Medical Center Blvd, Winston Salem, NC 27157

(336) 713-4500

Atrium Health Wake Forest Bapt

1 Medical Center Blvd, Winston Salem, NC 27157

(336) 716-2011

Atrium Health Wake Forest Bapt

1370 W D St, North Wilkesboro, NC 28659

(336) 651-8100

Atrium Health Wake Forest Bapt

Medical Center Blvd, Winston Salem, NC 27157

(336) 716-2011

Atrium Health Wake Forrest

250 Hospital Dr, Lexington, NC 27292

(336) 248-5161

Davie Medical Ctr

329 NC Highway 801 N, Bermuda Run, NC 27006

(336) 998-1300

Hugh Chatham Memorial Hospital

180 Parkwood Dr, Elkin, NC 28621

(336) 527-7000

Lifebrite Community Hosp-Stks

1570 NC 8 And 89 Hwy N, Danbury, NC 27016

(336) 593-2831

Northern Regional Hospital

830 Rockford St, Mount Airy, NC 27030

(336) 719-7000

Novant Health Forsyth Med Ctr

3333 Silas Creek Pkwy, Winston Salem, NC 27103

(336) 718-5000

Novant Health Kernersville Med

1750 Kernersville Medical Pkwy, Kernersville, NC 27284

(336) 564-4000

Novant Health Med Park Hosp

1950 S Hawthorne Rd, Winston Salem, NC 27103

(336) 718-0785

Novant Health Rehab Hosp An

2475 Hillcrest Center Cir, Winston Salem, NC 27103

(336) 754-3500

Novant Health Thomasville Med

207 Old Lexington Rd, Thomasville, NC 27360

(336) 472-2000

Old Vineyard Behavioral Health

3637 Old Vineyard Rd, Winston Salem, NC 27104

(336) 794-3550

Stokes Reynolds Meml Hosp Inc

, Danbury, NC 27016

(336) 593-5356

Watauga Medical Ctr

336 Deerfield Rd, Boone, NC 28607

(828) 262-4100


What clinics are in Davie County?

Clinic

Address

Phone

Appalachian Regional

194 Doctors Dr, Boone, NC 28607

(828) 386-2663

Appalachian Regional

200 Hospital Ave # 6, Jefferson, NC 28640

(828) 386-2663

Atrium Health Wake Forest Bapt

10 Medical Park Dr # 1, Lexington, NC 27292

(336) 716-9253

Bethany Medical Ctr

1908 Caudle Dr # 100, Mount Airy, NC 27030

(336) 883-0029

Boone Urology Ctr

400 Shadowline Dr # 103-104, Boone, NC 28607

(828) 264-5150

Cone Health Medcenter Krnrsvll

1635 N Carolina Highway 66 S, Kernersville, NC 27284

(336) 992-5100

Cone Health Medcenter Krnrsvll

1635 NC 66 S, Kernersville, NC 27284

(336) 992-5100

Cone Health Outpatient Rehab

1635 N Carolina 66 # 255, Kernersville, NC 27284

(336) 992-4820

Department Of Emergency Med

Medical Center Blvd, Winston Salem, NC 27157

(336) 716-4625

Harmony Center For Women

381 Deerfield Rd, Boone, NC 28607

(828) 268-8970

Hoots Memorial Hospital

, Yadkinville, NC 27055

(336) 679-6728

Lexington Medical Ctr

811 W Main St, Lexington, NC 27293

(803) 936-7203

Lung Center

870 State Farm Rd # 100, Boone, NC 28607

(828) 386-2746

Novant Health Bariatric Sltns

760 Highland Oaks Dr # 200, Winston Salem, NC 27103

(336) 277-4380

Novant Health Ortho-Sports

7138 Village Medical Cir, Clemmons, NC 27012

(336) 893-2400

Sneak-A-Peek

2501 Neudorf Rd, Clemmons, NC 27012

(336) 247-5141

Thomasville Medical Ctr

6233 Denton Rd, Thomasville, NC 27360

(336) 476-2537

Wake Forest Bapt Health Davie

329 N Carolina Highway 801 N, Bermuda Run, NC 27006

(336) 998-1300

Watauga Medical Ctr Outpatient

1200 State Farm Rd, Boone, NC 28607

(828) 262-4153

WFU Baptist Medical Ctr

Medical Center Blvd, Winston Salem, NC 27157

(336) 713-7700

WFU Baptist Medical Ctr

Orthopaedic Surgery, Winston Salem, NC 27157

(336) 716-2093

WFUBMC

1450 Professional Park Dr, Winston Salem, NC 27103

(336) 659-2701

Wilkes Regional Med Ctr Axlry

500 Courthouse Dr, Wilkesboro, NC 28697

(336) 651-8100

Wilkes Regional Medical Ctr

1370 W D St, North Wilkesboro, NC 28659

(336) 651-8100


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Davie County ZIP Codes include: 27006, 27014, and 27028

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