Find Your Most Affordable Health Insurance Plan in Davie County
in North Carolina
Davie County residents can compare 10 health insurance options for 2026.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Local with Atrium Health is a good option if you wish to get care from Atrium Health and its affiliated doctors and hospitals. Since the majority of doctors in this plan are in the same health care system, it’s easier for them to work together on your behalf.
A provider network that includes: Atrium Health Carolinas Medical Center – named “Best Hospital” in the Charlotte metro region.2
Atrium Health Wake Forest Baptist (pre-eminent academic health system).3
Two children’s hospitals: Levine Children’s Hospital (nationally ranked in eight specialties)4 and Brenner Children’s Hospital.
Atrium Health Wake Forest Baptist Comprehensive Cancer Center – one of only three comprehensive cancer centers in North Carolina.5
26 hospitals and more than 650 care locations in NC and SC.6
All doctors outside the Atrium Health provider network are considered out-of-network and not covered for Blue Local with Atrium Health, including: CaroMont Health, Cone Health, Novant Health and their affiliated providers. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Notes
Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health, a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s comprehensive network of providers. Atrium Health is an independent company and is solely responsible for the physicians and medical facilities it owns/operates. Atrium Health does not offer Blue Cross or Blue Shield products or services.
Atrium Health, atriumhealth.org/about-us/newsroom/news/atrium-health-earns-multiple-us-news-and-world-report-honors (Accessed September 2023).
Atrium Health Wake Forest Baptist, www.wakehealth.edu/about-us (Accessed August 2022).
Atrium Health, www.atriumhealth.org/about-us (Accessed August 2022).
Atrium Health Wake Forest Baptist, www.wakehealth.edu/locations/facilities/comprehensive-cancer-center (Accessed September 2023).
Atrium Health, https://2023yir.advocatehealth.org/ (Within the full report) (Accessed September 2024).
Blue Local with Atrium Health is available on and off Marketplace to residents of these North Carolina counties: Anson, Cabarrus, Cleveland, Davidson, Davie, Forsyth, Gaston, Guilford, Lincoln, Mecklenburg, Randolph, Rowan, Stanly, Stokes, Union, Wilkes and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
in North Carolina
Find affordable health insurance in Davie County, NC with Health Plans of NC. Health Plans of NC helps residents of Davie County, NC find and compare affordable health insurance coverage, with local options connecting families to Wake Forest Baptist Health and the broader regional provider network. Whether you work for Ashley Furniture Industries, Davie County Schools, or are self-employed, a licensed Health Plans of NC agent can guide you to the right plan at no cost.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Blue Local with Atrium Health | PPO | Available in Davie County |
Davie County is home to 43,526 residents, with population growth of 1.9 percent since 2020 and 5.1 percent of residents who are foreign-born, reflecting a diverse and expanding community with varied coverage needs. Major employers including Ashley Furniture Industries, Gildan Yarns, Davie County Schools, Davie County government, and Wake Forest Baptist Health create a mix of employer-sponsored and individually purchased coverage across the county. Residents who do not receive benefits through work can access individual and family plans, Medicaid, CHIP, COBRA continuation, short-term coverage, and small business options through the ACA Marketplace.
ACA Marketplace coverage connects Davie County residents, including those not covered by Ashley Furniture Industries or Davie County Schools, to individual and family plans through Blue Cross NC.
Medicaid coverage is available to qualifying Davie County residents at lower income levels, providing access to Atrium Health Wake Forest Baptist Davie Medical Center and affiliated providers.
Employer-sponsored plans are offered by major local employers such as Davie County Schools, Wake Forest Baptist Health, and Gildan Yarns for eligible full-time employees and their dependents.
COBRA continuation coverage allows Davie County residents who lose job-based benefits, such as former employees of Ashley Furniture Industries or Gildan Yarns, to temporarily extend their existing employer plan.
Short-term coverage options serve Davie County residents in transition periods, such as those between positions at local employers or aging off a parent's plan, while they arrange longer-term coverage.
Small business SHOP plans are available to Davie County small business owners who want to offer group health benefits to employees, helping local businesses compete with larger employers like Davie County Schools.
For 2026, Davie County residents can choose from 10 health insurance plans offered through Blue Cross NC, with coverage structured across three distinct plan networks that determine which local and regional providers are in-network. The available networks include Blue Advantage, Blue Care, and Blue Local with Atrium Health, each providing different levels of access to Davie Medical Center in Bermuda Run and surrounding regional hospitals. Blue Cross NC offers PPO plan structures across these networks, giving Davie County residents flexibility in how they access primary care, specialists, and hospital services.
Blue Advantage, a PPO network, provides the largest nationwide coverage with more than 95 percent of North Carolina doctors in-network, including providers affiliated with Davie Medical Center and the broader Atrium Health Wake Forest Baptist system.
Blue Care, a PPO network, offers broad statewide access with more than 92 percent of North Carolina doctors in-network, connecting Davie County residents to area hospitals in Winston-Salem, Lexington, and Kernersville.
Blue Local with Atrium Health, a PPO network, is available in Davie County and provides coordinated access to Atrium Health Wake Forest Baptist Davie Medical Center in Bermuda Run and the Atrium Health Wake Forest Baptist system.
PPO plan structures available through all three networks allow Davie County residents to see both in-network and out-of-network providers, offering flexibility for those who travel to Winston-Salem or other regional centers for specialty care.
Network selection determines whether Davie County residents can access Novant Health Forsyth Medical Center, Novant Health Kernersville Medical Center, and other regional referral hospitals through their chosen Blue Cross NC plan.
Health Plans of NC agents can compare all three network options side by side for Davie County residents, ensuring families choose the network that best matches their preferred providers at Davie Medical Center and beyond.
Bronze plans in Davie County start at approximately $602.31/month before subsidies. With a median household income of $73,234, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans in Davie County start at $602.31 per month for a 35-year-old, offering the lowest available premiums with higher out-of-pocket costs when care is needed.
Silver plans in Davie County start at $789.34 per month for a 35-year-old and are the only tier eligible for cost-sharing reductions, which lower deductibles and copays for qualifying households.
Gold plans in Davie County start at $828.33 per month for a 35-year-old, providing lower out-of-pocket maximums that benefit residents who anticipate frequent use of medical services.
Davie County households earning up to 400 percent of the federal poverty level qualify for premium tax credits that can reduce monthly Blue Cross NC plan costs well below published starting prices.
Residents earning between 100 and 150 percent of the federal poverty level may qualify for a zero-dollar-premium Silver plan after tax credits are applied, making comprehensive coverage accessible at no monthly cost.
Self-employed Davie County residents and small business workers who lack employer-sponsored coverage should work with a Health Plans of NC agent to confirm every available tax credit and cost-sharing reduction before enrolling.
Blue Cross NC is the sole carrier offering ACA Marketplace individual and family plans in Davie County for 2026, with 10 plans available across the county. These plans are structured across three networks, Blue Advantage, Blue Care, and Blue Local with Atrium Health, each offering PPO plan types with varying levels of provider access. Blue Local with Atrium Health is specifically designed to connect Davie County residents to Atrium Health Wake Forest Baptist Davie Medical Center and the Atrium Health Wake Forest Baptist system, while Blue Advantage and Blue Care extend access to a broader range of North Carolina and national providers. Choosing between these networks determines whether a Davie County resident can access Novant Health facilities in Winston-Salem and Kernersville, Atrium Health facilities in Lexington, or specialty services at the main Atrium Health Wake Forest Baptist Medical Center campus. Health Plans of NC agents compare every Blue Cross NC plan side by side at no cost, helping Davie County residents select the network and tier that best fits their provider preferences and financial situation.
Blue Cross NC, offering PPO plans across the Blue Advantage, Blue Care, and Blue Local with Atrium Health networks, with 10 individual and family health insurance plans available in Davie County for 2026.
North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults earning up to 138 percent of the federal poverty level, a change that opened eligibility to thousands of previously uninsured residents across the state. In Davie County, 10.0 percent of residents, approximately 4,000 people, remain uninsured, and many may now qualify for Medicaid or subsidized Marketplace coverage under the expanded program. Children in Davie County families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, which provides low-cost comprehensive coverage for minors. Health Plans of NC offers free eligibility checks for Davie County residents who want to confirm whether they qualify for Medicaid, CHIP, or a subsidized Marketplace plan.
Working adults in Davie County who are employed part-time or in lower-wage positions and earn at or below 138 percent of the federal poverty level may qualify for full Medicaid coverage.
Children in Davie County households earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, providing access to pediatric care at Davie Medical Center and area clinics.
Pregnant women in Davie County are eligible for expanded Medicaid coverage throughout pregnancy and for a period following delivery, covering prenatal visits, labor and delivery, and postpartum care.
Davie County seniors with limited income and resources may qualify for dual enrollment in Medicare and Medicaid, which together can eliminate most out-of-pocket costs for hospital and medical services.
With a poverty rate of 10.0 percent in Davie County, a meaningful share of residents may qualify for fully subsidized coverage and should contact Health Plans of NC for a free eligibility review.
Health Plans of NC licensed agents serve Davie County residents at no cost, comparing every available Blue Cross NC plan side by side and guiding families through enrollment from start to finish. Call 800-797-0327 today to speak with an agent who understands the local provider landscape and can help you find the right coverage for your household.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Davie County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
Alleghany Memorial Hospital | 233 Doctors St, Sparta, NC 28675 | (336) 372-5511 |
Ashe Memorial Hospital | 200 Hospital Ave, Jefferson, NC 28640 | (336) 846-7101 |
Atrium Health Wake Forest Bapt | 1 Medical Center Blvd, Winston Salem, NC 27157 | (336) 713-4500 |
Atrium Health Wake Forest Bapt | 1 Medical Center Blvd, Winston Salem, NC 27157 | (336) 716-2011 |
Atrium Health Wake Forest Bapt | 1370 W D St, North Wilkesboro, NC 28659 | (336) 651-8100 |
Atrium Health Wake Forest Bapt | Medical Center Blvd, Winston Salem, NC 27157 | (336) 716-2011 |
Atrium Health Wake Forrest | 250 Hospital Dr, Lexington, NC 27292 | (336) 248-5161 |
Davie Medical Ctr | 329 NC Highway 801 N, Bermuda Run, NC 27006 | (336) 998-1300 |
Hugh Chatham Memorial Hospital | 180 Parkwood Dr, Elkin, NC 28621 | (336) 527-7000 |
Lifebrite Community Hosp-Stks | 1570 NC 8 And 89 Hwy N, Danbury, NC 27016 | (336) 593-2831 |
Northern Regional Hospital | 830 Rockford St, Mount Airy, NC 27030 | (336) 719-7000 |
Novant Health Forsyth Med Ctr | 3333 Silas Creek Pkwy, Winston Salem, NC 27103 | (336) 718-5000 |
Novant Health Kernersville Med | 1750 Kernersville Medical Pkwy, Kernersville, NC 27284 | (336) 564-4000 |
Novant Health Med Park Hosp | 1950 S Hawthorne Rd, Winston Salem, NC 27103 | (336) 718-0785 |
Novant Health Rehab Hosp An | 2475 Hillcrest Center Cir, Winston Salem, NC 27103 | (336) 754-3500 |
Novant Health Thomasville Med | 207 Old Lexington Rd, Thomasville, NC 27360 | (336) 472-2000 |
Old Vineyard Behavioral Health | 3637 Old Vineyard Rd, Winston Salem, NC 27104 | (336) 794-3550 |
Stokes Reynolds Meml Hosp Inc | , Danbury, NC 27016 | (336) 593-5356 |
Watauga Medical Ctr | 336 Deerfield Rd, Boone, NC 28607 | (828) 262-4100 |
Clinic | Address | Phone |
|---|---|---|
Appalachian Regional | 194 Doctors Dr, Boone, NC 28607 | (828) 386-2663 |
Appalachian Regional | 200 Hospital Ave # 6, Jefferson, NC 28640 | (828) 386-2663 |
Atrium Health Wake Forest Bapt | 10 Medical Park Dr # 1, Lexington, NC 27292 | (336) 716-9253 |
Bethany Medical Ctr | 1908 Caudle Dr # 100, Mount Airy, NC 27030 | (336) 883-0029 |
Boone Urology Ctr | 400 Shadowline Dr # 103-104, Boone, NC 28607 | (828) 264-5150 |
Cone Health Medcenter Krnrsvll | 1635 N Carolina Highway 66 S, Kernersville, NC 27284 | (336) 992-5100 |
Cone Health Medcenter Krnrsvll | 1635 NC 66 S, Kernersville, NC 27284 | (336) 992-5100 |
Cone Health Outpatient Rehab | 1635 N Carolina 66 # 255, Kernersville, NC 27284 | (336) 992-4820 |
Department Of Emergency Med | Medical Center Blvd, Winston Salem, NC 27157 | (336) 716-4625 |
Harmony Center For Women | 381 Deerfield Rd, Boone, NC 28607 | (828) 268-8970 |
Hoots Memorial Hospital | , Yadkinville, NC 27055 | (336) 679-6728 |
Lexington Medical Ctr | 811 W Main St, Lexington, NC 27293 | (803) 936-7203 |
Lung Center | 870 State Farm Rd # 100, Boone, NC 28607 | (828) 386-2746 |
Novant Health Bariatric Sltns | 760 Highland Oaks Dr # 200, Winston Salem, NC 27103 | (336) 277-4380 |
Novant Health Ortho-Sports | 7138 Village Medical Cir, Clemmons, NC 27012 | (336) 893-2400 |
Sneak-A-Peek | 2501 Neudorf Rd, Clemmons, NC 27012 | (336) 247-5141 |
Thomasville Medical Ctr | 6233 Denton Rd, Thomasville, NC 27360 | (336) 476-2537 |
Wake Forest Bapt Health Davie | 329 N Carolina Highway 801 N, Bermuda Run, NC 27006 | (336) 998-1300 |
Watauga Medical Ctr Outpatient | 1200 State Farm Rd, Boone, NC 28607 | (828) 262-4153 |
WFU Baptist Medical Ctr | Medical Center Blvd, Winston Salem, NC 27157 | (336) 713-7700 |
WFU Baptist Medical Ctr | Orthopaedic Surgery, Winston Salem, NC 27157 | (336) 716-2093 |
WFUBMC | 1450 Professional Park Dr, Winston Salem, NC 27103 | (336) 659-2701 |
Wilkes Regional Med Ctr Axlry | 500 Courthouse Dr, Wilkesboro, NC 28697 | (336) 651-8100 |
Wilkes Regional Medical Ctr | 1370 W D St, North Wilkesboro, NC 28659 | (336) 651-8100 |
Davie County ZIP Codes include: 27006, 27014, and 27028
