Find Your Most Affordable Health Insurance Plan in Catawba County
in North Carolina
Catawba County residents can compare 15 health insurance options for 2025.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Value is a good fit if you are flexible about which doctors you see – or if your doctor or hospital is part of this smaller network. The network is statewide, making it easy to get in-network care if you travel or have a child away at college within North Carolina.
Limited statewide network for savings
Network includes, but is not limited to, Atrium Health Wake Forest Baptist, CaroMont Health, Duke LifePoint Healthcare, Novant Health and UNC Health Alliance.
The following doctor/hospital networks are considered out-of-network for Blue Value: Atrium Health (not including Atrium Health Wake Forest Baptist), Duke Health and WakeMed. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Blue Value is available on and off Marketplace to residents of these North Carolina counties: Alexander, Brunswick, Burke, Caldwell, Catawba, Cleveland, Columbus, Duplin, Gaston, Iredell, Lincoln, New Hanover, Onslow, Pender, and Surry.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
in North Carolina
Find affordable health insurance in Catawba County, NC with Health Plans of NC. Health Plans of NC helps Catawba County, NC residents find affordable health insurance coverage that fits their health needs and budget. With 15 plans available through Blue Cross NC in the ACA marketplace, Catawba County families have access to coverage that connects them to local providers including Catawba Valley Medical Center and Frye Regional Medical Center. Currently 11.8 percent of Catawba County residents, approximately 19,000 people, are without health coverage, and Health Plans of NC is here to help those residents explore every option available to them.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Blue Value | HMO | Value-focused HMO with lower premiums |
Catawba County residents can choose from a range of health insurance options depending on their income, employment status, and healthcare needs. Whether you receive coverage through a local employer, qualify for a government program, or need an individual marketplace plan, there are options designed to provide access to providers like Catawba Valley Medical Center and Frye Regional Medical Center. With 15 plans available through Blue Cross NC, Catawba County families can find coverage that connects them to the county's extensive network of hospitals, clinics, and specialty practices.
Employer-sponsored coverage is available to many Catawba County workers and typically offers shared premium costs with access to major local health systems including Catawba Valley Medical Center.
Marketplace plans through Blue Cross NC are ideal for self-employed residents, part-time workers, and those between jobs who need comprehensive individual or family coverage with access to local providers.
Low-premium, high-deductible plans designed for generally healthy individuals help reduce monthly costs while still covering preventive services at facilities like Catawba Valley Family Medicine.
Mid-tier coverage plans balance monthly premiums and out-of-pocket costs, making them well suited for Catawba County families who use moderate levels of healthcare services throughout the year.
Comprehensive, lower-deductible plans are designed for residents managing chronic conditions or frequent healthcare needs, such as cardiology, oncology, or orthopedic care available at Catawba Valley Medical Center.
Medicaid coverage is available to low-income Catawba County residents, including those near or below the county poverty rate of 12.8 percent, and covers a broad range of medical and behavioral health services.
For 2025, Blue Cross NC is the ACA marketplace carrier serving Catawba County, offering 15 plans across multiple coverage tiers including HMO, PPO, EPO, and catastrophic plan options for eligible residents. These plans vary in how they structure networks, referrals, and out-of-pocket costs, giving Catawba County residents meaningful choices based on how they use healthcare throughout the year. Blue Cross NC plan networks in Catawba County are designed to include access to key local health systems such as Catawba Valley Medical Center and Frye Regional Medical Center in Hickory, which are central to care for the county's 162,051 residents. The plan you choose directly affects which providers, specialists, and hospitals are covered at in-network rates, making carrier selection a critical decision for anyone seeking regular or ongoing care in Catawba County. Health Plans of NC agents compare every available Blue Cross NC plan side-by-side at no cost, helping residents identify the right fit without paying broker fees. With a median household income of $64,544 and an uninsured rate of 11.8 percent affecting roughly 19,000 residents, selecting the right carrier and plan in Catawba County can mean the difference between affordable ongoing coverage and going without care entirely.
Blue Cross and Blue Shield of North Carolina
Bronze plans in Catawba County start at approximately $482.73/month before subsidies. With a median household income of $64,544, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Marketplace plans in Catawba County start at $482.73 per month before subsidies, making subsidy eligibility research an important first step for most enrolling residents.
Residents with household incomes between 100 and 400 percent of the federal poverty level may qualify for premium tax credits that reduce monthly costs well below the $482.73 starting price.
Catawba County's median household income of $64,544 places many families within the subsidy-eligible income range for meaningful ACA premium assistance on Blue Cross NC marketplace plans.
Enhanced subsidy rules allow some lower-income Catawba County residents to access $0 premium marketplace plans, making coverage achievable even for those with very limited monthly budgets.
With a poverty rate of 12.8 percent, a significant share of Catawba County's population may qualify for Medicaid, which provides comprehensive coverage at little to no monthly premium cost following North Carolina's expansion in December 2023.
Approximately 19,000 Catawba County residents are currently uninsured, and many may be eligible for subsidized or no-cost coverage through the ACA marketplace or expanded Medicaid programs they have not yet enrolled in.
Individual and Family plan premiums in Catawba County before subsidies: Bronze plans start at $482.73/month (lowest premiums, highest deductible); Silver plans start at $620.43/month (mid-range cost, eligible for cost-sharing reductions); Gold plans start at $641.58/month (higher premiums, lower out-of-pocket). Catastrophic coverage is also available for Catawba County residents under 30 or with a hardship exemption. Most Catawba County residents qualify for ACA premium tax credits that can significantly lower monthly costs. Health Plans of NC provides free personalized quotes with exact subsidy calculations.
North Carolina expanded Medicaid in December 2023. Catawba County residents earning up to 138% of the federal poverty level may qualify for free or low-cost coverage. Currently 11.8% of Catawba County residents (about 19,000 people) are uninsured. Many may now qualify. Children in families earning up to 210% FPL may qualify for NC Health Choice (CHIP). Call Health Plans of NC for a free eligibility check.
Catawba County is home to 162,051 residents. The median household income is $64,544. The county has grown 0.9% since 2020. The uninsured rate is 11.8%. 6.7% of residents are foreign-born. Health Plans of NC helps Catawba County residents find the right plan at no cost.
Hospital | Address | Phone |
|---|---|---|
Atrium Health Cabarrus | 920 Church St N, Concord, NC 28025 | (704) 403-3000 |
Atrium Health Cleveland | 201 E Grover St, Shelby, NC 28150 | (980) 487-3000 |
Atrium Health Kings Mountain | 706 W King St, Kings Mountain, NC 28086 | (980) 487-5000 |
Atrium Health Lincoln | 433 Mcalister Rd, Lincolnton, NC 28092 | (980) 212-2000 |
Atrium Health Pineville | 10628 Park Rd, Charlotte, NC 28210 | (704) 667-1000 |
Atrium Health Stanly | 301 Yadkin St, Albemarle, NC 28001 | (704) 984-4000 |
Atrium Health Union West Hosp | 1000 Healing Way, Matthews, NC 28104 | (800) 821-1535 |
Atrium Health Union | 600 Hospital Dr, Monroe, NC 28112 | (980) 993-3100 |
Atrium Health University City | 8800 N Tryon St, Charlotte, NC 28262 | (704) 863-6000 |
Atrium Health Waxhaw | 2700 Providence Rd S, Waxhaw, NC 28173 | (704) 667-6800 |
Atrium Health's Carolinas Med | 1000 Blythe Blvd, Charlotte, NC 28203 | (704) 355-2000 |
Carolinas Continue Care Hosp | 10648 Park Rd, Charlotte, NC 28210 | (704) 667-8050 |
Carolinas Continuecare Hosp | 8800 N Tryon St # 4, Charlotte, NC 28262 | (704) 863-8300 |
Carolinas Healthcare Syst | 501 Billingsley Rd, Charlotte, NC 28211 | (704) 444-2400 |
Carolinas Rehabilitation | 1100 Blythe Blvd, Charlotte, NC 28203 | (704) 355-4300 |
Caromont Regional Medical Ctr | 2525 Court Dr, Gastonia, NC 28054 | (704) 834-2000 |
Catawba Valley Medical Ctr | 810 Fairgrove Church Rd, Hickory, NC 28602 | (828) 326-3000 |
Davis Regional Medical Ctr | 218 Old Mocksville Rd, Statesville, NC 28625 | (704) 873-0281 |
Frye Regional Medical Ctr | 420 N Center St # 20, Hickory, NC 28601 | (828) 315-5000 |
Iredell Memorial Hospital | 557 Brookdale Dr, Statesville, NC 28677 | (704) 873-5661 |
Jeff Gordon Children's Ctr | 920 Church St N, Concord, NC 28025 | (704) 403-3000 |
Lake Norman Regional Med Ctr | 171 Fairview Rd, Mooresville, NC 28117 | (704) 660-4000 |
Levine Children's Hospital | 1000 Blythe Blvd, Charlotte, NC 28203 | (704) 381-2000 |
Novant Health Charlotte Ortho | 1901 Randolph Rd, Charlotte, NC 28207 | (704) 316-2000 |
Novant Health Hemby Children's | 200 Hawthorne Ln, Charlotte, NC 28204 | (704) 384-4021 |
Novant Health Huntersville Med | 10030 Gilead Rd, Huntersville, NC 28078 | (704) 316-4000 |
Novant Health Matthews Med Ctr | 1500 Matthews Township Pkwy, Matthews, NC 28105 | (704) 384-6500 |
Novant Health Mint Hl Med Ctr | 8201 Healthcare Loop, Charlotte, NC 28215 | (980) 302-1000 |
Novant Health Presbyterian Med | 200 Hawthorne Ln, Charlotte, NC 28204 | (704) 384-4000 |
Novant Health Rowan Med Ctr | 612 Mocksville Ave, Salisbury, NC 28144 | (704) 210-5000 |
WG Hefner Salisbury Dept | 1601 Brenner Ave, Salisbury, NC 28144 | (704) 638-9000 |
Catawba County ZIP Codes include: 28601, 28602, 28603, 28609, 28610, 28613, 28650, 28658, 28673, and 28682
