Find Your Most Affordable Health Insurance Plan in Hoke County
in North Carolina
Hoke County residents can compare 17 health insurance options for 2026.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
in North Carolina
Find affordable health insurance in Hoke County, NC with Health Plans of NC. Health Plans of NC helps residents of Hoke County, NC find and enroll in affordable health insurance coverage, working alongside major local employers like Butterball and FirstHealth of the Carolinas to ensure workers and families have access to the right plan for their needs.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Hoke County is home to 53,102 residents and has grown 2.0 percent since 2020, reflecting an expanding community with diverse coverage needs across working families, seniors, and newer arrivals. With 6.2 percent of residents being foreign-born, Health Plans of NC provides guidance to help all community members navigate their coverage options. Major local employers including Hoke County Schools, Butterball, the County of Hoke, FirstHealth of the Carolinas, and Cape Fear Valley Health connect many residents to a range of coverage pathways, from employer-sponsored benefits to ACA Marketplace plans.
ACA Marketplace plans provide comprehensive individual and family coverage for Hoke County residents not covered through employers like Butterball or Hoke County Schools, with enrollment through Health Plans of NC at no cost.
Medicaid coverage is available to qualifying low-income Hoke County residents, giving access to primary care at local facilities like Hoke Hospital and FirstHealth Hoke Community Medical Center at little or no cost.
Employer-sponsored insurance is offered by major Hoke County employers including Hoke County Schools and Cape Fear Valley Health, providing group coverage tied to local provider networks for eligible employees and their families.
Short-term health plans may serve Hoke County residents in between jobs or waiting for open enrollment, offering temporary coverage while transitions at employers like the County of Hoke are resolved.
COBRA continuation coverage allows former employees of Hoke County employers such as FirstHealth of the Carolinas to maintain their existing group health plan temporarily after leaving a job or losing eligibility.
Small business SHOP plans are available to eligible small employers in Hoke County, helping local businesses offer group health coverage to their workforce and compete for talent in the regional labor market.
For 2026, Hoke County residents have access to health insurance plans through Blue Cross NC under two distinct plan networks, Blue Advantage and Blue Care, each offering different levels of provider access across the region. Blue Advantage is a PPO network covering over 95 percent of North Carolina doctors, while Blue Care is also a PPO network covering over 92 percent of NC doctors, both connecting enrollees to key Hoke County providers including Hoke Hospital and FirstHealth Hoke Community Medical Center. Health Plans of NC helps residents compare every available plan option across these networks side-by-side to find the right fit for their provider preferences and care needs.
Blue Advantage, PPO network, connects Hoke County residents to over 95 percent of NC doctors in-network, including providers at Hoke Hospital and Cape Fear Valley Medical Center in Fayetteville.
Blue Advantage, PPO network, allows Hoke County enrollees to access specialty care at First Health Moore Regional Hospital in Pinehurst without needing a referral, offering broad statewide flexibility.
Blue Care, PPO network, covers over 92 percent of NC doctors in-network and includes access to primary care providers at Raeford Family Care and PrimeCare Family Practice for Hoke County residents.
Blue Care, PPO network, supports Hoke County residents who rely on mental health services through the Sandhills Center, with broad network access to behavioral health providers across the region.
Both Blue Advantage and Blue Care PPO networks are available to Hoke County residents enrolling through the ACA Marketplace, giving enrollees flexibility to continue seeing established local providers at in-network rates.
Health Plans of NC agents compare Blue Advantage and Blue Care plan options side-by-side for Hoke County residents at no cost, helping identify which network best aligns with existing provider relationships.
Bronze plans in Hoke County start at approximately $403.47/month before subsidies. With a median household income of $60,095, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans in Hoke County start at $403.47 per month for a 35-year-old before subsidies, offering the lowest monthly premium with a higher deductible structure suited for generally healthy residents.
Silver plans in Hoke County start at $518.72 per month before subsidies and are the only tier eligible for cost-sharing reductions, which can significantly lower deductibles and copays for qualifying enrollees.
Gold plans in Hoke County start at $536.24 per month before subsidies, offering lower out-of-pocket costs throughout the year and making them a strong fit for residents with frequent healthcare needs.
Hoke County households earning between 100 percent and 400 percent of the federal poverty level qualify for ACA premium tax credits that can reduce monthly costs well below the published starting prices.
Lower-income Hoke County residents may qualify for a zero-dollar or near-zero premium Silver plan through enhanced subsidies tied to their household income relative to the federal poverty level.
Health Plans of NC agents calculate exact subsidy amounts at no cost, helping Hoke County residents earning near the county median income identify the most affordable plan option across all available tiers.
For 2026, Blue Cross NC is the ACA Marketplace carrier offering health insurance plans in Hoke County, with 17 total plans available to individuals and families. These plans are offered under two PPO network options, Blue Advantage and Blue Care, giving residents a choice in the breadth of provider access they need. Blue Advantage connects Hoke County enrollees to the largest nationwide network, while Blue Care provides broad statewide access, both designed to work with key local facilities including Hoke Hospital and providers within the FirstHealth and Cape Fear Valley systems. Network selection directly affects whether Hoke County residents can continue seeing their preferred primary care providers, specialists, and local facilities at in-network rates. Health Plans of NC compares every available Blue Cross NC plan side-by-side for Hoke County residents at no cost, ensuring each person finds the plan that best fits their provider preferences and coverage goals.
Blue Cross NC, PPO plans under Blue Advantage and Blue Care networks, 17 plans available to Hoke County residents for 2026 across multiple coverage tiers.
North Carolina expanded Medicaid in December 2023, making adults in Hoke County earning up to 138 percent of the federal poverty level eligible for free or low-cost coverage with access to local providers including Hoke Hospital and community health clinics. Currently 11.4 percent of Hoke County residents, approximately 6,000 people, remain uninsured, and many may now qualify for Medicaid or subsidized Marketplace coverage they have not yet claimed. Children in families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, which provides low-cost coverage for pediatric care. Health Plans of NC offers free eligibility checks to help Hoke County residents determine whether they qualify for Medicaid, CHIP, or a subsidized Marketplace plan.
Working adults in Hoke County who earn low wages and are not offered affordable employer coverage may qualify for Medicaid under North Carolina's expansion, with eligibility based on household income and size.
Children in Hoke County families with moderate incomes may qualify for NC Health Choice, the state CHIP program, providing access to pediatric primary care, dental, and vision services at low or no cost.
Pregnant women in Hoke County may qualify for Medicaid coverage that includes prenatal care, labor and delivery services, and postpartum care through providers in the FirstHealth and Cape Fear Valley networks.
Hoke County seniors with low income may qualify for both Medicare and Medicaid simultaneously, known as dual eligibility, which can eliminate most out-of-pocket costs for medical and long-term care services.
With a poverty rate of 17.4 percent in Hoke County, a significant share of residents may qualify for Medicaid coverage including primary care, mental health services through the Sandhills Center, and preventive screenings at little or no cost.
Health Plans of NC licensed agents serve Hoke County residents at no cost, comparing every available plan side-by-side to find the right fit for your budget and healthcare needs. Call 800-797-0327 today to get personalized guidance and complete your enrollment with a local expert by your side.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Hoke County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
Atrium Health Anson | 2301 US Highway 74 W, Wadesboro, NC 28170 | (704) 994-4500 |
Betsy Johnson Hospital | 800 Tilghman Dr, Dunn, NC 28334 | (910) 892-1000 |
Cape Fear Valley Medical Ctr | 1638 Owen Dr, Fayetteville, NC 28304 | (910) 615-4000 |
Central Carolina Hospital | 1135 Carthage St, Sanford, NC 27330 | (919) 774-2100 |
Central Harnett Hospital | 215 Brightwater Dr, Lillington, NC 27546 | (910) 892-1000 |
Fayetteville VA Hosp Med Ctr | 2300 Ramsey St, Fayetteville, NC 28301 | (910) 488-2120 |
First Health Montgomery Meml | 520 Allen St, Troy, NC 27371 | (910) 571-5000 |
First Health Moore Regl Hosp-Hk | 6408 Fayetteville Rd, Raeford, NC 28376 | (910) 878-6000 |
First Health Moore Regl Hosp | 155 Memorial Dr, Pinehurst, NC 28374 | (910) 715-1000 |
First HealthMoore Regl Hosp | 925 S Long Dr, Rockingham, NC 28379 | (910) 417-3000 |
Highsmith-Rainey Spec Hosp | 150 Robeson St, Fayetteville, NC 28301 | (910) 615-1000 |
Hoke Hospital | 210 Medical Pavilion Dr, Raeford, NC 28376 | (910) 904-8000 |
Scotland Memorial Hospital | 500 Lauchwood Dr, Laurinburg, NC 28352 | (910) 291-7000 |
Womack Army Medical Ctr | 2817 Reilly St, Fort Bragg, NC 28310 | (910) 907-6000 |
Clinic | Address | Phone |
|---|---|---|
Alamance Ear Nose & Throat LLP | 4030 Oaks Professional Pkwy # 201, Burlington, NC 27215 | (336) 226-0660 |
Alamance Regional Medical Ctr | 1240 Huffman Mill Rd, Burlington, NC 27215 | (336) 538-7000 |
Alamance Regional Pain Clinic | 1236 Huffman Mill Rd # 2000, Burlington, NC 27215 | (336) 538-7180 |
Bethany Medical At North Main | 819 N Main St # 112, High Point, NC 27262 | (336) 289-2299 |
Bethany Medical At South Main | 2805 S Main St, High Point, NC 27263 | (336) 289-2727 |
Bethany Medical Ctr | 3604 Peters Ct, High Point, NC 27265 | (336) 883-0029 |
Bethany Medical Ctr | 3801 W Market St, Greensboro, NC 27407 | (336) 883-0029 |
Bethany Medical Ctr | 507 N Lindsay St, High Point, NC 27262 | (336) 883-0029 |
Central Carolina Health Ntwrk | 1 Centerview Dr # 202, Greensboro, NC 27407 | (336) 292-0665 |
Chapel Hill Obstetrics-Gynclgy | 6216 Fayetteville Rd, Durham, NC 27713 | (919) 942-8571 |
Clinical Choice | 7300 Cessna Dr, Greensboro, NC 27409 | (336) 550-4180 |
Cone Health Covid-19 Testing | 1238 Huffman Mill Rd, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 1830 Lendew St, Greensboro, NC 27408 | (336) 890-1140 |
Cone Health Covid-19 Testing | 2363 Corporation Pkwy, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 525 Maple Ave, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Covid-19 Testing | 617 S Main St, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Ctr For Maternal | 930 3rd St # 200, Greensboro, NC 27405 | (336) 890-3255 |
Cone Health Mebane Physical | 102 Medical Park Dr, Mebane, NC 27302 | (919) 304-5060 |
Cone Health Medcenter Mebane | 3940 Arrowhead Blvd # 110, Mebane, NC 27302 | (919) 568-7300 |
Cone Health Outpatient Rehab | 618 S Main St Inside Annie Pen, Reidsville, NC 27320 | (336) 951-4000 |
Cone Health Sleep Disorders | 509 N Elam Ave # 300-D, Greensboro, NC 27403 | (336) 832-0410 |
Cone Health Women's-Children's | 1121 N Church Street Entrance, Greensboro, NC 27401 | (336) 832-6500 |
Duke Cancer Ctr Acute Care | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 668-6608 |
Duke Cancer Ctr Radiation | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 660-2100 |
Duke Children's Health Ctr | 2301 Erwin Rd # 34ththfloor, Durham, NC 27705 | (919) 613-7777 |
Duke Health | 234 Crooked Creek Pkwy # 500, Durham, NC 27713 | (919) 684-3834 |
Duke Pediatric Dermatology | 5324 Mcfarland Rd # 410, Durham, NC 27707 | (919) 684-3432 |
Duke University Med Ctr Gen | , Durham, NC 27701 | (919) 684-2410 |
Duke University Med Ctr Gen | , Durham, NC 27710 | (919) 681-4722 |
Duke University Med Ctr Gen | PO Box 90950, Durham, NC 27708 | (919) 681-2020 |
Duke Wound Mgmt Clinic-Clinic | 40 Duke Medicine Cir, Durham, NC 27710 | (919) 684-3432 |
Health Center Of Hillsborough | 401 Meadowlands Dr # 101, Hillsborough, NC 27278 | (919) 241-5032 |
Lebauer Healthcare At Green | 709 Green Valley Rd, Greensboro, NC 27408 | (336) 547-1792 |
Lebauer Healthcare Grandover | 4023 Guilford College Rd, Greensboro, NC 27407 | (336) 890-2040 |
Lebauer Primary Care At Elam | 520 N Elam Ave, Greensboro, NC 27403 | (336) 547-1792 |
Renaissance Family Medicine | 2525c Phillips Ave, Greensboro, NC 27405 | (336) 832-7711 |
Sleep Disorders Ctr At | 1248 Huffman Mill Rd # 101, Burlington, NC 27215 | (866) 937-6692 |
UNC At Chapel Hill Medical Ctr | Cb 7010, Chapel Hill, NC 27599 | (919) 966-5136 |
UNC Hospitals Lab Hillsborough | 460 Waterstone Dr # Firstfloor, Hillsborough, NC 27278 | (919) 595-5970 |
UNC Hospitals Multispecialty | 101 Manning Dr # Firstfloor, Chapel Hill, NC 27514 | (984) 974-0150 |
University-NC-Health Care | 100 Sprunt St, Chapel Hill, NC 27517 | (919) 966-5500 |
Hoke County ZIP Codes include: 28376
