Find Your Most Affordable Health Insurance Plan in Alamance County

in North Carolina
Blue Cross NC Authorized Agency
Google Logo

1,240+ Google Reviews

Plans Available

Blue Home with UNC Health Alliance logo

Best for

Blue Home with UNC Health Alliance is a good option if you wish to get care from UNC Health and its affiliated doctors and hospitals. Since the majority of doctors in this plan are in the same network, it’s easier for them to work together on your behalf.

Network

  • UNC Health’s network of hospitals and providers including more than 1,800 primary care providers.2

  • A provider network that includes UNC Medical Center, nationally ranked in one adult and nine pediatric specialties by U.S. News;3 along with UNC Rex Hospital, rated by U.S. News as high performing in 16 adult procedures and conditions.4

  • All doctors outside the UNC Health Alliance provider network are considered out-of-network and not covered for Blue Home with UNC Health Alliance, including: Cone Health, Duke Health and WakeMed. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Notes

  1. Blue Cross NC has collaborated with UNC Health to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health does not offer Blue Cross or Blue Shield products or services.

  2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2024).

  3. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed August 2024).

  4. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed August 2024).

Availability

Blue Home with UNC Health Alliance Availability Map

Blue Home with UNC Health Alliance is available on and off Marketplace to residents of these North Carolina counties: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Nash, Orange, Person, and Wake.

Blue Advantage logo

Best for

Blue Advantage - Off Marketplace gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1

  • Fewer restrictions on which providers you can see

  • Nationwide access to in-network providers through BlueCard®2

  • Emergency services covered at the in-network benefit level regardless of where you go for care

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.

  2. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

Find your most affordable health plan

Enroll in under 10 minutes.

Alamance County

in North Carolina

alamance

Find affordable health insurance in Alamance County, NC with Health Plans of NC. Health Plans of NC helps Alamance County residents find affordable health insurance through Blue Cross NC, with 17 plans available to individuals and families across the county. With an uninsured rate of 9.9 percent, representing approximately 17,000 people in Alamance County, finding the right coverage is a critical priority for the community. Whether residents need marketplace coverage, Medicaid, or Medicare options, local agents through Health Plans of NC can help navigate every available option at no cost.

Plan Network

Type

Network Coverage

Blue Advantage

PPO

Largest nationwide network, 95%+ of NC doctors in-network (off-Marketplace only)

Blue Home with UNC Health Alliance

HMO

UNC Health hospitals and affiliated providers


Health Insurance Options in Alamance County, NC

Alamance County residents can choose from a wide range of health insurance options depending on their income, employment status, and healthcare needs, with 17 plans currently available through Blue Cross NC. The county's diverse workforce and growing population of 174,286 mean that coverage needs vary significantly, from families served by major local health systems like Cone Health Alamance Regional Medical Center to individuals seeking affordable individual market plans. Local agents through Health Plans of NC can help residents navigate every available option at no cost, ensuring that no one in Alamance County is left without a path to coverage.

  • Marketplace plans through Blue Cross NC are available to Alamance County residents who do not receive coverage through an employer, with subsidized premiums calculated based on household income relative to the federal poverty level.

  • Employer-sponsored coverage remains a primary source of insurance for many Alamance County workers, particularly those employed by large healthcare and regional employers operating in Burlington and surrounding areas.

  • Medicaid coverage is available to low-income Alamance County residents, including families with children, pregnant individuals, and adults earning at or below 138 percent of the federal poverty level, providing comprehensive benefits at little to no cost through local providers including Cone Health Alamance Regional Medical Center.

  • NC Health Choice and the Children's Health Insurance Program serve children in Alamance County families whose income is too high for Medicaid but who cannot afford private market premiums, with eligibility extending up to 210 percent of the federal poverty level.

  • Short-term and gap coverage plans are available to Alamance County residents who are between jobs, aging off a parent's plan, or waiting for employer benefits to begin, providing temporary protection against unexpected medical costs.

  • Medicare Supplement and Medicare Advantage plans are available to Alamance County residents aged 65 and older or those with qualifying disabilities, with access to a broad network that includes Cone Health Alamance Regional Medical Center and affiliated specialty centers.


Health Insurance Carriers in Alamance County, NC

Blue Cross NC is the carrier offering ACA-compliant health insurance plans in Alamance County for 2025, with 17 plans available to individuals and families across the county. These plans span a range of coverage structures including HMO, PPO, EPO, and catastrophic options, giving residents flexibility in how they access care and manage out-of-pocket costs. Blue Cross NC's provider network includes key local health systems such as Cone Health Alamance Regional Medical Center in Burlington, meaning the carrier and plan type selected directly affects which hospitals, specialists, and clinics a resident can access without paying out-of-network rates. Choosing the right plan tier and network type is especially important in Alamance County, where residents rely on a mix of local Cone Health facilities, regional Duke Health and UNC Health resources, and community clinics spread across Burlington, Mebane, and surrounding areas. Health Plans of NC agents compare every available Blue Cross NC plan side-by-side at no cost, helping residents identify the option that best matches their budget and provider preferences. With a median household income of $64,445 and a poverty rate of 14.1 percent, many Alamance County residents qualify for premium tax credits or Medicaid, making carrier and plan selection a decision with significant financial consequences.

  • Blue Cross NC (Blue Cross and Blue Shield of North Carolina)


Health Insurance Costs in Alamance County

Bronze plans in Alamance County start at approximately $491.92/month before subsidies. With a median household income of $64,445, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.

  • The lowest-cost marketplace plan in Alamance County starts at $491.92 per month before subsidies, and most residents earning near or below the $64,445 county median income will qualify for premium tax credits that reduce this amount significantly.

  • Mid-range plans in Alamance County start at $644.87 per month before subsidies and are eligible for cost-sharing reductions that lower deductibles and out-of-pocket maximums for households earning between 100 and 250 percent of the federal poverty level.

  • Higher-coverage plans with lower out-of-pocket costs start at $669.68 per month before subsidies and are well suited for Alamance County residents who regularly use providers at Cone Health Alamance Regional Medical Center or affiliated specialty centers.

  • Catastrophic coverage is available to Alamance County residents under age 30 or those with a qualifying hardship exemption, providing a low-premium option that protects against major medical costs while meeting ACA coverage requirements.

  • Approximately 17,000 Alamance County residents are currently uninsured at a rate of 9.9 percent, and many of these individuals may qualify for low-cost or no-cost coverage through Medicaid expansion or ACA premium tax credits they are not yet aware of.

  • Children in Alamance County families whose income falls between Medicaid thresholds and 210 percent of the federal poverty level may qualify for NC Health Choice, providing low-cost coverage when private market premiums are otherwise out of reach for the family.


Individual and Family plan premiums in Alamance County before subsidies: Bronze plans start at $491.92/month (lowest premiums, highest deductible); Silver plans start at $644.87/month (mid-range cost, eligible for cost-sharing reductions); Gold plans start at $669.68/month (higher premiums, lower out-of-pocket). Catastrophic coverage is also available for Alamance County residents under 30 or with a hardship exemption. Most Alamance County residents qualify for ACA premium tax credits that can significantly lower monthly costs. Health Plans of NC provides free personalized quotes with exact subsidy calculations.


Medicaid and CHIP Coverage in Alamance County, NC

North Carolina expanded Medicaid in December 2023. Alamance County residents earning up to 138% of the federal poverty level may qualify for free or low-cost coverage. Currently 9.9% of Alamance County residents (about 17,000 people) are uninsured. Many may now qualify. Children in families earning up to 210% FPL may qualify for NC Health Choice (CHIP). Call Health Plans of NC for a free eligibility check.


About Health Insurance in Alamance County, NC

Alamance County is home to 174,286 residents. The median household income is $64,445. The county has grown 1.7% since 2020. The uninsured rate is 9.9%. 9.1% of residents are foreign-born. Health Plans of NC helps Alamance County residents find the right plan at no cost.


Area Hospitals

Hospital

Address

Phone

Chatham Hospital

475 Progress Blvd, Siler City, NC 27344

(919) 799-4000

Cone Health Alamance Regional Medical Center

1240 Huffman Mill Rd, Burlington, NC 27215

(336) 538-7000

Cone Health Annie Penn Hospital

618 S Main St, Reidsville, NC 27320

(336) 951-4000

Cone Health Behavioral Health

700 Walter Reed Dr, Greensboro, NC 27403

(336) 832-9700

Cone Health Medcenter High Point

2630 Willard Dairy Rd, High Point, NC 27265

(336) 884-3777

Cone Health Moses Cone Hospital

1121 N Church St, Greensboro, NC 27401

(336) 832-7000

Cone Health Wesley Long Hospital

2400 W Friendly Ave, Greensboro, NC 27403

(336) 832-1000

Cone Health Women's & Children's

1121 N Church St, Greensboro, NC 27401

(336) 832-6500

Duke Children's Hospital & Health Center

2301 Erwin Rd, Durham, NC 27705

(919) 668-4000

Duke Regional Hospital

3643 N Roxboro St, Durham, NC 27704

(919) 470-4000

Duke University Hospital

2301 Erwin Rd, Durham, NC 27705

(919) 684-8111

Durham VA Medical Center

508 Fulton St, Durham, NC 27705

(919) 286-0411

High Point Medical Center

601 N Elm St, High Point, NC 27262

(336) 878-6000

Kindred Healthcare

2401 S Side Blvd, Greensboro, NC 27406

(336) 604-2300

Lenox Baker Children's Hospital

3000 Erwin Rd, Durham, NC 27705

(919) 684-6669

North Carolina Specialty Hospital

3916 Ben Franklin Blvd, Durham, NC 27704

(919) 956-9300

Person Memorial Hospital

615 Ridge Rd, Roxboro, NC 27573

(336) 599-2121

Randolph Health

364 White Oak St, Asheboro, NC 27203

(336) 625-5151

Select Specialty Hospital - Durham

3643 N Roxboro St #6, Durham, NC 27704

(984) 569-4040

Select Specialty Hospital - Greensboro

1200 N Elm St #5, Greensboro, NC 27401

(336) 832-5700

UNC Hospitals

101 Manning Dr, Chapel Hill, NC 27514

(984) 974-1000

UNC Rockingham Health Care

117 E Kings Hwy, Eden, NC 27288

(336) 623-9711


Area Medical Clinics

Clinic

Address

Phone

Alamance Ear Nose & Throat LLP

4030 Oaks Professional Pkwy # 201, Burlington, NC 27215

(336) 226-0660

Alamance Regional Medical Ctr

1240 Huffman Mill Rd, Burlington, NC 27215

(336) 538-7000

Alamance Regional Pain Clinic

1236 Huffman Mill Rd # 2000, Burlington, NC 27215

(336) 538-7180

Bethany Medical At North Main

819 N Main St # 112, High Point, NC 27262

(336) 289-2299

Bethany Medical At South Main

2805 S Main St, High Point, NC 27263

(336) 289-2727

Bethany Medical Ctr

3604 Peters Ct, High Point, NC 27265

(336) 883-0029

Bethany Medical Ctr

3801 W Market St, Greensboro, NC 27407

(336) 883-0029

Bethany Medical Ctr

507 N Lindsay St, High Point, NC 27262

(336) 883-0029

Central Carolina Health Ntwrk

1 Centerview Dr # 202, Greensboro, NC 27407

(336) 292-0665

Chapel Hill Obstetrics-Gynclgy

6216 Fayetteville Rd, Durham, NC 27713

(919) 942-8571

Clinical Choice

7300 Cessna Dr, Greensboro, NC 27409

(336) 550-4180

Cone Health Covid-19 Testing

1238 Huffman Mill Rd, Burlington, NC 27215

(336) 890-1140

Cone Health Covid-19 Testing

1830 Lendew St, Greensboro, NC 27408

(336) 890-1140

Cone Health Covid-19 Testing

2363 Corporation Pkwy, Burlington, NC 27215

(336) 890-1140

Cone Health Covid-19 Testing

525 Maple Ave, Reidsville, NC 27320

(336) 890-1140

Cone Health Covid-19 Testing

617 S Main St, Reidsville, NC 27320

(336) 890-1140

Cone Health Ctr For Maternal

930 3rd St # 200, Greensboro, NC 27405

(336) 890-3255

Cone Health Mebane Physical

102 Medical Park Dr, Mebane, NC 27302

(919) 304-5060

Cone Health Medcenter Mebane

3940 Arrowhead Blvd # 110, Mebane, NC 27302

(919) 568-7300

Cone Health Outpatient Rehab

618 S Main St Inside Annie Pen, Reidsville, NC 27320

(336) 951-4000

Cone Health Sleep Disorders

509 N Elam Ave # 300-D, Greensboro, NC 27403

(336) 832-0410

Cone Health Women's-Children's

1121 N Church Street Entrance, Greensboro, NC 27401

(336) 832-6500

Duke Cancer Ctr Acute Care

20 Duke Medicine Cir, Durham, NC 27710

(919) 668-6608

Duke Cancer Ctr Radiation

20 Duke Medicine Cir, Durham, NC 27710

(919) 660-2100

Duke Children's Health Ctr

2301 Erwin Rd # 34ththfloor, Durham, NC 27705

(919) 613-7777

Duke Health

234 Crooked Creek Pkwy # 500, Durham, NC 27713

(919) 684-3834

Duke Pediatric Dermatology

5324 Mcfarland Rd # 410, Durham, NC 27707

(919) 684-3432

Duke University Med Ctr Gen

, Durham, NC 27701

(919) 684-2410

Duke University Med Ctr Gen

, Durham, NC 27710

(919) 681-4722

Duke University Med Ctr Gen

PO Box 90950, Durham, NC 27708

(919) 681-2020

Duke Wound Mgmt Clinic-Clinic

40 Duke Medicine Cir, Durham, NC 27710

(919) 684-3432

Health Center Of Hillsborough

401 Meadowlands Dr # 101, Hillsborough, NC 27278

(919) 241-5032

Lebauer Healthcare At Green

709 Green Valley Rd, Greensboro, NC 27408

(336) 547-1792

Lebauer Healthcare Grandover

4023 Guilford College Rd, Greensboro, NC 27407

(336) 890-2040

Lebauer Primary Care At Elam

520 N Elam Ave, Greensboro, NC 27403

(336) 547-1792

Renaissance Family Medicine

2525c Phillips Ave, Greensboro, NC 27405

(336) 832-7711

Sleep Disorders Ctr At

1248 Huffman Mill Rd # 101, Burlington, NC 27215

(866) 937-6692

UNC At Chapel Hill Medical Ctr

Cb 7010, Chapel Hill, NC 27599

(919) 966-5136

UNC Hospitals Lab Hillsborough

460 Waterstone Dr # Firstfloor, Hillsborough, NC 27278

(919) 595-5970

UNC Hospitals Multispecialty

101 Manning Dr # Firstfloor, Chapel Hill, NC 27514

(984) 974-0150

University-NC-Health Care

100 Sprunt St, Chapel Hill, NC 27517

(919) 966-5500


Alamance County — FAQ Under 65

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans

Alamance County ZIP Codes include: 27215, 27217, 27302, 27253, 27244, 27298, 27349, 27258, 27220, 27340, 27201, 27202, 27216, and 27359

Ready to get started?

See plans and pricing today.