Find Your Most Affordable Health Insurance Plan in Robeson County
in North Carolina
Robeson County residents can compare 14 health insurance options for 2026.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
in North Carolina
Find affordable health insurance in Robeson County, NC with Health Plans of NC. Health Plans of NC helps residents of Robeson County, NC compare and enroll in health insurance plans at no cost, with local expertise that accounts for the region's major employers like Southeastern Health and Mountaire Farms. Whether you are looking for individual coverage, a family plan, or assistance understanding your options, Health Plans of NC is ready to guide you through every available plan for 2026.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Robeson County is home to 116,858 residents, with a population that has grown 0.3 percent since 2020 and a community where 5.1 percent of residents are foreign-born, reflecting a diverse population with varied coverage needs. Major employers in the county include Mountaire Farms, Robeson County Schools, Southeastern Health, Robeson County, and Walmart, each offering different pathways to coverage depending on employment status and household situation. Residents who do not have access to job-based coverage can explore ACA Marketplace plans, Medicaid, CHIP, or other options to ensure they and their families are protected.
ACA Marketplace coverage is available to Robeson County residents who are not offered qualifying employer-sponsored insurance through workplaces like Mountaire Farms or Robeson County Schools.
Medicaid coverage is accessible to eligible low-income adults and families in Robeson County, including those employed part-time or seasonally at local businesses like Walmart.
Employer-sponsored health insurance is offered by major Robeson County employers such as Southeastern Health and Robeson County Schools, providing group coverage to full-time employees and their dependents.
Short-term health plans may be used as a temporary bridge by Robeson County residents between jobs or waiting for open enrollment periods to begin at employers like Mountaire Farms.
COBRA continuation coverage allows Robeson County residents who lose job-based insurance from employers such as Southeastern Health to maintain their existing plan temporarily while they transition to new coverage.
Small business SHOP Marketplace plans are available to eligible small employers in Robeson County who want to offer group health benefits to their employees and compete with larger local employers for workforce retention.
For 2026, Robeson County residents can choose from 14 plans offered through Blue Cross NC across two plan networks, Blue Advantage and Blue Care, giving local families and individuals meaningful options in how they access care. The Blue Advantage network is a PPO structure covering more than 95 percent of North Carolina doctors and connects residents to key facilities like Southeastern Regional Medical Center at 300 W 27th St in Lumberton and UNC Health Southeastern at 4300 Fayetteville Rd. The Blue Care network is also a PPO, covering more than 92 percent of NC providers, and supports access to local primary care practices and specialty services available through Southeastern Health.
Blue Advantage, PPO network, includes Southeastern Regional Medical Center and UNC Health Southeastern, with more than 95 percent of NC doctors participating in-network for Robeson County enrollees.
Blue Care, PPO network, covers more than 92 percent of NC physicians and connects Robeson County residents to local practices such as Robeson Family Practice and Southeastern Regional Mental Health.
Both Blue Advantage and Blue Care networks support access to Lumberton-based specialty services including cardiology, oncology, and orthopedics available at Southeastern Regional Medical Center.
Robeson County residents selecting either Blue Advantage or Blue Care can align their plan with pediatric providers such as Lumberton Children's Clinic and Southeastern Family Medicine and Pediatrics.
Plan types available under Blue Cross NC in Robeson County for 2026 include PPO structures under both networks, offering flexibility in seeing specialists without requiring referrals in most cases.
Choosing between Blue Advantage and Blue Care should be guided by which specific hospitals, clinics, and specialist practices a Robeson County resident currently uses, and Health Plans of NC can verify network participation at no cost.
Bronze plans in Robeson County start at approximately $401.70/month before subsidies. With a median household income of $40,318, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans in Robeson County start at $401.70 per month before subsidies, offering the lowest monthly premiums with higher deductibles for residents who want to minimize ongoing costs.
Silver plans start at $516.45 per month before subsidies and are the only tier eligible for cost-sharing reductions, which lower deductibles and out-of-pocket costs for qualifying Robeson County residents.
Gold plans start at $533.89 per month before subsidies and provide lower out-of-pocket costs at the point of care, making them well-suited for residents with frequent medical needs.
Robeson County residents with a household income near the county median of $40,318 often qualify for meaningful premium tax credits that reduce monthly costs well below the published starting prices.
Residents with incomes near or below 150 percent of the federal poverty level may qualify for enhanced subsidies that bring Silver plan premiums to $0 per month with reduced cost-sharing.
Health Plans of NC provides free personalized quotes with exact subsidy calculations so Robeson County residents can see their actual net premium before enrolling in any plan.
For 2026, Blue Cross NC is the sole ACA Marketplace carrier offering plans in Robeson County, with 14 total plans available across multiple coverage tiers. Blue Cross NC offers plans through two networks in Robeson County, Blue Advantage and Blue Care, both structured as PPO plans that give enrollees broad access to in-network providers without requiring referrals for specialist visits. The Blue Advantage network connects Robeson County residents to more than 95 percent of NC physicians, while the Blue Care network covers more than 92 percent, both including key local facilities like Southeastern Regional Medical Center and UNC Health Southeastern. Selecting the right network is critical for Robeson County residents who rely on specific hospitals, primary care practices, or specialists, as network alignment determines whether care is billed at in-network rates. Health Plans of NC compares every available Blue Cross NC plan side by side at no cost, helping residents identify the plan and network that best fits their provider relationships and healthcare needs.
Blue Cross NC, PPO plans under Blue Advantage and Blue Care networks, 14 total plans available in Robeson County for 2026 across Bronze, Silver, Gold, and Catastrophic coverage tiers.
North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults earning up to 138 percent of the federal poverty level, which opened eligibility to thousands of previously uninsured Robeson County residents. Currently, 14.3 percent of Robeson County residents, approximately 17,000 people, are uninsured, and many of them may now qualify for Medicaid or heavily subsidized Marketplace coverage they have not yet accessed. Children in families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, providing low-cost or no-cost pediatric coverage through local providers. Health Plans of NC offers free eligibility checks so Robeson County residents can quickly determine whether they qualify for Medicaid, CHIP, or ACA Marketplace assistance.
Working adults in Robeson County earning at or below 138 percent of the federal poverty level qualify for NC Medicaid, which covers doctor visits, hospital stays, prescriptions, and preventive services.
Children in Robeson County families with incomes up to 210 percent of the federal poverty level are eligible for NC Health Choice, ensuring affordable pediatric care through local clinics and providers.
Pregnant women in Robeson County are eligible for Medicaid coverage that extends through the postpartum period, supporting maternal and newborn health through facilities like Southeastern Regional Medical Center.
Robeson County has a poverty rate of 28.8 percent, meaning a substantial share of the county's population may qualify for Medicaid or low-cost coverage they have not yet enrolled in.
People with disabilities in Robeson County who meet income and functional criteria may qualify for Medicaid coverage that includes long-term services, behavioral health care, and specialty medical support.
Health Plans of NC licensed agents serve Robeson County residents at no cost, comparing every available plan side by side to help you find the coverage that fits your budget, providers, and household needs. Call 800-797-0327 today to speak with an agent who can walk you through enrollment and ensure you do not miss any subsidy or Medicaid benefits you may be entitled to.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Robeson County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
Brynn Marr Hospital | 192 Village Dr, Jacksonville, NC 28546 | (910) 577-1400 |
Cape Fear Vly Bladen County | 501 S Poplar St, Elizabethtown, NC 28337 | (910) 862-5100 |
Columbus Regional Healthcare | 500 Jefferson St, Whiteville, NC 28472 | (910) 642-8011 |
Dosher Memorial Hospital | 924 N Howe St, Southport, NC 28461 | (910) 457-3800 |
ECU Health Duplin Hospital | 401 N Main St, Kenansville, NC 28349 | (910) 296-0941 |
Naval Medical Ctr Camp Lejeune | 100 Brewster Blvd, Camp Lejeune, NC 28547 | (910) 450-4357 |
New Hanover Regional Med Ctr | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7000 |
New Hanover Regl Med Ctr-Rehab | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7835 |
NHRMC Betty H Cameron Women's | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7360 |
Novant Health Brunswick Med | 240 Hospital Dr NE, Bolivia, NC 28422 | (910) 721-1000 |
Novant Health New Hanover | 5301 Wrightsville Ave, Wilmington, NC 28403 | (910) 667-8100 |
Onslow Memorial Hospital | 317 Western Blvd, Jacksonville, NC 28546 | (910) 577-2345 |
Pender Memorial Hospital | 507 E Fremont St, Burgaw, NC 28425 | (910) 259-5451 |
Sampson Regional Medical Ctr | 607 Beaman St, Clinton, NC 28328 | (910) 592-8511 |
Southeastern Regional Med Ctr | 300 W 27th St, Lumberton, NC 28358 | (910) 671-5000 |
UNC Health Southeastern | 4300 Fayetteville Rd, Lumberton, NC 28358 | (910) 608-3078 |
Robeson County ZIP Codes include: 28319, 28340, 28357, 28358, 28359, 28360, 28362, 28364, 28369, 28371, 28372, 28375, 28377, 28378, 28383, and 28386
