Find Your Most Affordable Health Insurance Plan in Duplin County

in North Carolina
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Duplin County residents can compare 14 health insurance options for 2026.

Blue Value logo

Best for

Blue Value is a good fit if you are flexible about which doctors you see – or if your doctor or hospital is part of this smaller network. The network is statewide, making it easy to get in-network care if you travel or have a child away at college within North Carolina.

Network

  • Limited statewide network for savings

  • Network includes, but is not limited to, Atrium Health Wake Forest Baptist, CaroMont Health, Duke LifePoint Healthcare, Novant Health and UNC Health Alliance.

  • The following doctor/hospital networks are considered out-of-network for Blue Value: Atrium Health (not including Atrium Health Wake Forest Baptist), Duke Health and WakeMed. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.

Availability

Blue Value Availability Map

Blue Value is available on and off Marketplace to residents of these North Carolina counties: Alexander, Brunswick, Burke, Caldwell, Catawba, Cleveland, Columbus, Duplin, Gaston, Iredell, Lincoln, New Hanover, Onslow, Pender, and Surry.

Blue Advantage logo

Best for

Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1

  • Fewer restrictions on which providers you can see

  • Nationwide access to in-network providers through BlueCard®2

  • Emergency services covered at the in-network benefit level regardless of where you go for care

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.

  2. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

Blue Care Logo

Best for

Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1

  • All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

Blue Care Availability Map

Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.

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Duplin County

in North Carolina

duplin

Find affordable health insurance in Duplin County, NC with Health Plans of NC. Health Plans of NC helps residents of Duplin County, NC find and enroll in affordable health insurance coverage for 2026, with licensed agents who understand the local healthcare landscape and work at no cost to you. Whether you work for a major employer like Butterball or rely on local health systems for your care, Health Plans of NC is here to help you compare every available option.

Plan Network

Type

Network Coverage

Blue Advantage

PPO

Largest nationwide network, 95%+ of NC doctors in-network

Blue Care

PPO

Broad statewide network, 92%+ of NC doctors in-network

Blue Value

HMO

Value-focused HMO with lower premiums


What health insurance options are available in Duplin County?

Duplin County's 49,053 residents have access to a range of health coverage pathways, shaped by the county's mix of agricultural employers, food processing companies, and healthcare providers including ECU Health Duplin Hospital and UNC Health Wayne. The county has grown 0.7 percent since 2020, and with 11.8 percent of residents being foreign-born, coverage options span multiple eligibility categories and household situations. Whether a resident works for Butterball, House of Raeford Farms, Smithfield Foods, Murphy Family Ventures, or Duplin County Schools, or seeks coverage independently, structured options exist for every circumstance.

  • ACA Marketplace coverage is available for Duplin County residents who do not receive insurance through employers like Butterball or Smithfield Foods and need individual or family plans.

  • Medicaid coverage is accessible for low-income Duplin County adults, children, and families, including those employed part-time by local agricultural and food processing employers.

  • Employer-sponsored group health insurance may be available to full-time employees of major Duplin County employers such as House of Raeford Farms, Duplin County Schools, and Murphy Family Ventures.

  • Short-term health plans can serve as a temporary bridge for Duplin County residents between jobs or waiting for employer coverage to begin at companies like Smithfield Foods.

  • COBRA continuation coverage allows former employees of Duplin County employers or health systems like ECU Health Duplin Hospital to maintain their existing group health benefits for a limited period.

  • Small business SHOP Marketplace plans allow qualifying small employers in Duplin County to offer group coverage to their employees, supporting workforce health across local businesses and agricultural operations.


What health insurance plans are available in Duplin County for 2026?

For 2026, Duplin County residents can choose from plans offered under three Blue Cross NC networks, including Blue Advantage, Blue Care, and Blue Value, giving residents flexibility in how they access care at local facilities like ECU Health Duplin Hospital at 401 N Main St in Kenansville and nearby facilities such as Sampson Regional Medical Center in Clinton. Blue Advantage and Blue Care are both PPO structures, while Blue Value is an HMO, meaning the type of network a resident selects will determine whether they need referrals and how broadly they can access providers across the region. Health Plans of NC can help Duplin County residents match the right network type to their preferred providers and care patterns.

  • Blue Advantage, a PPO network, offers the largest nationwide coverage and includes over 95 percent of NC doctors in-network, making it a strong fit for Duplin County residents who see specialists or use facilities beyond the immediate county.

  • Blue Care, a PPO network, provides broad statewide access with over 92 percent of NC doctors in-network, connecting Duplin County residents to providers at ECU Health Duplin Hospital and surrounding regional facilities.

  • Blue Value, an HMO network, is a value-focused option with lower monthly premiums, designed for Duplin County residents who prefer to coordinate all care through a primary care provider and stay within a defined local network.

  • PPO plans under Blue Advantage and Blue Care allow Duplin County residents to access out-of-area specialists at facilities like New Hanover Regional Medical Center in Wilmington without a referral requirement.

  • HMO plans under Blue Value are well suited for Duplin County residents whose primary healthcare needs are met by local providers at ECU Health Duplin Hospital and area primary care clinics in Warsaw and Kenansville.

  • All three Blue Cross NC plan networks for 2026 are available to Duplin County residents across Bronze, Silver, Gold, and Catastrophic metal tiers, providing layered options for every budget and health need.


How much does health insurance cost in Duplin County?

Bronze plans in Duplin County start at approximately $476.59/month before subsidies. With a median household income of $51,880, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.

  • Bronze plans in Duplin County start at $476.59 per month for a 35-year-old, offering the lowest monthly premiums with higher deductibles when care is needed.

  • Silver plans in Duplin County start at $612.52 per month for a 35-year-old, and Silver is the only tier eligible for cost-sharing reductions that lower deductibles and copays for qualifying households.

  • Gold plans in Duplin County start at $633.41 per month for a 35-year-old, providing higher monthly premiums in exchange for lower out-of-pocket costs when services are used.

  • Duplin County residents with household incomes near or below the county median of $51,880 should verify their premium tax credit eligibility before assuming ACA Marketplace coverage is out of reach.

  • Some Duplin County residents at lower income levels may qualify for a $0 premium Silver plan after premium tax credits are applied, making comprehensive mid-tier coverage available at no monthly cost.

  • Catastrophic plans are available for Duplin County residents under age 30 or those with a qualifying hardship exemption, providing low-premium coverage as a financial safety net against major medical events.


Which health insurance companies offer ACA Marketplace plans in Duplin County for 2026?

Blue Cross NC is the sole ACA Marketplace carrier offering plans in Duplin County for 2026, with 14 total plans available to individuals and families. These plans are organized across three networks, Blue Advantage, Blue Care, and Blue Value, which include PPO and HMO structures to accommodate different care preferences and provider relationships. Blue Advantage and Blue Care PPO networks connect Duplin County residents to a broad range of in-network providers including ECU Health Duplin Hospital, Sampson Regional Medical Center, and New Hanover Regional Medical Center, while Blue Value's HMO structure focuses coverage around local and regional providers. The network a Duplin County resident selects directly affects which doctors, hospitals, and specialty services are covered at in-network rates, making that choice as financially important as the metal tier selected. Health Plans of NC compares all 14 Blue Cross NC plans side-by-side at no cost to help Duplin County residents find the right combination of network, tier, and price.

  • Blue Cross NC, offering PPO plans under Blue Advantage and Blue Care and HMO plans under Blue Value, with 14 total ACA Marketplace plans available in Duplin County for 2026.


Who qualifies for Medicaid and CHIP in Duplin County, North Carolina?

North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults in Duplin County earning up to 138 percent of the federal poverty level who were previously ineligible. Currently, 15.2 percent of Duplin County residents, approximately 7,000 people, remain uninsured, and many of them may now qualify for Medicaid or subsidized Marketplace coverage without realizing it. Children in families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, providing comprehensive pediatric coverage at little to no cost. Health Plans of NC can perform a free eligibility check to help Duplin County residents determine whether they qualify for Medicaid, CHIP, or a subsidized Marketplace plan.

  • Working adults in Duplin County who earn low wages, including those in seasonal agricultural or food processing jobs, may now qualify for Medicaid under North Carolina's expansion.

  • Children in Duplin County households can access NC Health Choice (CHIP) coverage if their family income falls within eligibility guidelines, providing preventive and routine pediatric care.

  • Pregnant women in Duplin County are eligible for Medicaid coverage during pregnancy and for a postpartum period, ensuring access to prenatal care at ECU Health Duplin Hospital and area clinics.

  • Duplin County's poverty rate of 17.9 percent means a substantial share of residents likely fall within Medicaid income thresholds and should apply or have their eligibility verified.

  • Duplin County residents with disabilities or those receiving Supplemental Security Income may qualify for Medicaid regardless of age, covering medical, behavioral health, and long-term support services.


Get free help choosing a health plan in Duplin County

Health Plans of NC licensed agents serve Duplin County residents at no cost, comparing all available plans side-by-side and guiding you through enrollment from start to finish. Call 800-797-0327 today to get a free personalized quote and find the plan that best fits your providers, prescriptions, and budget.


What hospitals are in Duplin County?

Hospital

Address

Phone

Brynn Marr Hospital

192 Village Dr, Jacksonville, NC 28546

(910) 577-1400

Cape Fear Vly Bladen County

501 S Poplar St, Elizabethtown, NC 28337

(910) 862-5100

Columbus Regional Healthcare

500 Jefferson St, Whiteville, NC 28472

(910) 642-8011

Dosher Memorial Hospital

924 N Howe St, Southport, NC 28461

(910) 457-3800

ECU Health Duplin Hospital

401 N Main St, Kenansville, NC 28349

(910) 296-0941

Naval Medical Ctr Camp Lejeune

100 Brewster Blvd, Camp Lejeune, NC 28547

(910) 450-4357

New Hanover Regional Med Ctr

2131 S 17th St, Wilmington, NC 28401

(910) 667-7000

New Hanover Regl Med Ctr-Rehab

2131 S 17th St, Wilmington, NC 28401

(910) 667-7835

NHRMC Betty H Cameron Women's

2131 S 17th St, Wilmington, NC 28401

(910) 667-7360

Novant Health Brunswick Med

240 Hospital Dr NE, Bolivia, NC 28422

(910) 721-1000

Novant Health New Hanover

5301 Wrightsville Ave, Wilmington, NC 28403

(910) 667-8100

Onslow Memorial Hospital

317 Western Blvd, Jacksonville, NC 28546

(910) 577-2345

Pender Memorial Hospital

507 E Fremont St, Burgaw, NC 28425

(910) 259-5451

Sampson Regional Medical Ctr

607 Beaman St, Clinton, NC 28328

(910) 592-8511

Southeastern Regional Med Ctr

300 W 27th St, Lumberton, NC 28358

(910) 671-5000

UNC Health Southeastern

4300 Fayetteville Rd, Lumberton, NC 28358

(910) 608-3078


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Duplin County ZIP Codes include: 28325, 28341, 28349, 28398, 28453, 28458, 28464, 28466, 28508, 28518, 28521, and 28572

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