Find Your Most Affordable Health Insurance Plan in Duplin County
in North Carolina
Nationwide (BlueCard®)
Nationwide network – Nationwide (BlueCard®)
Network: Anywhere in the U.S. and abroad2; 95%+ of NC doctors.1
Out-of-area care: Covered (lower benefit level).
Offered in Bronze, Silver, and Gold tiers.
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace in all North Carolina counties, except the following where it is available only off Marketplace: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
Statewide NC network
Statewide network – Statewide NC network
Network: North Carolina only. A large network, with more than 95% of North Carolina doctors and 98% of North Carolina hospitals in-network.
Out-of-area care: Emergency / urgent only.
Offered in Bronze, Silver, and Gold tiers.
Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
Limited statewide network
Limited network – Limited statewide network
Network: A limited multi-system NC network.
Out-of-area care: Emergency services and urgent care outside of NC are covered at the in-network benefit level. All other non-emergency covered services are covered at the out-of-network benefit level.
Offered in Bronze, Silver, and Gold tiers.
Blue Value is available on and off Marketplace to residents of these North Carolina counties: Alexander, Brunswick, Burke, Caldwell, Catawba, Cleveland, Columbus, Duplin, Gaston, Iredell, Lincoln, New Hanover, Onslow, Pender, and Surry.
| Carrier | Distinct plans |
|---|---|
| Blue Cross and Blue Shield of NC | 27 |
| UnitedHealthcare | 13 |
| Cigna Healthcare | 10 |
| Total | 50 |
Source: CMS QHP Landscape PY2026, Individual Market Medical, updated August 26, 2026 (data.healthcare.gov). Counts distinct Plan IDs offered on the Marketplace in Duplin County, once per carrier.
in North Carolina
Find affordable health insurance in Duplin County, NC with Health Plans of NC. Health Plans of NC helps residents of Duplin County, NC find and enroll in affordable health insurance coverage for 2026, with licensed agents who understand the local healthcare landscape and work at no cost to you. Whether you work for a major employer like Butterball or rely on local health systems for your care, Health Plans of NC is here to help you compare every available option.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | HMO | Broad statewide network, 95%+ of NC doctors in-network |
Blue Value | POS | Value-focused HMO with lower premiums |
Duplin County's 49,053 residents have access to a range of health coverage pathways, shaped by the county's mix of agricultural employers, food processing companies, and healthcare providers including ECU Health Duplin Hospital and UNC Health Wayne. The county has grown 0.7 percent since 2020, and with 11.8 percent of residents being foreign-born, coverage options span multiple eligibility categories and household situations. Whether a resident works for Butterball, House of Raeford Farms, Smithfield Foods, Murphy Family Ventures, or Duplin County Schools, or seeks coverage independently, structured options exist for every circumstance.
ACA Marketplace coverage is available for Duplin County residents who do not receive insurance through employers like Butterball or Smithfield Foods and need individual or family plans.
Medicaid coverage is accessible for low-income Duplin County adults, children, and families, including those employed part-time by local agricultural and food processing employers.
Employer-sponsored group health insurance may be available to full-time employees of major Duplin County employers such as House of Raeford Farms, Duplin County Schools, and Murphy Family Ventures.
Short-term health plans can serve as a temporary bridge for Duplin County residents between jobs or waiting for employer coverage to begin at companies like Smithfield Foods.
COBRA continuation coverage allows former employees of Duplin County employers or health systems like ECU Health Duplin Hospital to maintain their existing group health benefits for a limited period.
Small business SHOP Marketplace plans allow qualifying small employers in Duplin County to offer group coverage to their employees, supporting workforce health across local businesses and agricultural operations.
For 2026, Duplin County residents can choose from plans offered under three Blue Cross NC networks, including Blue Advantage, Blue Care, and Blue Value, giving residents flexibility in how they access care at local facilities like ECU Health Duplin Hospital at 401 N Main St in Kenansville and nearby facilities such as Sampson Regional Medical Center in Clinton. Blue Advantage is a PPO and Blue Care is an HMO, while Blue Value is a POS, meaning the type of network a resident selects will determine how broadly they can access providers across the region; none of these plans requires a referral to see a specialist. Health Plans of NC can help Duplin County residents match the right network type to their preferred providers and care patterns.
Blue Advantage, a PPO network, offers the largest nationwide coverage and includes over 95 percent of NC doctors in-network, making it a strong fit for Duplin County residents who see specialists or use facilities beyond the immediate county.
Blue Care, an HMO network, provides broad statewide access with over 95 percent of NC doctors in-network, connecting Duplin County residents to providers at ECU Health Duplin Hospital and surrounding regional facilities.
Blue Value, a POS network, is a value-focused option with lower monthly premiums, designed for Duplin County residents who prefer to coordinate all care through a primary care provider and stay within a defined local network.
Plans under Blue Advantage and Blue Care allow Duplin County residents to access out-of-area specialists at facilities like New Hanover Regional Medical Center in Wilmington without a referral requirement.
Plans under Blue Value are well suited for Duplin County residents whose primary healthcare needs are met by local providers at ECU Health Duplin Hospital and area primary care clinics in Warsaw and Kenansville.
All three Blue Cross NC plan networks for 2026 are available to Duplin County residents across Bronze, Silver, Gold, and Catastrophic metal tiers, providing layered options for every budget and health need.
Bronze plans in Duplin County start at approximately $476.59/month before subsidies. With a median household income of $51,880, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans in Duplin County start at $476.59 per month for a 35-year-old, offering the lowest monthly premiums with higher deductibles when care is needed.
Silver plans in Duplin County start at $612.52 per month for a 35-year-old, and Silver is the only tier eligible for cost-sharing reductions that lower deductibles and copays for qualifying households.
Gold plans in Duplin County start at $633.41 per month for a 35-year-old, providing higher monthly premiums in exchange for lower out-of-pocket costs when services are used.
Duplin County residents with household incomes near or below the county median of $51,880 should verify their premium tax credit eligibility before assuming ACA Marketplace coverage is out of reach.
Some Duplin County residents at lower income levels may qualify for a $0 premium Silver plan after premium tax credits are applied, making comprehensive mid-tier coverage available at no monthly cost.
Catastrophic plans are available for Duplin County residents under age 30 or those with a qualifying hardship exemption, providing low-premium coverage as a financial safety net against major medical events.
Blue Cross NC is the sole ACA Marketplace carrier offering plans in Duplin County for 2026, with 14 total plans available to individuals and families. These plans are organized across three networks, Blue Advantage, Blue Care, and Blue Value, which include PPO and HMO structures to accommodate different care preferences and provider relationships. Blue Advantage and Blue Care networks connect Duplin County residents to a broad range of in-network providers including ECU Health Duplin Hospital, Sampson Regional Medical Center, and New Hanover Regional Medical Center, while Blue Value's POS structure focuses coverage around local and regional providers. The network a Duplin County resident selects directly affects which doctors, hospitals, and specialty services are covered at in-network rates, making that choice as financially important as the metal tier selected. Health Plans of NC compares all 14 Blue Cross NC plans side-by-side at no cost to help Duplin County residents find the right combination of network, tier, and price.
Blue Cross NC, offering plans under Blue Advantage and Blue Care and plans under Blue Value, with 14 total ACA Marketplace plans available in Duplin County for 2026.
North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults in Duplin County earning up to 138 percent of the federal poverty level who were previously ineligible. Currently, 15.2 percent of Duplin County residents, approximately 7,000 people, remain uninsured, and many of them may now qualify for Medicaid or subsidized Marketplace coverage without realizing it. Children in families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, providing comprehensive pediatric coverage at little to no cost. Health Plans of NC can perform a free eligibility check to help Duplin County residents determine whether they qualify for Medicaid, CHIP, or a subsidized Marketplace plan.
Working adults in Duplin County who earn low wages, including those in seasonal agricultural or food processing jobs, may now qualify for Medicaid under North Carolina's expansion.
Children in Duplin County households can access NC Health Choice (CHIP) coverage if their family income falls within eligibility guidelines, providing preventive and routine pediatric care.
Pregnant women in Duplin County are eligible for Medicaid coverage during pregnancy and for a postpartum period, ensuring access to prenatal care at ECU Health Duplin Hospital and area clinics.
Duplin County's poverty rate of 17.9 percent means a substantial share of residents likely fall within Medicaid income thresholds and should apply or have their eligibility verified.
Duplin County residents with disabilities or those receiving Supplemental Security Income may qualify for Medicaid regardless of age, covering medical, behavioral health, and long-term support services.
Health Plans of NC licensed agents serve Duplin County residents at no cost, comparing all available plans side-by-side and guiding you through enrollment from start to finish. Call 800-797-0327 today to get a free personalized quote and find the plan that best fits your providers, prescriptions, and budget.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Duplin County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
Brynn Marr Hospital | 192 Village Dr, Jacksonville, NC 28546 | (910) 577-1400 |
Cape Fear Vly Bladen County | 501 S Poplar St, Elizabethtown, NC 28337 | (910) 862-5100 |
Columbus Regional Healthcare | 500 Jefferson St, Whiteville, NC 28472 | (910) 642-8011 |
Dosher Memorial Hospital | 924 N Howe St, Southport, NC 28461 | (910) 457-3800 |
ECU Health Duplin Hospital | 401 N Main St, Kenansville, NC 28349 | (910) 296-0941 |
Naval Medical Ctr Camp Lejeune | 100 Brewster Blvd, Camp Lejeune, NC 28547 | (910) 450-4357 |
New Hanover Regional Med Ctr | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7000 |
New Hanover Regl Med Ctr-Rehab | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7835 |
NHRMC Betty H Cameron Women's | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7360 |
Novant Health Brunswick Med | 240 Hospital Dr NE, Bolivia, NC 28422 | (910) 721-1000 |
Novant Health New Hanover | 5301 Wrightsville Ave, Wilmington, NC 28403 | (910) 667-8100 |
Onslow Memorial Hospital | 317 Western Blvd, Jacksonville, NC 28546 | (910) 577-2345 |
Pender Memorial Hospital | 507 E Fremont St, Burgaw, NC 28425 | (910) 259-5451 |
Sampson Regional Medical Ctr | 607 Beaman St, Clinton, NC 28328 | (910) 592-8511 |
Southeastern Regional Med Ctr | 300 W 27th St, Lumberton, NC 28358 | (910) 671-5000 |
UNC Health Southeastern | 4300 Fayetteville Rd, Lumberton, NC 28358 | (910) 608-3078 |
Duplin County ZIP Codes include: 28325, 28341, 28349, 28398, 28453, 28458, 28464, 28466, 28508, 28518, 28521, and 28572
