Find Your Most Affordable North Carolina Health Insurance Plan
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Pender County
in North Carolina
Pender County, North Carolina, is home to around 63,000 people and is excellent for young families. About 25% of the population is under 18, so many fun things, including several parks, are available. Families can enjoy hiking, biking, or picnicking at Topsail Beach State Preserve and Kiwanis Park. There are also many fun, family-friendly events, such as the Surf City Christmas Parade and the Autumn with Topsail Festival. The county is also near Wilmington, which offers plenty of cultural attractions, dining, and shopping.
Financially, it’s an attractive option for many families who earn an average annual household income of $61,155. With a median home value of $205,300 and an unemployment rate lower than the national average, it’s affordable for many families. Towns in the county offer friendly communities that are safe to raise kids, with low crime rates. In addition, some excellent schools are available, including Pender High School and Cape Fear Elementary School. The county also offers easy access to several healthcare facilities, including Pender Memorial Hospital and New Hanover Regional Medical Center.
Towns in the county include Burgaw (zip code 28425), the county seat home to approximately 4,000 people. Surf City (zip code 28445) is a popular beach town on Topsail Island, home to a beach-loving community of 2,500 people. Topsail Beach (zip code 28445) is another small beach town on the southern end of Topsail Island. It’s home to around 500 people and is another excellent family option.
Plans Available
Best for
Good option if you are flexible which doctors you see or if your doctor or hospital are part of this smaller network.
The network is statewide, making it easy to get in-network care if you travel or have a child away at college.
Network
Limited statewide network for savings
Includes CaroMont Health, Frye Regional, New Hanover, Novant Health, UNC Health Alliance and Wake Forest Baptist Health
The following doctor/hospital networks are considered out-of-network for Blue Value: Atrium Health, Catawba Valley Health System, Duke Health and WakeMed. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Availability
Blue Value is available on and off Marketplace to residents of these North Carolina counties: Alexander, Brunswick, Burke, Caldwell, Catawba, Cleveland, Columbus, Duplin, Gaston, Iredell, Lincoln, New Hanover, Onslow, Pender, and Surry.
Best for
Good option if you want a broad choice of in-network doctors, specialists and hospitals.
Network
Our largest statewide network. Full statewide network with the most provider choice. More than 95% of doctors and 98% of hospitals in North Carolina are in-network (A1)
Availability
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Find your most affordable health plan
Individual/Family Common Questions
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Health Plans of NC, Kelly Quinn
What Is Individual Health Insurance?: A Complete Guide
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
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How Much Is Individual Health Insurance? A Complete Guide
Recently, this option has gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
Why Consider Getting Individual Health Insurance
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Footnotes
A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of July 22, 2022. Note: Not all plans are available in all areas.
B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.
B2. NovantHealth, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2022).
C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health. Blue Local with Atrium Health is a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s limited network of providers. Atrium Health is an independent company that is solely responsible for the physicians and medical facilities it owns/operates and does not offer Blue Cross or Blue Shield products or services.
C2. U.S. News & World Report, www.health.usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022).
C3. AtriumHealth, www.atriumhealth.org/about-us/newsroom/news/2020/07/atrium-health-earns-multiple-honors-by-us-news-world-report (Accessed September 2022).
C4. AtriumHealth, www.atriumhealth.org/about-us (Accessed September 2022).
D1. Blue Cross NC has collaborated with Wake Forest Baptist Health to bring you Blue Local with Wake Forest Baptist Health. Blue Local with Wake Forest Baptist Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Wake Forest Baptist Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Wake Forest Baptist Health does not offer Blue Cross or Blue Shield products or services.
D2. WakeForestBaptistHealth, www.wakehealth.edu/-/media/WakeForest/Clinical/Files/About-Us/2019FactBook.pdf (Accessed September 2022).
E1. Blue Cross NC has collaborated with UNC Health Care to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health Care is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health Care does not offer Blue Cross or Blue Shield products or services.
E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2022).
E3. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed September 2022).
E4. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed September 2022).
U9144b, 9/22
Pender County ZIP Codes include: 28421, 28425, 28435, 28443, 28457, and 28478