Find Your Most Affordable Health Insurance Plan in Wake County

in North Carolina
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Wake County residents have the choice of two healthcare options: Blue Advantage (Off Marketplace only) and Blue Home with UNC Health Alliance.

Blue Home with UNC Health Alliance logo

Best for

Good option if you wish to get care from UNC Health, UNC Health Alliance and its affiliated doctors and hospitals. (E1)

Since the majority of doctors in this plan are in the same network, it’s easier for them to work together on your behalf.

Network

  • Hospitals and providers including more than 1,700+ primary care providers (E2)

  • UNC Medical Center, is nationally ranked in 3 adult and 9 pediatric specialties by U.S. News (E3)

  • UNC Rex, rated by U.S. News as high performing in 15 adult procedures and conditions (E4)

  • All doctors outside the UNC Health Alliance provider network are considered out-of-network and not covered for Blue Home with UNC Health Alliance, including: Cone Health, Duke Health and WakeMed. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

map-blue-home-UNC

Blue Home with UNC Health Alliance is available on and off Marketplace to residents of these North Carolina counties: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Nash, Orange, Person, and Wake.

Blue Advantage logo

Best for

Good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

Our largest statewide network. Full statewide network with the most provider choice. More than 95% of doctors and 98% of hospitals in North Carolina are in-network (A1)

Availability

map-blue-advantage

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

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Wake County

in North Carolina

wake

Healthcare Facilities

Wake County, North Carolina, hosts a comprehensive array of healthcare facilities designed to meet the needs of individuals and families living within its borders.

The healthcare scene is dominated by top-tier hospitals like WakeMed Raleigh Campus, a renowned medical center offering comprehensive services ranging from heart and vascular care to orthopedics, neurosciences, and children's services at its dedicated Children's Hospital. WakeMed Cary Hospital is another significant facility in the county, known for women's services, orthopedics, and emergency care.

Another pillar in Wake County's healthcare landscape is UNC Rex Healthcare, offering numerous specialty services like cancer care, heart and vascular care, orthopedics, and more. Their state-of-the-art UNC REX Women's Center provides specialized care for women at all life stages.

For primary care needs, Wake County is abundant in clinics providing routine check-ups, preventive care, and treatment for various ailments. Facilities like Avance Care, Duke Primary Care, and Capital Family Medicine cater to these needs and play a vital role in maintaining the community's health.

The county also hosts specialized facilities for specific health needs. Duke Raleigh Hospital Cancer Center provides comprehensive cancer care, and Wake Spine & Pain Specialists cater to pain management needs. Wake County residents can turn to facilities like Holly Hill Hospital and Wake County Human Services for mental health services.

Urgent care centers, such as FastMed Urgent Care and NextCare Urgent Care, offer immediate, non-emergency care for acute illnesses or injuries. They serve as a convenient alternative to emergency room visits for non-life-threatening situations.

Wake County is also well-equipped with chain and independent pharmacies dispensing medications and providing essential health consultations. These include Hayes Barton Pharmacy, Person Street Pharmacy, and large chains like CVS and Walgreens.

Wake County offers a holistic healthcare system, ensuring its residents have access to world-class facilities and diverse services. From high-quality hospitals to primary care clinics, specialized centers, and easily accessible pharmacies, Wake County’s healthcare infrastructure stands ready to cater to the varied needs of its residents and families.

Area Hospitals
  • Central Regional Hospital, 300 Veazey Dr, Butner, NC, 27509, (919) 764-2000

  • Duke Raleigh Hospital, 3400 Wake Forest Rd, Raleigh, NC, 27609, (919) 954-3000

  • Granville Health System, 1010 College St, Oxford, NC, 27565, (919) 690-3000

  • Holly Hill Hospital, 3019 Falstaff Rd, Raleigh, NC, 27610, (919) 250-7000

  • Nash General Hospital, 2460 Curtis Ellis Dr, Rocky Mount, NC, 27804, (252) 962-8000

  • PAM Specialty Hosp Of Rocky Mt, 1051 Noell Ln, Rocky Mount, NC, 27804, (252) 451-2300

  • Rex Hospital, 4420 Lake Boone Trl, Raleigh, NC, 27607, (919) 784-3100

  • Strategic Behavioral Ctr Rlgh, 3200 Waterfield Dr, Garner, NC, 27529, (919) 800-4400

  • UNC Health Johnston, 509 N Brightleaf Blvd, Smithfield, NC, 27577, (919) 934-8171

  • UNC Hospitals At Wakebrook, 111 Sunnybrook Rd, Raleigh, NC, 27610, (984) 974-4800

  • WakeMed Cary Hospital, 1900 Kildaire Farm Rd, Cary, NC, 27518, (919) 350-8000

  • WakeMed North Hospital, 10000 Falls Of Neuse Rd, Raleigh, NC, 27614, (919) 350-8000

  • WakeMed Raleigh Campus, 3000 New Bern Ave, Raleigh, NC, 27610, (919) 350-8000

  • Wilson Medical Ctr, 1705 Tarboro St SW, Wilson, NC, 27893, (252) 399-8040

Area Medical Clinics
  • Angier Pediatric & Adult Med, 441 Lakestone Commons Ave, Fuquay Varina, NC, 27526, (919) 577-0481

  • Benson Area Medical Ctr Inc, 11801 Vogel St, Raleigh, NC, 27617, (919) 207-4403

  • Beverly Medical Ctr, 6008 Creedmoor Rd, Raleigh, NC, 27612, (919) 844-4552

  • Brier Creek Medical Pavilion, 10207 Cerny St, Raleigh, NC, 27617, (919) 634-6269

  • Carolina Neuropsychology Svc, 3900 Barrett Dr # 102, Raleigh, NC, 27609, (919) 859-9040

  • Carolinas Center For Med, 3600 Glenwood Ave # 120, Raleigh, NC, 27612, (919) 461-5500

  • Clayton Dialysis Ctr, 86 Healthpark Way, Clayton, NC, 27520, (919) 550-7456

  • Clinton Dialysis Unit, 545 E Market St, Smithfield, NC, 27577, (919) 934-2826

  • Duke Raleigh Hosp Palliative, 3404 Wake Forest Rd, Raleigh, NC, 27609, (919) 862-5400

  • Duke Raleigh Hosp Pre, 3300 Executive Dr, Raleigh, NC, 27609, (919) 954-3940

  • Duke Raleigh Hosp, 3404 Wake Forest Rd, Raleigh, NC, 27609, (919) 862-5718

  • Duke Rheumatology Raleigh, 3480 Wake Forest Rd # 414, Raleigh, NC, 27609, (919) 613-2243

  • Duke Spine-Pain Mgmt-Raleigh, 3480 Wake Forest Rd, Raleigh, NC, 27609, (919) 862-5367

  • Duke Women's Health Heritage, 3000 Rogers Rd, Wake Forest, NC, 27587, (919) 385-2940

  • Eastern Carolina Pathology, 2693 Forest Hills Rd SW # B, Wilson, NC, 27893, (252) 234-2841

  • ECU Health Family Medicine, 1704 Glendale Dr. SW, Wilson, NC, 27893, (252) 246-8960

  • Fastmed Family Medicine, 11491 US 70 Business Hwy W, Clayton, NC, 27520, (919) 550-2484

  • Fastmed Family Medicine, 5156 N Carolina 42, Garner, NC, 27529, (919) 329-5000

  • Goshen Medical Ctr Inc, 1624 White Oak Church Rd, Apex, NC, 27523, (941) 267-2042

  • Granville Medical Ctr, 1010 College St, Oxford, NC, 27565, (919) 690-3000

  • Karissa Binkley, 1021 W Williams St # 105, Apex, NC, 27502, (919) 961-9885

  • Meso & Beyond Medical Ctr, 1000 N Main St # 100, Fuquay Varina, NC, 27526, (919) 285-4373

  • Pai Wellness Group, 9380 Falls Of Neuse Rd # 101, Raleigh, NC, 27615, (919) 529-3355

  • Rocky Mt Medical Park, 901 N Winstead Ave, Rocky Mount, NC, 27804, (252) 937-8507

  • Siemens Medical Solutions, 209 Gregson Dr, Cary, NC, 27511, (919) 461-0132

  • Smithfield Pulmonology, 706 Wilkins St # A, Smithfield, NC, 27577, (919) 989-1800

  • Southern Wake Medical Ctr, 415 Wake Chapel Rd, Fuquay Varina, NC, 27526, (919) 552-9143

  • Synchrony Energetics Incl, 3201 Nash St NW # A, Wilson, NC, 27896, (252) 373-4722

  • UNC Fertility, 7920 Acc Blvd # 300, Raleigh, NC, 27617, (919) 908-0000

  • Voyage Anesthesia PC, 101 Forest Dr # D, Knightdale, NC, 27545, (919) 341-0188

  • Wake Health Svc, Franklinton, NC, 27525, (919) 494-5246

  • WakeMed Brier Creek Healthplex, 8001 T W Alexander Dr, Raleigh, NC, 27617, (919) 350-8000

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans
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Individual/Family, Affordable Care Act

What You Need to Know About Health Insurance If You’re Self-Employed

In the United States, approximately 16 million workers identify as being self-employed. Self-employment can offer many benefits, including greater flexibility and being your own boss. It also provides an entryway to entrepreneurship and small business ownership.
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Health Plans of NC, Kelly Quinn

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What Is Individual Health Insurance?: A Complete Guide

When it comes to overall health and well-being, an individual health insurance plan may be the right option for you. While it may seem expensive with potential out-of-pocket costs, it is worth having. You can rest assured with a proper health insurance plan, as you will be covered for various services and procedures. But what is individual health insurance, and what does it cover?
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
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How Much Is Individual Health Insurance? A Complete Guide

There are several options you must consider when choosing a health insurance plan. Many people receive coverage through their workplace. On the other hand, Medicare (a public health program created by the federal government) might be the most suitable for the elderly or retired. However, there are also individual plans available from health insurance companies. But how much is individual health insurance, and what does it cover?
This option has recently gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
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Footnotes

A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of July 22, 2022. Note: Not all plans are available in all areas.

B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.

B2. NovantHealth, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2022).

C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health. Blue Local with Atrium Health is a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s limited network of providers. Atrium Health is an independent company that is solely responsible for the physicians and medical facilities it owns/operates and does not offer Blue Cross or Blue Shield products or services.

C2. U.S. News & World Report, www.health.usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022).

C3. AtriumHealth, www.atriumhealth.org/about-us/newsroom/news/2020/07/atrium-health-earns-multiple-honors-by-us-news-world-report (Accessed September 2022).

C4. AtriumHealth, www.atriumhealth.org/about-us (Accessed September 2022).

D1. Blue Cross NC has collaborated with Wake Forest Baptist Health to bring you Blue Local with Wake Forest Baptist Health. Blue Local with Wake Forest Baptist Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Wake Forest Baptist Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Wake Forest Baptist Health does not offer Blue Cross or Blue Shield products or services.

D2. WakeForestBaptistHealth, www.wakehealth.edu/-/media/WakeForest/Clinical/Files/About-Us/2019FactBook.pdf (Accessed September 2022).

E1. Blue Cross NC has collaborated with UNC Health Care to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health Care is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health Care does not offer Blue Cross or Blue Shield products or services.

E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2022).

E3. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed September 2022).

E4. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed September 2022).

U9144b, 9/22

Wake County ZIP Codes include: 27502, 27511, 27512, 27513, 27518, 27519, 27523, 27526, 27529, 27539, 27540, 27545, 27560, 27571, 27587, 27588, 27591, 27592, 27597, 27601, 27602, 27603, 27604, 27605, 27606, 27607, 27608, 27609, 27610, 27611, 27612, 27613, 27614, 27615, 27616, 27617, 27619, 27620, 27621, 27622, 27623, 27624, 27625, 27626, 27627, 27628, 27629, 27634, 27635, 27636, 27640, 27650, 27656, 27658, 27661, 27668, 27675, 27676, 27690, 27695, 27697, 27698, and 27699

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