Find Your Most Affordable Health Insurance Plan in Wake County

in North Carolina
Blue Cross NC Authorized Agency
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Plans Available

Wake County residents can choose from three healthcare options: Blue Advantage, Blue Care (available off the Marketplace only), and Blue Home with UNC Health Alliance.

Blue Home with UNC Health Alliance logo

Best for

Blue Home with UNC Health Alliance is a good option if you wish to get care from UNC Health and its affiliated doctors and hospitals. Since the majority of doctors in this plan are in the same network, it’s easier for them to work together on your behalf.

Network

  • UNC Health’s network of hospitals and providers including more than 1,800 primary care providers.2

  • A provider network that includes UNC Medical Center, nationally ranked in one adult and nine pediatric specialties by U.S. News;3 along with UNC Rex Hospital, rated by U.S. News as high performing in 16 adult procedures and conditions.4

  • All doctors outside the UNC Health Alliance provider network are considered out-of-network and not covered for Blue Home with UNC Health Alliance, including: Cone Health, Duke Health and WakeMed. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Notes

  1. Blue Cross NC has collaborated with UNC Health to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health does not offer Blue Cross or Blue Shield products or services.

  2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2024).

  3. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed August 2024).

  4. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed August 2024).

Availability

Blue Home with UNC Health Alliance Availability Map

Blue Home with UNC Health Alliance is available on and off Marketplace to residents of these North Carolina counties: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Nash, Orange, Person, and Wake.

Blue Advantage logo

Best for

Blue Advantage - Off Marketplace gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1

  • Fewer restrictions on which providers you can see

  • Nationwide access to in-network providers through BlueCard®2

  • Emergency services covered at the in-network benefit level regardless of where you go for care

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.

  2. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

Blue Care Logo

Best for

Blue Care - Off Marketplace gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1

  • All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

Blue Care Availability Map

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Wake County

in North Carolina

wake

Healthcare Facilities

Wake County, North Carolina, hosts a comprehensive array of healthcare facilities designed to meet the needs of individuals and families living within its borders.

The healthcare scene is dominated by top-tier hospitals like WakeMed Raleigh Campus, a renowned medical center offering comprehensive services ranging from heart and vascular care to orthopedics, neurosciences, and children's services at its dedicated Children's Hospital. WakeMed Cary Hospital is another significant facility in the county, known for women's services, orthopedics, and emergency care.

Another pillar in Wake County's healthcare landscape is UNC Rex Healthcare, offering numerous specialty services like cancer care, heart and vascular care, orthopedics, and more. Their state-of-the-art UNC REX Women's Center provides specialized care for women at all life stages.

For primary care needs, Wake County is abundant in clinics providing routine check-ups, preventive care, and treatment for various ailments. Facilities like Avance Care, Duke Primary Care, and Capital Family Medicine cater to these needs and play a vital role in maintaining the community's health.

The county also hosts specialized facilities for specific health needs. Duke Raleigh Hospital Cancer Center provides comprehensive cancer care, and Wake Spine & Pain Specialists cater to pain management needs. Wake County residents can turn to facilities like Holly Hill Hospital and Wake County Human Services for mental health services.

Urgent care centers, such as FastMed Urgent Care and NextCare Urgent Care, offer immediate, non-emergency care for acute illnesses or injuries. They serve as a convenient alternative to emergency room visits for non-life-threatening situations.

Wake County is also well-equipped with chain and independent pharmacies dispensing medications and providing essential health consultations. These include Hayes Barton Pharmacy, Person Street Pharmacy, and large chains like CVS and Walgreens.

Wake County offers a holistic healthcare system, ensuring its residents have access to world-class facilities and diverse services. From high-quality hospitals to primary care clinics, specialized centers, and easily accessible pharmacies, Wake County’s healthcare infrastructure stands ready to cater to the varied needs of its residents and families.

Area Hospitals
  • Central Regional Hospital, 300 Veazey Dr, Butner, NC, 27509, (919) 764-2000

  • Duke Raleigh Hospital, 3400 Wake Forest Rd, Raleigh, NC, 27609, (919) 954-3000

  • Granville Health System, 1010 College St, Oxford, NC, 27565, (919) 690-3000

  • Holly Hill Hospital, 3019 Falstaff Rd, Raleigh, NC, 27610, (919) 250-7000

  • Nash General Hospital, 2460 Curtis Ellis Dr, Rocky Mount, NC, 27804, (252) 962-8000

  • PAM Specialty Hosp Of Rocky Mt, 1051 Noell Ln, Rocky Mount, NC, 27804, (252) 451-2300

  • Rex Hospital, 4420 Lake Boone Trl, Raleigh, NC, 27607, (919) 784-3100

  • Strategic Behavioral Ctr Rlgh, 3200 Waterfield Dr, Garner, NC, 27529, (919) 800-4400

  • UNC Health Johnston, 509 N Brightleaf Blvd, Smithfield, NC, 27577, (919) 934-8171

  • UNC Hospitals At Wakebrook, 111 Sunnybrook Rd, Raleigh, NC, 27610, (984) 974-4800

  • WakeMed Cary Hospital, 1900 Kildaire Farm Rd, Cary, NC, 27518, (919) 350-8000

  • WakeMed North Hospital, 10000 Falls Of Neuse Rd, Raleigh, NC, 27614, (919) 350-8000

  • WakeMed Raleigh Campus, 3000 New Bern Ave, Raleigh, NC, 27610, (919) 350-8000

  • Wilson Medical Ctr, 1705 Tarboro St SW, Wilson, NC, 27893, (252) 399-8040

Area Medical Clinics
  • Angier Pediatric & Adult Med, 441 Lakestone Commons Ave, Fuquay Varina, NC, 27526, (919) 577-0481

  • Benson Area Medical Ctr Inc, 11801 Vogel St, Raleigh, NC, 27617, (919) 207-4403

  • Beverly Medical Ctr, 6008 Creedmoor Rd, Raleigh, NC, 27612, (919) 844-4552

  • Brier Creek Medical Pavilion, 10207 Cerny St, Raleigh, NC, 27617, (919) 634-6269

  • Carolina Neuropsychology Svc, 3900 Barrett Dr # 102, Raleigh, NC, 27609, (919) 859-9040

  • Carolinas Center For Med, 3600 Glenwood Ave # 120, Raleigh, NC, 27612, (919) 461-5500

  • Clayton Dialysis Ctr, 86 Healthpark Way, Clayton, NC, 27520, (919) 550-7456

  • Clinton Dialysis Unit, 545 E Market St, Smithfield, NC, 27577, (919) 934-2826

  • Duke Raleigh Hosp Palliative, 3404 Wake Forest Rd, Raleigh, NC, 27609, (919) 862-5400

  • Duke Raleigh Hosp Pre, 3300 Executive Dr, Raleigh, NC, 27609, (919) 954-3940

  • Duke Raleigh Hosp, 3404 Wake Forest Rd, Raleigh, NC, 27609, (919) 862-5718

  • Duke Rheumatology Raleigh, 3480 Wake Forest Rd # 414, Raleigh, NC, 27609, (919) 613-2243

  • Duke Spine-Pain Mgmt-Raleigh, 3480 Wake Forest Rd, Raleigh, NC, 27609, (919) 862-5367

  • Duke Women's Health Heritage, 3000 Rogers Rd, Wake Forest, NC, 27587, (919) 385-2940

  • Eastern Carolina Pathology, 2693 Forest Hills Rd SW # B, Wilson, NC, 27893, (252) 234-2841

  • ECU Health Family Medicine, 1704 Glendale Dr. SW, Wilson, NC, 27893, (252) 246-8960

  • Fastmed Family Medicine, 11491 US 70 Business Hwy W, Clayton, NC, 27520, (919) 550-2484

  • Fastmed Family Medicine, 5156 N Carolina 42, Garner, NC, 27529, (919) 329-5000

  • Goshen Medical Ctr Inc, 1624 White Oak Church Rd, Apex, NC, 27523, (941) 267-2042

  • Granville Medical Ctr, 1010 College St, Oxford, NC, 27565, (919) 690-3000

  • Karissa Binkley, 1021 W Williams St # 105, Apex, NC, 27502, (919) 961-9885

  • Meso & Beyond Medical Ctr, 1000 N Main St # 100, Fuquay Varina, NC, 27526, (919) 285-4373

  • Pai Wellness Group, 9380 Falls Of Neuse Rd # 101, Raleigh, NC, 27615, (919) 529-3355

  • Rocky Mt Medical Park, 901 N Winstead Ave, Rocky Mount, NC, 27804, (252) 937-8507

  • Siemens Medical Solutions, 209 Gregson Dr, Cary, NC, 27511, (919) 461-0132

  • Smithfield Pulmonology, 706 Wilkins St # A, Smithfield, NC, 27577, (919) 989-1800

  • Southern Wake Medical Ctr, 415 Wake Chapel Rd, Fuquay Varina, NC, 27526, (919) 552-9143

  • Synchrony Energetics Incl, 3201 Nash St NW # A, Wilson, NC, 27896, (252) 373-4722

  • UNC Fertility, 7920 Acc Blvd # 300, Raleigh, NC, 27617, (919) 908-0000

  • Voyage Anesthesia PC, 101 Forest Dr # D, Knightdale, NC, 27545, (919) 341-0188

  • Wake Health Svc, Franklinton, NC, 27525, (919) 494-5246

  • WakeMed Brier Creek Healthplex, 8001 T W Alexander Dr, Raleigh, NC, 27617, (919) 350-8000

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans

Wake County ZIP Codes include: 27502, 27511, 27512, 27513, 27518, 27519, 27523, 27526, 27529, 27539, 27540, 27545, 27560, 27571, 27587, 27588, 27591, 27592, 27597, 27601, 27602, 27603, 27604, 27605, 27606, 27607, 27608, 27609, 27610, 27611, 27612, 27613, 27614, 27615, 27616, 27617, 27619, 27620, 27621, 27622, 27623, 27624, 27625, 27626, 27627, 27628, 27629, 27634, 27635, 27636, 27640, 27650, 27656, 27658, 27661, 27668, 27675, 27676, 27690, 27695, 27697, 27698, and 27699

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