Find Your Most Affordable Health Insurance Plan in Apex, North Carolina

in North Carolina
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in Wake County

Wake County residents have the choice of two healthcare options: Blue Advantage (Off Marketplace only) and Blue Home with UNC Health Alliance.

Blue Home with UNC Health Alliance logo

Best for

Blue Home with UNC Health Alliance1 is a good option if you wish to get care from UNC Health and its affiliated doctors and hospitals. Since the majority of doctors in this plan are in the same network, it’s easier for them to work together on your behalf.

Network

  • UNC Health’s network of hospitals and providers including more than 1,700 primary care providers.2

  • A provider network that includes UNC Medical Center, nationally ranked in three adult and nine pediatric specialties by U.S. News;3 along with UNC Rex Hospital, rated by U.S. News as high performing in 15 adult procedures and conditions.4

  • All doctors outside the UNC Health Alliance provider network are considered out-of-network and not covered for Blue Home with UNC Health Alliance, including: Cone Health, Duke Health and WakeMed. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Notes

  1. Blue Cross NC has collaborated with UNC Health to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health does not offer Blue Cross or Blue Shield products or services.

  2. UNC Health’s network of hospitals and providers including more than 1,700 primary care providers.

  3. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed August 2023).

  4. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed August 2023).

Availability

map-blue-home-UNC

Blue Home with UNC Health Alliance is available on and off Marketplace to residents of these North Carolina counties: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Nash, Orange, Person, and Wake.

Blue Advantage logo

Best for

Blue Advantage gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

More than 95% of doctors and 98% of the hospitals in North Carolina are in-network.1

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC’s PPO Network as of July 14, 2023.

Availability

map-blue-advantage

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

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Apex, North Carolina

in Wake County

At a Glance

Apex is a charming town located in Wake County, North Carolina. Home to approximately 53,000 residents, it’s a popular choice for young families to settle in because it offers an excellent quality of life and plenty of activities.

Boasting a strong economy, a median household income of $107,480, a low unemployment rate, and a low crime rate, it’s easy to see why so many families love living in Apex. 

Recreation and Attractions

In addition to beautiful parks and playgrounds, families enjoy visiting the historic downtown area, walking and shopping at the Apex Farmers Market, or hiking through the beautiful Jordan Lake State Recreation Area. Apex also provides access to exceptional schools, with the Wake County Public School System consistently ranked among the top school systems in North Carolina.

Healthcare

For families looking for quality healthcare facilities, Apex (zip codes 27502, 27523, and 27539) has several highly regarded hospitals and medical centers located nearby. WakeMed Apex Healthplex is in town and provides various specialized services, including primary care, urgent care, and physical therapy. The UNC Rex Healthcare system, consistently ranked among the top hospitals in the country, is also located a short drive from Apex in nearby Raleigh.

UNC Rex Health, Raleigh, N.C. Rex Health
UNC Rex Health, Raleigh, N.C. Rex Health
Downtown Apex
Downtown Apex
Fall foliage reflecting on lake in Apex, NC
Fall foliage reflecting on lake in Apex, NC
Historic railroad station in Apex, North Carolina
Historic railroad station in Apex, North Carolina

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans
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Individual/Family, Affordable Care Act

What You Need to Know About Health Insurance If You’re Self-Employed

In the United States, approximately 16 million workers identify as being self-employed. Self-employment can offer many benefits, including greater flexibility and being your own boss. It also provides an entryway to entrepreneurship and small business ownership.
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Health Plans of NC, Kelly Quinn

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What Is Individual Health Insurance?: A Complete Guide

When it comes to overall health and well-being, an individual health insurance plan may be the right option for you. While it may seem expensive with potential out-of-pocket costs, it is worth having. You can rest assured with a proper health insurance plan, as you will be covered for various services and procedures. But what is individual health insurance, and what does it cover?
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
The Importance of Receiving Health Insurance in North Carolina
HealthPlans of NC

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How Much Is Individual Health Insurance? A Complete Guide

There are several options you must consider when choosing a health insurance plan. Many people receive coverage through their workplace. On the other hand, Medicare (a public health program created by the federal government) might be the most suitable for the elderly or retired. However, there are also individual plans available from health insurance companies. But how much is individual health insurance, and what does it cover?
This option has recently gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
Why Consider Getting Individual Health Insurance
HealthPlans of NC

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Footnotes

A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC’s PPO Network as of July 14, 2023

B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.

B2. Novant Health, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2023).

C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health, a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s comprehensive network of providers. Atrium Health is an independent company and is solely responsible for the physicians and medical facilities it owns/operates. Atrium Health does not offer Blue Cross or Blue Shield products or services.

C2. U.S. News & World Report, usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022)

C3. Atrium Health, www.atriumhealth.org/about-us/newsroom/news/2022/07/atrium-health-earns-multiple-us-news-and-world-report-honors (Accessed September 2022).

C4. Atrium Health, www.atriumhealth.org/about-us (Accessed August 2022).

E1. Blue Cross NC has collaborated with UNC Health to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health does not offer Blue Cross or Blue Shield products or services.

E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2023).

E3. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed August 2023).

E4. UU.S. News and World Report, www.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed August 2023).

U9144b, 8/23

Apex, North Carolina ZIP Codes include: 27502, 27523, and 27539

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