Find Your Most Affordable Health Insurance Plan in Caldwell County

in North Carolina
Blue Cross NC Authorized Agency
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Caldwell County residents can choose from three healthcare options: Blue Advantage, Blue Care, and Blue Value.

Blue Value logo

Best for

Blue Value is a good fit if you are flexible about which doctors you see – or if your doctor or hospital is part of this smaller network. The network is statewide, making it easy to get in-network care if you travel or have a child away at college within North Carolina.

Network

  • Limited statewide network for savings

  • Network includes, but is not limited to, Atrium Health Wake Forest Baptist, CaroMont Health, Duke LifePoint Healthcare, Novant Health and UNC Health Alliance.

  • The following doctor/hospital networks are considered out-of-network for Blue Value: Atrium Health (not including Atrium Health Wake Forest Baptist), Duke Health and WakeMed. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.

Availability

Blue Value Availability Map

Blue Value is available on and off Marketplace to residents of these North Carolina counties: Alexander, Brunswick, Burke, Caldwell, Catawba, Cleveland, Columbus, Duplin, Gaston, Iredell, Lincoln, New Hanover, Onslow, Pender, and Surry.

Blue Advantage logo

Best for

Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1

  • Fewer restrictions on which providers you can see

  • Nationwide access to in-network providers through BlueCard®2

  • Emergency services covered at the in-network benefit level regardless of where you go for care

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.

  2. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

Blue Care Logo

Best for

Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1

  • All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

Blue Care Availability Map

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Caldwell County

in North Carolina

caldwell

Healthcare Facilities

Caldwell County, North Carolina, provides a range of medical and healthcare facilities to meet the needs of individuals and families in the area. Caldwell UNC Health Care serves as the primary healthcare provider in the county. Caldwell UNC Health Care operates a full-service hospital in Lenoir, offering comprehensive medical services, including emergency care, surgical facilities, maternity care, and specialized services in cardiology, oncology, orthopedics, and more.

In addition to the hospital, Caldwell County hosts several primary care clinics and specialty practices. These clinics offer convenient access to healthcare services, providing preventive care, routine check-ups, and specialized consultations. Practices like Family Care of Caldwell and Carolina Family Healthcare cater to the specific needs of individuals and families.

The Caldwell County Health Department plays a vital role in promoting public health. They offer various services, including immunizations, family planning, prenatal care, and health education programs. The health department also administers the Women, Infants, and Children (WIC) program, providing nutrition education and support to eligible women, infants, and children.

For mental health services, Caldwell County collaborates with organizations like Partners Behavioral Health Management, which provides counseling, therapy, and crisis intervention services. These resources support individuals and families in addressing mental health challenges and accessing appropriate care.

Caldwell County provides long-term care facilities and nursing homes to support the elderly. Facilities such as Caldwell Hospice and Palliative Care and Gateway Rehabilitation and Healthcare offer personalized care and support for older adults who require assisted living or skilled nursing care.

Pediatric healthcare is also a priority in Caldwell County. Practices such as Carolina Family Healthcare and Caldwell Pediatric Associates specialize in providing comprehensive healthcare services for infants, children, and adolescents.

In conclusion, Caldwell County's medical and healthcare facilities are designed to meet the diverse needs of individuals and families. The presence of a primary healthcare provider, specialty clinics, public health services, mental health resources, long-term care facilities, and specialized pediatric care ensures that residents have access to comprehensive and quality healthcare throughout their lives.

Area Hospitals
  • Adventhealth Hendersonville, 100 Hospital Dr, Hendersonville, NC, 28792, (828) 684-8501

  • Asheville Specialty Hospital, 428 Biltmore Ave # 4, Asheville, NC, 28801, (828) 213-5400

  • Asheville VA Medical Ctr, 1100 Tunnel Rd, Asheville, NC, 28805, (828) 298-7911

  • Blue Ridge Regional Hospital, 125 Hospital Dr, Spruce Pine, NC, 28777, (828) 765-4201

  • Broughton Hospital, 1000 S Sterling St, Morganton, NC, 28655, (828) 433-2111

  • Caldwell UNC Health Care, 321 Mulberry St SW, Lenoir, NC, 28645, (828) 757-5100

  • Charles A Cannon Jr Meml Hosp, 434 Hospital Dr, Newland, NC, 28657, (828) 737-7000

  • Forum Health Asheville, 1312 Patton Ave, Asheville, NC, 28806, (828) 252-9833

  • Mission Children's Hospital, 11 Vanderbilt Park Dr, Asheville, NC, 28803, (828) 213-1740

  • Mission Hospital Mcdowell, 430 Rankin Dr, Marion, NC, 28752, (828) 659-5000

  • Mission Hospital, 509 Biltmore Ave, Asheville, NC, 28801, (828) 213-1111

  • Pardee UNC Health Care, 800 N Justice St, Hendersonville, NC, 28791, (828) 696-1000

  • St Luke's Hospital, 101 Hospital Dr, Columbus, NC, 28722, (828) 894-3311

  • St Lukes Hospital, 101 Hospital Dr, Columbus, NC, 28722, (828) 894-3311

  • UNC Health Blue Ridge, 2201 S Sterling St, Morganton, NC, 28655, (828) 580-5000

  • UNC Health Care Blue Ridge, 720 Malcolm Blvd, Valdese, NC, 28690, (828) 580-7640

Area Medical Clinics
  • AMCHC, 225 Patton Ave # 200, Asheville, NC, 28801, (828) 412-5315

  • Apex Brain Ctr, 600 Julian Ln # 650, Arden, NC, 28704, (828) 708-5274

  • Asheville Cardiology Assoc-MRN, 472 Rankin Dr # Entrance3, Marion, NC, 28752, (828) 652-0005

  • Asheville Cardiology Assoc, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 274-6000

  • Asheville Cardiology Assoc, 387 US 70 W, Marion, NC, 28752, (828) 274-6000

  • Asheville Cardiology Assoc, 589 Peniel Rd, Columbus, NC, 28722, (828) 274-6000

  • Asheville Children's Med Ctr, 7 Vanderbilt Park Dr # 100a, Asheville, NC, 28803, (828) 258-0969

  • Asheville Orthopaedic Assoc, 1 Hospital Dr, Asheville, NC, 28801, (828) 252-7331

  • Asheville Orthopaedic Assoc, 2315 Asheville Hwy, Hendersonville, NC, 28791, (828) 782-9330

  • Asheville Orthopaedic Assoc, 472 Rankin Dr # Entrance3, Marion, NC, 28752, (828) 252-7331

  • Atrium Health At Hm-Hm Med, 141 Fiddlers Run Blvd, Morganton, NC, 28655, (828) 879-9050

  • Atrium Health At Home, 141 Fiddlers Run Blvd, Morganton, NC, 28655, (828) 580-6450

  • Atrium Health Shelby Women's, 446 N Carolina 108, Rutherfordton, NC, 28139, (980) 487-2570

  • Blue Ridge Med Ctr Mayland, , Spruce Pine, NC, 28777, (828) 765-4113

  • Blue Ridge Med Ctr Yancy Cmps, 800 Medical Campus Dr, Burnsville, NC, 28714, (828) 682-0200

  • Blue Ridge Med Ctr-Yancey Cmps, 125 Hospital Dr, Spruce Pine, NC, 28777, (828) 765-4201

  • Carolina Spine & Neurosurgery, 2315 Asheville Hwy, Hendersonville, NC, 28791, (828) 255-7776

  • Carolinas Healthcare Syst Blue, 1766 Connelly Springs Rd, Lenoir, NC, 28645, (828) 728-8224

  • Carolinas Medical Ctr At Hm, 141 Fiddlers Run Blvd, Morganton, NC, 28655, (828) 580-6441

  • Catawba Valley Medical Ctr, 309 S College St, Morganton, NC, 28655, (828) 326-3803

  • Fastmed Family Medicine, 160 Hendersonville Rd, Asheville, NC, 28803, (828) 210-2835

  • Gastroenterology-Mission, 11 Vanderbilt Park Dr # 2, Asheville, NC, 28803, (828) 213-1740

  • Happy Valley Medical Ctr, 1345 NC Highway 268, Lenoir, NC, 28645, (828) 754-6850

  • Keys Of Hope Medical Ctr, 295 Carson St # K, Marion, NC, 28752, (828) 659-6334

  • Levine Cancer Inst-Blue Ridge, 720 Malcolm Blvd, Connelly Springs, NC, 28612, (828) 580-7536

  • Mars Hill Medical Ctr, 119 Mountain View Rd, Mars Hill, NC, 28754, (828) 689-3507

  • Mauzy-Phillips Ctr, 125 Hospital Dr, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Children's Outpatient, 11 Vanderbilt Park Dr, Asheville, NC, 28803, (828) 213-1740

  • Mission Children's Specialists, 11 Vanderbilt Prk Dr # 2ndfloor, Asheville, NC, 28803, (828) 213-1740

  • Mission Community Medicine-Brk, 149 W Parker Rd, Morganton, NC, 28655, (828) 433-4933

  • Mission Community Medicine-Nb, 339 Nebo School Rd, Nebo, NC, 28761, (828) 652-6326

  • Mission Community Orthopedics, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Community Urological, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Health Ctr Highway 70, 387 US 70 W, Marion, NC, 28752, (828) 652-6386

  • Mission Health Ctr Sugar Hill, 1633 Sugar Hill Rd, Marion, NC, 28752, (828) 652-7776

  • Mission Health Mauzy-Phillips, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Health Partners, 50 Schenck Pkwy, Asheville, NC, 28803, (828) 213-3250

  • Mission Hospital-Smoking, 1 Hospital Dr, Asheville, NC, 28801, (828) 213-5527

  • Mission Hospital-St Joseph, 428 Biltmore Ave, Asheville, NC, 28801, (828) 213-1111

  • Mission Medical Oncology, 430 Rankin Dr # Entrance3, Marion, NC, 28752, (800) 506-2550

  • Mission Neurology Svc, 509 Biltmore Ave, Asheville, NC, 28801, (828) 213-1439

  • Mission Neurology-Outpatient, 1 Hospital Dr # 3200, Asheville, NC, 28801, (828) 213-9530

  • Mission Orthopedic Trauma Svc, 1 Hospital Dr # 4200, Asheville, NC, 28801, (828) 213-1994

  • Mission Outpatient Svc Sugar, 1633 Sugar Hill Rd # Entranceb, Marion, NC, 28752, (828) 252-7331

  • Mission St Joseph's Health, 890 Hendersonville Rd, Asheville, NC, 28803, (828) 274-7026

  • Mission Urology-Asheville, 1 Hospital Dr # 4100, Asheville, NC, 28801, (828) 254-8883

  • Mission Urology-Mcdowell, 472 Rankin Dr # Entrance3, Marion, NC, 28752, (828) 659-5700

  • Mission Weight Management, 1 Hospital Dr # 3400, Asheville, NC, 28801, (828) 213-4100

  • Mission Women's Care-Spruce Pn, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Workwell-Medical Park, 2 Medical Park Dr # 102, Asheville, NC, 28803, (828) 213-9600

  • Occupational Medicine Ctr, 288 S Ridgecrest Ave, Rutherfordton, NC, 28139, (828) 286-5508

  • Sloop Medical Office Plaza, 436 Hospital Dr, Newland, NC, 28657, (828) 733-0280

  • Stonecreek Health & Rehab LLC, 455 Victoria Rd, Asheville, NC, 28801, (828) 225-3829

  • Surgical Specialist-Carolina, 1998 Hendersonville Rd # 40, Asheville, NC, 28803, (828) 585-2575

  • Valdese Patient Svc Ctr, 730 Malcolm Blvd # 160, Rutherford College, NC, 28671, (828) 580-7456

  • Whiteville Medical Offices LLC, 1978 Hendersonville Rd # 130, Asheville, NC, 28803, Not Available

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans

Caldwell County ZIP Codes include: 28611, 28630, 28633, 28638, 28645, 28661, and 28667

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