Find Your Most Affordable Health Insurance Plan in Montgomery County

in North Carolina
Blue Cross NC Authorized Agency
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Montgomery County residents can choose from two healthcare options: Blue Advantage and Blue Care.

Blue Advantage logo

Best for

Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1

  • Fewer restrictions on which providers you can see

  • Nationwide access to in-network providers through BlueCard®2

  • Emergency services covered at the in-network benefit level regardless of where you go for care

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.

  2. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

Blue Care Logo

Best for

Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1

  • All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

Blue Care Availability Map

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Montgomery County

in North Carolina

montgomery

Montgomery County is a lovely rural county in the center of North Carolina. It offers various outdoor recreational activities for young families, like hiking, fishing, and boating on Lake Tillery, one of the largest lakes in North Carolina. The Uwharrie National Forest also offers miles of trails perfect for hiking and biking. Besides outdoor activities, families can visit the North Carolina Zoo, one of the largest zoos in the world, with over 2,000 animals. For younger kids, the Montgomery County Public Library hosts regular story times and other programs for children. And many historical sites are worth visiting, such as the Reed Gold Mine, the first documented gold find in the U.S.

Home to around 28,000 people, with a median household income of $43,733, the county offers affordability and a peaceful way of life. There is also a great community spirit, with regular events like the Montgomery County Agricultural Fair and the Candor Peach Festival, where locals celebrate. Families can access several highly regarded healthcare facilities, including FirstHealth Montgomery Memorial Hospital.

Towns in the county include Troy (zip code 27371), Biscoe (zip code 27209), Mount Gilead (zip code 27306), and Candor (zip code 27229). Troy is the county seat home to around 3,200 locals, while Biscoe is famous for its antique shops. Candor is an excellent spot for fruit lovers, famous for its peaches. There’s something for all types of families in Montgomery County.

Area Hospitals
  • Atrium Health Anson, 2301 US Highway 74 W, Wadesboro, NC, 28170, (704) 994-4500

  • Betsy Johnson Hospital, 800 Tilghman Dr, Dunn, NC, 28334, (910) 892-1000

  • Cape Fear Valley Medical Ctr, 1638 Owen Dr, Fayetteville, NC, 28304, (910) 615-4000

  • Central Carolina Hospital, 1135 Carthage St, Sanford, NC, 27330, (919) 774-2100

  • Central Harnett Hospital, 215 Brightwater Dr, Lillington, NC, 27546, (910) 892-1000

  • Fayetteville VA Hosp Med Ctr, 2300 Ramsey St, Fayetteville, NC, 28301, (910) 488-2120

  • First Health Montgomery Meml, 520 Allen St, Troy, NC, 27371, (910) 571-5000

  • First Health Moore Regl Hosp-Hk, 6408 Fayetteville Rd, Raeford, NC, 28376, (910) 878-6000

  • First Health Moore Regl Hosp, 155 Memorial Dr, Pinehurst, NC, 28374, (910) 715-1000

  • First HealthMoore Regl Hosp, 925 S Long Dr, Rockingham, NC, 28379, (910) 417-3000

  • Highsmith-Rainey Spec Hosp, 150 Robeson St, Fayetteville, NC, 28301, (910) 615-1000

  • Hoke Hospital, 210 Medical Pavilion Dr, Raeford, NC, 28376, (910) 904-8000

  • Scotland Memorial Hospital, 500 Lauchwood Dr, Laurinburg, NC, 28352, (910) 291-7000

  • Womack Army Medical Ctr, 2817 Reilly St, Fort Bragg, NC, 28310, (910) 907-6000

Area Medical Clinics
  • Alamance Ear Nose & Throat LLP, 4030 Oaks Professional Pkwy # 201, Burlington, NC, 27215, (336) 226-0660

  • Alamance Regional Medical Ctr, 1240 Huffman Mill Rd, Burlington, NC, 27215, (336) 538-7000

  • Alamance Regional Pain Clinic, 1236 Huffman Mill Rd # 2000, Burlington, NC, 27215, (336) 538-7180

  • Bethany Medical At North Main, 819 N Main St # 112, High Point, NC, 27262, (336) 289-2299

  • Bethany Medical At South Main, 2805 S Main St, High Point, NC, 27263, (336) 289-2727

  • Bethany Medical Ctr, 3604 Peters Ct, High Point, NC, 27265, (336) 883-0029

  • Bethany Medical Ctr, 3801 W Market St, Greensboro, NC, 27407, (336) 883-0029

  • Bethany Medical Ctr, 507 N Lindsay St, High Point, NC, 27262, (336) 883-0029

  • Central Carolina Health Ntwrk, 1 Centerview Dr # 202, Greensboro, NC, 27407, (336) 292-0665

  • Chapel Hill Obstetrics-Gynclgy, 6216 Fayetteville Rd, Durham, NC, 27713, (919) 942-8571

  • Clinical Choice, 7300 Cessna Dr, Greensboro, NC, 27409, (336) 550-4180

  • Cone Health Covid-19 Testing, 1238 Huffman Mill Rd, Burlington, NC, 27215, (336) 890-1140

  • Cone Health Covid-19 Testing, 1830 Lendew St, Greensboro, NC, 27408, (336) 890-1140

  • Cone Health Covid-19 Testing, 2363 Corporation Pkwy, Burlington, NC, 27215, (336) 890-1140

  • Cone Health Covid-19 Testing, 525 Maple Ave, Reidsville, NC, 27320, (336) 890-1140

  • Cone Health Covid-19 Testing, 617 S Main St, Reidsville, NC, 27320, (336) 890-1140

  • Cone Health Ctr For Maternal, 930 3rd St # 200, Greensboro, NC, 27405, (336) 890-3255

  • Cone Health Mebane Physical, 102 Medical Park Dr, Mebane, NC, 27302, (919) 304-5060

  • Cone Health Medcenter Mebane, 3940 Arrowhead Blvd # 110, Mebane, NC, 27302, (919) 568-7300

  • Cone Health Outpatient Rehab, 618 S Main St Inside Annie Pen, Reidsville, NC, 27320, (336) 951-4000

  • Cone Health Sleep Disorders, 509 N Elam Ave # 300-D, Greensboro, NC, 27403, (336) 832-0410

  • Cone Health Women's-Children's, 1121 N Church Street Entrance, Greensboro, NC, 27401, (336) 832-6500

  • Duke Cancer Ctr Acute Care, 20 Duke Medicine Cir, Durham, NC, 27710, (919) 668-6608

  • Duke Cancer Ctr Radiation, 20 Duke Medicine Cir, Durham, NC, 27710, (919) 660-2100

  • Duke Children's Health Ctr, 2301 Erwin Rd # 34ththfloor, Durham, NC, 27705, (919) 613-7777

  • Duke Health, 234 Crooked Creek Pkwy # 500, Durham, NC, 27713, (919) 684-3834

  • Duke Pediatric Dermatology, 5324 Mcfarland Rd # 410, Durham, NC, 27707, (919) 684-3432

  • Duke University Med Ctr Gen, Durham, NC, 27701, (919) 684-2410

  • Duke University Med Ctr Gen, Durham, NC, 27710, (919) 681-4722

  • Duke University Med Ctr Gen, PO Box 90950, Durham, NC, 27708, (919) 681-2020

  • Duke Wound Mgmt Clinic-Clinic, 40 Duke Medicine Cir, Durham, NC, 27710, (919) 684-3432

  • Health Center Of Hillsborough, 401 Meadowlands Dr # 101, Hillsborough, NC, 27278, (919) 241-5032

  • Lebauer Healthcare At Green, 709 Green Valley Rd, Greensboro, NC, 27408, (336) 547-1792

  • Lebauer Healthcare Grandover, 4023 Guilford College Rd, Greensboro, NC, 27407, (336) 890-2040

  • Lebauer Primary Care At Elam, 520 N Elam Ave, Greensboro, NC, 27403, (336) 547-1792

  • Renaissance Family Medicine, 2525c Phillips Ave, Greensboro, NC, 27405, (336) 832-7711

  • Sleep Disorders Ctr At, 1248 Huffman Mill Rd # 101, Burlington, NC, 27215, (866) 937-6692

  • UNC At Chapel Hill Medical Ctr, Cb 7010, Chapel Hill, NC, 27599, (919) 966-5136

  • UNC Hospitals Lab Hillsborough, 460 Waterstone Dr # Firstfloor, Hillsborough, NC, 27278, (919) 595-5970

  • UNC Hospitals Multispecialty, 101 Manning Dr # Firstfloor, Chapel Hill, NC, 27514, (984) 974-0150

  • University-NC-Health Care, 100 Sprunt St, Chapel Hill, NC, 27517, (919) 966-5500

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans

Montgomery County ZIP Codes include: 27209, 27229, 27247, 27306, 27356, and 27371

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