Find Your Most Affordable North Carolina Health Insurance Plan
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Mecklenburg County
in North Carolina
At a Glance
Mecklenburg County in North Carolina is home to over 1 million people. According to the United States Census Bureau, the median household income in the county is over $71,000, with more and more families moving to the county. It offers excellent healthcare, a thriving economy, and fun activities for young families. The county offers a strong job market and top-notch schools. With several major employers, including Bank of America, Duke Energy, and Wells Fargo, residents have plenty of career opportunities.
Explore Uptown Charlotte’s museums, like Discovery Place Science or Mint Museum. Enjoy outdoor activities at Freedom Park or U.S. National Whitewater Center. Visit Daniel Stowe Botanical Garden or Billy Graham Library. Experience thrills at Carowinds theme park. Enjoy a day at Lake Norman for boating and fishing. Stroll through the historic NoDa arts district or South End for local shops, restaurants, and breweries. Attend live performances at Blumenthal Performing Arts Center. Tour the NASCAR Hall of Fame or catch a game featuring the Charlotte Hornets or Carolina Panthers.
Healthcare
Mecklenburg County, located in the southwestern region of North Carolina, serves as an important hub for healthcare and medical facilities, with Charlotte as its county seat. Home to some of the state's largest and most technologically advanced hospitals and healthcare networks, Mecklenburg County offers its population a comprehensive range of healthcare services.
At the forefront of medical care in the county is Atrium Health, a not-for-profit health system that is one of the leading healthcare organizations in the Southeast and one of the most comprehensive public systems in the country. It operates numerous hospitals, health centers, and clinics in Mecklenburg County, including the Carolinas Medical Center, the region's only Level I trauma center. This leading healthcare system is nationally recognized for its specialty services, including cardiac care, cancer treatment, and pediatric services.
Novant Health is another important healthcare provider in the county, a four-state integrated network of physician clinics, outpatient centers, and hospitals. Novant Health Presbyterian Medical Center is a leading facility in Charlotte, offering a broad range of services, including emergency care, maternity care, surgery, and specialized care in areas such as heart and vascular, cancer, and orthopedics.
OrthoCarolina, one of the nation's leading independent academic orthopedics practices, is also based in Mecklenburg County, providing expert care in musculoskeletal health. The county is also home to several specialized medical facilities, including the Levine Cancer Institute and Levine Children's Hospital, two key entities under Atrium Health that cater to specific healthcare needs in the community.
Mental health services in Mecklenburg County are also robust, with facilities like the Behavioral Health Center-Charlotte, a part of Atrium Health, offering comprehensive mental health and substance use disorder services. These services include 24/7 emergency treatment, inpatient and outpatient care, and programs for specific populations such as adolescents and veterans.
Primary care and community clinics also play a critical role in Mecklenburg County's healthcare system. Numerous such facilities, like Charlotte Community Health Clinic, offer essential services, including preventative care, chronic disease management, and health education. These clinics often work with uninsured and underinsured populations, helping to fill gaps in healthcare accessibility.
Furthermore, Mecklenburg County is a center for medical education, with several universities and colleges offering healthcare-related programs. This includes the University of North Carolina at Charlotte, which offers Nursing, Kinesiology, and Public Health programs.
Finally, Mecklenburg County Public Health (MCPH) works to improve the health and well-being of the county's residents. MCPH provides many public health services, including immunizations, disease control, and health education programs.
In conclusion, Mecklenburg County, North Carolina, is a nexus for healthcare and medical services. From world-class hospitals to community health centers, from specialized medical institutions to mental health facilities, the county offers its residents a diverse and comprehensive healthcare system. However, like all healthcare systems, it strives to tackle ongoing challenges, like disparities in access to care and healthcare outcomes. Despite these challenges, the healthcare and medical facilities in Mecklenburg County remain committed to their mission of improving health, wellness, and quality of life for all their residents.
Plans Available
Best for
Good option if you wish to get care from Novant Health’s provider network and it’s affiliated doctors and hospitals. (B1)
Since the majority of doctors in this plan are in the same network, it's easier for them to work together on your behalf.
Network
Over 2,300 physicians
Nearly 800 locations, including Novant Health’s not-for-profit integrated system of 18 medical centers. (B2)
All doctors outside the Novant Health provider network are considered out-of-network for Blue Home with Novant Health, including: Atrium Health, Cone Health, CaroMont Health and Wake Forest Baptist Health. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Availability
Blue Home with Novant Health is available on and off Marketplace to residents of these North Carolina counties: Cabarrus, Davidson, Forsyth, Mecklenburg, Rowan, Stokes, Union, and Yadkin.
Best for
Good option if you wish to get care from Atrium Health and its affiliated doctors and hospitals. (C1)
Since the majority of doctors in this plan are in the same health care system, it’s easier for them to work together on your behalf.
Network
Atrium Health's comprehensive regional network of doctors and hospitals'
Provider network that includes Atrium Health Levine's Children's Hospital
Atrium Health Levine's Children's Hospital is nationally ranked in eight specialties. (C2)
Carolinas Medical Center, which was named the "Best Hospital" in the Charlotte metro region for the fifth straight year (C3)
More than 42 hospitals and 13,500 care locations. (C4)
All doctors outside the Atrium Health provider network are considered out-of-network for Blue Local with Atrium Health, including: CaroMont Health, Novant Health and their affiliated providers. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Availability
Blue Local with Atrium Health is available on and off Marketplace to residents of these North Carolina counties: Anson, Cabarrus, Cleveland, Gaston, Lincoln, Mecklenburg, Rowan, Stanly, and Union.
Best for
Good option if you want a broad choice of in-network doctors, specialists and hospitals.
Network
Our largest statewide network. Full statewide network with the most provider choice. More than 95% of doctors and 98% of hospitals in North Carolina are in-network (A1)
Availability
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
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Recently, this option has gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
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Footnotes
A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of July 22, 2022. Note: Not all plans are available in all areas.
B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.
B2. NovantHealth, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2022).
C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health. Blue Local with Atrium Health is a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s limited network of providers. Atrium Health is an independent company that is solely responsible for the physicians and medical facilities it owns/operates and does not offer Blue Cross or Blue Shield products or services.
C2. U.S. News & World Report, www.health.usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022).
C3. AtriumHealth, www.atriumhealth.org/about-us/newsroom/news/2020/07/atrium-health-earns-multiple-honors-by-us-news-world-report (Accessed September 2022).
C4. AtriumHealth, www.atriumhealth.org/about-us (Accessed September 2022).
D1. Blue Cross NC has collaborated with Wake Forest Baptist Health to bring you Blue Local with Wake Forest Baptist Health. Blue Local with Wake Forest Baptist Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Wake Forest Baptist Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Wake Forest Baptist Health does not offer Blue Cross or Blue Shield products or services.
D2. WakeForestBaptistHealth, www.wakehealth.edu/-/media/WakeForest/Clinical/Files/About-Us/2019FactBook.pdf (Accessed September 2022).
E1. Blue Cross NC has collaborated with UNC Health Care to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health Care is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health Care does not offer Blue Cross or Blue Shield products or services.
E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2022).
E3. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed September 2022).
E4. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed September 2022).
U9144b, 9/22
Mecklenburg County ZIP Codes include: 28031, 28035, 28036, 28070, 28078, 28105, 28106, 28126, 28130, 28134, 28201, 28202, 28203, 28204, 28205, 28206, 28207, 28208, 28209, 28210, 28211, 28212, 28213, 28214, 28215, 28216, 28217, 28218, 28219, 28220, 28221, 28222, 28223, 28224, 28226, 28227, 28228, 28229, 28230, 28231, 28232, 28233, 28234, 28235, 28236, 28237, 28241, 28242, 28243, 28244, 28246, 28247, 28250, 28253, 28254, 28255, 28256, 28258, 28260, 28262, 28263, 28265, 28266, 28269, 28270, 28271, 28272, 28273, 28274, 28275, 28277, 28278, 28280, 28281, 28282, 28284, 28285, 28287, 28288, 28289, 28290, 28296, 28297, and 28299