Find Your Most Affordable Health Insurance Plan in Clay County

in North Carolina
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Residents of Clay County have the exclusive option of Blue Advantage. This plan guarantees access to an extensive network of healthcare providers, with over 95% of doctors and 98% of hospitals in North Carolina being part of the in-network providers.

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Best for

Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

BLUE ADVANTAGE offers:

  • A network across North Carolina with more than 92% of doctors and 97% of hospitals1

  • Access to providers across the nation through BlueCard®2

  • Emergency services covered at the in-network benefit level regardless of where you go

Notes

Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC’s PPO Network as of May 31, 2024.

  1. Blue Cross Blue Shield Association (BCBSA) www.bcbs.com/learn/glossary#B (Accessed October 2023). BlueCard coverage varies for each BCBS Plan. For more complete details, including benefts, limitations and exclusions, please refer to your certifcate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

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Clay County

in North Carolina

clay

Clay County, in the west of North Carolina, is a popular place to call home for many families. It offers beautiful natural scenery, affordable living, and small-town charm. So it's easy to see why out of its 11,000 population, almost 20% are under 18 years old. In addition, families can access an excellent school system, with many of the county's schools consistently ranking among the top in the state. And it's served by Murphy Medical Center, a full-service medical facility offering emergency and surgical care. The county also boasts several primary care clinics and medical specialists so families can choose a physician that suits their needs.

As well as excellent amenities, young families can enjoy many fun activities in the county. For example, they can enjoy fishing or boating at Lake Chatuge or explore the many beautiful hiking trails at Jackrabbit Mountain Recreation Area. For art and culture lovers, the historic Hayesville Town Square is worth a visit, as is the Clay County Historical and Arts Council, which hosts events and exhibits about the area's rich history.

The county comprises several small towns and communities, including Hayesville, Shooting Creek, and Brasstown. Hayesville boasts a historic downtown area and is known for the John C. Campbell Folk School and Clay County Historical and Arts Council. Zip codes in Clay County include 28904, 28905, 28906, 28909, and 28902.

Area Hospitals

  • Angel Medical Ctr, 124 One Center Ct, Franklin, NC, 28734, (828) 524-8411

  • Cherokee Indian Hospital, 1 Hospital Rd, Cherokee, NC, 28719, (828) 497-9163

  • Erlanger Western Carolina Hosp, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 837-8161

  • Harris Regional Hospital, 68 Hospital Rd, Sylva, NC, 28779, (828) 586-7000

  • Haywood Regional Medical Ctr, 262 Leroy George Dr, Clyde, NC, 28721, (828) 456-7311

  • Highlands-Cashiers Hospital, 190 Hospital Dr, Highlands, NC, 28741, (828) 526-1200

  • Swain Community Hospital, 45 Plateau St # 230, Bryson City, NC, 28713, (828) 488-2155

  • Transylvania Regional Hospital, 260 Hospital Dr, Brevard, NC, 28712, (828) 884-9111

  • Unity Healing Ctr, 448 Sequoyah Trl, Cherokee, NC, 28719, (828) 497-1800

Area Medical Clinics

  • Angel Medical Ctr, 56 Medical Park Dr, Franklin, NC, 28734, (828) 542-8411

  • Asheville Cardiology Assoc, 190 Hospital Dr # 104, Highlands, NC, 28741, (828) 274-6000

  • Atlanta Gastroenterology Assoc, 145 Medical Park Ln # K, Murphy, NC, 28906, (404) 257-9000

  • Center For Family Medicine, 55 Holly Springs Park Dr, Franklin, NC, 28734, (828) 349-3550

  • Haywood Regional Medical Ctr, , Waynesville, NC, 28786, (828) 452-8070

  • Mission Community Primary Care, 57 White Owl Ln, Cashiers, NC, 28717, (828) 743-2491

  • Mission Health Ctr Highlands, 190 Hospital Dr, Highlands, NC, 28741, (828) 526-4942

  • Mission Urology-Brevard, 89 Hospital Dr # C, Brevard, NC, 28712, (828) 883-5858

  • Murphy Medical Ctr Emergency, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 837-8300

  • Murphy Medical Ctr Human RSRCS, , Murphy, NC, 28906, (828) 835-7683

  • Murphy Medical Ctr Radiology, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 835-7540

  • Murphy Medical Ctr, 3990 E US Highway 64 Alternate, Murphy, NC, 28906, (828) 835-7502

  • Murphy Medical Ctr, 4130 115 Highway 64 E, Murphy, NC, 28906, (828) 835-7505

  • Orthopedics-Sports Medicine, 190 Riverview St, Franklin, NC, 28734, (828) 349-8260

  • Ozarks Medical Ctr, PO Box 330, Marble, NC, 28905, (417) 257-5802

  • Primary Care Franklin, 190 Riverview St, Franklin, NC, 28734, (828) 349-6800

  • VA Medical Ctr, 45 HI Lane St, Canton, NC, 28716, (828) 298-7911

Individual/Family Common Questions

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Individual & Family Plans
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Clay County ZIP Codes include: 28902, 28904, and 28909

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