Find Your Most Affordable North Carolina Health Insurance Plan
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Franklin County
in North Carolina
Franklin County in North Carolina is a popular destination for families. It provides excellent schools, plenty of small-town charm, an affordable cost of living, and fun activities to keep families active and happy. The population is around 69,167 people, of which 29.4% are under 18. Families can enjoy several parks, including Dunn's Mountain Park, where they can hike trails or picnic. Other attractions include Hill Ridge Farms, a family-owned farm that offers hayrides, pumpkin patches, and corn mazes during fall. Families who enjoy boating and fishing will love the Tar River Reservoir, which is excellent for a sunny weekend.
The median household income in Franklin County is $61,646, which is slightly higher than the state average. Combined with a relatively low unemployment rate, it's an attractive option for people seeking employment. The county is also near the larger cities of Raleigh and Durham, perfect for commuting or accessing city amenities. For healthcare, families can visit Maria Parham Health Hospital in nearby Henderson, which offers various medical services, including emergency care and surgery.
Franklin County (27525, 27549, 27572, 27587, 27591, 27592, and 27880) has several towns that offer unique attractions and amenities. Louisburg is the county seat and features a historic downtown area. It's also known for its annual Tar River Festival, which is popular with families. Youngsville offers shopping and family-friendly dining options. Other towns in the county include Franklinton, Bunn, and Wake Forest.
Plans Available
Best for
Good option if you wish to get care from UNC Health, UNC Health Alliance and its affiliated doctors and hospitals. (E1)
Since the majority of doctors in this plan are in the same network, it’s easier for them to work together on your behalf.
Network
Hospitals and providers including 1,200+ primary care providers (E2) Includes UNC Medical Center
UNC Medical Center, is nationally ranked in 4 adult and 7 pediatric specialties by U.S. News (E3)
UNC Rex, rated by U.S. News as high performing in 17 adult procedures and conditions (E4)
All doctors outside the UNC Health Alliance provider network are considered out-of-network for Blue Home with UNC Health Alliance, including: Cone Health, Duke Health and WakeMed. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Availability
Blue Home with UNC Health Alliance is available on and off Marketplace to residents of these North Carolina counties: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Nash, Orange, Person, and Wake.
Best for
Good option if you want a broad choice of in-network doctors, specialists and hospitals.
Network
Our largest statewide network. Full statewide network with the most provider choice. More than 95% of doctors and 98% of hospitals in North Carolina are in-network (A1)
Availability
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Find your most affordable health plan
Individual/Family Common Questions
North Carolina Healthcare News & Guides
What You Need to Know About Health Insurance If You’re Self-Employed
Health Plans of NC, Kelly Quinn
What Is Individual Health Insurance?: A Complete Guide
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
The Importance of Receiving Health Insurance in North Carolina
How Much Is Individual Health Insurance? A Complete Guide
Recently, this option has gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
Why Consider Getting Individual Health Insurance
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Footnotes
A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of July 22, 2022. Note: Not all plans are available in all areas.
B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.
B2. NovantHealth, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2022).
C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health. Blue Local with Atrium Health is a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s limited network of providers. Atrium Health is an independent company that is solely responsible for the physicians and medical facilities it owns/operates and does not offer Blue Cross or Blue Shield products or services.
C2. U.S. News & World Report, www.health.usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022).
C3. AtriumHealth, www.atriumhealth.org/about-us/newsroom/news/2020/07/atrium-health-earns-multiple-honors-by-us-news-world-report (Accessed September 2022).
C4. AtriumHealth, www.atriumhealth.org/about-us (Accessed September 2022).
D1. Blue Cross NC has collaborated with Wake Forest Baptist Health to bring you Blue Local with Wake Forest Baptist Health. Blue Local with Wake Forest Baptist Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Wake Forest Baptist Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Wake Forest Baptist Health does not offer Blue Cross or Blue Shield products or services.
D2. WakeForestBaptistHealth, www.wakehealth.edu/-/media/WakeForest/Clinical/Files/About-Us/2019FactBook.pdf (Accessed September 2022).
E1. Blue Cross NC has collaborated with UNC Health Care to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health Care is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health Care does not offer Blue Cross or Blue Shield products or services.
E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2022).
E3. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed September 2022).
E4. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed September 2022).
U9144b, 9/22
Franklin County ZIP Codes include: 27508, 27525, 27549, and 27596