Find Your Most Affordable Health Insurance Plan in Brunswick County
in North Carolina
Brunswick County residents can choose from three healthcare options: Blue Advantage, Blue Care, and Blue Value.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Value is a good fit if you are flexible about which doctors you see – or if your doctor or hospital is part of this smaller network. The network is statewide, making it easy to get in-network care if you travel or have a child away at college within North Carolina.
Limited statewide network for savings
Network includes, but is not limited to, Atrium Health Wake Forest Baptist, CaroMont Health, Duke LifePoint Healthcare, Novant Health and UNC Health Alliance.
The following doctor/hospital networks are considered out-of-network for Blue Value: Atrium Health (not including Atrium Health Wake Forest Baptist), Duke Health and WakeMed. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Blue Value is available on and off Marketplace to residents of these North Carolina counties: Alexander, Brunswick, Burke, Caldwell, Catawba, Cleveland, Columbus, Duplin, Gaston, Iredell, Lincoln, New Hanover, Onslow, Pender, and Surry.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
in North Carolina
Find affordable health insurance in Brunswick County, NC with Health Plans of NC. Brunswick County, NC residents have access to health insurance plans through Blue Cross NC, with 56 plans available to individuals and families across the county. With a local uninsured rate of 8.0 percent, representing approximately 12,000 people without coverage, finding the right plan is a critical priority for many Brunswick County households. Health Plans of NC helps residents compare and enroll in coverage that fits their budget and connects them to the county's wide network of healthcare providers, from Novant Health Brunswick Medical Center to local specialty clinics.
Brunswick County residents can choose from 56 health insurance plans through the ACA marketplace, with options designed to serve individuals, families, self-employed residents, and those who qualify for income-based assistance. The county's median household income of $74,034 means many residents fall within the range for premium tax credits, and those closer to the poverty line may qualify for expanded Medicaid or zero-premium plans. With Novant Health Brunswick Medical Center as the county's primary healthcare anchor and a growing network of primary care and specialty clinics, selecting an in-network plan is essential to controlling out-of-pocket costs.
Low-premium, high-deductible plans serve healthy individuals and young adults in Brunswick County who want coverage against major medical events without paying for frequent care, with monthly premiums starting as low as $482.73.
Mid-tier plans with moderate deductibles and copays are well suited for Brunswick County families who use primary care regularly through practices like Novant Health Primary Care Brunswick Forest or Atlantic Internal Medicine and Pediatrics.
Comprehensive, low-deductible plans are ideal for Brunswick County residents managing chronic conditions such as heart disease or cancer who need frequent access to specialists at Novant Health Brunswick Medical Center's cardiology and oncology departments.
Medicaid and NC Health Choice plans are available to Brunswick County residents and children whose household income falls near or below the federal poverty level, given the county's 9.4 percent poverty rate affecting thousands of families.
Employer-sponsored coverage supplements individual marketplace plans for Brunswick County workers, and residents between jobs or in part-time roles may qualify for subsidized marketplace plans based on the county's median income of $74,034.
Short-term and supplemental coverage options can bridge gaps for Brunswick County residents who missed open enrollment or recently moved to the area, particularly relevant as the county's population has grown 6.7 percent in recent years.
Blue Cross NC and other leading carriers offer ACA-compliant plans in Brunswick County. There are 56 plans available for 2025. Our agents compare every plan side-by-side at no cost.
Blue Cross NC, offering 56 health insurance plans available to Brunswick County individuals and families through the ACA marketplace
Bronze plans in Brunswick County start at approximately $482.73/mo/month before subsidies. With a median household income of $74,034, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
The starting benchmark premium in Brunswick County is $482.73 per month before subsidies, and most residents who apply through the marketplace pay less after tax credits are calculated based on their income.
Households earning between 100 and 400 percent of the federal poverty level in Brunswick County are eligible for Advance Premium Tax Credits that can substantially lower monthly costs for all 56 available plans.
Brunswick County's median household income of $74,034 places many families in a favorable subsidy range, meaning a family of four could qualify for meaningful premium reductions on mid-tier and comprehensive coverage plans.
Residents near or below Brunswick County's 9.4 percent poverty threshold may qualify for Medicaid, which provides comprehensive coverage with minimal or no premiums, copays, or deductibles for eligible adults and children.
The county's 8.0 percent uninsured rate, representing approximately 12,000 people, reflects a cost-access gap that subsidized marketplace plans and Medicaid expansion are specifically designed to close for Brunswick County households.
Brunswick County's 6.7 percent population growth means more newly arrived residents may be navigating insurance enrollment for the first time, making it important to understand subsidy eligibility and plan options during special or open enrollment periods.
North Carolina expanded Medicaid in December 2023. Brunswick County residents earning up to 138% of the federal poverty level may qualify for free or low-cost coverage. Currently 8.0% of Brunswick County residents (about 12,000 people) are uninsured. Many may now qualify. Children in families earning up to 210% FPL may qualify for NC Health Choice (CHIP). Call Health Plans of NC for a free eligibility check.
Brunswick County is home to 145,889 residents. The median household income is $74,034. The county has grown 6.7% since 2020. The uninsured rate is 8.0%. 3.4% of residents are foreign-born. Health Plans of NC helps Brunswick County residents find the right plan at no cost.
Hospital | Address | Phone |
|---|---|---|
Brynn Marr Hospital | 192 Village Dr, Jacksonville, NC 28546 | (910) 577-1400 |
Cape Fear Vly Bladen County | 501 S Poplar St, Elizabethtown, NC 28337 | (910) 862-5100 |
Columbus Regional Healthcare | 500 Jefferson St, Whiteville, NC 28472 | (910) 642-8011 |
Dosher Memorial Hospital | 924 N Howe St, Southport, NC 28461 | (910) 457-3800 |
ECU Health Duplin Hospital | 401 N Main St, Kenansville, NC 28349 | (910) 296-0941 |
Naval Medical Ctr Camp Lejeune | 100 Brewster Blvd, Camp Lejeune, NC 28547 | (910) 450-4357 |
New Hanover Regional Med Ctr | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7000 |
New Hanover Regl Med Ctr-Rehab | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7835 |
NHRMC Betty H Cameron Women's | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7360 |
Novant Health Brunswick Med | 240 Hospital Dr NE, Bolivia, NC 28422 | (910) 721-1000 |
Novant Health New Hanover | 5301 Wrightsville Ave, Wilmington, NC 28403 | (910) 667-8100 |
Onslow Memorial Hospital | 317 Western Blvd, Jacksonville, NC 28546 | (910) 577-2345 |
Pender Memorial Hospital | 507 E Fremont St, Burgaw, NC 28425 | (910) 259-5451 |
Sampson Regional Medical Ctr | 607 Beaman St, Clinton, NC 28328 | (910) 592-8511 |
Southeastern Regional Med Ctr | 300 W 27th St, Lumberton, NC 28358 | (910) 671-5000 |
UNC Health Southeastern | 4300 Fayetteville Rd, Lumberton, NC 28358 | (910) 608-3078 |
Brunswick County ZIP Codes include: 28420, 28422, 28451, 28452, 28459, 28461, 28462, 28465, 28467, 28468, 28469, 28470, and 28479
