Find Your Most Affordable Health Insurance Plan in Bertie County
in North Carolina
Bertie County residents can choose from two healthcare options: Blue Advantage and Blue Care.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
in North Carolina
Find affordable health insurance in Bertie County, NC with Health Plans of NC. Bertie County, a rural area in eastern North Carolina, faces distinct healthcare challenges including fewer local facilities, longer travel distances to care, and an uninsured rate of 11.2 percent, representing approximately 2,000 residents without coverage. Health Plans of NC helps Bertie County residents navigate their options, connecting them with carriers like Blue Cross NC across 81 available plans. Despite the challenges of its rural setting, Bertie County is served by a network of hospitals, clinics, and public health programs committed to the well-being of its approximately 17,482 residents.
Bertie County residents have access to a range of health insurance options through the ACA marketplace, Medicaid, and employer-sponsored plans, with Blue Cross NC offering coverage across 81 plans in the county. Given Bertie County's poverty rate of 19.8 percent and a median household income of $45,931, many residents qualify for significant federal subsidies or Medicaid, making coverage more affordable than the sticker price suggests. Local healthcare infrastructure, including ECU Health Bertie Hospital and the Roanoke Chowan Community Health Center, anchors the provider networks available through these plans.
Marketplace plans for working adults and families who earn too much for Medicaid but need help with premiums, often available with federal tax credits based on Bertie County's median income of $45,931
Low-cost catastrophic and entry-level coverage options for younger Bertie County residents under 30 who want protection against major medical events at ECU Health Bertie Hospital in Windsor
Comprehensive plans with lower out-of-pocket costs designed for Bertie County residents managing chronic conditions like diabetes or heart disease, supported by local clinics such as the Bertie County Rural Health Association
Medicaid coverage for Bertie County residents meeting income thresholds, providing access to primary care, preventive services, and specialty referrals within the ECU Health system at little or no cost
Employer-sponsored group health plans for those working with local businesses and public sector employers in Bertie County, often supplemented by marketplace options during open enrollment
Sliding-scale and subsidized marketplace plans for lower-income Bertie County residents, particularly those served by the Roanoke Chowan Community Health Center, which already offers income-based fee adjustments for primary and preventive care
Blue Cross NC and other leading carriers offer ACA-compliant plans in Bertie County. There are 81 plans available for 2025. Our agents compare every plan side-by-side at no cost.
Blue Cross NC (Blue Cross and Blue Shield of North Carolina)
Bronze plans in Bertie County start at approximately $427.27/mo/month before subsidies. With a median household income of $45,931, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Entry-level marketplace plans in Bertie County begin at $427.27 per month before tax credits, making subsidy eligibility a critical factor for most local households earning near the county median of $45,931
Federal premium tax credits are available to Bertie County residents earning between 100 percent and 400 percent of the federal poverty level, often reducing monthly premiums by hundreds of dollars for a family of four
Bertie County residents with incomes at or below 138 percent of the federal poverty level may qualify for North Carolina Medicaid, which covers doctor visits, hospital care at ECU Health Bertie Hospital, prescriptions, and preventive services
The county's 11.2 percent uninsured rate, representing roughly 2,000 people, suggests many Bertie County residents may be eligible for $0 or very low premium plans but have not yet enrolled
Sliding-scale payment programs at local clinics like the Roanoke Chowan Community Health Center complement marketplace insurance by reducing out-of-pocket costs for Bertie County's lower-income and uninsured residents
Residents facing high deductibles under marketplace plans can use telemedicine services expanded by ECU Health to reduce the cost of routine visits, making coverage more practical in Bertie County's rural setting
North Carolina expanded Medicaid in December 2023. Bertie County residents earning up to 138% of the federal poverty level may qualify for free or low-cost coverage. Currently 11.2% of Bertie County residents (about 2,000 people) are uninsured. Many may now qualify. Children in families earning up to 210% FPL may qualify for NC Health Choice (CHIP). Call Health Plans of NC for a free eligibility check.
Bertie County is home to 17,482 residents. The median household income is $45,931. The county has grown -2.5% since 2020. The uninsured rate is 11.2%. 1.7% of residents are foreign-born. Health Plans of NC helps Bertie County residents find the right plan at no cost.
Hospital | Address | Phone |
|---|---|---|
ECU Health Bertie Hospital | 1403 S King St, Windsor, NC 27983 | (252) 794-6600 |
ECU Health Chowan Hospital | 211 Virginia Rd, Edenton, NC 27932 | (252) 482-8451 |
ECU Health Edgecombe Hospital | 111 Hospital Dr, Tarboro, NC 27886 | (252) 641-7700 |
ECU Health North Hospital | 250 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-8011 |
ECU Health Roanoke-Chowan Hosp | 500 Academy St S, Ahoskie, NC 27910 | (252) 209-3000 |
Martin General Hospital | 310 S Mccaskey Rd, Williamston, NC 27892 | (252) 809-6300 |
Outer Banks Hospital | 4800 S Croatan Hwy, Nags Head, NC 27959 | (252) 449-4500 |
Sentara Albemarle Medical Ctr | 1144 N Road St, Elizabeth City, NC 27909 | (252) 335-0531 |
Washington Regional Med Ctr | 958 US Highway 64 E, Plymouth, NC 27962 | (252) 793-4135 |
Clinic | Address | Phone |
|---|---|---|
ECU Health Endocrinology-Ahsk | 226 Academy St S, Ahoskie, NC 27910 | (252) 209-3991 |
ECU Health Family Medicine | 1124 Harvey Point Rd, Hertford, NC 27944 | (252) 426-2946 |
ECU Health Family Medicine | 1385 Medical Center Dr # 4942, Roanoke Rapids, NC 27870 | (252) 537-9176 |
ECU Health Heart-Vascular Care | 220 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 537-9268 |
ECU Health Internal Medicine | 104 Mark Dr, Edenton, NC 27932 | (252) 482-5171 |
ECU Health Multispecialty | 113 Virginia Rd, Edenton, NC 27932 | (252) 482-3047 |
ECU Health Neurology-Edenton | 203 Earnhart Dr # B, Edenton, NC 27932 | (252) 482-5868 |
ECU Health Orthopedics-Roanoke | 171 N Carolina 125, Roanoke Rapids, NC 27870 | (252) 537-5631 |
ECU Health Pulmonology-Ahoskie | 222 Academy St S, Ahoskie, NC 27910 | (252) 209-3440 |
ECU Health Sleep Medicine | 240 Smith Church Rd # A, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Halifax Regional Med Ctr Inc | 250 Smith Church Rd, Roanoke Rapids, NC, 27870, Not AvailableIsland Medical Ctr, 715 US Highway 64, Manteo, NC 27954 | (252) 473-2500 |
Sentara Vascular Specialists | 5200 N Croatan Hwy # 6, Kitty Hawk, NC 27949 | (252) 255-6125 |
Signature Healthcare | 305 E 14th St, Roanoke Rapids, NC 27870 | (252) 537-6181 |
Vidant Sleep Medicine-Roanoke | 240 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Bertie County ZIP Codes include: 27847, 27849, 27872, 27924, 27957, 27967, and 27983
