Find Your Most Affordable Health Insurance Plan in Craven County

Find affordable health insurance in Craven County, NC with Health Plans of NC. Craven County, NC residents have access to health insurance plans through Blue Cross NC, with 74 plans available to individuals and families across the county. With an uninsured rate of 8.8 percent, representing approximately 9,000 residents without coverage, finding the right plan is a critical need for this community of 101,074 people. Health Plans of NC helps Craven County residents compare, shop, and enroll in coverage at no cost, connecting locals with plans that fit their health needs and budget.

Health Insurance Options in Craven County, NC

Craven County residents can choose from a wide range of health insurance options depending on their income, employment status, and healthcare needs, with 74 plans available through Blue Cross NC. CarolinaEast Health System, the county's primary healthcare provider, is a major anchor for plan networks, meaning residents should confirm their preferred providers and facilities are in-network before enrolling. Whether you receive care at CarolinaEast Medical Center in New Bern, visit a specialty clinic, or rely on the Craven County Health Department for public health services, there is a plan structure designed to fit your situation.

• Employer-sponsored group coverage is available to many Craven County workers and typically offers lower premiums through shared contributions between employee and employer.

• Marketplace individual and family plans through Blue Cross NC are available to residents who are self-employed, work part-time, or whose employer does not offer coverage, with 74 plans to compare.

• Low-cost, high-deductible plans designed for generally healthy individuals help keep monthly premiums affordable, with entry-level options starting at $463.63 per month before subsidies in Craven County.

• Comprehensive mid-range plans suit families who regularly use services like those offered at CarolinaEast Medical Center, including maternity care, surgical services, and cardiology or oncology consultations.

• Medicaid coverage is available to eligible low-income Craven County residents, including those near the county's 13.9 percent poverty rate, and covers services at participating local providers and health department programs.

• Short-term and supplemental coverage options can bridge gaps for residents between jobs or waiting for open enrollment, offering temporary protection while accessing Craven County's network of primary care and specialty clinics.

Health Insurance Carriers in Craven County, NC

Blue Cross NC and other leading carriers offer ACA-compliant plans in Craven County. There are 74 plans available for 2025. Our agents compare every plan side-by-side at no cost.

• Blue Cross NC (Blue Cross and Blue Shield of North Carolina)

Health Insurance Costs in Craven County

Bronze plans in Craven County start at approximately $463.63/mo/month before subsidies. With a median household income of $64,635, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.

• Residents earning up to 150 percent of the federal poverty level may qualify for $0 premium marketplace plans through enhanced federal subsidies currently available in North Carolina.

• The county's median household income of $64,635 means many Craven County families fall within the income range that qualifies for meaningful premium tax credits on Blue Cross NC marketplace plans.

• With a poverty rate of 13.9 percent, a significant portion of Craven County residents may be eligible for full Medicaid coverage, which includes access to CarolinaEast Medical Center and other local providers.

• The entry-level plan starting price of $463.63 per month represents the unsubsidized benchmark, and most residents who enroll through the marketplace will pay considerably less after federal tax credits are applied.

• Craven County's uninsured rate of 8.8 percent, totaling roughly 9,000 residents, suggests thousands of locals may be missing out on subsidized coverage that could offset the cost of primary care, specialist visits, and hospital services.

• Residents who access care through the Craven County Health Department's programs, including WIC, immunizations, and family planning, may also benefit from coordinated Medicaid or subsidized marketplace enrollment support.

Medicaid and CHIP Coverage in Craven County, NC

North Carolina expanded Medicaid in December 2023. Craven County residents earning up to 138% of the federal poverty level may qualify for free or low-cost coverage. Currently 8.8% of Craven County residents (about 9,000 people) are uninsured. Many may now qualify. Children in families earning up to 210% FPL may qualify for NC Health Choice (CHIP). Call Health Plans of NC for a free eligibility check.

About Health Insurance in Craven County, NC

Craven County is home to 101,074 residents. The median household income is $64,635. The county has grown 0.4% since 2020. The uninsured rate is 8.8%. 4.1% of residents are foreign-born. Health Plans of NC helps Craven County residents find the right plan at no cost.

Area Hospitals

Area Medical Clinics