Find Your Most Affordable Health Insurance Plan in Sampson County
in North Carolina
Sampson County residents can compare 15 health insurance options for 2026.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
in North Carolina
Find affordable health insurance in Sampson County, NC with Health Plans of NC. Health Plans of NC helps residents of Sampson County, NC find and enroll in health insurance coverage that fits their needs and budget, with access to plans through Blue Cross NC serving the region anchored by Sampson Regional Medical Center. Whether you work for a major local employer like Smithfield Foods or Prestage Farms, run your own business, or are navigating coverage on your own, Health Plans of NC compares every available plan at no cost to you.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Sampson County is home to 59,245 residents across a largely rural region that has grown 0.4% since 2020, with 10.6% of the population being foreign-born, reflecting a diverse community with varied coverage needs. Residents have access to multiple types of health insurance depending on their employment status, household situation, and eligibility, with local employers like Smithfield Foods, Prestage Farms, Hog Slat, Sampson County Schools, and the County of Sampson each playing a role in shaping coverage options for working families. Sampson Regional Medical Center serves as the county's primary health system, and selecting the right type of coverage ensures residents can continue accessing care there and at surrounding community providers.
ACA Marketplace coverage is available to Sampson County residents who do not have access to qualifying employer-sponsored insurance, including those employed by smaller businesses not affiliated with major local employers.
Medicaid coverage is an option for qualifying low-income Sampson County adults, children, and families following North Carolina's Medicaid expansion, with eligibility checked at no cost through Health Plans of NC.
Employer-sponsored plans are offered by major Sampson County employers including Smithfield Foods, Sampson County Schools, and the County of Sampson, providing group coverage to a significant portion of the local workforce.
Short-term health plans may serve as a temporary bridge for Sampson County residents between jobs or waiting for an enrollment period, though they do not provide full ACA-compliant benefits.
COBRA continuation coverage allows Sampson County residents who lose employer-sponsored insurance, such as from positions at Prestage Farms or Hog Slat, to temporarily maintain their existing group plan.
Small business SHOP Marketplace plans allow Sampson County small business owners to offer ACA-compliant group coverage to their employees, helping smaller operations compete with larger local employers for workforce retention.
For 2026, Blue Cross NC offers plans in Sampson County under two network options, Blue Advantage and Blue Care, each providing access to local providers including Sampson Regional Medical Center and affiliated clinics throughout the region. Blue Advantage is a PPO network covering more than 95% of North Carolina doctors in-network, while Blue Care is a PPO network covering more than 92% of NC doctors in-network, giving Sampson County residents meaningful flexibility in how they access care. Both networks connect residents to local facilities such as Sampson Family Medicine, the Sampson Cancer Center, and the Sampson Regional Wound Care Center, as well as behavioral health services at the Sampson County Behavioral Health Center.
Blue Advantage, a PPO network, includes the largest nationwide provider network with more than 95% of NC doctors in-network, connecting Sampson County residents to Sampson Regional Medical Center and a broad range of specialty providers.
Blue Care, a PPO network, covers more than 92% of NC doctors in-network and provides Sampson County residents with broad statewide access including local facilities like the Sampson Cancer Center and Sampson Regional Wound Care Center.
Both Blue Advantage and Blue Care PPO plans allow Sampson County residents to see specialists such as those at Sampson Regional Medical Center without requiring a referral, unlike HMO plan structures.
Blue Advantage plans are well suited for Sampson County residents who travel frequently or seek care at larger regional facilities beyond southeastern North Carolina, given the network's nationwide breadth.
Blue Care plans serve Sampson County residents who primarily use local and statewide providers, offering strong in-network access to clinics like Sampson Family Medicine, Clinton Medical Clinic, and Harrells Family Practice.
Health Plans of NC agents can compare Blue Advantage and Blue Care plan options side by side to help Sampson County residents identify which network aligns with their specific local providers and care patterns.
Bronze plans in Sampson County start at approximately $427.27/month before subsidies. With a median household income of $53,159, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans in Sampson County start at $427.27 per month for a 35-year-old before subsidies, offering the lowest monthly premiums with higher deductibles, best suited for generally healthy individuals.
Silver plans start at $549.92 per month before subsidies and are the only tier eligible for cost-sharing reductions, which can lower deductibles and copays for qualifying Sampson County households.
Gold plans start at $587.73 per month before subsidies and feature lower out-of-pocket costs at the point of care, making them a strong fit for residents who use medical services frequently throughout the year.
Residents earning between 100% and 400% of the federal poverty level qualify for premium tax credits that reduce monthly ACA plan costs, with Sampson County's median household income of $53,159 placing many families in an eligible range.
Households earning between 100% and 250% of the federal poverty level may qualify for both premium tax credits and cost-sharing reductions on Silver plans, significantly lowering both premiums and out-of-pocket expenses.
Health Plans of NC calculates exact subsidy amounts at no cost, helping Sampson County residents identify whether a Bronze, Silver, or Gold plan delivers the best value after all available federal assistance is applied.
For the 2026 plan year, Blue Cross NC is the sole ACA Marketplace carrier offering plans in Sampson County, with 15 plans available across multiple coverage tiers. These 15 plans are structured across two provider networks, Blue Advantage and Blue Care, both of which are PPO plan types that give Sampson County residents flexibility to access in-network and out-of-network providers without requiring referrals. Blue Advantage connects residents to the largest nationwide provider network, while Blue Care offers broad statewide PPO coverage, and both networks include access to Sampson Regional Medical Center and local specialty facilities in Clinton and surrounding communities. Choosing between Blue Advantage and Blue Care affects which providers Sampson County residents can see at in-network rates, making it important to verify that preferred local clinics and specialists participate in the selected network before enrolling. Health Plans of NC agents compare all 15 Blue Cross NC plans side by side at no cost, helping Sampson County residents select the plan that best matches their healthcare needs and preferred local providers.
Blue Cross NC, offering 15 ACA Marketplace plans in Sampson County for 2026 across Blue Advantage PPO and Blue Care PPO network options, covering a range of Bronze, Silver, Gold, and catastrophic coverage tiers.
North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults earning up to 138% of the federal poverty level, which opened eligibility to thousands of previously uninsured Sampson County residents. Currently 16.0% of Sampson County residents, approximately 9,000 people, remain uninsured, and many of them may now qualify for Medicaid or heavily subsidized Marketplace coverage without realizing it. Children in families earning up to 210% of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, providing low-cost comprehensive coverage for kids across Sampson County. Health Plans of NC offers free eligibility checks for Medicaid and CHIP so Sampson County residents can quickly find out whether they qualify before the next enrollment period.
Working adults in Sampson County earning up to 138% of the federal poverty level now qualify for full Medicaid coverage under North Carolina's December 2023 expansion, including those in part-time or seasonal employment.
Children in Sampson County families qualify for NC Health Choice CHIP coverage if household income falls at or below 210% of the federal poverty level, providing comprehensive pediatric benefits at low or no cost.
Pregnant women in Sampson County may qualify for Medicaid coverage at higher income thresholds than standard adult eligibility, ensuring access to prenatal and maternity care through local providers.
Sampson County seniors with low income may qualify for dual eligibility under both Medicare and Medicaid, which can eliminate most out-of-pocket costs for medical and prescription drug coverage.
With a poverty rate of 20.2% in Sampson County, a significant share of residents, including adults with disabilities, may qualify for Medicaid, and a free eligibility check through Health Plans of NC can confirm coverage options quickly.
Health Plans of NC licensed agents serve Sampson County residents at no cost, comparing every available plan side by side and guiding you through enrollment so you get the right coverage for your household. Call 800-797-0327 today to speak with an agent who knows the Sampson County market and can help you find a plan that works with your local providers and your budget.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Sampson County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
Brynn Marr Hospital | 192 Village Dr, Jacksonville, NC 28546 | (910) 577-1400 |
Cape Fear Vly Bladen County | 501 S Poplar St, Elizabethtown, NC 28337 | (910) 862-5100 |
Columbus Regional Healthcare | 500 Jefferson St, Whiteville, NC 28472 | (910) 642-8011 |
Dosher Memorial Hospital | 924 N Howe St, Southport, NC 28461 | (910) 457-3800 |
ECU Health Duplin Hospital | 401 N Main St, Kenansville, NC 28349 | (910) 296-0941 |
Naval Medical Ctr Camp Lejeune | 100 Brewster Blvd, Camp Lejeune, NC 28547 | (910) 450-4357 |
New Hanover Regional Med Ctr | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7000 |
New Hanover Regl Med Ctr-Rehab | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7835 |
NHRMC Betty H Cameron Women's | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7360 |
Novant Health Brunswick Med | 240 Hospital Dr NE, Bolivia, NC 28422 | (910) 721-1000 |
Novant Health New Hanover | 5301 Wrightsville Ave, Wilmington, NC 28403 | (910) 667-8100 |
Onslow Memorial Hospital | 317 Western Blvd, Jacksonville, NC 28546 | (910) 577-2345 |
Pender Memorial Hospital | 507 E Fremont St, Burgaw, NC 28425 | (910) 259-5451 |
Sampson Regional Medical Ctr | 607 Beaman St, Clinton, NC 28328 | (910) 592-8511 |
Southeastern Regional Med Ctr | 300 W 27th St, Lumberton, NC 28358 | (910) 671-5000 |
UNC Health Southeastern | 4300 Fayetteville Rd, Lumberton, NC 28358 | (910) 608-3078 |
Sampson County ZIP Codes include: 28318, 28328, 28329, 28334, 28344, 28366, 28382, 28385, 28393, 28441, 28444, and 28447
