Find Your Most Affordable Health Insurance Plan in Polk County

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Residents of Polk County have the exclusive option of Blue Advantage. This plan guarantees access to an extensive network of healthcare providers, with over 95% of doctors and 98% of hospitals in North Carolina being part of the in-network providers.

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Good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

Our largest statewide network. Full statewide network with the most provider choice. More than 95% of doctors and 98% of hospitals in North Carolina are in-network (A1)

Availability

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Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

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Polk County

in North Carolina

polk

Polk County, North Carolina, offers families a low cost of living in beautiful natural surroundings. Boasting some great schools and a strong sense of community, it's easy to see why 24% of its 21,000 population is under 18. Families can enjoy outdoor activities at the Green River Game Lands or the Foothills Equestrian Nature Center. In addition, the Tryon International Equestrian Center hosts several family-friendly events throughout the year, and the county has a thriving arts community with several galleries showcasing local artists.

The county is home to several excellent healthcare facilities, including the St. Luke's Hospital and the Rutherford Regional Health System, which provide quality medical care to residents. With a median home value of $219,000, its affordability is just one of the reasons young families enjoy living in the county.

Towns in Polk County (zip codes 28722, 28756, and 28773) include Tryon, Columbus, and Saluda. Tryon is perfect for horse lovers, known for its equestrian heritage, with many horse shows and events occurring throughout the year. Columbus offers a small-town charm that appeals to families, home to around 1,000 people. It's also home to the Polk County Historical Society Museum, which provides an excellent historical overview of the area. Finally, Saluda is a charming town of approximately 700 people. It has a beautiful downtown area and hosts an annual Coon Dog Day Festival offering fun for all ages.

Area Hospitals

  • Adventhealth Hendersonville, 100 Hospital Dr, Hendersonville, NC, 28792, (828) 684-8501

  • Asheville Specialty Hospital, 428 Biltmore Ave # 4, Asheville, NC, 28801, (828) 213-5400

  • Asheville VA Medical Ctr, 1100 Tunnel Rd, Asheville, NC, 28805, (828) 298-7911

  • Blue Ridge Regional Hospital, 125 Hospital Dr, Spruce Pine, NC, 28777, (828) 765-4201

  • Broughton Hospital, 1000 S Sterling St, Morganton, NC, 28655, (828) 433-2111

  • Caldwell UNC Health Care, 321 Mulberry St SW, Lenoir, NC, 28645, (828) 757-5100

  • Charles A Cannon Jr Meml Hosp, 434 Hospital Dr, Newland, NC, 28657, (828) 737-7000

  • Forum Health Asheville, 1312 Patton Ave, Asheville, NC, 28806, (828) 252-9833

  • Mission Children's Hospital, 11 Vanderbilt Park Dr, Asheville, NC, 28803, (828) 213-1740

  • Mission Hospital Mcdowell, 430 Rankin Dr, Marion, NC, 28752, (828) 659-5000

  • Mission Hospital, 509 Biltmore Ave, Asheville, NC, 28801, (828) 213-1111

  • Pardee UNC Health Care, 800 N Justice St, Hendersonville, NC, 28791, (828) 696-1000

  • St Luke's Hospital, 101 Hospital Dr, Columbus, NC, 28722, (828) 894-3311

  • St Lukes Hospital, 101 Hospital Dr, Columbus, NC, 28722, (828) 894-3311

  • UNC Health Blue Ridge, 2201 S Sterling St, Morganton, NC, 28655, (828) 580-5000

  • UNC Health Care Blue Ridge, 720 Malcolm Blvd, Valdese, NC, 28690, (828) 580-7640

Area Medical Clinics

  • AMCHC, 225 Patton Ave # 200, Asheville, NC, 28801, (828) 412-5315

  • Apex Brain Ctr, 600 Julian Ln # 650, Arden, NC, 28704, (828) 708-5274

  • Asheville Cardiology Assoc-MRN, 472 Rankin Dr # Entrance3, Marion, NC, 28752, (828) 652-0005

  • Asheville Cardiology Assoc, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 274-6000

  • Asheville Cardiology Assoc, 387 US 70 W, Marion, NC, 28752, (828) 274-6000

  • Asheville Cardiology Assoc, 589 Peniel Rd, Columbus, NC, 28722, (828) 274-6000

  • Asheville Children's Med Ctr, 7 Vanderbilt Park Dr # 100a, Asheville, NC, 28803, (828) 258-0969

  • Asheville Orthopaedic Assoc, 1 Hospital Dr, Asheville, NC, 28801, (828) 252-7331

  • Asheville Orthopaedic Assoc, 2315 Asheville Hwy, Hendersonville, NC, 28791, (828) 782-9330

  • Asheville Orthopaedic Assoc, 472 Rankin Dr # Entrance3, Marion, NC, 28752, (828) 252-7331

  • Atrium Health At Hm-Hm Med, 141 Fiddlers Run Blvd, Morganton, NC, 28655, (828) 879-9050

  • Atrium Health At Home, 141 Fiddlers Run Blvd, Morganton, NC, 28655, (828) 580-6450

  • Atrium Health Shelby Women's, 446 N Carolina 108, Rutherfordton, NC, 28139, (980) 487-2570

  • Blue Ridge Med Ctr Mayland, , Spruce Pine, NC, 28777, (828) 765-4113

  • Blue Ridge Med Ctr Yancy Cmps, 800 Medical Campus Dr, Burnsville, NC, 28714, (828) 682-0200

  • Blue Ridge Med Ctr-Yancey Cmps, 125 Hospital Dr, Spruce Pine, NC, 28777, (828) 765-4201

  • Carolina Spine & Neurosurgery, 2315 Asheville Hwy, Hendersonville, NC, 28791, (828) 255-7776

  • Carolinas Healthcare Syst Blue, 1766 Connelly Springs Rd, Lenoir, NC, 28645, (828) 728-8224

  • Carolinas Medical Ctr At Hm, 141 Fiddlers Run Blvd, Morganton, NC, 28655, (828) 580-6441

  • Catawba Valley Medical Ctr, 309 S College St, Morganton, NC, 28655, (828) 326-3803

  • Fastmed Family Medicine, 160 Hendersonville Rd, Asheville, NC, 28803, (828) 210-2835

  • Gastroenterology-Mission, 11 Vanderbilt Park Dr # 2, Asheville, NC, 28803, (828) 213-1740

  • Happy Valley Medical Ctr, 1345 NC Highway 268, Lenoir, NC, 28645, (828) 754-6850

  • Keys Of Hope Medical Ctr, 295 Carson St # K, Marion, NC, 28752, (828) 659-6334

  • Levine Cancer Inst-Blue Ridge, 720 Malcolm Blvd, Connelly Springs, NC, 28612, (828) 580-7536

  • Mars Hill Medical Ctr, 119 Mountain View Rd, Mars Hill, NC, 28754, (828) 689-3507

  • Mauzy-Phillips Ctr, 125 Hospital Dr, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Children's Outpatient, 11 Vanderbilt Park Dr, Asheville, NC, 28803, (828) 213-1740

  • Mission Children's Specialists, 11 Vanderbilt Prk Dr # 2ndfloor, Asheville, NC, 28803, (828) 213-1740

  • Mission Community Medicine-Brk, 149 W Parker Rd, Morganton, NC, 28655, (828) 433-4933

  • Mission Community Medicine-Nb, 339 Nebo School Rd, Nebo, NC, 28761, (828) 652-6326

  • Mission Community Orthopedics, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Community Urological, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Health Ctr Highway 70, 387 US 70 W, Marion, NC, 28752, (828) 652-6386

  • Mission Health Ctr Sugar Hill, 1633 Sugar Hill Rd, Marion, NC, 28752, (828) 652-7776

  • Mission Health Mauzy-Phillips, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Health Partners, 50 Schenck Pkwy, Asheville, NC, 28803, (828) 213-3250

  • Mission Hospital-Smoking, 1 Hospital Dr, Asheville, NC, 28801, (828) 213-5527

  • Mission Hospital-St Joseph, 428 Biltmore Ave, Asheville, NC, 28801, (828) 213-1111

  • Mission Medical Oncology, 430 Rankin Dr # Entrance3, Marion, NC, 28752, (800) 506-2550

  • Mission Neurology Svc, 509 Biltmore Ave, Asheville, NC, 28801, (828) 213-1439

  • Mission Neurology-Outpatient, 1 Hospital Dr # 3200, Asheville, NC, 28801, (828) 213-9530

  • Mission Orthopedic Trauma Svc, 1 Hospital Dr # 4200, Asheville, NC, 28801, (828) 213-1994

  • Mission Outpatient Svc Sugar, 1633 Sugar Hill Rd # Entranceb, Marion, NC, 28752, (828) 252-7331

  • Mission St Joseph's Health, 890 Hendersonville Rd, Asheville, NC, 28803, (828) 274-7026

  • Mission Urology-Asheville, 1 Hospital Dr # 4100, Asheville, NC, 28801, (828) 254-8883

  • Mission Urology-Mcdowell, 472 Rankin Dr # Entrance3, Marion, NC, 28752, (828) 659-5700

  • Mission Weight Management, 1 Hospital Dr # 3400, Asheville, NC, 28801, (828) 213-4100

  • Mission Women's Care-Spruce Pn, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Workwell-Medical Park, 2 Medical Park Dr # 102, Asheville, NC, 28803, (828) 213-9600

  • Occupational Medicine Ctr, 288 S Ridgecrest Ave, Rutherfordton, NC, 28139, (828) 286-5508

  • Sloop Medical Office Plaza, 436 Hospital Dr, Newland, NC, 28657, (828) 733-0280

  • Stonecreek Health & Rehab LLC, 455 Victoria Rd, Asheville, NC, 28801, (828) 225-3829

  • Surgical Specialist-Carolina, 1998 Hendersonville Rd # 40, Asheville, NC, 28803, (828) 585-2575

  • Valdese Patient Svc Ctr, 730 Malcolm Blvd # 160, Rutherford College, NC, 28671, (828) 580-7456

  • Whiteville Medical Offices LLC, 1978 Hendersonville Rd # 130, Asheville, NC, 28803, Not Available

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans
Woman standing over an office desk using a laptop and holding a phone
Individual/Family, Affordable Care Act

What You Need to Know About Health Insurance If You’re Self-Employed

In the United States, approximately 16 million workers identify as being self-employed. Self-employment can offer many benefits, including greater flexibility and being your own boss. It also provides an entryway to entrepreneurship and small business ownership.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

Health

What Is Individual Health Insurance?: A Complete Guide

When it comes to overall health and well-being, an individual health insurance plan may be the right option for you. While it may seem expensive with potential out-of-pocket costs, it is worth having. With a proper health insurance plan, you can rest assured, as you will be covered for a variety of services and procedures. But what is individual health insurance, and what does it cover?
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
The Importance of Receiving Health Insurance in North Carolina
HealthPlans of NC

Health

How Much Is Individual Health Insurance? A Complete Guide

There are several options you must consider when choosing a health insurance plan. Many people receive coverage through their workplace. On the other hand, for the elderly or retired, Medicare (a public health program created by the federal government) might be the most suitable. However, there are also individual plans available from health insurance companies. But, how much is individual health insurance, and what does it cover?
Recently, this option has gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
Why Consider Getting Individual Health Insurance
HealthPlans of NC

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Footnotes

A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of July 22, 2022. Note: Not all plans are available in all areas.

B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.

B2. NovantHealth, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2022).

C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health. Blue Local with Atrium Health is a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s limited network of providers. Atrium Health is an independent company that is solely responsible for the physicians and medical facilities it owns/operates and does not offer Blue Cross or Blue Shield products or services.

C2. U.S. News & World Report, www.health.usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022).

C3. AtriumHealth, www.atriumhealth.org/about-us/newsroom/news/2020/07/atrium-health-earns-multiple-honors-by-us-news-world-report (Accessed September 2022).

C4. AtriumHealth, www.atriumhealth.org/about-us (Accessed September 2022).

D1. Blue Cross NC has collaborated with Wake Forest Baptist Health to bring you Blue Local with Wake Forest Baptist Health. Blue Local with Wake Forest Baptist Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Wake Forest Baptist Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Wake Forest Baptist Health does not offer Blue Cross or Blue Shield products or services.

D2. WakeForestBaptistHealth, www.wakehealth.edu/-/media/WakeForest/Clinical/Files/About-Us/2019FactBook.pdf (Accessed September 2022).

E1. Blue Cross NC has collaborated with UNC Health Care to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health Care is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health Care does not offer Blue Cross or Blue Shield products or services.

E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2022).

E3. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed September 2022).

E4. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed September 2022).

U9144b, 9/22

Polk County ZIP Codes include: 28722, 28750, 28756, 28773, and 28782

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