Find Your Most Affordable Health Insurance Plan in Tyrrell County

in North Carolina
Blue Cross NC Authorized Agency
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Tyrrell County residents can compare 16 health insurance options for 2026.

Blue Advantage logo

Best for

Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1

  • Fewer restrictions on which providers you can see

  • Nationwide access to in-network providers through BlueCard®2

  • Emergency services covered at the in-network benefit level regardless of where you go for care

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.

  2. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

Blue Care Logo

Best for

Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1

  • All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

Blue Care Availability Map

Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.

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Tyrrell County

in North Carolina

tyrell

Find affordable health insurance in Tyrrell County, NC with Health Plans of NC. Health Plans of NC helps Tyrrell County, NC residents find and enroll in affordable health insurance coverage for 2026, connecting families and individuals to plans that fit their needs and budgets. Whether you work for Tyrrell County Schools, the NC Dept of Adult Corrections, or another local employer, our licensed agents compare every available option at no cost to you.

Plan Network

Type

Network Coverage

Blue Advantage

PPO

Largest nationwide network, 95%+ of NC doctors in-network

Blue Care

PPO

Broad statewide network, 92%+ of NC doctors in-network


What health insurance options are available in Tyrrell County?

Tyrrell County is home to 3,376 residents, a community that has grown 4.0% since 2020 and includes an 8.5% foreign-born resident share, reflecting a diverse population with varied coverage needs. Major employers in the county include Tyrrell County Schools, Skanska USA, the NC Dept of Adult Corrections, the County of Tyrrell, and Food Lion, each representing a different coverage pathway for local workers. Health systems serving the area, including ECU Health, provide the clinical infrastructure that residents rely on when choosing a plan that keeps their preferred providers in-network.

  • ACA Marketplace plans through Blue Cross NC give Tyrrell County residents who are self-employed, between jobs, or working for smaller employers like Food Lion access to comprehensive individual and family coverage.

  • Medicaid coverage is available to eligible low-income Tyrrell County adults and families following North Carolina's Medicaid expansion, connecting them to ECU Health facilities and other local providers at little or no cost.

  • Employer-sponsored insurance through large local employers such as Tyrrell County Schools and the NC Dept of Adult Corrections provides group coverage options for eligible full-time employees and their dependents.

  • Short-term health plans offer a temporary coverage bridge for Tyrrell County residents experiencing gaps between jobs at employers like Skanska USA or awaiting the start of new group coverage.

  • COBRA continuation coverage allows Tyrrell County workers who leave positions with the County of Tyrrell or other qualifying employers to maintain their existing group health plan for a limited period.

  • Small business SHOP Marketplace plans are available to Tyrrell County small business owners and employers who want to offer group health coverage to their teams through a federally facilitated option.


What health insurance plans are available in Tyrrell County for 2026?

For 2026, Tyrrell County residents can choose from plans offered under two Blue Cross NC networks, Blue Advantage and Blue Care, both structured as PPO plan types that give members flexibility to access care across a broad range of providers. Blue Advantage connects policyholders to the largest nationwide PPO network, while Blue Care offers a broad statewide PPO network with strong coverage across northeastern North Carolina. Both networks link Tyrrell County residents to key regional facilities including Washington Regional Medical Center in Plymouth, Sentara Albemarle Medical Center in Elizabeth City, Outer Banks Hospital in Nags Head, and the full ECU Health system spanning Edenton, Ahoskie, and Roanoke Rapids.

  • Blue Advantage, PPO, includes 95% or more of North Carolina doctors in-network and connects Tyrrell County residents to Washington Regional Medical Center in Plymouth and ECU Health facilities throughout the region.

  • Blue Advantage, PPO, provides access to Sentara Albemarle Medical Center in Elizabeth City and Outer Banks Hospital in Nags Head for Tyrrell County members needing care in surrounding counties.

  • Blue Advantage, PPO, covers specialty care at ECU Health clinics in Edenton, Ahoskie, and Roanoke Rapids, including cardiology, orthopedics, neurology, and pulmonology services.

  • Blue Care, PPO, includes 92% or more of North Carolina doctors in-network and gives Tyrrell County residents broad statewide access while keeping regional providers like ECU Health Chowan Hospital in Edenton in-network.

  • Blue Care, PPO, connects Tyrrell County policyholders to Martin General Hospital in Williamston and ECU Health Bertie Hospital in Windsor as part of its broad northeastern North Carolina provider footprint.

  • Both Blue Advantage and Blue Care PPO networks allow Tyrrell County members to see out-of-network providers at higher cost-sharing, providing additional flexibility for those who travel beyond the immediate region for care.


How much does health insurance cost in Tyrrell County?

Bronze plans in Tyrrell County start at approximately $443.10/month before subsidies. With a median household income of $43,952, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.

  • Bronze plans start at $443.10 per month for a 35-year-old in Tyrrell County before premium tax credits, offering the lowest monthly premiums with higher deductibles and out-of-pocket costs.

  • Silver plans start at $569.49 per month before subsidies and are the only tier eligible for cost-sharing reductions, which lower deductibles and copays for qualifying Tyrrell County households.

  • Gold plans start at $588.91 per month before subsidies and feature lower out-of-pocket maximums, making them a strong fit for Tyrrell County residents who use medical services frequently.

  • Tyrrell County households earning between 100% and 400% of the federal poverty level, roughly up to $58,320 for a single adult, qualify for premium tax credits that reduce monthly plan costs.

  • Residents earning between 100% and 250% of the federal poverty level may qualify for enhanced cost-sharing reductions on Silver plans, lowering deductibles and copays well beyond the premium savings alone.

  • Some Tyrrell County enrollees with lower incomes may qualify for a zero-dollar premium Silver plan after tax credits are applied, making comprehensive coverage available at no monthly cost.


Which health insurance companies offer ACA Marketplace plans in Tyrrell County for 2026?

Blue Cross NC is the sole ACA Marketplace carrier offering plans in Tyrrell County for 2026, with 16 total plans available to residents shopping on or off the exchange. These 16 plans are offered across two PPO networks, Blue Advantage and Blue Care, giving Tyrrell County residents meaningful choice in how broadly they can access providers across northeastern North Carolina and beyond. Blue Advantage, with 95% or more of NC doctors in-network, and Blue Care, with 92% or more of NC doctors in-network, both connect Tyrrell County policyholders to regional anchor hospitals including Washington Regional Medical Center, Sentara Albemarle Medical Center, and the ECU Health system. The network a Tyrrell County resident selects directly determines which hospitals, specialists, and clinics are covered at in-network rates, making it critical to align plan choice with the facilities used most often. Health Plans of NC agents compare all 16 Blue Cross NC plans side-by-side at no cost to Tyrrell County residents, ensuring every family finds the right fit before enrollment deadlines close.

  • Blue Cross NC, PPO plans under Blue Advantage and Blue Care networks, 16 plans available to Tyrrell County residents for 2026 across multiple coverage tiers.


Who qualifies for Medicaid and CHIP in Tyrrell County, North Carolina?

North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults in Tyrrell County earning up to 138% of the federal poverty level, opening eligibility to thousands of previously uninsured residents across the state. In Tyrrell County, 12.8% of residents, approximately 432 people based on the county population, currently lack health insurance coverage, and many of them may now qualify for Medicaid under the expansion. Children in Tyrrell County families earning up to 210% of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, which provides comprehensive coverage including dental and vision at little or no cost. Health Plans of NC offers free eligibility checks for Tyrrell County residents who want to determine whether they or their children qualify for Medicaid, CHIP, or a subsidized Marketplace plan.

  • Working adults in Tyrrell County who are employed part-time or seasonally and earn below 138% of the federal poverty level may now qualify for full Medicaid coverage under NC's expansion.

  • Children in Tyrrell County whose families have incomes up to 210% of the federal poverty level can enroll in NC Health Choice, receiving dental, vision, and medical benefits at minimal cost.

  • Pregnant women in Tyrrell County are eligible for Medicaid at higher income thresholds than the standard adult expansion limit, ensuring prenatal and delivery care is accessible throughout pregnancy.

  • Tyrrell County's poverty rate of 20.8% means a substantial share of the county's population may qualify for Medicaid or CHIP, making a free eligibility review with Health Plans of NC especially valuable.

  • Seniors and people with disabilities in Tyrrell County with limited income and assets may qualify for both Medicare and Medicaid simultaneously, known as dual eligibility, which can eliminate most out-of-pocket costs.


Get free help choosing a health plan in Tyrrell County

Health Plans of NC licensed agents serve Tyrrell County residents at no cost, comparing all available 2026 plans side-by-side to help you find the right coverage for your budget and healthcare needs. Call us today at 800-797-0327 to get personalized plan recommendations and complete your enrollment with expert guidance.


What hospitals are in Tyrrell County?

Hospital

Address

Phone

ECU Health Bertie Hospital

1403 S King St, Windsor, NC 27983

(252) 794-6600

ECU Health Chowan Hospital

211 Virginia Rd, Edenton, NC 27932

(252) 482-8451

ECU Health Edgecombe Hospital

111 Hospital Dr, Tarboro, NC 27886

(252) 641-7700

ECU Health North Hospital

250 Smith Church Rd, Roanoke Rapids, NC 27870

(252) 535-8011

ECU Health Roanoke-Chowan Hosp

500 Academy St S, Ahoskie, NC 27910

(252) 209-3000

Martin General Hospital

310 S Mccaskey Rd, Williamston, NC 27892

(252) 809-6300

Outer Banks Hospital

4800 S Croatan Hwy, Nags Head, NC 27959

(252) 449-4500

Sentara Albemarle Medical Ctr

1144 N Road St, Elizabeth City, NC 27909

(252) 335-0531

Washington Regional Med Ctr

958 US Highway 64 E, Plymouth, NC 27962

(252) 793-4135


What clinics are in Tyrrell County?

Clinic

Address

Phone

ECU Health Endocrinology-Ahsk

226 Academy St S, Ahoskie, NC 27910

(252) 209-3991

ECU Health Family Medicine

1124 Harvey Point Rd, Hertford, NC 27944

(252) 426-2946

ECU Health Family Medicine

1385 Medical Center Dr # 4942, Roanoke Rapids, NC 27870

(252) 537-9176

ECU Health Heart-Vascular Care

220 Smith Church Rd, Roanoke Rapids, NC 27870

(252) 537-9268

ECU Health Internal Medicine

104 Mark Dr, Edenton, NC 27932

(252) 482-5171

ECU Health Multispecialty

113 Virginia Rd, Edenton, NC 27932

(252) 482-3047

ECU Health Neurology-Edenton

203 Earnhart Dr # B, Edenton, NC 27932

(252) 482-5868

ECU Health Orthopedics-Roanoke

171 N Carolina 125, Roanoke Rapids, NC 27870

(252) 537-5631

ECU Health Pulmonology-Ahoskie

222 Academy St S, Ahoskie, NC 27910

(252) 209-3440

ECU Health Sleep Medicine

240 Smith Church Rd # A, Roanoke Rapids, NC 27870

(252) 535-1082

Halifax Regional Med Ctr Inc

250 Smith Church Rd, Roanoke Rapids, NC, 27870, Not AvailableIsland Medical Ctr, 715 US Highway 64, Manteo, NC 27954

(252) 473-2500

Sentara Vascular Specialists

5200 N Croatan Hwy # 6, Kitty Hawk, NC 27949

(252) 255-6125

Signature Healthcare

305 E 14th St, Roanoke Rapids, NC 27870

(252) 537-6181

Vidant Sleep Medicine-Roanoke

240 Smith Church Rd, Roanoke Rapids, NC 27870

(252) 535-1082


Tyrrell County — FAQ Under 65

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans

Tyrrell County ZIP Codes include: 27925

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