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Blue Advantage offers you more choice with a deep, broad network.

  • Full statewide network with the most choice
  • Want a broad choice of in-network doctors, specialists and hospitals
  • More pharmacy options
  • Two ways to pay for medical expenses: a plan with predictable copayments or deductible and coinsurance

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Blue Select is a tiered benefit plan that features our largest network.

  • Savings over Blue Advantage while still offering broad network access
  • Two tiers of benefits. Tier 1 offers the savings that make this plan a lower-cost option to Blue Advantage.
  • Copayments for predictable costs
  • Limited pharmacy network to help save you money

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Blue Value features a limited network of providers at some of the lowest costs of all our plans.

  • Lower costs through a limited network of providers and pharmacies, in most instances
  • Network that includes Novant, UNC Health Care and Rex
  • Network that does not include Duke Health, WakeMed or Carolinas HealthCare System

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Blue Local with Duke Health and WakeMed is available to residents of the Triangle area.

  • A primary care provider (PCP) who oversees all of your care for a better overall experience
  • Lower costs through a smaller, local network
  • Network that includes top-ranked Duke Health,1 WakeMed hospitals and more than 1,200 physicians through WakeMed Key Community Care2
  • Network that does not include UNC Health Care or Rex

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Blue Local with Carolinas HealthCare System is available to residents of the metro-Charlotte area.

  • Lower costs through a smaller, local network
  • Network that includes Carolinas HealthCare System with a children’s hospital that’s nationally ranked in six specialties, the region’s only level 1 trauma center and more than 200 primary care and urgent care locations3
  • Network that does not include Novant or CaroMont

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Looking for a Lower-Cost Option?

If you’re under 30 or have a hardship, you may be eligible for catastrophic coverage. While these plans have high deductibles and provide minimum coverage, they also have very low premiums.

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For North Carolina beneficiaries enrolled in Medicare Part B

  • Choose the plan that’s right for you
  • See the doctor you want
  • Value-added discounts
  • Control of your care

What We Offer

By combining the knowledge of the dedicated agents of Health Plans of NC with the broad experience and comprehensive understanding of Blue Cross Blue Shield of NC (BCBSNC), we are able to offer our customers the following:

The Best Prices

Health insurance rates are regulated by the NC Department of Insurance. Whether you buy from us, or directly from BCBSNC, you’ll pay the exact same monthly premium for every plan offered by BCBSNC.

Fast Processing

We offer the fastest way to apply with BCBSNC. Your application can be submitted either online or on paper. When you use the paper application, we submit it to BCBSNC electronically, often significantly reducing the processing time.

Excellent Customer Care

We know that purchasing health insurance can be confusing. By offering professional and unbiased advice, our licensed health insurance agents will help you find the BCBSNC health insurance plan that meets your individual needs.

Our Services are FREE to You: The services offered by Health Plans of NC are provided at no extra cost to you. We are compensated solely through BCBSNC.

  1. U.S. News & World Report, http://health.usnews.com/health-care/best-hospitals/articles/best-hospitals-honor-roll-and-overview (accessed September 2017). 

  2. WakeMed Key Community Care: wakemedkeycc.org/about-us (accessed June 2017). 

  3. U.S. News & World Report, http://health.usnews.com/ best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (accessed September 2017). 

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