Health, Affordable Care Act, Individual/Family
2027 NC Health Insurance Premium Hikes: What to Expect
NC health insurance premiums could rise 10% or more in 2027. Learn what's driving costs, what NC state retirees pay, and how to find lower rates this open enrollment.
Affordable Care Act, Individual/Family, Health
NC ACA Marketplace Plans: How to Pick the Right One
Compare ACA marketplace health plans in NC by metal tier, deductible, premium, and network to find the best health coverage for your family in 2026.
Medicare
Medicare NC: Enrollment Deadlines & Late Penalties Explained
Missing Medicare enrollment windows in NC can mean permanent premium penalties. Learn every deadline, how to apply, and how to protect your coverage.
Dental, Vision, Individual/Family
Dental & Vision Insurance in NC: Your Coverage Guide
Learn how to get dental and vision coverage in NC — standalone plans, ACA marketplace options, Medicaid benefits, and bundling tips for individuals and families.
Health, Affordable Care Act, Medicare
Rural NC Health Care Costs: What You Need to Know
Two in three rural voters worry about affording health care. Learn what coverage options exist in NC, how costs work, and how to lower your health care bills.
Affordable Care Act, Health, Individual/Family
Pre-Existing Conditions & Health Insurance Rights in NC
North Carolina residents with pre-existing conditions have strong ACA protections. Learn your rights, find the right health plan, and compare 2026 coverage options.
Affordable Care Act, Individual/Family, Health
ACA Health Insurance for NC Part-Time & Gig Workers
Part-time and gig workers in NC can access affordable health coverage through ACA Marketplace plans, subsidies, and special enrollment options. Learn how.
Affordable Care Act, Individual/Family, Health
ACA Subsidies in NC: Who Qualifies and How Much You Save
Learn how NC residents can qualify for ACA Marketplace subsidies, including premium tax credits and cost-sharing reductions, and how to apply in 2026.
Blue Cross NC, Individual/Family, Affordable Care Act, Medicare, Health
2027 Open Enrollment & Special Enrollment Periods: Key Dates and Information
Open Enrollment for 2027 individual and family health plans runs November 1, 2026 through January 15, 2027. Enroll by December 15 for coverage starting January 1. Medicare’s Annual Enrollment Period runs October 15 to December 7, 2026.
Health Plans of NC Staff
Medicare
Medicare Enrollment Deadlines in NC: Avoid Costly Penalties
Miss a Medicare enrollment window in NC and face permanent premium penalties. Learn IEP, GEP, and SEP deadlines to protect your health coverage and wallet.
Health, Affordable Care Act, Individual/Family
How to Read Your NC Health Insurance SBC
Learn how to read your Summary of Benefits and Coverage in NC. Compare health plans, understand costs, and make smarter coverage choices for 2026.
Health, Affordable Care Act, Medicare
WakeMed-Atrium Merger: What NC Patients Should Know Now
Atrium Health raised executive pay 21% in 2025 while pursuing a WakeMed deal. Here's how the merger could raise your health insurance costs in NC.
Health, Affordable Care Act, Individual/Family
NC Health Insurance Networks: Find In-Network Care
Learn how to find in-network doctors and hospitals in NC, understand HMO vs PPO plans, and avoid surprise out-of-network bills on your health coverage.
Medicare
Where to Get Free Medicare Help in North Carolina
North Carolina residents have several free places to get Medicare help, and each does a different job. Here's what Medicare, SHIIP, licensed agents, insurance companies and Social Security can and can't do for you.
Medicare
Switching From Medicare Advantage Back to Medigap in North Carolina
Leaving a Medicare Advantage plan is simple during the right enrollment window. Buying a Medigap policy afterward can be harder. Here's how North Carolina residents can tell whether they have a guaranteed right to buy one.
Affordable Care Act, Individual/Family, Health
How to Switch Health Plans in NC for 2027
Rates are rising and carriers are changing for 2027. Here's how to compare and switch North Carolina Marketplace plans during Open Enrollment, step by step, before the December 15 deadline.
Affordable Care Act, Individual/Family, Health
NC Family Health Plans: Comparing Metal Tier Costs
Bronze, Silver, Gold, or Platinum? Compare NC ACA marketplace premiums, subsidies, and out-of-pocket costs to find the best health plan for your family.
Medicare, Health
Medicare Open Enrollment in NC: Key 2027 Changes
Medicare Annual Enrollment runs October 15 – December 7, 2026. Here's what's changing for 2027 in North Carolina — provider networks, drug costs, and insurer pullbacks — and how to review your plan before the deadline.
Health, Affordable Care Act, Individual/Family
NC Health Insurance Deadlines for 2027: Dates & Penalties
Every 2027 health insurance deadline for North Carolina in one place — ACA Open Enrollment, the December 15 cutoff for January coverage, Special Enrollment Periods, Medicare windows, and what happens if you miss them.
Health, Affordable Care Act, Individual/Family
NC Health Insurance Costs: Deductibles, Copays & More
Learn how deductibles, copays, and coinsurance work on NC health plans so you can compare marketplace, employer, and Medicaid options accurately in 2027.
Affordable Care Act, Individual/Family, Health
NC Health Insurance by Income: 2027 Subsidy Limits
See the 2027 income limits in dollars for NC Medicaid, ACA premium tax credits, and cost-sharing reductions by household size — plus the Medicaid work requirements and other changes starting in 2027.
Affordable Care Act, Individual/Family, Health
NC Health Insurance Tax Credits Explained for 2027
How premium tax credits are calculated for North Carolina Marketplace plans in 2027 — with the new IRS percentages, a worked example, what changed when the enhanced subsidies expired, and the new full-repayment rule.
Health, Affordable Care Act, Medicare
NC Health Plan Drug Formularies: What You'll Pay
Learn how drug tiers, prior authorization, and coverage rules affect your prescription costs across North Carolina ACA and Medicare health plans.
Health, Affordable Care Act, Individual/Family
NC Health Insurance Premiums: Costs, Policy & What's Changing
NC health insurance premiums affect voters, retirees, and families. Learn what the state pays retirees, how to find low premiums, and what 2026 policy changes mean for you.