Healthcare News & Blog

Individual/Family

Health, Affordable Care Act, Individual/Family

2027 NC Health Insurance Premium Hikes: What to Expect

NC health insurance premiums could rise 10% or more in 2027. Learn what's driving costs, what NC state retirees pay, and how to find lower rates this open enrollment.
HealthPlans of NC

Affordable Care Act, Individual/Family, Health

NC ACA Marketplace Plans: How to Pick the Right One

Compare ACA marketplace health plans in NC by metal tier, deductible, premium, and network to find the best health coverage for your family in 2026.
HealthPlans of NC

Dental, Vision, Individual/Family

Dental & Vision Insurance in NC: Your Coverage Guide

Learn how to get dental and vision coverage in NC — standalone plans, ACA marketplace options, Medicaid benefits, and bundling tips for individuals and families.
HealthPlans of NC

Affordable Care Act, Health, Individual/Family

Pre-Existing Conditions & Health Insurance Rights in NC

North Carolina residents with pre-existing conditions have strong ACA protections. Learn your rights, find the right health plan, and compare 2026 coverage options.
HealthPlans of NC

Affordable Care Act, Individual/Family, Health

ACA Health Insurance for NC Part-Time & Gig Workers

Part-time and gig workers in NC can access affordable health coverage through ACA Marketplace plans, subsidies, and special enrollment options. Learn how.
HealthPlans of NC

Featured Plan
Affordable Care Act, Individual/Family, Health

ACA Subsidies in NC: Who Qualifies and How Much You Save

Learn how NC residents can qualify for ACA Marketplace subsidies, including premium tax credits and cost-sharing reductions, and how to apply in 2026.
HealthPlans of NC

female agent smiling as she speaks to family of clients
Blue Cross NC, Individual/Family, Affordable Care Act, Medicare, Health

2027 Open Enrollment & Special Enrollment Periods: Key Dates and Information

Open Enrollment for 2027 individual and family health plans runs November 1, 2026 through January 15, 2027. Enroll by December 15 for coverage starting January 1. Medicare’s Annual Enrollment Period runs October 15 to December 7, 2026.
HealthPlans of NC

Health Plans of NC Staff

Health, Affordable Care Act, Individual/Family

How to Read Your NC Health Insurance SBC

Learn how to read your Summary of Benefits and Coverage in NC. Compare health plans, understand costs, and make smarter coverage choices for 2026.
HealthPlans of NC

Health, Affordable Care Act, Individual/Family

NC Health Insurance Networks: Find In-Network Care

Learn how to find in-network doctors and hospitals in NC, understand HMO vs PPO plans, and avoid surprise out-of-network bills on your health coverage.
HealthPlans of NC

Affordable Care Act, Individual/Family, Health

How to Switch Health Plans in NC for 2027

Rates are rising and carriers are changing for 2027. Here's how to compare and switch North Carolina Marketplace plans during Open Enrollment, step by step, before the December 15 deadline.
HealthPlans of NC

Affordable Care Act, Individual/Family, Health

NC Family Health Plans: Comparing Metal Tier Costs

Bronze, Silver, Gold, or Platinum? Compare NC ACA marketplace premiums, subsidies, and out-of-pocket costs to find the best health plan for your family.
HealthPlans of NC

Health, Affordable Care Act, Individual/Family

NC Health Insurance Deadlines for 2027: Dates & Penalties

Every 2027 health insurance deadline for North Carolina in one place — ACA Open Enrollment, the December 15 cutoff for January coverage, Special Enrollment Periods, Medicare windows, and what happens if you miss them.
HealthPlans of NC

Health, Affordable Care Act, Individual/Family

NC Health Insurance Costs: Deductibles, Copays & More

Learn how deductibles, copays, and coinsurance work on NC health plans so you can compare marketplace, employer, and Medicaid options accurately in 2027.
HealthPlans of NC

Affordable Care Act, Individual/Family, Health

NC Health Insurance by Income: 2027 Subsidy Limits

See the 2027 income limits in dollars for NC Medicaid, ACA premium tax credits, and cost-sharing reductions by household size — plus the Medicaid work requirements and other changes starting in 2027.
HealthPlans of NC

Featured Plan
Affordable Care Act, Individual/Family, Health

NC Health Insurance Tax Credits Explained for 2027

How premium tax credits are calculated for North Carolina Marketplace plans in 2027 — with the new IRS percentages, a worked example, what changed when the enhanced subsidies expired, and the new full-repayment rule.
HealthPlans of NC

Health, Affordable Care Act, Individual/Family

NC Health Insurance Premiums: Costs, Policy & What's Changing

NC health insurance premiums affect voters, retirees, and families. Learn what the state pays retirees, how to find low premiums, and what 2026 policy changes mean for you.
HealthPlans of NC

Health, Individual/Family, Affordable Care Act

Finding In-Network Pediatricians With Your NC Health Plan

Learn how to locate and verify in-network pediatricians in North Carolina so your child's health coverage works without gaps or surprise bills.
HealthPlans of NC

Health, Affordable Care Act, Individual/Family

COBRA Vs. Marketplace Plans for NC's Unemployed Workers

Lost your job in NC? Compare COBRA continuation coverage vs. ACA Marketplace health plans — costs, deadlines, and how to choose the right option for you.
HealthPlans of NC

Health, Affordable Care Act, Individual/Family

NC Special Enrollment: When Life Events Unlock Coverage

Marriage, new baby, job loss, or a move can open a Special Enrollment Period in NC. Learn which life events qualify and how to act within your 60-day window.
HealthPlans of NC

Health, Affordable Care Act, Individual/Family

Health Insurance for Part-Time Workers in NC

Part-time workers in NC have real health coverage options — ACA Marketplace plans, NC Medicaid, and subsidies. Learn what you qualify for and how to enroll.
HealthPlans of NC

Affordable Care Act, Individual/Family

North Carolina Obamacare Enrollees Could Get a $500 Rebate

About one million Obamacare enrollees — including many in North Carolina — are in line for a $500 rebate from a surplus in a little-known marketplace fee. Here's who qualifies and why.
HealthPlans of NC

Affordable Care Act, Individual/Family, Health

Turning 26 in NC? Here's How to Replace Your Health Coverage

Aging off a parent's plan at 26? Learn your NC health insurance options, how the Special Enrollment Period works, and how to find affordable coverage fast.
HealthPlans of NC

Affordable Care Act, Individual/Family, Health

ACA Plans Vs. Catastrophic Coverage in NC: What to Know

Comparing ACA Marketplace plans and catastrophic health insurance in NC? Learn which coverage fits younger, healthier residents and how costs really stack up.
HealthPlans of NC

Affordable Care Act, Individual/Family, Health

NC Medicaid vs Marketplace Plans: Which Fits Your Family?

Compare NC Medicaid and ACA Marketplace plans on eligibility, costs, and coverage to find the best health insurance NC option for your household in 2026.
HealthPlans of NC

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