Healthcare News & Stories
Individual/Family
Individual/Family, Medicare, Short Term, Group, Health
The Benefits of Choosing Your Health Insurance Agent
At Health Plans of NC, our experienced and professional team of locally based health insurance agents are here to help you. We've recently launched a new website to make it even easier for anyone living in North Carolina to access the best health insurance plan. You can request a quote online in seconds simply by providing your zip code. It's a great way to get a quote fast, and we'll assign you to one of our knowledgeable North Carolina agents here to help you find the right plan for your health needs and budget. But if you want more control over your chosen agent, we recommend you look at our new 'Find an Agent' feature. This tool gives you the power to choose which insurance broker you use.
Health Plans of NC by Kelly Quinn
Short Term, Health, Affordable Care Act, Individual/Family
Child Only Health Insurance Coverage Options
As a parent, the right health insurance can provide peace of mind if your child becomes ill, experiences an injury, or requires urgent medical attention. Our agents at Health Plans of NC regularly help families find the right health insurance for their entire family, including recommendations for child-only health insurance.
Health Plans of NC, Kelly Quinn
Individual/Family, Affordable Care Act
What Are The Benefits Of Working With A Health Insurance Agent?
When finding the right health insurance for you and your family, there are many benefits of using a health insurance agent or broker.
Individual/Family, Affordable Care Act, Medicare
Why Google Reviews Can Help You Find The Right Health Insurance
Did you know that over 50% of online shoppers in the US find customer reviews helpful when searching for products or services online? Using reviews in this way can apply to a range of products and services, with more and more Americans turning to various review sites, including Google, to help make purchase decisions.
Health Plans of NC, Kelly Quinn
Individual/Family
How To Find The Right Health Insurance In Your 20s
If you're about to turn 26, or you've just secured a job that offers health benefits, it's time to consider the right health insurance coverage to meet your needs. For many 20-somethings, making important decisions about health care when you've never had to worry about health insurance can be confusing. It’s also not necessarily a top priority. But securing the right level of coverage can help protect you, potentially saving you thousands in the long run.
Health Plans of NC, Kelly Quinn
Individual/Family, Affordable Care Act
What Is The Health Insurance Marketplace Circle Of Champions?
The Marketplace Circle of Champions is a yearly program that recognizes all Marketplace-registered brokers and agents' work, service and expertise. These brokers partner with the Centers for Medicare & Medicaid Services (CMS) to help Americans find the best health insurance plans to support their short and long-term health needs.
Health Plans of NC, Kelly Quinn
Health, Individual/Family, Short Term
What Is Expat Health Insurance?
Expat health insurance, also known as expatriate medical insurance, offers health insurance coverage for anyone temporarily living outside of their home country. You can usually tailor your policy to suit your health needs, regardless of where you live. These plans can be an excellent option to provide private health insurance, which can be helpful if it's difficult to source quality healthcare where you live.
Health Plans of NC, Kelly Quinn
Individual/Family, Individual/Family, Medicare, Affordable Care Act
Why Choose A Local Health Insurance Agent
Using a local agent or broker can offer plenty of benefits if you're in the market for a new health insurance plan. Not only can you access quotes for plans that support your future medical needs, but getting advice from someone nearby can mean they understand the nuances of different plans specific to North Carolina. At Health Plans of NC, our experienced agents know how to find the best health insurance plans for North Carolina residents.
Heath Plans of NC, Kelly Quinn
Individual/Family, Short Term
What Is Short Term Health Insurance?
Short-term health insurance provides temporary coverage that typically lasts from a few months to a year. This type of health plan isn't regulated by the Affordable Care Act (ACA), so they're not required to provide the minimum essential health benefits other plans mandated by the ACA do. If you're in between health insurance plans, short-term health insurance can be an affordable option if you're looking for health coverage. Depending on your circumstances, short-term plans can even be more affordable than a major medical plan.
Health Plans of NC, Kelly Quinn
Individual/Family, Affordable Care Act, Medicare
Why We Use Google Reviews
Google Reviews are considered reliable and credible. Google verifies the accuracy of each customer review before it’s published on Google.
Glynnis O'Donoghue with Health Plans of North Carolina
Individual/Family
Questions About Maternity Coverage?
A Quick Overview
It is mandatory for all health insurance providers to provide maternity care coverage. In 2014, the Affordable Care Act became law, requiring coverage for pregnancy, labor, delivery, and newborn care.
How Has Maternity Coverage Changed?
It is mandatory for all health insurance providers to provide maternity care coverage. In 2014, the Affordable Care Act became law, requiring coverage for pregnancy, labor, delivery, and newborn care.
How Has Maternity Coverage Changed?
Health Plans of NC, Kelly Quinn
Individual/Family, Affordable Care Act
How The Family Glitch Proposed Rule Changes Could Save You Money
In April 2022, the Biden-Harris Administration proposed a rule to strengthen the Affordable Care Act (ACA) by fixing the ‘family glitch’ that could save families across America hundreds of dollars each month. The goal of this proposed rule is to revise the existing interpretation of eligibility relating to premium tax credits for families. If finalized, the rule will extend the ACA Marketplace health insurance subsidies to millions more people throughout America, including many North Carolina residents.
Health Plans of NC, Kelly Quinn
Individual/Family
What You Need to Know About Health Insurance if You’re Trying for a Baby
If you’re trying to have a baby, there’s a lot to think about. You may be wondering how long does it take to get pregnant and whether you’re ready for this life change. It’s also a great time to consider your health care needs and ensure you have the right level of health insurance coverage for your care.
Health Plans of NC, Kelly Quinn
Individual/Family, Covid 19
Reimbursement Available For Over-The-Counter Covid-19 Rapid Tests
Did you know that insurance coverage has now been extended to cover at-home Covid rapid tests? Since January this year, private insurers are now required to cover the cost of rapid at-home tests when purchased over-the-counter.
Health Plans of NC, Kelly Quinn
Health, Affordable Care Act, Individual/Family, Medicare
Medicaid Program Underway in North Carolina to Help with Food and Shelter
In March 2022, Medicaid launched the Healthy Opportunities Pilot, a program to support up to 20,000 low-income North Carolina residents. The program, a $650 million initiative, aims to test whether Medicaid funding should be used differently to better support the social problems that affect people’s health.
Health Plans of NC, Kelly Quinn
Individual/Family, Affordable Care Act
What Are The Dates For Open Enrollment & Special Enrollment Periods 2022?
Open enrollment 2022 for Affordable Care Act (ACA) health insurance has ended. However, it’s still possible to get health insurance if you meet specific criteria. Read on to find out more about how you can access health insurance, or contact one of our local NC Health Insurance agents to find out how we can help. Our team can explain when is open enrollment for health insurance and what it means for your coverage.
Health Plans of NC, Kelly Quinn
Health, Affordable Care Act, Individual/Family, Medicare
The Top 3 Benefits of Using a Health Insurance Agent
It’s only natural that you’ll have questions if you’re considering enrolling in a health insurance plan. The good news is that the Affordable Care Act means you can get assistance when selecting your plan. You can either work with an experienced, licensed health insurance agent or an authorized individual Marketplace representative called a Navigator to help answer your questions. Although a licensed agent and a Navigator do share some similarities, there are some differences. It can be more beneficial to use a licensed agent over an unlicensed, government-trained representative. Here are our three top benefits of why you should choose a licensed agent.
Health Plans of NC, Kelly Quinn
Individual/Family
You May Qualify for Enrollment in an NC ACA Health Plan for $0 Premium
Low-income earners that do not exceed 150% of FPL in North Carolina can qualify for ACA health insurance for $0
Health Plans of NC, Kelly Quinn
Individual/Family, Affordable Care Act
What You Need to Know About Health Insurance If You’re Self-Employed
In the United States, approximately 16 million workers identify as being self-employed. Self-employment can offer many benefits, including greater flexibility and being your own boss. It also provides an entryway to entrepreneurship and small business ownership.
Health Plans of NC, Kelly Quinn
Individual/Family, Affordable Care Act, Individual/Family
What Freelancers Need to Know About Health Insurance
In 2021, around 59 million Americans worked freelance, representing over one-third of the entire US workforce. Although many people take freelance gigs to supplement their primary employment, about 28% of Americans who worked in freelancing in 2020 did freelance work as their full-time occupation. And Upwork, an online freelancing platform, believes that these numbers will continue to grow as more people turn to freelance. Regardless of whether this trend is a part of an overarching lifestyle choice, as many social pundits suggest, this shift does have significant implications for areas like health care coverage.
Health Plans of NC, Kelly Quinn
Health, Affordable Care Act, Individual/Family, Medicare
Do I Need a Health Insurance Agent?
Selecting the right health insurance can be time-consuming and often overwhelming. There is a vast range of medical health insurance available via the Health Insurance Marketplace and private insurance agencies.
Health Plans of NC, Kelly Quinn
Health, Medicare, Individual/Family
Help Understanding Your Medical Bills
If you’ve received a confusing medical bill, it’s essential to understand what you’re being charged for before you pay the bill.
Health Plans of NC, Kelly Quinn
Individual/Family
How To Ensure Pre-Existing Conditions Are Covered
Before 2010, if you had a pre-existing condition, you may have been denied health insurance coverage or subjected to high insurance premiums. Thankfully, when the Affordable Care Act passed, health insurance companies offering ACA plans could no longer refuse coverage of pre-existing conditions. They also can’t increase your premium rates based on existing health problems. If you’ve got any questions about pre-existing conditions, or health insurance North Carolina, get in touch with one of our experienced local health insurance agents. You can also compare plans online today.
Health Plans of NC, Kelly Quinn
Individual/Family
What You Need to Know About Maternity Coverage
In good news for many women in North Carolina thinking about having children, it’s now mandatory for all health insurance providers to provide maternity care coverage. In 2014, the Affordable Care Act became law, requiring pregnancy, labor, delivery, and newborn care coverage.
Health Plans of NC, Kelly Quinn
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