in Guilford County
Greensboro, North Carolina residents have access to 9 Medicare plans for 2026, and Health Plans of NC licensed agents are available to compare every option side by side at no cost, connecting local seniors with coverage that works alongside providers like Cone Health Moses Cone Hospital and Novant Health.
Greensboro, North Carolina is home to approximately 42,000 Medicare-eligible residents, representing 13.9% of the city's total population of 298,564, making access to comprehensive Medicare coverage a critical local priority. Greensboro seniors can choose from several Medicare coverage structures including Medicare Advantage HMO, HMO-POS, and PPO plans, a Dual Special Needs Plan, and a standalone Part D prescription drug plan, all of which interact with major local health systems including Cone Health Moses Cone Hospital, Cone Health Wesley Long Hospital, Cone Health Annie Penn Hospital, and Novant Health. Health Plans of NC agents help Greensboro residents compare every available coverage category to find the plan best suited to their provider relationships and healthcare needs.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Choice | HMO | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $30.00/month |
Blue Medicare PPO Enhanced | PPO | $35.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans in Greensboro, North Carolina provide coordinated care through defined networks that include facilities affiliated with Cone Health Moses Cone Hospital and Novant Health.
Medicare Advantage HMO-POS plans in Greensboro, North Carolina offer the structure of an HMO with added flexibility to seek some out-of-network services when needed.
Medicare Advantage PPO plans in Greensboro, North Carolina allow beneficiaries to see both in-network and out-of-network providers, including specialists at Cone Health Wesley Long Hospital.
Medicare Supplement (Medigap) plans in Greensboro, North Carolina cover out-of-pocket costs left by Original Medicare and allow beneficiaries to visit any provider nationwide that accepts Medicare.
Part D Prescription Drug Plans in Greensboro, North Carolina provide standalone coverage for medications and can be paired with Original Medicare or a Medicare Supplement plan.
Dual Special Needs Plans (D-SNP) in Greensboro, North Carolina are designed for residents who qualify for both Medicare and Medicaid, offering coordinated benefits through local health networks including Novant Health and Cone Health Annie Penn Hospital.
Blue Cross NC offers 9 Medicare plans in Greensboro, North Carolina for 2026, spanning HMO, HMO-POS, PPO, D-SNP, and standalone Part D plan types, each designed to connect beneficiaries with Greensboro's local provider networks including Cone Health and Novant Health. Several plans carry $0 monthly premiums, making them an accessible option for Greensboro seniors seeking to minimize fixed monthly costs while maintaining strong local coverage. Health Plans of NC agents walk Greensboro residents through each plan's benefits, network access, and cost structure at no charge to the beneficiary.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides Medicare Parts A and B coverage through a flexible point-of-service network connected to Greensboro-area providers.
Blue Medicare Essential, HMO, $0.00 per month, offers coordinated HMO coverage through a defined local network that includes Cone Health facilities in Greensboro.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, combines HMO structure with point-of-service flexibility for Greensboro residents who want some out-of-network access.
Blue Medicare Choice, HMO, $0.00 per month, delivers HMO-based Medicare Advantage coverage with access to Greensboro's local provider network at no monthly premium.
Blue Medicare Enhanced, HMO-POS, $30.00 per month, provides an elevated benefit structure through a point-of-service network serving Greensboro and the surrounding Guilford County area.
Blue Medicare PPO Enhanced, PPO, $35.00 per month, allows Greensboro beneficiaries to use both in-network providers like Novant Health and out-of-network providers with greater flexibility.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, gives Greensboro seniors HMO-POS coverage with $0 premium and access to local Cone Health and Novant Health affiliated providers.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, serves Greensboro residents who are dual-eligible for both Medicare and Medicaid with coordinated, integrated benefit coverage.
Blue Medicare Rx Enhanced PDP, standalone Part D plan, $163.20 per month, provides prescription drug coverage that can be paired with Original Medicare or a Medigap plan for Greensboro residents.
In Greensboro, North Carolina for 2026, Medicare Advantage plan premiums range from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ to $35.00 per month for Blue Medicare PPO Enhanced, while the standalone Blue Medicare Rx Enhanced PDP carries a monthly premium of $163.20. With a median household income of $58,884 in Greensboro, many residents may qualify for cost-reduction programs that lower or eliminate premiums, copays, and drug costs depending on their income and resource levels. Health Plans of NC agents help Greensboro residents identify every available savings opportunity while comparing all plan costs side by side at no charge.
Part A: $0 premium for most Greensboro, North Carolina residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier serving Greensboro, North Carolina for 2026, offering a total of 9 Medicare plans to eligible residents across the city and surrounding Guilford County area. These 9 plans span multiple plan types including Medicare Advantage HMO, HMO-POS, PPO, a Dual Special Needs Plan, and a standalone Part D prescription drug plan, giving Greensboro beneficiaries a broad range of coverage structures to consider. Blue Cross NC plan networks connect directly with Greensboro's major health systems, including Cone Health Moses Cone Hospital, Cone Health Wesley Long Hospital, Cone Health Annie Penn Hospital, and Novant Health, making network compatibility a key factor when selecting a plan. The plan type a Greensboro resident chooses determines which local specialists, primary care providers, and facilities such as Well-Spring Retirement Community and Friends Homes at Guilford are accessible under their coverage. Health Plans of NC licensed agents compare every Blue Cross NC Medicare plan available in Greensboro side by side at no cost, helping residents find the right fit without any sales pressure.
Blue Cross NC, offering Medicare Advantage HMO, HMO-POS, PPO, D-SNP, and Part D prescription drug plans, with 9 total plans available to Medicare beneficiaries in Greensboro, North Carolina for 2026.
Greensboro, North Carolina has an uninsured rate of 9.1% and a poverty rate of 18.4%, meaning a significant portion of the city's senior population may qualify for federal and state programs that reduce Medicare costs substantially. Extra Help, also known as the Low Income Subsidy, is a federal program that can reduce Part D prescription drug costs to near $0 for Greensboro residents with limited income and resources, while Medicare Savings Programs can cover the standard Part B premium for qualifying beneficiaries. Greensboro residents who are enrolled in both Medicare and NC Medicaid may qualify for a Dual Special Needs Plan, which coordinates benefits across both programs and is available through Blue Cross NC at $0 per month. Health Plans of NC agents check eligibility for every available assistance program at no cost to Greensboro residents and assist with the application and enrollment process.
Extra Help (Low Income Subsidy) can reduce or eliminate Part D prescription drug premiums, deductibles, and copays for qualifying Greensboro, North Carolina Medicare beneficiaries with limited income.
Medicare Savings Programs may cover the Part B premium and other cost-sharing for Greensboro seniors whose income falls within program eligibility thresholds.
Dual Special Needs Plans (D-SNP) are available in Greensboro for residents enrolled in both Medicare and Medicaid, providing coordinated coverage with $0 monthly premium through Blue Cross NC.
NC Medicaid provides health coverage assistance for low-income Greensboro residents who may not yet be Medicare-eligible or who qualify for dual enrollment benefits alongside Medicare.
Health Plans of NC licensed agents help Greensboro residents check eligibility for Extra Help, Medicare Savings Programs, and D-SNP enrollment at absolutely no cost or obligation.
Health Plans of NC licensed agents serve Greensboro, North Carolina residents at no cost, comparing every available Medicare Advantage, Medicare Supplement, and Part D plan side by side to help you find the right coverage for your health needs and budget. Call 800-797-0327 today to speak with a local agent who can guide you through enrollment, plan changes, and financial assistance options with no fees and no pressure.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Greensboro, North Carolina
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Greensboro, North Carolina ZIP Codes include: 27395, 27401, 27402, 27403, 27404, 27405, 27406, 27407, 27408, 27409, 27410, 27411, 27412, 27413, 27415, 27416, 27417, 27419, 27420, 27425, 27427, 27429, 27435, 27438, 27455, 27480, 27495, 27497, 27498, and 27499
