Live Worry-Free. Find the Right Medicare Plan in NC. in Vance County
North Carolina
in North Carolina
Vance County, NC residents have access to 8 Medicare plans for 2026, and Health Plans of NC helps locals navigate every option with free, personalized guidance from licensed agents who understand the area served by UNC Health Vance.
Vance County is home to approximately 42,361 residents, with around 8,000 people representing 18.8% of the population currently eligible for Medicare. Beneficiaries in this rural northern North Carolina county can access local medical care through UNC Health Vance in Henderson, along with a broad network of regional hospitals and clinics that accept Medicare. Coverage options available to Vance County residents span Medicare Advantage plans, Medicare Supplement plans, standalone Part D prescription drug plans, and a Dual Special Needs Plan for those who qualify for both Medicare and Medicaid.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $47.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available through Blue Cross NC and may include UNC Health Vance in Henderson as an in-network provider for routine and specialty care.
Medicare Advantage HMO-POS plans offer slightly more flexibility than standard HMOs, allowing Vance County residents to seek care at UNC Health Vance and certain out-of-network providers when needed.
Medicare Advantage PPO plans give beneficiaries greater freedom to visit providers inside and outside a defined network, including regional hospitals accessible from Vance County.
Medicare Supplement plans pair with Original Medicare to cover cost-sharing gaps and allow beneficiaries to visit any provider that accepts Medicare, including Granville Health System in Oxford and Nash General Hospital in Rocky Mount.
Part D Prescription Drug Plans provide standalone drug coverage for Vance County residents who choose Original Medicare or a Medicare Supplement plan and need help managing prescription costs.
Dual Special Needs Plans are available for Vance County residents who qualify for both Medicare and Medicaid, combining benefits into a single plan that connects with local providers like UNC Health Vance.
Blue Cross NC offers eight Medicare plans in Vance County for 2026, spanning HMO, HMO-POS, PPO, PDP, and D-SNP plan types, giving beneficiaries a range of structures to match their healthcare preferences and provider relationships. Several plans carry a $0 monthly premium, while others include enhanced benefits at a modest monthly cost, and each plan's network determines which local and regional providers Vance County residents can access. Health Plans of NC agents can walk through every plan name, premium, and network detail side by side so residents can see exactly how each option connects to their preferred providers including UNC Health Vance.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, designed for beneficiaries who want medical-only coverage and access to in-network providers including UNC Health Vance in Henderson.
Blue Medicare Essential, HMO, $0.00 per month, a bundled Medicare Advantage plan that connects Vance County residents to an in-network provider list anchored by local and regional facilities.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds point-of-service flexibility over a standard HMO, giving Vance County beneficiaries some ability to seek care outside the primary network.
Blue Medicare Enhanced, HMO-POS, $47.00 per month, offers an enhanced benefit package for Vance County residents who want additional coverage features while retaining access to in-network providers.
Blue Medicare PPO Enhanced, PPO, $53.00 per month, gives Vance County beneficiaries the broadest network flexibility among the Advantage options, including access to regional hospitals in Raleigh and Rocky Mount.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, provides a $0 premium option with point-of-service access for Vance County residents who want some out-of-network coverage at no additional monthly cost.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is a Dual Special Needs Plan for Vance County residents enrolled in both Medicare and Medicaid, coordinating benefits through a single plan.
Blue Medicare Rx Enhanced PDP, standalone Part D plan, $163.20 per month, provides prescription drug coverage for Vance County residents on Original Medicare or a Medicare Supplement plan who need a dedicated drug benefit.
In Vance County for 2026, Medicare Advantage plan premiums range from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ up to $53.00 per month for the Blue Medicare PPO Enhanced, giving beneficiaries a wide range of price points to consider. The standalone Blue Medicare Rx Enhanced PDP carries a monthly premium of $163.20, which is an important cost factor for residents who choose Original Medicare and need separate drug coverage. With a median household income of $46,943 in Vance County, many residents may qualify for federal and state cost-reduction programs that lower their effective Medicare costs, and Health Plans of NC agents identify every available savings opportunity at no charge.
Part A: $0 premium for most Vance County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier offering plans in Vance County for 2026, with a total of 8 plans available to eligible residents. The plan types offered by Blue Cross NC in Vance County include HMO, HMO-POS, PPO, a standalone Part D prescription drug plan, and a Dual Special Needs Plan, covering the full spectrum of Medicare Advantage structures. Blue Cross NC's carrier network interacts directly with local and regional health systems, meaning the plan a beneficiary selects will influence whether providers like UNC Health Vance in Henderson or Granville Health System in Oxford are included as in-network options. Choosing a plan from Blue Cross NC also affects access to specialists and facilities across the broader region, including hospitals in Raleigh, Rocky Mount, and Wilson that Vance County residents may need for advanced or specialty care. Health Plans of NC agents compare every Blue Cross NC plan available in Vance County side by side at no cost, helping residents identify which plan's network and benefits best match their individual situation.
Blue Cross NC, offering HMO, HMO-POS, PPO, PDP, and D-SNP plan types, with 8 total Medicare plans available to Vance County residents for 2026.
Vance County residents with limited income and resources may qualify for Extra Help, also known as the Low Income Subsidy, which can reduce Part D prescription drug costs to near $0 per month and is a critical benefit in a county where 12.9% of residents remain uninsured. Medicare Savings Programs can cover some or all of the Part B premium for qualifying beneficiaries, significantly reducing monthly out-of-pocket Medicare expenses for low-income residents. With a poverty rate of 19.0% in Vance County, a meaningful share of residents may also qualify for the Healthy Blue Medicare DSNP, which coordinates Medicare and Medicaid benefits into a single plan. Health Plans of NC agents check eligibility for every available assistance program at no cost, ensuring Vance County residents are not paying more than necessary for their Medicare coverage.
Extra Help and the Low Income Subsidy can dramatically reduce or eliminate monthly Part D prescription drug plan premiums for qualifying Vance County residents.
Medicare Savings Programs through NC Medicaid can pay some or all of the Part B premium for eligible low-income beneficiaries in Vance County.
The Healthy Blue Medicare DSNP is a $0 premium plan designed for Vance County residents who are enrolled in both Medicare and Medicaid and want coordinated benefits.
NC Medicaid may provide additional health coverage for low-income Vance County residents who do not yet qualify for Medicare or need supplemental coverage alongside it.
Health Plans of NC agents help Vance County residents apply for Extra Help, Medicare Savings Programs, and D-SNP enrollment at absolutely no cost to the beneficiary.
Licensed Health Plans of NC agents serve Vance County residents at no cost, comparing every available Medicare Advantage, Medicare Supplement, and Part D plan side by side to find the best fit for each individual's health needs and budget. Call 800-797-0327 today to speak with a local expert who can guide you through enrollment, plan changes, and financial assistance programs.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Vance County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Central Regional Hospital | 300 Veazey Dr, Butner, NC 27509 | (919) 764-2000 |
Duke Raleigh Hospital | 3400 Wake Forest Rd, Raleigh, NC 27609 | (919) 954-3000 |
Granville Health System | 1010 College St, Oxford, NC 27565 | (919) 690-3000 |
Holly Hill Hospital | 3019 Falstaff Rd, Raleigh, NC 27610 | (919) 250-7000 |
Nash General Hospital | 2460 Curtis Ellis Dr, Rocky Mount, NC 27804 | (252) 962-8000 |
PAM Specialty Hosp Of Rocky Mt | 1051 Noell Ln, Rocky Mount, NC 27804 | (252) 451-2300 |
Rex Hospital | 4420 Lake Boone Trl, Raleigh, NC 27607 | (919) 784-3100 |
Strategic Behavioral Ctr Rlgh | 3200 Waterfield Dr, Garner, NC 27529 | (919) 800-4400 |
UNC Health Johnston | 509 N Brightleaf Blvd, Smithfield, NC 27577 | (919) 934-8171 |
UNC Hospitals At Wakebrook | 111 Sunnybrook Rd, Raleigh, NC 27610 | (984) 974-4800 |
WakeMed Cary Hospital | 1900 Kildaire Farm Rd, Cary, NC 27518 | (919) 350-8000 |
WakeMed North Hospital | 10000 Falls Of Neuse Rd, Raleigh, NC 27614 | (919) 350-8000 |
WakeMed Raleigh Campus | 3000 New Bern Ave, Raleigh, NC 27610 | (919) 350-8000 |
Wilson Medical Ctr | 1705 Tarboro St SW, Wilson, NC 27893 | (252) 399-8040 |
Clinic | Address | Phone |
|---|---|---|
Angier Pediatric & Adult Med | 441 Lakestone Commons Ave, Fuquay Varina, NC 27526 | (919) 577-0481 |
Benson Area Medical Ctr Inc | 11801 Vogel St, Raleigh, NC 27617 | (919) 207-4403 |
Beverly Medical Ctr | 6008 Creedmoor Rd, Raleigh, NC 27612 | (919) 844-4552 |
Brier Creek Medical Pavilion | 10207 Cerny St, Raleigh, NC 27617 | (919) 634-6269 |
Carolina Neuropsychology Svc | 3900 Barrett Dr # 102, Raleigh, NC 27609 | (919) 859-9040 |
Carolinas Center For Med | 3600 Glenwood Ave # 120, Raleigh, NC 27612 | (919) 461-5500 |
Clayton Dialysis Ctr | 86 Healthpark Way, Clayton, NC 27520 | (919) 550-7456 |
Clinton Dialysis Unit | 545 E Market St, Smithfield, NC 27577 | (919) 934-2826 |
Duke Raleigh Hosp Palliative | 3404 Wake Forest Rd, Raleigh, NC 27609 | (919) 862-5400 |
Duke Raleigh Hosp Pre | 3300 Executive Dr, Raleigh, NC 27609 | (919) 954-3940 |
Duke Raleigh Hosp | 3404 Wake Forest Rd, Raleigh, NC 27609 | (919) 862-5718 |
Duke Rheumatology Raleigh | 3480 Wake Forest Rd # 414, Raleigh, NC 27609 | (919) 613-2243 |
Duke Spine-Pain Mgmt-Raleigh | 3480 Wake Forest Rd, Raleigh, NC 27609 | (919) 862-5367 |
Duke Women's Health Heritage | 3000 Rogers Rd, Wake Forest, NC 27587 | (919) 385-2940 |
Eastern Carolina Pathology | 2693 Forest Hills Rd SW # B, Wilson, NC 27893 | (252) 234-2841 |
ECU Health Family Medicine | 1704 Glendale Dr. SW, Wilson, NC 27893 | (252) 246-8960 |
Fastmed Family Medicine | 11491 US 70 Business Hwy W, Clayton, NC 27520 | (919) 550-2484 |
Fastmed Family Medicine | 5156 N Carolina 42, Garner, NC 27529 | (919) 329-5000 |
Goshen Medical Ctr Inc | 1624 White Oak Church Rd, Apex, NC 27523 | (941) 267-2042 |
Granville Medical Ctr | 1010 College St, Oxford, NC 27565 | (919) 690-3000 |
Karissa Binkley | 1021 W Williams St # 105, Apex, NC 27502 | (919) 961-9885 |
Meso & Beyond Medical Ctr | 1000 N Main St # 100, Fuquay Varina, NC 27526 | (919) 285-4373 |
Pai Wellness Group | 9380 Falls Of Neuse Rd # 101, Raleigh, NC 27615 | (919) 529-3355 |
Rocky Mt Medical Park | 901 N Winstead Ave, Rocky Mount, NC 27804 | (252) 937-8507 |
Siemens Medical Solutions | 209 Gregson Dr, Cary, NC 27511 | (919) 461-0132 |
Smithfield Pulmonology | 706 Wilkins St # A, Smithfield, NC 27577 | (919) 989-1800 |
Southern Wake Medical Ctr | 415 Wake Chapel Rd, Fuquay Varina, NC 27526 | (919) 552-9143 |
Synchrony Energetics Incl | 3201 Nash St NW # A, Wilson, NC 27896 | (252) 373-4722 |
UNC Fertility | 7920 Acc Blvd # 300, Raleigh, NC 27617 | (919) 908-0000 |
Voyage Anesthesia PC | 101 Forest Dr # D, Knightdale, NC 27545 | (919) 341-0188 |
Wake Health Svc | , Franklinton, NC 27525 | (919) 494-5246 |
WakeMed Brier Creek Healthplex | 8001 T W Alexander Dr, Raleigh, NC 27617 | (919) 350-8000 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Vance County ZIP Codes include: 27536, 27537, 27544, 27556, and 27584
