Live Worry-Free. Find the Right Medicare Plan in NC. in Warren County
North Carolina
in North Carolina
Health Plans of NC helps Warren County, NC residents find the right Medicare coverage for 2026, with access to plans connecting enrollees to local health systems including UNC Health Nash and Warren Memorial Hospital. With 8 Medicare plans available through Blue Cross NC in Warren County, our licensed agents compare every option at no cost so you can enroll with confidence.
Warren County, NC has approximately 5,000 Medicare-eligible residents, representing 26.9% of the county's total population of 18,751, all of whom have access to Medicare Advantage, Medicare Supplement, Part D prescription drug, and Dual Special Needs Plan options for 2026. Local health systems including UNC Health Nash and Warren Memorial Hospital serve as anchor facilities for Warren County Medicare enrollees, with regional hospitals in Henderson, Oxford, and Rocky Mount extending the care network for those who require specialty services. Health Plans of NC helps Warren County seniors evaluate every available coverage category to find the plan that best fits their health needs and preferred providers.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $47.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available in Warren County and may include access to UNC Health Nash and affiliated primary care providers within the plan network.
Medicare Advantage HMO-POS plans offer Warren County residents some flexibility to seek care outside the primary network, which can be valuable when traveling to regional specialists.
Medicare Advantage PPO plans available in Warren County allow enrollees to visit both in-network and out-of-network providers, including facilities in Rocky Mount and Oxford, typically at different cost levels.
Medicare Supplement plans pair with Original Medicare to help Warren County seniors cover out-of-pocket costs at any provider nationwide that accepts Medicare, including Warren Memorial Hospital.
Part D Prescription Drug Plans provide standalone prescription coverage for Warren County residents who remain on Original Medicare and need help managing medication costs.
Dual Special Needs Plans are available for Warren County residents who qualify for both Medicare and Medicaid, providing coordinated coverage through a single plan at no premium.
For 2026, Blue Cross NC offers eight Medicare plans in Warren County spanning HMO, HMO-POS, PPO, PDP, and D-SNP plan types, giving local seniors a range of premium levels and network structures to consider. Several plans carry a $0 monthly premium beyond standard Medicare costs, while others offer enhanced benefits at a modest additional premium, all connecting Warren County enrollees to a regional provider network that includes UNC Health Nash, Warren Memorial Hospital, Granville Health System in Oxford, and Nash General Hospital in Rocky Mount. Health Plans of NC agents walk Warren County residents through each plan's specific benefits, formularies, and network details so enrollees can make a fully informed decision.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides coverage through a defined network that may include access to UNC Health Nash affiliated providers serving Warren County.
Blue Medicare Essential, HMO, $0.00 per month, is a structured HMO option connecting Warren County seniors to in-network primary and specialty care providers in the region.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, gives Warren County enrollees a no-premium option with some point-of-service flexibility for accessing care outside the primary network.
Blue Medicare Enhanced, HMO-POS, $47.00 per month, offers Warren County residents an enhanced benefit package with a modest premium and HMO-POS network flexibility for regional care.
Blue Medicare PPO Enhanced, PPO, $53.00 per month, allows Warren County seniors to use both in-network and out-of-network providers including facilities in Rocky Mount, Oxford, and Raleigh.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, provides a no-premium HMO-POS option for Warren County residents who want built-in flexibility when seeking care across the region.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is designed for Warren County residents who qualify for both Medicare and Medicaid, offering coordinated care at no additional monthly premium.
Blue Medicare Rx Enhanced PDP, Prescription Drug Plan, $163.20 per month, is a standalone Part D option for Warren County seniors on Original Medicare who need comprehensive prescription drug coverage.
Warren County seniors choosing a Medicare Advantage plan for 2026 can select from options ranging from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ up to $47.00 per month for Blue Medicare Enhanced or $53.00 per month for Blue Medicare PPO Enhanced, with the standalone Blue Medicare Rx Enhanced PDP priced at $163.20 per month for those who need Part D coverage separately. With a median household income of $45,279 in Warren County, many residents may qualify for programs that further reduce Medicare-related costs, including Extra Help for Part D expenses and Medicare Savings Programs that offset other out-of-pocket obligations. Health Plans of NC agents help Warren County seniors calculate their total expected costs across all plan options so they can select the most affordable coverage for their budget.
Part A: $0 premium for most Warren County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier serving Warren County for 2026, offering a total of 8 Medicare plans across multiple plan types in the county. The plan types available through Blue Cross NC in Warren County include Health Maintenance Organization, HMO-POS, Preferred Provider Organization, Prescription Drug Plan, and Dual Special Needs Plan options, giving seniors a broad range of structures to choose from. Blue Cross NC plan networks in Warren County connect enrollees to local health systems including UNC Health Nash and Warren Memorial Hospital, as well as regional facilities such as Granville Health System in Oxford, Nash General Hospital in Rocky Mount, and Duke Raleigh Hospital for more specialized care. The network structure of the plan a Warren County senior selects will directly affect which local and regional specialists, hospitals, and clinics are accessible at in-network cost levels, making carrier plan comparison especially important in a rural county where provider options within county lines are more limited. Health Plans of NC compares every Blue Cross NC Medicare plan available in Warren County side-by-side at no cost, helping residents identify the option that best matches their preferred providers and health needs.
Blue Cross NC offers HMO, HMO-POS, PPO, PDP, and D-SNP plan types with 8 total Medicare plans available in Warren County for 2026.
Warren County residents with limited income and resources may qualify for Extra Help, also known as the Low Income Subsidy, which can reduce Part D prescription drug costs to near zero for eligible Medicare enrollees. The Medicare Savings Program is another federal assistance option that can help qualifying Warren County seniors offset Part B premiums and other cost-sharing obligations. With a poverty rate of 22.2% and an uninsured rate of 10.6% in Warren County, a significant share of the local population may be eligible for these programs, and the Healthy Blue Medicare DSNP plan is specifically available for residents who qualify for both Medicare and Medicaid. Health Plans of NC agents check eligibility for all available financial assistance programs at no cost, helping Warren County seniors access every dollar of savings they qualify for.
Extra Help, or Low Income Subsidy, can reduce Part D prescription drug premiums and copays to near zero for qualifying Warren County Medicare enrollees who meet federal income and resource limits.
The Medicare Savings Program helps eligible Warren County residents have their Medicare Part B premiums paid by the state, significantly lowering monthly coverage costs for those on fixed incomes.
The Healthy Blue Medicare DSNP plan is available to Warren County residents who qualify for both Medicare and Medicaid, providing fully coordinated benefits at a $0 monthly premium.
NC Medicaid may cover additional services and costs for low-income Warren County residents who meet eligibility requirements, working alongside Medicare to reduce gaps in coverage.
Health Plans of NC agents help Warren County residents apply for Extra Help, Medicare Savings Programs, and D-SNP enrollment at no cost and with no obligation.
Health Plans of NC licensed agents serve Warren County residents at no cost, comparing every available 2026 Medicare plan side-by-side to help you find the right coverage for your health needs, preferred providers, and budget. Call us today at 800-797-0327 to speak with an agent who can guide you through enrollment, plan changes, and financial assistance options with no sales pressure.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Warren County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Central Regional Hospital | 300 Veazey Dr, Butner, NC 27509 | (919) 764-2000 |
Duke Raleigh Hospital | 3400 Wake Forest Rd, Raleigh, NC 27609 | (919) 954-3000 |
Granville Health System | 1010 College St, Oxford, NC 27565 | (919) 690-3000 |
Holly Hill Hospital | 3019 Falstaff Rd, Raleigh, NC 27610 | (919) 250-7000 |
Nash General Hospital | 2460 Curtis Ellis Dr, Rocky Mount, NC 27804 | (252) 962-8000 |
PAM Specialty Hosp Of Rocky Mt | 1051 Noell Ln, Rocky Mount, NC 27804 | (252) 451-2300 |
Rex Hospital | 4420 Lake Boone Trl, Raleigh, NC 27607 | (919) 784-3100 |
Strategic Behavioral Ctr Rlgh | 3200 Waterfield Dr, Garner, NC 27529 | (919) 800-4400 |
UNC Health Johnston | 509 N Brightleaf Blvd, Smithfield, NC 27577 | (919) 934-8171 |
UNC Hospitals At Wakebrook | 111 Sunnybrook Rd, Raleigh, NC 27610 | (984) 974-4800 |
WakeMed Cary Hospital | 1900 Kildaire Farm Rd, Cary, NC 27518 | (919) 350-8000 |
WakeMed North Hospital | 10000 Falls Of Neuse Rd, Raleigh, NC 27614 | (919) 350-8000 |
WakeMed Raleigh Campus | 3000 New Bern Ave, Raleigh, NC 27610 | (919) 350-8000 |
Wilson Medical Ctr | 1705 Tarboro St SW, Wilson, NC 27893 | (252) 399-8040 |
Clinic | Address | Phone |
|---|---|---|
Angier Pediatric & Adult Med | 441 Lakestone Commons Ave, Fuquay Varina, NC 27526 | (919) 577-0481 |
Benson Area Medical Ctr Inc | 11801 Vogel St, Raleigh, NC 27617 | (919) 207-4403 |
Beverly Medical Ctr | 6008 Creedmoor Rd, Raleigh, NC 27612 | (919) 844-4552 |
Brier Creek Medical Pavilion | 10207 Cerny St, Raleigh, NC 27617 | (919) 634-6269 |
Carolina Neuropsychology Svc | 3900 Barrett Dr # 102, Raleigh, NC 27609 | (919) 859-9040 |
Carolinas Center For Med | 3600 Glenwood Ave # 120, Raleigh, NC 27612 | (919) 461-5500 |
Clayton Dialysis Ctr | 86 Healthpark Way, Clayton, NC 27520 | (919) 550-7456 |
Clinton Dialysis Unit | 545 E Market St, Smithfield, NC 27577 | (919) 934-2826 |
Duke Raleigh Hosp Palliative | 3404 Wake Forest Rd, Raleigh, NC 27609 | (919) 862-5400 |
Duke Raleigh Hosp Pre | 3300 Executive Dr, Raleigh, NC 27609 | (919) 954-3940 |
Duke Raleigh Hosp | 3404 Wake Forest Rd, Raleigh, NC 27609 | (919) 862-5718 |
Duke Rheumatology Raleigh | 3480 Wake Forest Rd # 414, Raleigh, NC 27609 | (919) 613-2243 |
Duke Spine-Pain Mgmt-Raleigh | 3480 Wake Forest Rd, Raleigh, NC 27609 | (919) 862-5367 |
Duke Women's Health Heritage | 3000 Rogers Rd, Wake Forest, NC 27587 | (919) 385-2940 |
Eastern Carolina Pathology | 2693 Forest Hills Rd SW # B, Wilson, NC 27893 | (252) 234-2841 |
ECU Health Family Medicine | 1704 Glendale Dr. SW, Wilson, NC 27893 | (252) 246-8960 |
Fastmed Family Medicine | 11491 US 70 Business Hwy W, Clayton, NC 27520 | (919) 550-2484 |
Fastmed Family Medicine | 5156 N Carolina 42, Garner, NC 27529 | (919) 329-5000 |
Goshen Medical Ctr Inc | 1624 White Oak Church Rd, Apex, NC 27523 | (941) 267-2042 |
Granville Medical Ctr | 1010 College St, Oxford, NC 27565 | (919) 690-3000 |
Karissa Binkley | 1021 W Williams St # 105, Apex, NC 27502 | (919) 961-9885 |
Meso & Beyond Medical Ctr | 1000 N Main St # 100, Fuquay Varina, NC 27526 | (919) 285-4373 |
Pai Wellness Group | 9380 Falls Of Neuse Rd # 101, Raleigh, NC 27615 | (919) 529-3355 |
Rocky Mt Medical Park | 901 N Winstead Ave, Rocky Mount, NC 27804 | (252) 937-8507 |
Siemens Medical Solutions | 209 Gregson Dr, Cary, NC 27511 | (919) 461-0132 |
Smithfield Pulmonology | 706 Wilkins St # A, Smithfield, NC 27577 | (919) 989-1800 |
Southern Wake Medical Ctr | 415 Wake Chapel Rd, Fuquay Varina, NC 27526 | (919) 552-9143 |
Synchrony Energetics Incl | 3201 Nash St NW # A, Wilson, NC 27896 | (252) 373-4722 |
UNC Fertility | 7920 Acc Blvd # 300, Raleigh, NC 27617 | (919) 908-0000 |
Voyage Anesthesia PC | 101 Forest Dr # D, Knightdale, NC 27545 | (919) 341-0188 |
Wake Health Svc | , Franklinton, NC 27525 | (919) 494-5246 |
WakeMed Brier Creek Healthplex | 8001 T W Alexander Dr, Raleigh, NC 27617 | (919) 350-8000 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Warren County ZIP Codes include: 27551, 27553, 27563, 27570, 27586, 27589, and 27594
