Live Worry-Free. Find the Right Medicare Plan in NC. in Catawba County
North Carolina
in North Carolina
Health Plans of NC helps Catawba County, NC residents compare and enroll in Medicare plans for 2026, including options from Blue Cross NC available through local health systems like Catawba Valley Medical Center and Frye Regional Medical Center.
Catawba County, NC has approximately 30,000 Medicare-eligible residents, representing 18.4% of the county's total population of 162,051, and local health systems including Catawba Valley Medical Center and Frye Regional Medical Center accept Medicare across a broad range of inpatient, outpatient, and specialty services. Residents can choose from several coverage categories including Medicare Advantage, Medicare Supplement, standalone Part D prescription drug plans, and a Dual Special Needs Plan designed for those who qualify for both Medicare and Medicaid. Health Plans of NC agents help Catawba County beneficiaries identify which coverage category best matches their healthcare needs, preferred providers, and budget at no cost.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $30.00/month |
Blue Medicare PPO Enhanced | PPO | $35.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available in Catawba County through Blue Cross NC, with network providers that may include primary care physicians affiliated with Catawba Valley Medical Center.
Medicare Advantage HMO-POS plans offer the flexibility to seek some out-of-network care while still maintaining access to in-network facilities like Frye Regional Medical Center in Hickory.
Medicare Advantage PPO plans in Catawba County allow residents broader access to providers, including specialists beyond the immediate Catawba County area, with no referral requirements.
Medicare Supplement (Medigap) plans cover out-of-pocket costs left by Original Medicare, allowing Catawba County residents to use any Medicare-accepting provider including those at Catawba Valley Medical Center without network restrictions.
Part D Prescription Drug Plans provide standalone drug coverage for Catawba County residents enrolled in Original Medicare, with pharmacy networks serving Hickory and surrounding communities.
Dual Special Needs Plans (D-SNP) are available for Catawba County residents who qualify for both Medicare and Medicaid, coordinating benefits across both programs through local participating providers.
For 2026, Blue Cross NC offers eight Medicare plans in Catawba County spanning multiple plan types, including HMO, HMO-POS, PPO, a standalone Part D prescription drug plan, and a Dual Special Needs Plan. Several plans carry a $0 monthly premium beyond the standard Part B cost, while others offer enhanced benefits at modest monthly premiums, all with provider networks that interact with local facilities like Catawba Valley Medical Center and Frye Regional Medical Center. Catawba County residents should verify that their preferred physicians at clinics like Catawba Valley Family Medicine or Newton Family Physicians participate in a given plan's network before enrolling.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, designed for residents who want hospital and medical coverage through an HMO-POS network connected to local Catawba County providers.
Blue Medicare Essential, HMO, $0.00 per month, a straightforward HMO option for cost-conscious Catawba County residents seeking coverage at facilities like Catawba Valley Medical Center.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, expands on the Essential plan with HMO-POS flexibility, giving Catawba County beneficiaries some access to out-of-network providers when needed.
Blue Medicare Enhanced, HMO-POS, $30.00 per month, offers an enhanced benefit structure for Catawba County residents who want additional coverage features beyond the base HMO-POS plans.
Blue Medicare PPO Enhanced, PPO, $35.00 per month, gives Catawba County residents the broadest network flexibility among Medicare Advantage options, including access to providers outside the immediate local area.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, provides Catawba County beneficiaries with HMO-POS coverage at no additional monthly premium, with access to in-network providers including those at Frye Regional Medical Center.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, serves Catawba County residents who are dual-eligible for both Medicare and Medicaid, coordinating benefits across both programs through participating local providers.
Blue Medicare Rx Enhanced PDP, standalone Part D prescription drug plan, $163.20 per month, provides prescription drug coverage for Catawba County residents enrolled in Original Medicare or a non-drug Medicare Advantage plan.
In Catawba County, 2026 Medicare Advantage plan premiums range from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ to $35.00 per month for the Blue Medicare PPO Enhanced, giving residents meaningful options at different price points beyond their standard Part B cost. The standalone Blue Medicare Rx Enhanced PDP carries a monthly premium of $163.20 for Catawba County residents who need prescription drug coverage outside of a Medicare Advantage plan. With a county median household income of $64,544, some Catawba County residents may qualify for Medicare Savings Programs or Extra Help subsidies that reduce overall out-of-pocket Medicare expenses, and Health Plans of NC can help determine eligibility at no cost.
Part A: $0 premium for most Catawba County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier serving Catawba County for 2026, offering a total of eight Medicare plans across multiple coverage structures designed to meet the varied needs of local beneficiaries. Available plan types include HMO, HMO-POS, PPO, a standalone Part D prescription drug plan, and a Dual Special Needs Plan, giving Catawba County residents a range of network and benefit configurations to evaluate. Blue Cross NC's carrier network connects directly with major local health systems, meaning that plan selection determines whether facilities like Catawba Valley Medical Center and Frye Regional Medical Center are covered as in-network providers for a given beneficiary. Choosing the right carrier also affects access to primary care clinics such as Catawba Valley Family Medicine and Newton Family Physicians, as well as long-term care facilities like Abernethy Laurels and Trinity Village that serve Catawba County's senior population. Health Plans of NC agents compare every available Blue Cross NC Medicare plan side-by-side at no cost, helping Catawba County residents evaluate their options based on their doctors, medications, and coverage priorities.
Blue Cross NC, offering HMO, HMO-POS, PPO, PDP, and D-SNP Medicare plan types, with a total of 8 plans available to Catawba County residents for 2026.
Catawba County residents with limited incomes may qualify for Extra Help, also known as the Low Income Subsidy, which can reduce Part D prescription drug costs to near $0 for eligible beneficiaries enrolled in a standalone drug plan like Blue Medicare Rx Enhanced PDP. Medicare Savings Programs are available to help lower-income Catawba County residents cover Part B premiums, deductibles, and copays, reducing the overall financial burden of Medicare coverage. Catawba County's uninsured rate of 11.8% and poverty rate of 12.8% indicate that a meaningful share of the local population may qualify for assistance programs, including the Healthy Blue Medicare DSNP for residents who are dual-eligible for both Medicare and Medicaid. Health Plans of NC agents check eligibility for all available financial assistance programs at no cost, helping Catawba County residents access the savings they may qualify for without navigating the application process alone.
Extra Help (Low Income Subsidy) can significantly reduce monthly premiums and copays for Part D prescription drug coverage for qualifying Catawba County residents.
Medicare Savings Programs may cover all or part of the standard Part B monthly premium for Catawba County residents who meet income and asset requirements.
The Healthy Blue Medicare DSNP is available for Catawba County residents who qualify for both Medicare and Medicaid, coordinating benefits across both programs at $0 per month.
NC Medicaid may provide additional coverage and cost assistance for low-income Catawba County residents who do not yet qualify for Medicare or who need supplemental benefits.
Health Plans of NC agents help Catawba County residents apply for Extra Help, Medicare Savings Programs, and D-SNP enrollment at no cost and with no obligation to enroll.
Health Plans of NC licensed agents serve Catawba County residents at no cost, comparing every available Medicare plan side-by-side to help you find the right coverage based on your doctors, medications, and budget. Call 800-797-0327 today to speak with a local agent who can guide you through enrollment, plan changes, and financial assistance options with no pressure and no obligation.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Catawba County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Atrium Health Cabarrus | 920 Church St N, Concord, NC 28025 | (704) 403-3000 |
Atrium Health Cleveland | 201 E Grover St, Shelby, NC 28150 | (980) 487-3000 |
Atrium Health Kings Mountain | 706 W King St, Kings Mountain, NC 28086 | (980) 487-5000 |
Atrium Health Lincoln | 433 Mcalister Rd, Lincolnton, NC 28092 | (980) 212-2000 |
Atrium Health Pineville | 10628 Park Rd, Charlotte, NC 28210 | (704) 667-1000 |
Atrium Health Stanly | 301 Yadkin St, Albemarle, NC 28001 | (704) 984-4000 |
Atrium Health Union West Hosp | 1000 Healing Way, Matthews, NC 28104 | (800) 821-1535 |
Atrium Health Union | 600 Hospital Dr, Monroe, NC 28112 | (980) 993-3100 |
Atrium Health University City | 8800 N Tryon St, Charlotte, NC 28262 | (704) 863-6000 |
Atrium Health Waxhaw | 2700 Providence Rd S, Waxhaw, NC 28173 | (704) 667-6800 |
Atrium Health's Carolinas Med | 1000 Blythe Blvd, Charlotte, NC 28203 | (704) 355-2000 |
Carolinas Continue Care Hosp | 10648 Park Rd, Charlotte, NC 28210 | (704) 667-8050 |
Carolinas Continuecare Hosp | 8800 N Tryon St # 4, Charlotte, NC 28262 | (704) 863-8300 |
Carolinas Healthcare Syst | 501 Billingsley Rd, Charlotte, NC 28211 | (704) 444-2400 |
Carolinas Rehabilitation | 1100 Blythe Blvd, Charlotte, NC 28203 | (704) 355-4300 |
Caromont Regional Medical Ctr | 2525 Court Dr, Gastonia, NC 28054 | (704) 834-2000 |
Catawba Valley Medical Ctr | 810 Fairgrove Church Rd, Hickory, NC 28602 | (828) 326-3000 |
Davis Regional Medical Ctr | 218 Old Mocksville Rd, Statesville, NC 28625 | (704) 873-0281 |
Frye Regional Medical Ctr | 420 N Center St # 20, Hickory, NC 28601 | (828) 315-5000 |
Iredell Memorial Hospital | 557 Brookdale Dr, Statesville, NC 28677 | (704) 873-5661 |
Jeff Gordon Children's Ctr | 920 Church St N, Concord, NC 28025 | (704) 403-3000 |
Lake Norman Regional Med Ctr | 171 Fairview Rd, Mooresville, NC 28117 | (704) 660-4000 |
Levine Children's Hospital | 1000 Blythe Blvd, Charlotte, NC 28203 | (704) 381-2000 |
Novant Health Charlotte Ortho | 1901 Randolph Rd, Charlotte, NC 28207 | (704) 316-2000 |
Novant Health Hemby Children's | 200 Hawthorne Ln, Charlotte, NC 28204 | (704) 384-4021 |
Novant Health Huntersville Med | 10030 Gilead Rd, Huntersville, NC 28078 | (704) 316-4000 |
Novant Health Matthews Med Ctr | 1500 Matthews Township Pkwy, Matthews, NC 28105 | (704) 384-6500 |
Novant Health Mint Hl Med Ctr | 8201 Healthcare Loop, Charlotte, NC 28215 | (980) 302-1000 |
Novant Health Presbyterian Med | 200 Hawthorne Ln, Charlotte, NC 28204 | (704) 384-4000 |
Novant Health Rowan Med Ctr | 612 Mocksville Ave, Salisbury, NC 28144 | (704) 210-5000 |
WG Hefner Salisbury Dept | 1601 Brenner Ave, Salisbury, NC 28144 | (704) 638-9000 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Catawba County ZIP Codes include: 28601, 28602, 28603, 28609, 28610, 28613, 28650, 28658, 28673, and 28682
