Find Your Most Affordable Medicare Plan in Polk County

North Carolina
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Why Choose Blue Cross NC for Medicare?

Medicare Advantage, Medicare Supplemental, and Part D Rx Plans
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See the Doctor You Want

Blue Cross has a large network of providers, which means you have more options when it comes to choosing doctors and hospitals.

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Cost Savings

Blue Cross NC offers competitive pricing on Medicare plans, which can help you save money on healthcare costs.

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The Freedom to Change Plans

There are two opportunities for everyone to switch plans: October 15 to December 7 and January 1 to March 31. Talk to an agent for additional information and exceptions.

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Wellness Benefits

Blue Cross offers wellness benefits, such as fitness programs and wellness coaching, to help you maintain your health and prevent illness.

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Guaranteed Acceptance by Enrolling Early

Advantages include locking in rates, avoiding coverage gaps, wellness programs, and more.

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We Are Local

All of our agents are based in North Carolina and are dedicated to serving the people of this state.

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Which Path is Best For You?

Compare paths 1 & 2 below

Path 1

Original Medicare

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Government-Managed

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À La Carte Coverage

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Accepted Nationwide

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Enjoy travel & like customization

or

Path 2

Medicare Advantage

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Insurance Company-Managed

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Bundled Coverage

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Accepted within a Network

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Want extra benefits & need a spending cap

Blue Medicare Supplement

Blue Medicare Supplement from Blue Cross and Blue Shield of North Carolina
Blue Medicare Supplement

For North Carolina Beneficiaries Enrolled in Both Medicare Part A and Part B

Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover. Choose from a variety of Blue Medicare Supplement plans to find the plan that best fits your needs and your budget.

With Blue Medicare Supplement, You’ll Enjoy:

  • Coverage for the costs not covered by Original Medicare (Parts A and B)

  • The freedom to see any Medicare-participating provider nationwide

  • Rates as low as $36.50*

  • Flexibility to change plans

  • A healthy aging and exercise program

  • A program for significant savings on hearing aids

*Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more.

Supplement Plans from Blue Cross NC

Blue Medicare Supplement plans provide savings and peace of mind for more than 242,000 North Carolinians across our state.* As North Carolina’s preferred health insurer,** people depend on Blue Cross NC's large network of providers and 89 years of experience to provide the knowledge and expertise they need, right in their own backyard.

* Blue Cross NC internal data for Medicare Advantage, Medicare Supplement and Part D as of September 2022. ** Blue Cross NC Brand Tracking Study; Ipsos; July 2022.

Blue-to-Blue ℠ : Built-In Flexibility

All Blue Medicare Supplement plans feature the freedom to switch Medicare Supplement plans at specific times throughout the year. If your needs or budget change, simply change plans without having to answer additional health questions:*

*Blue-to-Blue is only available when you switch from one Blue Cross NC Medicare plan to another Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information.

Guaranteed Acceptance

You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet the following criteria:

  • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability*

  • You enroll within six months of enrolling in Medicare Part B

  • You are not covered by certain Medicaid programs

  • You are a resident of North Carolina

*Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G.

No Waiting Periods

If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.

Stay Healthy With Silver&Fit ®

Blue Medicare Supplemental offers the Silver&Fit Healthy Aging and Exercise Program. This fitness program offers you on-demand workout videos, healthy aging coaching and support creating workout plans - all at no cost to you. Plus:

  • For a $10 annual fee, you can choose one home fitness kit, including an option with a fitness tracker. • For a $50 annual fee, join one of thousands of participating fitness centers or select YMCAs in the Standard Network.

  • You also have access to the Premum Network - including fitness studios and unique experiences - for a buy-up price.

Disclaimer: The Silver&Fit program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH). Silver&Fit is a federally registered trademark of ASH. The program is not part of a member’s policy or benefits. All programs and services are not available in all areas and are subject to change. This program includes the Standard network; Premium network may have monthly costs. ASH does not offer Blue Cross or Blue Shield products or services. Not connected with or endorsed by the U.S. government or the federal Medicare program.

TruHearing Program ®

TruHearing covers one hearing aid per ear per year for a low copay of [$699] per TruHearing Advanced hearing aid or [$999] per TruHearing Premium hearing aid. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.

Disclaimer: TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time.

Ready to Get Started? Learn More About Blue Medicare Supplement

  • Compare plan benefits

  • Get a free rate quote

  • View the Blue Medicare Supplement Outline of Coverage brochure

  • View the Choosing a Medigap Policy guide

Notes:

For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company.

• [Plan A: BMS A, 2/22; Plan G: BMS G, 2/22; Plan G-HD: BMS HDG, 2/22; Plan K: BMS K, 2/22; Plan N: BMS N, 2/22.]

• Health Plans of NC Inc. is an independent authorized Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Health Plans of NC Inc.

• Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.

Blue Cross and Blue Shield of North Carolina (Blue Cross NC) provides free aids to service people with disabilities as well as free language services for people whose primary language is not English. Please contact 1-800-478-0583 (TTY: 711) for assistance.

Blue Cross and Blue Shield of North Carolina (Blue Cross NC) proporciona asistencia gratuita a las personas con discapacidades, así como servicios lingüísticos gratuitos para las personas cuyo idioma principal no es el inglés. Llame al 1-800-478-0583 (TTY: 711) para obtener ayuda.

Caution: Policy benefits are limited to those approved by Medicare for payment.

BLUE CROSS®, BLUE SHIELD®, the Cross and Shield symbols, and service marks are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other trade names are property of their respective owners. Blue Cross NC an independent licensee of the Blue Cross and Blue Shield Association. U4093, 1/23.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

We do not offer every plan available in your area. Currently we represent six organizations which offer ten products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your option.

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Polk County

in North Carolina

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Seniors looking for a great retirement place will find plenty of activities in Polk County, North Carolina. With beautiful natural surroundings and a strong sense of community, the county’s population of 21,000 people comprises 24% seniors. It has a relatively low cost of living, with an average home value of $219,000, making it affordable for seniors. The county has excellent healthcare facilities, including St. Luke's Hospital and the Rutherford Regional Health System, offering high-quality medical care to seniors.  There are several assisted living facilities, including the White Oak Manor and the Hospice of the Carolina Foothills, where seniors can access quality care in a comfortable living environment.

Seniors can enjoy outdoor activities at the many parks in the county, such as Green River Game Lands or the Foothills Equestrian Nature Center. In addition, the Tryon Fine Arts Center hosts events throughout the year for art and culture enthusiasts, including musical performances and art exhibits. Other popular events include the annual Blue Ridge Barbecue and Music Festival.

Polk County (zip codes 28722, 28756, and 28773) is home to several towns that offer something unique for retirees. The largest city in the county is Tryon, which has a strong equestrian heritage. Horse lovers will enjoy the horse shows and events held throughout the year. Columbus is perfect for those seeking a smaller town, home to around 1,000 people. Seniors can enjoy visiting the Polk County Historical Society Museum to learn more about the area's rich history. Finally, Saluda is a charming town of around 700 people that hosts an annual Coon Dog Day Festival that's a lot of fun. It also boasts a beautiful downtown area.

Area Hospitals
  • Adventhealth Hendersonville, 100 Hospital Dr, Hendersonville, NC, 28792, (828) 684-8501

  • Asheville Specialty Hospital, 428 Biltmore Ave # 4, Asheville, NC, 28801, (828) 213-5400

  • Asheville VA Medical Ctr, 1100 Tunnel Rd, Asheville, NC, 28805, (828) 298-7911

  • Blue Ridge Regional Hospital, 125 Hospital Dr, Spruce Pine, NC, 28777, (828) 765-4201

  • Broughton Hospital, 1000 S Sterling St, Morganton, NC, 28655, (828) 433-2111

  • Caldwell UNC Health Care, 321 Mulberry St SW, Lenoir, NC, 28645, (828) 757-5100

  • Charles A Cannon Jr Meml Hosp, 434 Hospital Dr, Newland, NC, 28657, (828) 737-7000

  • Forum Health Asheville, 1312 Patton Ave, Asheville, NC, 28806, (828) 252-9833

  • Mission Children's Hospital, 11 Vanderbilt Park Dr, Asheville, NC, 28803, (828) 213-1740

  • Mission Hospital Mcdowell, 430 Rankin Dr, Marion, NC, 28752, (828) 659-5000

  • Mission Hospital, 509 Biltmore Ave, Asheville, NC, 28801, (828) 213-1111

  • Pardee UNC Health Care, 800 N Justice St, Hendersonville, NC, 28791, (828) 696-1000

  • St Luke's Hospital, 101 Hospital Dr, Columbus, NC, 28722, (828) 894-3311

  • St Lukes Hospital, 101 Hospital Dr, Columbus, NC, 28722, (828) 894-3311

  • UNC Health Blue Ridge, 2201 S Sterling St, Morganton, NC, 28655, (828) 580-5000

  • UNC Health Care Blue Ridge, 720 Malcolm Blvd, Valdese, NC, 28690, (828) 580-7640

Area Medical Clinics
  • AMCHC, 225 Patton Ave # 200, Asheville, NC, 28801, (828) 412-5315

  • Apex Brain Ctr, 600 Julian Ln # 650, Arden, NC, 28704, (828) 708-5274

  • Asheville Cardiology Assoc-MRN, 472 Rankin Dr # Entrance3, Marion, NC, 28752, (828) 652-0005

  • Asheville Cardiology Assoc, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 274-6000

  • Asheville Cardiology Assoc, 387 US 70 W, Marion, NC, 28752, (828) 274-6000

  • Asheville Cardiology Assoc, 589 Peniel Rd, Columbus, NC, 28722, (828) 274-6000

  • Asheville Children's Med Ctr, 7 Vanderbilt Park Dr # 100a, Asheville, NC, 28803, (828) 258-0969

  • Asheville Orthopaedic Assoc, 1 Hospital Dr, Asheville, NC, 28801, (828) 252-7331

  • Asheville Orthopaedic Assoc, 2315 Asheville Hwy, Hendersonville, NC, 28791, (828) 782-9330

  • Asheville Orthopaedic Assoc, 472 Rankin Dr # Entrance3, Marion, NC, 28752, (828) 252-7331

  • Atrium Health At Hm-Hm Med, 141 Fiddlers Run Blvd, Morganton, NC, 28655, (828) 879-9050

  • Atrium Health At Home, 141 Fiddlers Run Blvd, Morganton, NC, 28655, (828) 580-6450

  • Atrium Health Shelby Women's, 446 N Carolina 108, Rutherfordton, NC, 28139, (980) 487-2570

  • Blue Ridge Med Ctr Mayland, , Spruce Pine, NC, 28777, (828) 765-4113

  • Blue Ridge Med Ctr Yancy Cmps, 800 Medical Campus Dr, Burnsville, NC, 28714, (828) 682-0200

  • Blue Ridge Med Ctr-Yancey Cmps, 125 Hospital Dr, Spruce Pine, NC, 28777, (828) 765-4201

  • Carolina Spine & Neurosurgery, 2315 Asheville Hwy, Hendersonville, NC, 28791, (828) 255-7776

  • Carolinas Healthcare Syst Blue, 1766 Connelly Springs Rd, Lenoir, NC, 28645, (828) 728-8224

  • Carolinas Medical Ctr At Hm, 141 Fiddlers Run Blvd, Morganton, NC, 28655, (828) 580-6441

  • Catawba Valley Medical Ctr, 309 S College St, Morganton, NC, 28655, (828) 326-3803

  • Fastmed Family Medicine, 160 Hendersonville Rd, Asheville, NC, 28803, (828) 210-2835

  • Gastroenterology-Mission, 11 Vanderbilt Park Dr # 2, Asheville, NC, 28803, (828) 213-1740

  • Happy Valley Medical Ctr, 1345 NC Highway 268, Lenoir, NC, 28645, (828) 754-6850

  • Keys Of Hope Medical Ctr, 295 Carson St # K, Marion, NC, 28752, (828) 659-6334

  • Levine Cancer Inst-Blue Ridge, 720 Malcolm Blvd, Connelly Springs, NC, 28612, (828) 580-7536

  • Mars Hill Medical Ctr, 119 Mountain View Rd, Mars Hill, NC, 28754, (828) 689-3507

  • Mauzy-Phillips Ctr, 125 Hospital Dr, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Children's Outpatient, 11 Vanderbilt Park Dr, Asheville, NC, 28803, (828) 213-1740

  • Mission Children's Specialists, 11 Vanderbilt Prk Dr # 2ndfloor, Asheville, NC, 28803, (828) 213-1740

  • Mission Community Medicine-Brk, 149 W Parker Rd, Morganton, NC, 28655, (828) 433-4933

  • Mission Community Medicine-Nb, 339 Nebo School Rd, Nebo, NC, 28761, (828) 652-6326

  • Mission Community Orthopedics, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Community Urological, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Health Ctr Highway 70, 387 US 70 W, Marion, NC, 28752, (828) 652-6386

  • Mission Health Ctr Sugar Hill, 1633 Sugar Hill Rd, Marion, NC, 28752, (828) 652-7776

  • Mission Health Mauzy-Phillips, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Health Partners, 50 Schenck Pkwy, Asheville, NC, 28803, (828) 213-3250

  • Mission Hospital-Smoking, 1 Hospital Dr, Asheville, NC, 28801, (828) 213-5527

  • Mission Hospital-St Joseph, 428 Biltmore Ave, Asheville, NC, 28801, (828) 213-1111

  • Mission Medical Oncology, 430 Rankin Dr # Entrance3, Marion, NC, 28752, (800) 506-2550

  • Mission Neurology Svc, 509 Biltmore Ave, Asheville, NC, 28801, (828) 213-1439

  • Mission Neurology-Outpatient, 1 Hospital Dr # 3200, Asheville, NC, 28801, (828) 213-9530

  • Mission Orthopedic Trauma Svc, 1 Hospital Dr # 4200, Asheville, NC, 28801, (828) 213-1994

  • Mission Outpatient Svc Sugar, 1633 Sugar Hill Rd # Entranceb, Marion, NC, 28752, (828) 252-7331

  • Mission St Joseph's Health, 890 Hendersonville Rd, Asheville, NC, 28803, (828) 274-7026

  • Mission Urology-Asheville, 1 Hospital Dr # 4100, Asheville, NC, 28801, (828) 254-8883

  • Mission Urology-Mcdowell, 472 Rankin Dr # Entrance3, Marion, NC, 28752, (828) 659-5700

  • Mission Weight Management, 1 Hospital Dr # 3400, Asheville, NC, 28801, (828) 213-4100

  • Mission Women's Care-Spruce Pn, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555

  • Mission Workwell-Medical Park, 2 Medical Park Dr # 102, Asheville, NC, 28803, (828) 213-9600

  • Occupational Medicine Ctr, 288 S Ridgecrest Ave, Rutherfordton, NC, 28139, (828) 286-5508

  • Sloop Medical Office Plaza, 436 Hospital Dr, Newland, NC, 28657, (828) 733-0280

  • Stonecreek Health & Rehab LLC, 455 Victoria Rd, Asheville, NC, 28801, (828) 225-3829

  • Surgical Specialist-Carolina, 1998 Hendersonville Rd # 40, Asheville, NC, 28803, (828) 585-2575

  • Valdese Patient Svc Ctr, 730 Malcolm Blvd # 160, Rutherford College, NC, 28671, (828) 580-7456

  • Whiteville Medical Offices LLC, 1978 Hendersonville Rd # 130, Asheville, NC, 28803, Not Available

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Polk County ZIP Codes include: 28722, 28750, 28756, 28773, and 28782

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