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Blue Cross has a large network of providers, which means you have more options when it comes to choosing doctors and hospitals.
Blue Cross NC offers competitive pricing on Medicare plans, which can help you save money on healthcare costs.
There are two opportunities for everyone to switch plans: October 15 to December 7 and January 1 to March 31. Talk to an agent for additional information and exceptions.
Blue Cross offers wellness benefits, such as fitness programs and wellness coaching, to help you maintain your health and prevent illness.
Advantages include locking in rates, avoiding coverage gaps, wellness programs, and more.
All of our agents are based in North Carolina and are dedicated to serving the people of this state.
Government-Managed
À La Carte Coverage
Accepted Nationwide
Enjoy travel & like customization
Insurance Company-Managed
Bundled Coverage
Accepted within a Network
Want extra benefits & need a spending cap
Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover. Choose from a variety of Blue Medicare Supplement plans to find the plan that best fits your needs and your budget.
Coverage for the costs not covered by Original Medicare (Parts A and B)
The freedom to see any Medicare-participating provider nationwide
Rates as low as $36.50*
Flexibility to change plans
A healthy aging and exercise program
A program for significant savings on hearing aids
*Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more.
Blue Medicare Supplement plans provide savings and peace of mind for more than 242,000 North Carolinians across our state.* As North Carolina’s preferred health insurer,** people depend on Blue Cross NC's large network of providers and 89 years of experience to provide the knowledge and expertise they need, right in their own backyard.
* Blue Cross NC internal data for Medicare Advantage, Medicare Supplement and Part D as of September 2022. ** Blue Cross NC Brand Tracking Study; Ipsos; July 2022.
All Blue Medicare Supplement plans feature the freedom to switch Medicare Supplement plans at specific times throughout the year. If your needs or budget change, simply change plans without having to answer additional health questions:*
*Blue-to-Blue is only available when you switch from one Blue Cross NC Medicare plan to another Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information.
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet the following criteria:
You are age 65 or older, or under age 65 and are eligible for Medicare due to disability*
You enroll within six months of enrolling in Medicare Part B
You are not covered by certain Medicaid programs
You are a resident of North Carolina
*Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G.
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Blue Medicare Supplemental offers the Silver&Fit Healthy Aging and Exercise Program. This fitness program offers you on-demand workout videos, healthy aging coaching and support creating workout plans - all at no cost to you. Plus:
For a $10 annual fee, you can choose one home fitness kit, including an option with a fitness tracker. • For a $50 annual fee, join one of thousands of participating fitness centers or select YMCAs in the Standard Network.
You also have access to the Premum Network - including fitness studios and unique experiences - for a buy-up price.
Disclaimer: The Silver&Fit program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH). Silver&Fit is a federally registered trademark of ASH. The program is not part of a member’s policy or benefits. All programs and services are not available in all areas and are subject to change. This program includes the Standard network; Premium network may have monthly costs. ASH does not offer Blue Cross or Blue Shield products or services. Not connected with or endorsed by the U.S. government or the federal Medicare program.
TruHearing covers one hearing aid per ear per year for a low copay of [$699] per TruHearing Advanced hearing aid or [$999] per TruHearing Premium hearing aid. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Disclaimer: TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time.
Compare plan benefits
Get a free rate quote
View the Blue Medicare Supplement Outline of Coverage brochure
View the Choosing a Medigap Policy guide
Notes:
For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company.
• [Plan A: BMS A, 2/22; Plan G: BMS G, 2/22; Plan G-HD: BMS HDG, 2/22; Plan K: BMS K, 2/22; Plan N: BMS N, 2/22.]
• Health Plans of NC Inc. is an independent authorized Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Health Plans of NC Inc.
• Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
Blue Cross and Blue Shield of North Carolina (Blue Cross NC) provides free aids to service people with disabilities as well as free language services for people whose primary language is not English. Please contact 1-800-478-0583 (TTY: 711) for assistance.
Blue Cross and Blue Shield of North Carolina (Blue Cross NC) proporciona asistencia gratuita a las personas con discapacidades, así como servicios lingüísticos gratuitos para las personas cuyo idioma principal no es el inglés. Llame al 1-800-478-0583 (TTY: 711) para obtener ayuda.
Caution: Policy benefits are limited to those approved by Medicare for payment.
BLUE CROSS®, BLUE SHIELD®, the Cross and Shield symbols, and service marks are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other trade names are property of their respective owners. Blue Cross NC an independent licensee of the Blue Cross and Blue Shield Association. U4093, 1/23.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
We do not offer every plan available in your area. Currently we represent six organizations which offer ten products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your option.
in North Carolina
Seniors looking for a great retirement place will find plenty of activities in Polk County, North Carolina. With beautiful natural surroundings and a strong sense of community, the county’s population of 21,000 people comprises 24% seniors. It has a relatively low cost of living, with an average home value of $219,000, making it affordable for seniors. The county has excellent healthcare facilities, including St. Luke's Hospital and the Rutherford Regional Health System, offering high-quality medical care to seniors. There are several assisted living facilities, including the White Oak Manor and the Hospice of the Carolina Foothills, where seniors can access quality care in a comfortable living environment.
Seniors can enjoy outdoor activities at the many parks in the county, such as Green River Game Lands or the Foothills Equestrian Nature Center. In addition, the Tryon Fine Arts Center hosts events throughout the year for art and culture enthusiasts, including musical performances and art exhibits. Other popular events include the annual Blue Ridge Barbecue and Music Festival.
Polk County (zip codes 28722, 28756, and 28773) is home to several towns that offer something unique for retirees. The largest city in the county is Tryon, which has a strong equestrian heritage. Horse lovers will enjoy the horse shows and events held throughout the year. Columbus is perfect for those seeking a smaller town, home to around 1,000 people. Seniors can enjoy visiting the Polk County Historical Society Museum to learn more about the area's rich history. Finally, Saluda is a charming town of around 700 people that hosts an annual Coon Dog Day Festival that's a lot of fun. It also boasts a beautiful downtown area.
Adventhealth Hendersonville, 100 Hospital Dr, Hendersonville, NC, 28792, (828) 684-8501
Asheville Specialty Hospital, 428 Biltmore Ave # 4, Asheville, NC, 28801, (828) 213-5400
Asheville VA Medical Ctr, 1100 Tunnel Rd, Asheville, NC, 28805, (828) 298-7911
Blue Ridge Regional Hospital, 125 Hospital Dr, Spruce Pine, NC, 28777, (828) 765-4201
Broughton Hospital, 1000 S Sterling St, Morganton, NC, 28655, (828) 433-2111
Caldwell UNC Health Care, 321 Mulberry St SW, Lenoir, NC, 28645, (828) 757-5100
Charles A Cannon Jr Meml Hosp, 434 Hospital Dr, Newland, NC, 28657, (828) 737-7000
Forum Health Asheville, 1312 Patton Ave, Asheville, NC, 28806, (828) 252-9833
Mission Children's Hospital, 11 Vanderbilt Park Dr, Asheville, NC, 28803, (828) 213-1740
Mission Hospital Mcdowell, 430 Rankin Dr, Marion, NC, 28752, (828) 659-5000
Mission Hospital, 509 Biltmore Ave, Asheville, NC, 28801, (828) 213-1111
Pardee UNC Health Care, 800 N Justice St, Hendersonville, NC, 28791, (828) 696-1000
St Luke's Hospital, 101 Hospital Dr, Columbus, NC, 28722, (828) 894-3311
St Lukes Hospital, 101 Hospital Dr, Columbus, NC, 28722, (828) 894-3311
UNC Health Blue Ridge, 2201 S Sterling St, Morganton, NC, 28655, (828) 580-5000
UNC Health Care Blue Ridge, 720 Malcolm Blvd, Valdese, NC, 28690, (828) 580-7640
AMCHC, 225 Patton Ave # 200, Asheville, NC, 28801, (828) 412-5315
Apex Brain Ctr, 600 Julian Ln # 650, Arden, NC, 28704, (828) 708-5274
Asheville Cardiology Assoc-MRN, 472 Rankin Dr # Entrance3, Marion, NC, 28752, (828) 652-0005
Asheville Cardiology Assoc, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 274-6000
Asheville Cardiology Assoc, 387 US 70 W, Marion, NC, 28752, (828) 274-6000
Asheville Cardiology Assoc, 589 Peniel Rd, Columbus, NC, 28722, (828) 274-6000
Asheville Children's Med Ctr, 7 Vanderbilt Park Dr # 100a, Asheville, NC, 28803, (828) 258-0969
Asheville Orthopaedic Assoc, 1 Hospital Dr, Asheville, NC, 28801, (828) 252-7331
Asheville Orthopaedic Assoc, 2315 Asheville Hwy, Hendersonville, NC, 28791, (828) 782-9330
Asheville Orthopaedic Assoc, 472 Rankin Dr # Entrance3, Marion, NC, 28752, (828) 252-7331
Atrium Health At Hm-Hm Med, 141 Fiddlers Run Blvd, Morganton, NC, 28655, (828) 879-9050
Atrium Health At Home, 141 Fiddlers Run Blvd, Morganton, NC, 28655, (828) 580-6450
Atrium Health Shelby Women's, 446 N Carolina 108, Rutherfordton, NC, 28139, (980) 487-2570
Blue Ridge Med Ctr Mayland, , Spruce Pine, NC, 28777, (828) 765-4113
Blue Ridge Med Ctr Yancy Cmps, 800 Medical Campus Dr, Burnsville, NC, 28714, (828) 682-0200
Blue Ridge Med Ctr-Yancey Cmps, 125 Hospital Dr, Spruce Pine, NC, 28777, (828) 765-4201
Carolina Spine & Neurosurgery, 2315 Asheville Hwy, Hendersonville, NC, 28791, (828) 255-7776
Carolinas Healthcare Syst Blue, 1766 Connelly Springs Rd, Lenoir, NC, 28645, (828) 728-8224
Carolinas Medical Ctr At Hm, 141 Fiddlers Run Blvd, Morganton, NC, 28655, (828) 580-6441
Catawba Valley Medical Ctr, 309 S College St, Morganton, NC, 28655, (828) 326-3803
Fastmed Family Medicine, 160 Hendersonville Rd, Asheville, NC, 28803, (828) 210-2835
Gastroenterology-Mission, 11 Vanderbilt Park Dr # 2, Asheville, NC, 28803, (828) 213-1740
Happy Valley Medical Ctr, 1345 NC Highway 268, Lenoir, NC, 28645, (828) 754-6850
Keys Of Hope Medical Ctr, 295 Carson St # K, Marion, NC, 28752, (828) 659-6334
Levine Cancer Inst-Blue Ridge, 720 Malcolm Blvd, Connelly Springs, NC, 28612, (828) 580-7536
Mars Hill Medical Ctr, 119 Mountain View Rd, Mars Hill, NC, 28754, (828) 689-3507
Mauzy-Phillips Ctr, 125 Hospital Dr, Spruce Pine, NC, 28777, (828) 766-3555
Mission Children's Outpatient, 11 Vanderbilt Park Dr, Asheville, NC, 28803, (828) 213-1740
Mission Children's Specialists, 11 Vanderbilt Prk Dr # 2ndfloor, Asheville, NC, 28803, (828) 213-1740
Mission Community Medicine-Brk, 149 W Parker Rd, Morganton, NC, 28655, (828) 433-4933
Mission Community Medicine-Nb, 339 Nebo School Rd, Nebo, NC, 28761, (828) 652-6326
Mission Community Orthopedics, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555
Mission Community Urological, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555
Mission Health Ctr Highway 70, 387 US 70 W, Marion, NC, 28752, (828) 652-6386
Mission Health Ctr Sugar Hill, 1633 Sugar Hill Rd, Marion, NC, 28752, (828) 652-7776
Mission Health Mauzy-Phillips, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555
Mission Health Partners, 50 Schenck Pkwy, Asheville, NC, 28803, (828) 213-3250
Mission Hospital-Smoking, 1 Hospital Dr, Asheville, NC, 28801, (828) 213-5527
Mission Hospital-St Joseph, 428 Biltmore Ave, Asheville, NC, 28801, (828) 213-1111
Mission Medical Oncology, 430 Rankin Dr # Entrance3, Marion, NC, 28752, (800) 506-2550
Mission Neurology Svc, 509 Biltmore Ave, Asheville, NC, 28801, (828) 213-1439
Mission Neurology-Outpatient, 1 Hospital Dr # 3200, Asheville, NC, 28801, (828) 213-9530
Mission Orthopedic Trauma Svc, 1 Hospital Dr # 4200, Asheville, NC, 28801, (828) 213-1994
Mission Outpatient Svc Sugar, 1633 Sugar Hill Rd # Entranceb, Marion, NC, 28752, (828) 252-7331
Mission St Joseph's Health, 890 Hendersonville Rd, Asheville, NC, 28803, (828) 274-7026
Mission Urology-Asheville, 1 Hospital Dr # 4100, Asheville, NC, 28801, (828) 254-8883
Mission Urology-Mcdowell, 472 Rankin Dr # Entrance3, Marion, NC, 28752, (828) 659-5700
Mission Weight Management, 1 Hospital Dr # 3400, Asheville, NC, 28801, (828) 213-4100
Mission Women's Care-Spruce Pn, 189 Hospital Dr # 2ndfloor, Spruce Pine, NC, 28777, (828) 766-3555
Mission Workwell-Medical Park, 2 Medical Park Dr # 102, Asheville, NC, 28803, (828) 213-9600
Occupational Medicine Ctr, 288 S Ridgecrest Ave, Rutherfordton, NC, 28139, (828) 286-5508
Sloop Medical Office Plaza, 436 Hospital Dr, Newland, NC, 28657, (828) 733-0280
Stonecreek Health & Rehab LLC, 455 Victoria Rd, Asheville, NC, 28801, (828) 225-3829
Surgical Specialist-Carolina, 1998 Hendersonville Rd # 40, Asheville, NC, 28803, (828) 585-2575
Valdese Patient Svc Ctr, 730 Malcolm Blvd # 160, Rutherford College, NC, 28671, (828) 580-7456
Whiteville Medical Offices LLC, 1978 Hendersonville Rd # 130, Asheville, NC, 28803, Not Available
Health Plans of NC, Kelly Quinn
Health Plans of NC, Kelly Quinn
Health Plans of NC, Kelly Quinn
Polk County ZIP Codes include: 28722, 28750, 28756, 28773, and 28782