Live Worry-Free. Find the Right Medicare Plan in NC. in Scotland County
North Carolina
in North Carolina
Health Plans of NC helps Scotland County, NC residents find and enroll in Medicare coverage at absolutely no cost, with access to plans supported by Scotland Health Care System and all 8 available Medicare plans for 2026 compared side by side.
Scotland County, NC has approximately 6,000 Medicare-eligible residents, representing 17.9% of the county's total population of 34,353, and all of them have access to multiple types of Medicare coverage for 2026. Local health systems including Scotland Health Care System, along with regional facilities such as FirstHealth Moore Regional Hospital and Scotland Memorial Hospital in Laurinburg, accept Medicare across plan types available in the county. Whether a Scotland County senior prefers a managed care plan with low premiums or a supplement plan with broad provider flexibility, coverage options exist to match a wide range of health needs and preferences.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $47.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available in Scotland County and connect beneficiaries to in-network providers within the Scotland Health Care System and affiliated facilities.
Medicare Advantage HMO-POS plans offer Scotland County seniors the structure of an HMO with added flexibility to seek some services outside the network, including at regional hospitals like FirstHealth Moore Regional.
Medicare Advantage PPO plans give Scotland County residents the option to see both in-network and out-of-network providers, offering greater access to specialists across the region.
Medicare Supplement (Medigap) plans work alongside Original Medicare and allow Scotland County seniors to use any Medicare-accepting provider nationwide, including Cape Fear Valley Medical Center in Fayetteville.
Part D Prescription Drug Plans are available as standalone coverage for Scotland County residents enrolled in Original Medicare or a Medicare Supplement plan who need help covering medication costs.
Dual Special Needs Plans (D-SNP) are available in Scotland County for residents who qualify for both Medicare and Medicaid, providing coordinated care through local and regional providers.
Blue Cross NC offers eight Medicare plans in Scotland County for 2026, spanning HMO, HMO-POS, PPO, PDP, and D-SNP plan types, giving local seniors a range of options from $0 premium coverage to more comprehensive benefit tiers. Each plan connects beneficiaries to a network that includes Scotland Memorial Hospital at 500 Lauchwood Dr in Laurinburg, as well as regional facilities such as FirstHealth Moore Regional Hospital in Pinehurst and Rockingham, and Hoke Hospital in Raeford. Seniors in Laurinburg, Gibson, Wagram, and other parts of Scotland County can find a plan matched to their provider preferences and coverage needs through Health Plans of NC at no cost.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides access to Scotland Memorial Hospital and affiliated in-network providers through the Blue Cross NC HMO-POS structure.
Blue Medicare Essential, HMO, $0.00 per month, connects Scotland County seniors to a defined network of local and regional providers including Scotland Health Care System facilities.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, offers Scotland County residents HMO-POS flexibility with access to in-network providers plus some out-of-network options at a $0 monthly premium.
Blue Medicare Enhanced, HMO-POS, $47.00 per month, provides Scotland County seniors with an enhanced benefit tier and HMO-POS network access including Scotland Memorial Hospital and regional specialists.
Blue Medicare PPO Enhanced, PPO, $53.00 per month, gives Scotland County beneficiaries the broadest network flexibility among Medicare Advantage options, including access to FirstHealth Moore Regional Hospital and out-of-network providers.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, offers Scotland County seniors a $0 premium HMO-POS plan with coordinated care through local and regional Blue Cross NC network providers.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is a Dual Special Needs Plan designed for Scotland County residents who qualify for both Medicare and Medicaid, providing coordinated coverage through local providers.
Blue Medicare Rx Enhanced PDP, Part D Prescription Drug Plan, $163.20 per month, offers standalone drug coverage for Scotland County seniors enrolled in Original Medicare or a Medicare Supplement plan who need comprehensive formulary access.
Scotland County seniors can choose from Medicare Advantage plans ranging from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ up to $53.00 per month for Blue Medicare PPO Enhanced, giving a wide range of premium options depending on the level of benefits and network flexibility desired. With a county median household income of $43,500, many Scotland County residents may qualify for programs that further reduce their out-of-pocket Medicare costs, including Extra Help for Part D expenses and Medicare Savings Programs that can offset premium and cost-sharing obligations. Health Plans of NC agents review every available plan and cost-reduction program with Scotland County residents at no charge, ensuring each senior pays only what is necessary for their chosen level of coverage.
Part A: $0 premium for most Scotland County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier serving Scotland County for 2026, offering a total of 8 Medicare plans to eligible county residents. The plan types available through Blue Cross NC in Scotland County include Health Maintenance Organization (HMO), HMO-POS, Preferred Provider Organization (PPO), Part D Prescription Drug Plans (PDP), and a Dual Special Needs Plan (D-SNP) for dual-eligible beneficiaries. The Blue Cross NC carrier network connects Scotland County seniors to key local providers including Scotland Memorial Hospital in Laurinburg, as well as regional facilities such as FirstHealth Moore Regional Hospital in Pinehurst, FirstHealth Moore Regional Hospital in Rockingham, and Hoke Hospital in Raeford. The plan a Scotland County resident selects directly determines which primary care physicians, specialists, and hospitals they can access under their Medicare coverage, making provider verification an essential step before enrollment. Health Plans of NC licensed agents compare every Blue Cross NC Medicare plan available in Scotland County side by side at no cost, helping each beneficiary identify the plan that best fits their provider relationships and coverage priorities.
Blue Cross NC, offers Medicare Advantage HMO, HMO-POS, PPO, D-SNP, and Part D PDP plans, with a total of 8 plans available to Scotland County residents for 2026.
Scotland County has an uninsured rate of 11.8% and a poverty rate of 26.6%, meaning a significant share of local seniors may qualify for one or more Medicare financial assistance programs that reduce or eliminate premiums and cost-sharing. The Extra Help program, also known as the Low Income Subsidy, can reduce Part D prescription drug plan costs to near $0 for qualifying Scotland County residents based on income and resource limits set by the federal government. Medicare Savings Programs administered through NC Medicaid may cover Part B premiums entirely for eligible low-income seniors in Scotland County, and the Healthy Blue Medicare DSNP is available for residents who qualify for both Medicare and Medicaid and need fully coordinated coverage. Health Plans of NC checks eligibility for every available assistance program at no cost to Scotland County residents, ensuring no senior misses out on savings they are entitled to receive.
Extra Help (Low Income Subsidy) can reduce Part D prescription drug plan costs to near $0 for Scotland County residents who meet federal income and resource eligibility requirements.
Medicare Savings Programs may cover Part B premiums and cost-sharing for qualifying low-income Scotland County seniors through NC Medicaid assistance.
The Healthy Blue Medicare DSNP is available to Scotland County residents who qualify for both Medicare and Medicaid, providing coordinated care with a $0 monthly premium.
NC Medicaid may provide additional coverage for low-income Scotland County residents who do not yet qualify for Medicare or who need supplemental assistance alongside their Medicare plan.
Health Plans of NC agents screen Scotland County seniors for all available financial assistance programs at no cost and assist with enrollment in the right plan and savings program.
Health Plans of NC licensed agents serve Scotland County residents at absolutely no cost, comparing every available Medicare Advantage, Medicare Supplement, and Part D plan side by side and guiding seniors through enrollment and plan changes. Call 800-797-0327 today to speak with a local agent who knows Scotland County Medicare options and can help you find the coverage that fits your needs and budget.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Scotland County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Atrium Health Anson | 2301 US Highway 74 W, Wadesboro, NC 28170 | (704) 994-4500 |
Betsy Johnson Hospital | 800 Tilghman Dr, Dunn, NC 28334 | (910) 892-1000 |
Cape Fear Valley Medical Ctr | 1638 Owen Dr, Fayetteville, NC 28304 | (910) 615-4000 |
Central Carolina Hospital | 1135 Carthage St, Sanford, NC 27330 | (919) 774-2100 |
Central Harnett Hospital | 215 Brightwater Dr, Lillington, NC 27546 | (910) 892-1000 |
Fayetteville VA Hosp Med Ctr | 2300 Ramsey St, Fayetteville, NC 28301 | (910) 488-2120 |
First Health Montgomery Meml | 520 Allen St, Troy, NC 27371 | (910) 571-5000 |
First Health Moore Regl Hosp-Hk | 6408 Fayetteville Rd, Raeford, NC 28376 | (910) 878-6000 |
First Health Moore Regl Hosp | 155 Memorial Dr, Pinehurst, NC 28374 | (910) 715-1000 |
First HealthMoore Regl Hosp | 925 S Long Dr, Rockingham, NC 28379 | (910) 417-3000 |
Highsmith-Rainey Spec Hosp | 150 Robeson St, Fayetteville, NC 28301 | (910) 615-1000 |
Hoke Hospital | 210 Medical Pavilion Dr, Raeford, NC 28376 | (910) 904-8000 |
Scotland Memorial Hospital | 500 Lauchwood Dr, Laurinburg, NC 28352 | (910) 291-7000 |
Womack Army Medical Ctr | 2817 Reilly St, Fort Bragg, NC 28310 | (910) 907-6000 |
Clinic | Address | Phone |
|---|---|---|
Alamance Ear Nose & Throat LLP | 4030 Oaks Professional Pkwy # 201, Burlington, NC 27215 | (336) 226-0660 |
Alamance Regional Medical Ctr | 1240 Huffman Mill Rd, Burlington, NC 27215 | (336) 538-7000 |
Alamance Regional Pain Clinic | 1236 Huffman Mill Rd # 2000, Burlington, NC 27215 | (336) 538-7180 |
Bethany Medical At North Main | 819 N Main St # 112, High Point, NC 27262 | (336) 289-2299 |
Bethany Medical At South Main | 2805 S Main St, High Point, NC 27263 | (336) 289-2727 |
Bethany Medical Ctr | 3604 Peters Ct, High Point, NC 27265 | (336) 883-0029 |
Bethany Medical Ctr | 3801 W Market St, Greensboro, NC 27407 | (336) 883-0029 |
Bethany Medical Ctr | 507 N Lindsay St, High Point, NC 27262 | (336) 883-0029 |
Central Carolina Health Ntwrk | 1 Centerview Dr # 202, Greensboro, NC 27407 | (336) 292-0665 |
Chapel Hill Obstetrics-Gynclgy | 6216 Fayetteville Rd, Durham, NC 27713 | (919) 942-8571 |
Clinical Choice | 7300 Cessna Dr, Greensboro, NC 27409 | (336) 550-4180 |
Cone Health Covid-19 Testing | 1238 Huffman Mill Rd, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 1830 Lendew St, Greensboro, NC 27408 | (336) 890-1140 |
Cone Health Covid-19 Testing | 2363 Corporation Pkwy, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 525 Maple Ave, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Covid-19 Testing | 617 S Main St, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Ctr For Maternal | 930 3rd St # 200, Greensboro, NC 27405 | (336) 890-3255 |
Cone Health Mebane Physical | 102 Medical Park Dr, Mebane, NC 27302 | (919) 304-5060 |
Cone Health Medcenter Mebane | 3940 Arrowhead Blvd # 110, Mebane, NC 27302 | (919) 568-7300 |
Cone Health Outpatient Rehab | 618 S Main St Inside Annie Pen, Reidsville, NC 27320 | (336) 951-4000 |
Cone Health Sleep Disorders | 509 N Elam Ave # 300-D, Greensboro, NC 27403 | (336) 832-0410 |
Cone Health Women's-Children's | 1121 N Church Street Entrance, Greensboro, NC 27401 | (336) 832-6500 |
Duke Cancer Ctr Acute Care | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 668-6608 |
Duke Cancer Ctr Radiation | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 660-2100 |
Duke Children's Health Ctr | 2301 Erwin Rd # 34ththfloor, Durham, NC 27705 | (919) 613-7777 |
Duke Health | 234 Crooked Creek Pkwy # 500, Durham, NC 27713 | (919) 684-3834 |
Duke Pediatric Dermatology | 5324 Mcfarland Rd # 410, Durham, NC 27707 | (919) 684-3432 |
Duke University Med Ctr Gen | , Durham, NC 27701 | (919) 684-2410 |
Duke University Med Ctr Gen | , Durham, NC 27710 | (919) 681-4722 |
Duke University Med Ctr Gen | PO Box 90950, Durham, NC 27708 | (919) 681-2020 |
Duke Wound Mgmt Clinic-Clinic | 40 Duke Medicine Cir, Durham, NC 27710 | (919) 684-3432 |
Health Center Of Hillsborough | 401 Meadowlands Dr # 101, Hillsborough, NC 27278 | (919) 241-5032 |
Lebauer Healthcare At Green | 709 Green Valley Rd, Greensboro, NC 27408 | (336) 547-1792 |
Lebauer Healthcare Grandover | 4023 Guilford College Rd, Greensboro, NC 27407 | (336) 890-2040 |
Lebauer Primary Care At Elam | 520 N Elam Ave, Greensboro, NC 27403 | (336) 547-1792 |
Renaissance Family Medicine | 2525c Phillips Ave, Greensboro, NC 27405 | (336) 832-7711 |
Sleep Disorders Ctr At | 1248 Huffman Mill Rd # 101, Burlington, NC 27215 | (866) 937-6692 |
UNC At Chapel Hill Medical Ctr | Cb 7010, Chapel Hill, NC 27599 | (919) 966-5136 |
UNC Hospitals Lab Hillsborough | 460 Waterstone Dr # Firstfloor, Hillsborough, NC 27278 | (919) 595-5970 |
UNC Hospitals Multispecialty | 101 Manning Dr # Firstfloor, Chapel Hill, NC 27514 | (984) 974-0150 |
University-NC-Health Care | 100 Sprunt St, Chapel Hill, NC 27517 | (919) 966-5500 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Scotland County ZIP Codes include: 28343, 28351, 28352, 28353, and 28396
