Live Worry-Free. Find the Right Medicare Plan in NC. in Chatham County
North Carolina
in North Carolina
Health Plans of NC helps Chatham County, NC residents compare all 8 available Medicare plans for 2026 through Blue Cross NC, including options that connect beneficiaries to UNC Health Chatham Hospital in Siler City and major regional systems like Duke Health and UNC Hospitals in Chapel Hill.
Chatham County is home to approximately 20,000 Medicare-eligible residents, representing 24.9% of the county's total population of 78,319, all of whom have access to multiple Medicare coverage categories through Blue Cross NC for 2026. Local healthcare is anchored by UNC Health Chatham Hospital in Siler City, with regional access through UNC Hospitals in Chapel Hill, Duke Health in Durham, and the Cone Health network in Greensboro, all of which accept Medicare and serve as important access points for Chatham County beneficiaries. Depending on the coverage type selected, residents may use these facilities with full flexibility or within a defined network, making the choice of Medicare plan highly consequential for local access.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $30.00/month |
Blue Medicare PPO Enhanced | PPO | $35.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans through Blue Cross NC offer bundled hospital, medical, and drug coverage with access to in-network providers including UNC Health Chatham Hospital in Siler City.
Medicare Advantage HMO-POS plans through Blue Cross NC provide in-network benefits with some out-of-network flexibility, supporting access to both local and regional facilities like Duke Health.
Medicare Advantage PPO plans through Blue Cross NC allow Chatham County residents broader provider access, including regional specialists at UNC Hospitals in Chapel Hill and Duke Regional Hospital in Durham.
Medicare Supplement (Medigap) plans pair with Original Medicare and allow Chatham County residents to use any Medicare-accepting provider nationwide, including Duke University Hospital and UNC Hospitals.
Part D Prescription Drug Plans provide standalone drug coverage for Chatham County residents who keep Original Medicare and need help covering prescription costs at local and mail-order pharmacies.
Dual Special Needs Plans (D-SNP) are available through Blue Cross NC for Chatham County residents who qualify for both Medicare and Medicaid, coordinating benefits across both programs.
Blue Cross NC offers eight Medicare plans in Chatham County for 2026, spanning HMO, HMO-POS, PPO, standalone Part D, and D-SNP plan types, each designed to connect beneficiaries with local providers including UNC Health Chatham Hospital and regional health systems. Several plans carry $0 monthly premiums, making them accessible to a wide range of Chatham County residents, while others offer enhanced benefits at modest premium levels for those seeking additional coverage. Each plan's network structure determines whether a beneficiary can access specialists at facilities like Duke University Hospital or UNC Hospitals in Chapel Hill within their plan's covered benefits.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides hospital and medical coverage through a flexible HMO-POS network that includes access to UNC Health Chatham Hospital in Siler City.
Blue Medicare Essential, HMO, $0.00 per month, bundles hospital, medical, and drug coverage in a structured HMO network serving Chatham County beneficiaries at local in-network facilities.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds point-of-service flexibility to the Essential plan's benefits, giving Chatham County residents some out-of-network access when needed.
Blue Medicare Enhanced, HMO-POS, $30.00 per month, offers richer benefits than the $0 HMO-POS options, including enhanced coverage features for Chatham County residents who visit regional specialists frequently.
Blue Medicare PPO Enhanced, PPO, $35.00 per month, gives Chatham County beneficiaries the broadest network flexibility among Medicare Advantage options, including access to Duke Health and Cone Health facilities.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, combines a $0 premium with point-of-service access, allowing Chatham County residents to seek care at both local and regional Medicare-accepting providers.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is a Dual Special Needs Plan for Chatham County residents enrolled in both Medicare and Medicaid, coordinating benefits across both programs at no monthly premium.
Blue Medicare Rx Enhanced PDP, standalone Part D, $163.20 per month, provides prescription drug coverage for Chatham County residents who remain on Original Medicare and need a dedicated drug plan.
For 2026, Chatham County residents can choose from Medicare Advantage plans ranging from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ up to $35.00 per month for Blue Medicare PPO Enhanced, with the standalone Blue Medicare Rx Enhanced PDP priced at $163.20 per month for those who need dedicated drug coverage. Chatham County's median household income of $88,534 means many residents fall above the income thresholds for automatic premium subsidies, though those closer to the lower end of the income scale may still qualify for Extra Help or Medicare Savings Programs that can significantly reduce out-of-pocket costs. Health Plans of NC can evaluate each Chatham County resident's income and coverage needs to identify the most cost-effective plan combination available for 2026.
Part A: $0 premium for most Chatham County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier serving Chatham County for 2026, offering a total of 8 plans across multiple coverage categories designed to fit a range of healthcare needs and budgets. The available plan types include HMO, HMO-POS, PPO, a standalone Part D prescription drug plan, and a Dual Special Needs Plan, giving Chatham County residents meaningful choice in how their Medicare coverage is structured. Blue Cross NC's carrier network directly connects Chatham County beneficiaries to local facilities including UNC Health Chatham Hospital in Siler City, as well as regional health systems such as Duke Health in Durham and Cone Health in Greensboro, depending on the plan type selected. The plan chosen determines whether a Chatham County resident can visit specialists at UNC Hospitals in Chapel Hill or Duke Regional Hospital in Durham within plan benefits or faces additional out-of-pocket costs for out-of-network care. Health Plans of NC agents compare all 8 Blue Cross NC Medicare plans side by side at no cost to Chatham County residents, helping each person understand exactly which providers are covered under their chosen plan.
Blue Cross NC: offers HMO, HMO-POS, PPO, Part D PDP, and D-SNP plan types, with a total of 8 Medicare plans available to Chatham County residents for 2026.
Chatham County residents with limited incomes may qualify for Extra Help, also known as the Low Income Subsidy, which can reduce Part D prescription drug costs to near $0 for eligible beneficiaries. The Medicare Savings Program can cover Part B premiums and other cost-sharing expenses for qualifying Chatham County residents, and those who are enrolled in both Medicare and Medicaid may be eligible for the Healthy Blue Medicare DSNP, a Dual Special Needs Plan that coordinates benefits across both programs at no monthly premium. With an uninsured rate of 8.6% and a poverty rate of 10.5% in Chatham County, a meaningful share of residents may be eligible for one or more of these assistance programs, and Health Plans of NC agents check eligibility for all available programs at no cost to the beneficiary.
Extra Help (Low Income Subsidy) can reduce Part D prescription drug premiums and cost-sharing to near $0 for qualifying Chatham County Medicare beneficiaries.
The Medicare Savings Program may cover Part B premiums in full for Chatham County residents who meet income and asset requirements, eliminating a significant monthly expense.
The Healthy Blue Medicare DSNP is available at $0 per month for Chatham County residents who qualify for both Medicare and Medicaid, coordinating all covered benefits under one plan.
NC Medicaid may provide additional health coverage assistance for low-income Chatham County residents who do not yet qualify for Medicare or need supplemental benefits.
Health Plans of NC agents help Chatham County residents apply for Extra Help, Medicare Savings Programs, and D-SNP enrollment at no cost, with no obligation to enroll in any specific plan.
Health Plans of NC licensed agents serve Chatham County residents at no cost, comparing every available Medicare Advantage, Medicare Supplement, and Part D plan side by side to help you find the right coverage based on your doctors, prescriptions, and budget. Call 800-797-0327 today to speak with a local Medicare expert who can guide you through enrollment, plan changes, and financial assistance options with no pressure and no fees.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Chatham County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Chatham Hospital | 475 Progress Blvd, Siler City, NC 27344 | (919) 799-4000 |
Cone Health Alamance Regl Med | 1240 Huffman Mill Rd, Burlington, NC 27215 | (336) 538-7000 |
Cone Health Annie Penn Hosp | 618 S Main St, Reidsville, NC 27320 | (336) 951-4000 |
Cone Health Behavioral Health | 700 Walter Reed Dr, Greensboro, NC 27403 | (336) 832-9700 |
Cone Health Medcenter High Pnt | 2630 Willard Dairy Rd, High Point, NC 27265 | (336) 884-3777 |
Cone Health Moses Cone Hosp | 1121 N Church St, Greensboro, NC 27401 | (336) 832-7000 |
Cone Health Wesley Long Hosp | 2400 W Friendly Ave, Greensboro, NC 27403 | (336) 832-1000 |
Cone Health Women's-Children's | 1121 N Church St, Greensboro, NC 27401 | (336) 832-6500 |
Duke Children's Hosp & Health | 2301 Erwin Rd, Durham, NC 27705 | (919) 668-4000 |
Duke Regional Hospital | 3643 N Roxboro St, Durham, NC 27704 | (919) 470-4000 |
Duke University Hospital | 2301 Erwin Rd, Durham, NC 27705 | (919) 684-8111 |
Durham VA Medical Ctr | 508 Fulton St, Durham, NC 27705 | (919) 286-0411 |
High Point Medical Ctr | 601 N Elm St, High Point, NC 27262 | (336) 878-6000 |
Kindred Healthcare | 2401 S Side Blvd, Greensboro, NC 27406 | (336) 604-2300 |
Lenox Baker Children's Hosp | 3000 Erwin Rd, Durham, NC 27705 | (919) 684-6669 |
North Carolina Specialty Hosp | 3916 Ben Franklin Blvd, Durham, NC 27704 | (919) 956-9300 |
Person Memorial Hospital | 615 Ridge Rd, Roxboro, NC 27573 | (336) 599-2121 |
Randolph Health | 364 White Oak St, Asheboro, NC 27203 | (336) 625-5151 |
Randolph Hospital | 364 White Oak St, Asheboro, NC 27203 | (336) 625-5151 |
Select Specialty Hosp-Durham | 3643 N Roxboro St # 6, Durham, NC 27704 | (984) 569-4040 |
Select Specialty Hosp-Grnsbr | 1200 N Elm St # 5, Greensboro, NC 27401 | (336) 832-5700 |
UNC Hospitals | 101 Manning Dr, Chapel Hill, NC 27514 | (984) 974-1000 |
UNC Rockingham Health Care | 117 E Kings Hwy, Eden, NC 27288 | (336) 623-9711 |
Clinic | Address | Phone |
|---|---|---|
Alamance Ear Nose & Throat LLP | 4030 Oaks Professional Pkwy # 201, Burlington, NC 27215 | (336) 226-0660 |
Alamance Regional Medical Ctr | 1240 Huffman Mill Rd, Burlington, NC 27215 | (336) 538-7000 |
Alamance Regional Pain Clinic | 1236 Huffman Mill Rd # 2000, Burlington, NC 27215 | (336) 538-7180 |
Bethany Medical At North Main | 819 N Main St # 112, High Point, NC 27262 | (336) 289-2299 |
Bethany Medical At South Main | 2805 S Main St, High Point, NC 27263 | (336) 289-2727 |
Bethany Medical Ctr | 3604 Peters Ct, High Point, NC 27265 | (336) 883-0029 |
Bethany Medical Ctr | 3801 W Market St, Greensboro, NC 27407 | (336) 883-0029 |
Bethany Medical Ctr | 507 N Lindsay St, High Point, NC 27262 | (336) 883-0029 |
Central Carolina Health Ntwrk | 1 Centerview Dr # 202, Greensboro, NC 27407 | (336) 292-0665 |
Chapel Hill Obstetrics-Gynclgy | 6216 Fayetteville Rd, Durham, NC 27713 | (919) 942-8571 |
Clinical Choice | 7300 Cessna Dr, Greensboro, NC 27409 | (336) 550-4180 |
Cone Health Covid-19 Testing | 1238 Huffman Mill Rd, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 1830 Lendew St, Greensboro, NC 27408 | (336) 890-1140 |
Cone Health Covid-19 Testing | 2363 Corporation Pkwy, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 525 Maple Ave, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Covid-19 Testing | 617 S Main St, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Ctr For Maternal | 930 3rd St # 200, Greensboro, NC 27405 | (336) 890-3255 |
Cone Health Mebane Physical | 102 Medical Park Dr, Mebane, NC 27302 | (919) 304-5060 |
Cone Health Medcenter Mebane | 3940 Arrowhead Blvd # 110, Mebane, NC 27302 | (919) 568-7300 |
Cone Health Outpatient Rehab | 618 S Main St Inside Annie Pen, Reidsville, NC 27320 | (336) 951-4000 |
Cone Health Sleep Disorders | 509 N Elam Ave # 300-D, Greensboro, NC 27403 | (336) 832-0410 |
Cone Health Women's-Children's | 1121 N Church Street Entrance, Greensboro, NC 27401 | (336) 832-6500 |
Duke Cancer Ctr Acute Care | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 668-6608 |
Duke Cancer Ctr Radiation | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 660-2100 |
Duke Children's Health Ctr | 2301 Erwin Rd # 34ththfloor, Durham, NC 27705 | (919) 613-7777 |
Duke Health | 234 Crooked Creek Pkwy # 500, Durham, NC 27713 | (919) 684-3834 |
Duke Pediatric Dermatology | 5324 Mcfarland Rd # 410, Durham, NC 27707 | (919) 684-3432 |
Duke University Med Ctr Gen | , Durham, NC 27701 | (919) 684-2410 |
Duke University Med Ctr Gen | , Durham, NC 27710 | (919) 681-4722 |
Duke University Med Ctr Gen | PO Box 90950, Durham, NC 27708 | (919) 681-2020 |
Duke Wound Mgmt Clinic-Clinic | 40 Duke Medicine Cir, Durham, NC 27710 | (919) 684-3432 |
Health Center Of Hillsborough | 401 Meadowlands Dr # 101, Hillsborough, NC 27278 | (919) 241-5032 |
Lebauer Healthcare At Green | 709 Green Valley Rd, Greensboro, NC 27408 | (336) 547-1792 |
Lebauer Healthcare Grandover | 4023 Guilford College Rd, Greensboro, NC 27407 | (336) 890-2040 |
Lebauer Primary Care At Elam | 520 N Elam Ave, Greensboro, NC 27403 | (336) 547-1792 |
Renaissance Family Medicine | 2525c Phillips Ave, Greensboro, NC 27405 | (336) 832-7711 |
Sleep Disorders Ctr At | 1248 Huffman Mill Rd # 101, Burlington, NC 27215 | (866) 937-6692 |
UNC At Chapel Hill Medical Ctr | Cb 7010, Chapel Hill, NC 27599 | (919) 966-5136 |
UNC Hospitals Lab Hillsborough | 460 Waterstone Dr # Firstfloor, Hillsborough, NC 27278 | (919) 595-5970 |
UNC Hospitals Multispecialty | 101 Manning Dr # Firstfloor, Chapel Hill, NC 27514 | (984) 974-0150 |
University-NC-Health Care | 100 Sprunt St, Chapel Hill, NC 27517 | (919) 966-5500 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Chatham County ZIP Codes include: 27207, 27208, 27213, 27228, 27252, 27256, 27259, 27312, 27344, 27559, and 27562
