Live Worry-Free. Find the Right Medicare Plan in NC. in Lenoir County
North Carolina
in North Carolina
Health Plans of NC helps Lenoir County, NC residents compare and enroll in 2026 Medicare plans at no cost, connecting seniors with coverage that works with local providers including UNC Lenoir Health Care in Kinston and ECU Health facilities throughout the region.
Lenoir County, NC is home to approximately 12,000 Medicare-eligible residents, representing 21.1% of the county's total population of 54,917. Local health systems including UNC Lenoir Health Care in Kinston and ECU Health anchor the provider network available to seniors across the county, with both systems accepting Medicare Advantage and Original Medicare. Lenoir County residents can choose from Medicare Advantage HMO, HMO-POS, and PPO plans, standalone Part D prescription drug coverage, Medicare Supplement policies, and a Dual Special Needs Plan for those who qualify.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $47.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available in Lenoir County and work with providers in the Blue Cross NC network, including affiliated clinics in Kinston.
Medicare Advantage HMO-POS plans give Lenoir County seniors flexibility to access care both in-network and out-of-network when needed, supporting visits to UNC Lenoir Health Care.
Medicare Advantage PPO plans in Lenoir County allow broader provider access, including regional facilities such as ECU Health Medical Ctr in Greenville.
Medicare Supplement (Medigap) plans are available to Lenoir County residents and allow access to any Medicare-accepting provider nationwide, including UNC Lenoir Health Care and ECU Health.
Part D Prescription Drug Plans provide standalone medication coverage for Lenoir County seniors on Original Medicare, with pharmacy networks that include locations in and near Kinston.
Dual Special Needs Plans (D-SNP) are available in Lenoir County for residents enrolled in both Medicare and Medicaid, with care coordination through local ECU Health and UNC Lenoir Health Care providers.
Blue Cross NC offers eight Medicare plans in Lenoir County for 2026, spanning HMO, HMO-POS, PPO, PDP, and D-SNP structures to give seniors multiple options based on their healthcare needs and preferred providers. Several plans carry $0 monthly premiums and include access to local providers such as UNC Lenoir Health Care, ECU Health Family Medicine in La Grange, and ECU Health Heart and Vascular Care in Kinston. Residents should confirm that their preferred specialists and facilities, including Kinston Medical Specialists and Kinston Community Health Center, are included in a given plan's network before enrolling.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, covers medical services through Blue Cross NC network providers including those affiliated with UNC Lenoir Health Care in Kinston.
Blue Medicare Essential, HMO, $0.00 per month, provides comprehensive Medicare Advantage coverage with access to Blue Cross NC network clinics and hospitals in Lenoir County.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, offers HMO-POS flexibility for Lenoir County seniors who may occasionally need care outside their primary network.
Blue Medicare Enhanced, HMO-POS, $47.00 per month, provides enhanced benefits for Lenoir County seniors who want additional coverage beyond a base Medicare Advantage plan.
Blue Medicare PPO Enhanced, PPO, $53.00 per month, gives Lenoir County residents the broadest provider flexibility, including access to regional systems like ECU Health Medical Ctr in Greenville.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, combines $0 premium access with HMO-POS network reach, supporting visits to local providers and specialists in Kinston.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is designed for Lenoir County residents who qualify for both Medicare and Medicaid, with coordinated care through local health systems.
Blue Medicare Rx Enhanced PDP, standalone Part D plan, $163.20 per month, provides prescription drug coverage for Lenoir County seniors on Original Medicare or a non-drug Medicare Advantage plan.
In 2026, Lenoir County Medicare Advantage plan premiums through Blue Cross NC range from $0.00 per month for plans such as Blue Medicare Essential and Blue Medicare Freedom+ up to $53.00 per month for the Blue Medicare PPO Enhanced, giving seniors meaningful choices across a wide premium range. The standalone Blue Medicare Rx Enhanced PDP carries a monthly premium of $163.20 for those who need prescription drug coverage separate from their medical plan. With a county median household income of $44,795, many Lenoir County seniors may qualify for cost-reduction programs that lower their premiums, deductibles, and drug costs, and Health Plans of NC agents can identify every program a resident is eligible for at no charge.
Part A: $0 premium for most Lenoir County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier serving Lenoir County for 2026, offering a total of eight plans across HMO, HMO-POS, PPO, PDP, and D-SNP plan types to meet the varied needs of local seniors. The Blue Cross NC network connects directly with key Lenoir County providers including UNC Lenoir Health Care in Kinston, as well as regional systems such as ECU Health Medical Ctr in Greenville and Wayne UNC Health Care in Goldsboro that many county residents already rely on for specialty and hospital care. Choosing the right Blue Cross NC plan affects whether Lenoir County seniors can continue seeing their preferred providers at facilities like Kinston Medical Specialists, Lenoir Family Medicine, and ECU Health Heart and Vascular Care in Kinston without facing unexpected out-of-network costs. Seniors should verify that their specific doctors and clinics participate in their chosen plan's network before enrolling, particularly if they regularly use specialty services at regional ECU Health facilities. Health Plans of NC compares every available Blue Cross NC Medicare plan side-by-side at no cost so Lenoir County residents can make a fully informed enrollment decision.
Blue Cross NC: Medicare Advantage HMO, HMO-POS, PPO, D-SNP, and Part D prescription drug plans, eight total plans available in Lenoir County for 2026.
Lenoir County residents with limited income and assets may qualify for Extra Help, also called the Low Income Subsidy, which can reduce Part D prescription drug costs to near $0 for eligible seniors enrolled in a standalone PDP or Medicare Advantage drug plan. Medicare Savings Programs can cover all or part of the Part B premium for qualifying residents, providing significant monthly savings for those on fixed incomes. Lenoir County's poverty rate of 22.5% and uninsured rate of 10.2% indicate that a substantial share of county residents may be eligible for these programs as well as the Healthy Blue Medicare DSNP for those enrolled in both Medicare and Medicaid. Health Plans of NC agents check eligibility for all available financial assistance programs at no cost and guide Lenoir County residents through every step of the application process.
Extra Help (Low Income Subsidy) can reduce Part D prescription drug premiums, deductibles, and copays to near $0 for qualifying Lenoir County seniors.
Medicare Savings Programs may cover the Part B premium for eligible Lenoir County residents, eliminating a significant recurring monthly expense.
The Healthy Blue Medicare DSNP is available at $0.00 per month for Lenoir County residents who qualify for both Medicare and Medicaid, with coordinated local care management.
NC Medicaid may provide additional coverage for low-income Lenoir County residents who do not yet qualify for Medicare or need wrap-around benefits.
Health Plans of NC agents help Lenoir County residents apply for Extra Help, Medicare Savings Programs, and D-SNP enrollment at no cost and with no obligation.
Health Plans of NC licensed agents serve Lenoir County residents at no cost, comparing every available 2026 Medicare plan side-by-side and guiding seniors through enrollment, plan changes, and financial assistance applications. Call 800-797-0327 today to speak with a local agent who understands Lenoir County's providers and can help you find the right coverage.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Lenoir County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Carolina East Medical Ctr | 2000 Neuse Blvd, New Bern, NC 28560 | (252) 633-8111 |
Carteret Health Care | 3500 Arendell St, Morehead City, NC 28557 | (252) 499-6000 |
Cherry Hospital | 1401 W Ash St, Goldsboro, NC 27530 | (919) 947-7000 |
ECU Health Beaufort Hosp A | 628 E 12th St, Washington, NC 27889 | (252) 975-4100 |
ECU Health Maynard Children's | 2102 Stantonsburg Rd, Greenville, NC 27834 | (252) 816-3714 |
ECU Health Medical Ctr | 2100 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-4100 |
UNC Lenoir Health Care | 100 Airport Rd, Kinston, NC 28501 | (252) 522-7000 |
Walter B Jones Alcohol & Drug | 2577 W 5th St, Greenville, NC 27834 | (252) 830-3426 |
Wayne MEMORIAL Hospital | 2605 Medical Office Pl, Goldsboro, NC 27534 | (919) 731-6112 |
Wayne UNC Health Care | 2700 Wayne Memorial Dr, Goldsboro, NC 27534 | (919) 736-1110 |
Clinic | Address | Phone |
|---|---|---|
Abhishek K Mishra MD | 701 Doctors Dr, Kinston, NC 28501 | (252) 559-2200 |
Acupuncture Of Eastern NC | 1425 S Glenburnie Rd # 6, New Bern, NC 28562 | (252) 665-3294 |
Audit-Tel | , Greenville, NC 27858 | (252) 353-3331 |
Cape Carteret Family Medicine | 1057d Cedar Point Blvd # D, Cedar Point, NC 28584 | (252) 764-2121 |
Community Care Plan-Eastern | 521 Moye Blvd # C, Greenville, NC 27834 | (252) 816-0830 |
East Carolina Heart Inst | 526 Moye Blvd, Greenville, NC 27834 | (252) 847-5755 |
East Carolina Univ Family Med | 101 Heart Dr, Greenville, NC 27834 | (252) 744-4611 |
East Coast Onsite Medical Care | 505 Greenville Blvd SE, Greenville, NC 27858 | (252) 754-2273 |
Ecu Department-Family Medicine | 101 Heart Dr, Greenville, NC 27834 | (252) 744-2607 |
ECU Health Bover Hospital | 1209 Brown St, Washington, NC 27889 | (252) 975-4308 |
ECU Health Family Medicine-LA | 101 S Carey St, La Grange, NC 28551 | (252) 566-4021 |
ECU Health Gamma Knife Ctr | 2100 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-2611 |
ECU Health Gastroenterology | 521 Moye Blvd # C, Greenville, NC 27834 | (252) 816-0800 |
ECU Health Heart-Vascular Care | 701 Doctors Dr # B, Kinston, NC 28501 | (252) 559-2200 |
ECU Health Sleep Ctr-Grnvll | 4 Doctors Park Medical Dr, Greenville, NC 27834 | (252) 847-7500 |
Goshen Medical Ctr-Fremont | 109 S Sycamore St, Fremont, NC 27830 | (919) 242-4382 |
Goshen Medical Ctr | 2001 Neuse Blvd, New Bern, NC 28560 | (910) 219-1082 |
Goshen Medical Ctr | 325 N Carolina Highway 55, Mount Olive, NC 28365 | (919) 658-5900 |
Healthfirst Medical Ctr Inc | 1201 Carolina Ave, Washington, NC 27889 | (252) 833-0365 |
Lindsey Roberson FNP | 701 Doctors Dr, Kinston, NC 28501 | (252) 559-2200 |
Med Center 1 | 1688 E Arlington Blvd, Greenville, NC 27858 | (252) 353-1464 |
Miracles In Sight | 620 Red Banks Rd, Greenville, NC 27858 | (252) 751-0785 |
Snow Hill Medical Ctr | 1106 Kingold Blvd, Snow Hill, NC 28580 | (252) 747-2921 |
UNC Family Medicine At Rswd | 2600 US Highway 70 W, Goldsboro, NC 27530 | (919) 739-4808 |
Vidant Medical Ctr | 3900 E 10th St, Greenville, NC 27858 | (252) 847-4325 |
Vidant Outpatient Rehab | 2310 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-6603 |
Vitality Health & Wellness | 1429 E Fire Tower Rd # 104, Greenville, NC 27858 | (252) 364-2802 |
Westcare Innovative Healthcare | 2710 Beddard Rd, Grimesland, NC 27837 | (252) 754-0920 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Lenoir County ZIP Codes include: 28501, 28502, 28503, 28504, 28525, and 28551
