Live Worry-Free. Find the Right Medicare Plan in NC. in Martin County

Health Plans of NC helps Martin County, NC residents compare and enroll in Medicare plans from Blue Cross NC, including Medicare Advantage, Part D, and Dual Special Needs Plans connected to local facilities like Martin General Hospital and the ECU Health system.

What Medicare options are available in Martin County, NC?

Martin County, NC has a population of approximately 21,773 residents, with around 5,000 Medicare-eligible individuals representing 25.0% of the county. Local seniors have access to multiple Medicare coverage types through Blue Cross NC, with key care provided at Martin General Hospital in Williamston and across the ECU Health system network of hospitals and clinics in surrounding counties. Health Plans of NC helps Martin County beneficiaries identify which coverage category best fits their health needs, preferred providers, and budget at no cost.

• Medicare Advantage HMO plans are available in Martin County and connect beneficiaries to in-network providers including Martin General Hospital and affiliated ECU Health clinics.

• Medicare Advantage HMO-POS plans allow Martin County seniors some flexibility to receive care outside the primary network, including at ECU Health facilities in neighboring counties like Bertie and Edgecombe.

• Medicare Advantage PPO plans give Martin County residents the broadest network flexibility among Advantage options, allowing access to specialists in Greenville, Raleigh, and beyond at varying cost-sharing levels.

• Medicare Supplement (Medigap) plans are available to Martin County seniors and cover gaps left by Original Medicare, allowing use of any Medicare-accepting provider nationwide without referrals.

• Part D Prescription Drug Plans are available as standalone coverage for Martin County residents who remain on Original Medicare and need help covering the cost of their medications.

• Dual Special Needs Plans (D-SNP) are available in Martin County for residents who qualify for both Medicare and Medicaid, offering coordinated benefits through Blue Cross NC at no premium.

What Medicare plans are available in Martin County for 2026?

For 2026, Blue Cross NC offers eight Medicare plans to eligible residents of Martin County, covering HMO, HMO-POS, PPO, PDP, and D-SNP plan types. Several plans carry $0 monthly premiums and connect beneficiaries to a provider network that includes Martin General Hospital in Williamston and ECU Health system hospitals and specialty clinics throughout the surrounding region. Health Plans of NC can walk Martin County residents through each plan's benefits, formulary, and network details to find the best fit.

• Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides access to Martin General Hospital and ECU Health network providers for medical-only coverage without a drug benefit.

• Blue Medicare Essential, HMO, $0.00 per month, offers comprehensive Medicare Advantage benefits through an in-network model anchored by Martin General Hospital and nearby ECU Health facilities.

• Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds point-of-service flexibility to the Essential plan allowing Martin County seniors limited access to out-of-network ECU Health providers when needed.

• Blue Medicare Enhanced, HMO-POS, $47.00 per month, provides an enhanced benefits package with point-of-service access to specialists at ECU Health hospitals in Tarboro, Roanoke Rapids, and Ahoskie.

• Blue Medicare PPO Enhanced, PPO, $53.00 per month, gives Martin County seniors the widest in-plan network flexibility including out-of-network access to cardiology and orthopedics specialists at ECU Health facilities.

• Blue Medicare Freedom+, HMO-POS, $0.00 per month, combines a $0 premium with point-of-service access options suited for Martin County seniors who occasionally need care at ECU Health locations outside their primary network.

• Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is a Dual Special Needs Plan for Martin County residents enrolled in both Medicare and Medicaid, coordinating benefits through the Blue Cross NC and ECU Health network.

• Blue Medicare Rx Enhanced PDP, standalone Prescription Drug Plan, $163.20 per month, provides Part D drug coverage for Martin County seniors on Original Medicare or a non-drug Medicare Advantage plan, with formulary tiers covering a broad range of medications.

How much does Medicare cost in Martin County?

In Martin County, 2026 Medicare Advantage plan premiums range from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ to $47.00 per month for Blue Medicare Enhanced and $53.00 per month for Blue Medicare PPO Enhanced, all in addition to the standard Part B premium. Martin County's median household income of $46,793 is well below the national average, which means many local seniors may qualify for programs that reduce or eliminate out-of-pocket Medicare costs including premiums, deductibles, and drug expenses. Health Plans of NC agents review every available plan side by side with Martin County residents to identify the most affordable combination of premiums and benefits based on individual budgets.

• Part A: $0 premium for most Martin County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.

• Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.

• Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.

Which insurance companies offer Medicare plans in Martin County for 2026?

Blue Cross NC is the Medicare insurance carrier offering plans to eligible residents of Martin County for 2026, with a total of eight plans available in the county. Those eight plans span HMO, HMO-POS, PPO, standalone Part D Prescription Drug Plan, and Dual Special Needs Plan (D-SNP) coverage types, giving Martin County seniors a range of structures to choose from. The Blue Cross NC provider network in and around Martin County includes Martin General Hospital in Williamston, ECU Health Edgecombe Hospital in Tarboro, ECU Health North Hospital in Roanoke Rapids, ECU Health Bertie Hospital in Windsor, ECU Health Roanoke-Chowan Hospital in Ahoskie, and a broad set of specialty clinics operated by ECU Health across the region. Choosing the right plan network is especially important for Martin County seniors because many specialists including cardiologists, neurologists, and orthopedic surgeons are located at ECU Health facilities outside the county, making network coverage a key factor in determining access and out-of-pocket costs. Health Plans of NC compares every Medicare plan available in Martin County side by side at no cost, ensuring beneficiaries understand exactly which hospitals, clinics, and drug formularies are included before they enroll.

• Blue Cross NC, offers HMO, HMO-POS, PPO, PDP, and D-SNP plan types, with 8 total Medicare plans available in Martin County for 2026.

Who qualifies for Medicare financial assistance in Martin County?

Martin County has an uninsured rate of 7.7% and a poverty rate of 19.6%, meaning a significant share of local seniors may qualify for programs that reduce Medicare costs well below standard premium and cost-sharing levels. The Extra Help program, also known as the Low Income Subsidy, can reduce Part D prescription drug costs to near $0 per month for qualifying Martin County residents who meet income and asset thresholds set by the Social Security Administration. Medicare Savings Programs can cover all or part of the Part B premium for eligible Martin County beneficiaries, and the Healthy Blue Medicare D-SNP plan is available to those enrolled in both Medicare and Medicaid. Health Plans of NC agents check eligibility for all of these programs at no cost, helping Martin County residents on fixed incomes access every dollar of financial assistance they are entitled to.

• Extra Help (Low Income Subsidy) can reduce Part D prescription drug premiums and copays for qualifying Martin County seniors who meet federal income and asset limits.

• Medicare Savings Programs, including the Qualified Medicare Beneficiary program, can cover Part B premiums and other cost-sharing for eligible low-income Martin County residents.

• The Healthy Blue Medicare D-SNP plan coordinates Medicare and Medicaid benefits for Martin County residents who are dual-eligible, often at $0 premium with added care management support.

• NC Medicaid may provide additional coverage for low-income Martin County residents who do not yet qualify for Medicare or who qualify for both programs simultaneously.

• Health Plans of NC agents screen Martin County residents for Extra Help, Medicare Savings Programs, and D-SNP eligibility at no cost during a free plan comparison appointment.

Get free Medicare help in Martin County

Health Plans of NC licensed agents serve Martin County residents at absolutely no cost, comparing every available Medicare Advantage, Medicare Supplement, and Part D plan side by side and guiding you through enrollment or plan changes at any time of year. Call 800-797-0327 today to speak with a local Medicare expert who understands the providers, hospitals, and health systems serving Martin County, NC.

• Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment

• Email [email protected] with questions about Medicare plans available in Martin County

• Find a licensed agent and book directly at healthplansofnc.com/agents

• No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.

What hospitals are in Martin County?

What clinics are in Martin County?