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Pitt County

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Health Plans of NC helps Pitt County, NC residents navigate all 8 Medicare plans available for 2026, with licensed agents who know the local provider landscape anchored by ECU Health Medical Center and Vidant Medical Center.


What Medicare options are available in Pitt County, NC?

Pitt County, North Carolina, is home to approximately 25,000 Medicare-eligible residents, representing 14.3% of the county's total population of 172,279. Medicare beneficiaries in the county have access to multiple coverage types, all of which connect to major local health systems including ECU Health Medical Center and Vidant Medical Center, as well as specialty practices such as the East Carolina Heart Institute, ECU Health Gastroenterology, and Eastern Nephrology Associates. Whether residents choose a Medicare Advantage plan with bundled benefits, a standalone drug plan, or a Medicare Supplement policy, Pitt County's broad provider network supports a wide range of coverage approaches.

Plan Name

Type

Monthly Premium

Blue Medicare Medical Only

HMO-POS

$0.00/month

Blue Medicare Essential

HMO

$0.00/month

Blue Medicare Essential Plus

HMO-POS

$0.00/month

Blue Medicare Enhanced

HMO-POS

$47.00/month

Blue Medicare PPO Enhanced

PPO

$53.00/month

Blue Medicare Freedom+

HMO-POS

$0.00/month

Healthy Blue Medicare (D-SNP)

HMO-POS

$0.00/month

Blue Medicare Rx Enhanced PDP

PDP

$163.20/month

  • Medicare Advantage HMO plans in Pitt County provide bundled hospital, medical, and drug coverage through a defined network that includes ECU Health Medical Center and affiliated specialty clinics.

  • Medicare Advantage HMO-POS plans offer Pitt County residents the flexibility to occasionally use out-of-network providers while still accessing core facilities like Vidant Medical Center and Physicians East.

  • Medicare Advantage PPO plans allow beneficiaries greater freedom to visit both in-network and out-of-network providers, including specialists at the East Carolina Heart Institute, typically at a higher cost share.

  • Medicare Supplement (Medigap) plans work alongside Original Medicare and allow Pitt County residents to use any provider nationwide that accepts Medicare, including ECU Health Maynard Children's Hospital and Eastern Nephrology Associates, with no network restrictions.

  • Part D Prescription Drug Plans provide standalone drug coverage for Pitt County residents who keep Original Medicare, with access to local pharmacies such as Walgreens and CVS locations in Greenville.

  • Dual Special Needs Plans (D-SNP) are available for Pitt County residents who qualify for both Medicare and Medicaid, offering coordinated care through providers in the ECU Health network.


What Medicare plans are available in Pitt County for 2026?

Blue Cross NC offers eight Medicare plans in Pitt County for 2026, spanning HMO, HMO-POS, PPO, PDP, and D-SNP plan types, each designed to connect beneficiaries with Pitt County's extensive provider network. Several plans carry $0 monthly premiums above the standard Part B cost, while others include richer benefit structures at a modest additional premium, giving residents meaningful choices based on their healthcare priorities. Plan networks intersect with key Pitt County facilities including ECU Health Medical Center, ECU Health Gastroenterology, the East Carolina Heart Institute, Physicians East, and long-term care providers such as Cypress Glen and MacGregor Downs Health and Rehabilitation Center.

  • Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides hospital and medical coverage through Blue Cross NC's Pitt County network including ECU Health Medical Center.

  • Blue Medicare Essential, HMO, $0.00 per month, bundles medical and drug coverage with access to ECU Health-affiliated primary care and specialty practices in Greenville.

  • Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds point-of-service flexibility to the Essential plan structure, allowing some access to providers beyond the core Pitt County HMO network.

  • Blue Medicare Enhanced, HMO-POS, $47.00 per month, offers an elevated benefit package through the Blue Cross NC network, connecting beneficiaries to specialty clinics such as ECU Health Gastroenterology and the East Carolina Heart Institute.

  • Blue Medicare PPO Enhanced, PPO, $53.00 per month, gives Pitt County residents the broadest in-plan flexibility, including access to out-of-network providers at a higher cost share, suitable for those who visit specialists at multiple health systems.

  • Blue Medicare Freedom+, HMO-POS, $0.00 per month, provides comprehensive coverage with point-of-service access, designed for Pitt County beneficiaries who want zero-premium protection and some provider flexibility.

  • Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is a Dual Special Needs Plan for Pitt County residents enrolled in both Medicare and Medicaid, coordinating care across the ECU Health and Vidant Medical Center networks.

  • Blue Medicare Rx Enhanced PDP, standalone Part D plan, $163.20 per month, provides prescription drug coverage for Pitt County residents who remain on Original Medicare, with access to preferred pharmacies including Walgreens and CVS in Greenville.


How much does Medicare cost in Pitt County?

Pitt County Medicare Advantage plans for 2026 range from $0.00 per month for plans such as Blue Medicare Essential and Blue Medicare Freedom+ to $53.00 per month for Blue Medicare PPO Enhanced, giving residents a wide range of price points to match their budgets. The county's median household income of $58,851 means that even modest monthly premiums can be a meaningful consideration, and residents near income thresholds may qualify for programs that further reduce their out-of-pocket costs. Health Plans of NC agents help Pitt County residents compare total cost of ownership across all available plans, including copays, deductibles, and drug formulary expenses, to identify the most cost-effective option for each individual's healthcare needs.

  • Part A: $0 premium for most Pitt County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.

  • Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.

  • Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.


Which insurance companies offer Medicare plans in Pitt County for 2026?

Blue Cross NC is the Medicare carrier serving Pitt County for 2026, offering a total of 8 Medicare plans across HMO, HMO-POS, PPO, PDP, and D-SNP plan types. These plan types cover the full spectrum of Medicare coverage structures, from zero-premium Advantage plans to standalone prescription drug plans and dual-eligible special needs options. Blue Cross NC's provider networks in Pitt County connect directly to ECU Health Medical Center, Vidant Medical Center, ECU Health Maynard Children's Hospital, and specialty practices including the East Carolina Heart Institute, ECU Health Gastroenterology, and Eastern Nephrology Associates. The plan a beneficiary selects determines which Pitt County providers and facilities are accessible at in-network cost sharing, making it essential to match plan networks with the hospitals, clinics, and long-term care facilities a resident uses most. Health Plans of NC agents compare every available Blue Cross NC Medicare plan in Pitt County side by side at no cost, ensuring residents can make fully informed decisions without sales pressure.

  • Blue Cross NC: offers Medicare Advantage HMO, HMO-POS, PPO, standalone Part D PDP, and D-SNP plans, with 8 total Medicare plans available in Pitt County for 2026.


Who qualifies for Medicare financial assistance in Pitt County?

Pitt County's uninsured rate of 10.0% and poverty rate of 19.4% underscore the importance of financial assistance programs that can significantly reduce Medicare costs for eligible residents. The Extra Help program, also known as the Low Income Subsidy, can reduce Part D prescription drug plan costs to near $0 for qualifying beneficiaries, while Medicare Savings Programs can cover the standard Part B premium for those who meet income and asset guidelines. Pitt County residents who qualify for both Medicare and Medicaid may enroll in the Healthy Blue Medicare DSNP, a Dual Special Needs Plan that coordinates benefits across both programs with a $0 monthly premium. Health Plans of NC agents check eligibility for all available assistance programs at no cost and help Pitt County residents apply so they receive every benefit they are entitled to.

  • Extra Help (Low Income Subsidy) can reduce Part D prescription drug costs to near $0 per month for Pitt County residents who meet federal income and asset limits.

  • Medicare Savings Programs may cover the Part B premium and other cost-sharing expenses for qualifying low-income Pitt County Medicare beneficiaries.

  • The Healthy Blue Medicare DSNP is available at $0 per month for Pitt County residents enrolled in both Medicare and Medicaid, providing coordinated care through the Blue Cross NC network.

  • NC Medicaid may provide additional coverage for eligible low-income Pitt County residents who do not yet qualify for Medicare or who need supplemental assistance.

  • Health Plans of NC licensed agents screen Pitt County residents for all financial assistance programs at no cost and guide them through the enrollment process with no obligation.


Get free Medicare help in Pitt County

Health Plans of NC licensed agents serve Pitt County residents at no cost, comparing every available Medicare plan side by side and guiding beneficiaries through enrollment and annual plan changes with no sales pressure. Call 800-797-0327 to speak with a local agent who understands Pitt County's provider landscape and can help you find the right coverage for your needs and budget.

  • Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment

  • Email [email protected] with questions about Medicare plans available in Pitt County

  • Find a licensed agent and book directly at healthplansofnc.com/agents

  • No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.


What hospitals are in Pitt County?

Hospital

Address

Phone

Carolina East Medical Ctr

2000 Neuse Blvd, New Bern, NC 28560

(252) 633-8111

Carteret Health Care

3500 Arendell St, Morehead City, NC 28557

(252) 499-6000

Cherry Hospital

1401 W Ash St, Goldsboro, NC 27530

(919) 947-7000

ECU Health Beaufort Hosp A

628 E 12th St, Washington, NC 27889

(252) 975-4100

ECU Health Maynard Children's

2102 Stantonsburg Rd, Greenville, NC 27834

(252) 816-3714

ECU Health Medical Ctr

2100 Stantonsburg Rd, Greenville, NC 27834

(252) 847-4100

UNC Lenoir Health Care

100 Airport Rd, Kinston, NC 28501

(252) 522-7000

Walter B Jones Alcohol & Drug

2577 W 5th St, Greenville, NC 27834

(252) 830-3426

Wayne MEMORIAL Hospital

2605 Medical Office Pl, Goldsboro, NC 27534

(919) 731-6112

Wayne UNC Health Care

2700 Wayne Memorial Dr, Goldsboro, NC 27534

(919) 736-1110


What clinics are in Pitt County?

Clinic

Address

Phone

Abhishek K Mishra MD

701 Doctors Dr, Kinston, NC 28501

(252) 559-2200

Acupuncture Of Eastern NC

1425 S Glenburnie Rd # 6, New Bern, NC 28562

(252) 665-3294

Audit-Tel

, Greenville, NC 27858

(252) 353-3331

Cape Carteret Family Medicine

1057d Cedar Point Blvd # D, Cedar Point, NC 28584

(252) 764-2121

Community Care Plan-Eastern

521 Moye Blvd # C, Greenville, NC 27834

(252) 816-0830

East Carolina Heart Inst

526 Moye Blvd, Greenville, NC 27834

(252) 847-5755

East Carolina Univ Family Med

101 Heart Dr, Greenville, NC 27834

(252) 744-4611

East Coast Onsite Medical Care

505 Greenville Blvd SE, Greenville, NC 27858

(252) 754-2273

Ecu Department-Family Medicine

101 Heart Dr, Greenville, NC 27834

(252) 744-2607

ECU Health Bover Hospital

1209 Brown St, Washington, NC 27889

(252) 975-4308

ECU Health Family Medicine-LA

101 S Carey St, La Grange, NC 28551

(252) 566-4021

ECU Health Gamma Knife Ctr

2100 Stantonsburg Rd, Greenville, NC 27834

(252) 847-2611

ECU Health Gastroenterology

521 Moye Blvd # C, Greenville, NC 27834

(252) 816-0800

ECU Health Heart-Vascular Care

701 Doctors Dr # B, Kinston, NC 28501

(252) 559-2200

ECU Health Sleep Ctr-Grnvll

4 Doctors Park Medical Dr, Greenville, NC 27834

(252) 847-7500

Goshen Medical Ctr-Fremont

109 S Sycamore St, Fremont, NC 27830

(919) 242-4382

Goshen Medical Ctr

2001 Neuse Blvd, New Bern, NC 28560

(910) 219-1082

Goshen Medical Ctr

325 N Carolina Highway 55, Mount Olive, NC 28365

(919) 658-5900

Healthfirst Medical Ctr Inc

1201 Carolina Ave, Washington, NC 27889

(252) 833-0365

Lindsey Roberson FNP

701 Doctors Dr, Kinston, NC 28501

(252) 559-2200

Med Center 1

1688 E Arlington Blvd, Greenville, NC 27858

(252) 353-1464

Miracles In Sight

620 Red Banks Rd, Greenville, NC 27858

(252) 751-0785

Snow Hill Medical Ctr

1106 Kingold Blvd, Snow Hill, NC 28580

(252) 747-2921

UNC Family Medicine At Rswd

2600 US Highway 70 W, Goldsboro, NC 27530

(919) 739-4808

Vidant Medical Ctr

3900 E 10th St, Greenville, NC 27858

(252) 847-4325

Vidant Outpatient Rehab

2310 Stantonsburg Rd, Greenville, NC 27834

(252) 847-6603

Vitality Health & Wellness

1429 E Fire Tower Rd # 104, Greenville, NC 27858

(252) 364-2802

Westcare Innovative Healthcare

2710 Beddard Rd, Grimesland, NC 27837

(252) 754-0920


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Blue Medicare Supplement

Blue Medicare Supplement from Blue Cross and Blue Shield of North Carolina
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Blue Medicare Supplement ℠ from Blue Cross and Blue Shield of North Carolina

Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.

With Blue Medicare Supplement, you’ll enjoy:

• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans

Blue-to-Blue ℠: Flexibility to change

With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle

Guaranteed acceptance

You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina

No waiting periods

If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.

SilverSneakers®

Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.

In the gym:

• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities

At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more

In your community: • Group activities and classes5 offered outside the gym

Always talk with your doctor before starting an exercise program.

TruHearing® program

TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.

About Blue Cross NC

Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.

Ready to get started? Contact me today to:

• Compare plan benefits • Get a free rate quote

Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.

Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.

1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group

®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25

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Pitt County ZIP Codes include: 27811, 27812, 27827, 27828, 27829, 27833, 27834, 27835, 27836, 27837, 27858, 27879, 27884, 28513, 28530, and 28590

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