in Iredell County
Mooresville, North Carolina residents can explore 8 Medicare plans for 2026 with the help of Health Plans of NC, a local resource that compares every available option at no cost, including plans that work with Iredell Health System, Lake Norman Regional Medical Center, and Atrium Health.
Mooresville, North Carolina is home to approximately 6,000 Medicare-eligible residents, representing 12.5% of the city's total population of 51,447 across zip codes including 28115, 28117, and 28036. Seniors in Mooresville have access to Medicare-accepting health systems including Iredell Health System, Lake Norman Regional Medical Center, and Atrium Health, each providing a range of inpatient, outpatient, and specialty services. Health Plans of NC helps Mooresville residents identify which Medicare coverage type best fits their preferred providers and healthcare needs at absolutely no cost.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $30.00/month |
Blue Medicare PPO Enhanced | PPO | $35.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available in Mooresville, North Carolina and coordinate care through defined local networks that include providers affiliated with Iredell Health System.
Medicare Advantage HMO-POS plans offer Mooresville, North Carolina seniors the structure of an HMO with added flexibility to seek care outside the network in certain situations, including at Lake Norman Regional Medical Center.
Medicare Advantage PPO plans in Mooresville, North Carolina provide broader provider access and allow seniors to see specialists at Atrium Health facilities with or without a referral.
Medicare Supplement plans, also called Medigap, allow Mooresville, North Carolina residents to use any provider nationwide that accepts Medicare, giving full access to all three major local health systems.
Part D Prescription Drug Plans are available as standalone coverage in Mooresville, North Carolina for seniors who want to pair drug benefits with Original Medicare or a Medigap plan.
Dual Special Needs Plans, or D-SNPs, are available in Mooresville, North Carolina for residents who qualify for both Medicare and Medicaid, with coordinated care through local health system networks.
For 2026, Blue Cross NC offers eight Medicare plans in Mooresville, North Carolina, spanning HMO, HMO-POS, PPO, PDP, and D-SNP plan types, with several options carrying a $0 monthly premium. Each plan connects enrollees to provider networks that include local facilities such as Lake Norman Regional Medical Center and affiliated physicians throughout Iredell County and the greater Lake Norman area. Health Plans of NC reviews every plan's network, formulary, and cost structure side-by-side to help Mooresville residents choose the most appropriate coverage for 2026.
Blue Medicare Medical Only, an HMO-POS plan at $0.00 per month, provides medical coverage through a local Blue Cross NC provider network in Mooresville, North Carolina without prescription drug benefits bundled in.
Blue Medicare Essential, an HMO plan at $0.00 per month, offers comprehensive Medicare Advantage benefits through a defined network of primary care and specialist providers serving Mooresville, North Carolina.
Blue Medicare Essential Plus, an HMO-POS plan at $0.00 per month, combines HMO structure with point-of-service flexibility for Mooresville, North Carolina residents who want access to a broader provider range when needed.
Blue Medicare Enhanced, an HMO-POS plan at $30.00 per month, offers an elevated benefit package for Mooresville, North Carolina seniors seeking additional coverage features beyond the $0-premium HMO options.
Blue Medicare PPO Enhanced, a PPO plan at $35.00 per month, gives Mooresville, North Carolina residents the widest in-network provider flexibility among the Blue Cross NC Medicare Advantage offerings for 2026.
Blue Medicare Freedom+, an HMO-POS plan at $0.00 per month, is designed for Mooresville, North Carolina seniors who want no monthly premium while retaining some out-of-network access through the HMO-POS structure.
Healthy Blue Medicare DSNP, an HMO-POS Dual Special Needs Plan at $0.00 per month, is built for Mooresville, North Carolina residents who are enrolled in both Medicare and Medicaid and need coordinated care management.
Blue Medicare Rx Enhanced PDP, a standalone Part D prescription drug plan at $163.20 per month, provides drug coverage for Mooresville, North Carolina seniors enrolled in Original Medicare or a Medigap plan who need dedicated pharmacy benefits.
In 2026, Mooresville, North Carolina residents can choose from Medicare Advantage plans ranging from $0.00 per month for options like Blue Medicare Essential and Blue Medicare Freedom+ up to $35.00 per month for Blue Medicare PPO Enhanced, making it possible for many seniors to find meaningful coverage with minimal monthly expense beyond their standard Medicare premiums. The standalone Blue Medicare Rx Enhanced PDP prescription drug plan carries a monthly premium of $163.20 for those who need dedicated drug coverage outside of a Medicare Advantage plan. With a median household income of $88,592, many Mooresville residents may not qualify for the lowest-income assistance programs, but Health Plans of NC can identify every available cost-reduction opportunity including subsidy programs that may still apply based on individual financial circumstances.
Part A: $0 premium for most Mooresville, North Carolina residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
For 2026, Blue Cross NC is the Medicare carrier serving Mooresville, North Carolina, offering a total of 8 Medicare plans across multiple plan structures for eligible residents. These plans span HMO, HMO-POS, PPO, Part D prescription drug, and D-SNP configurations, giving Mooresville seniors a range of coverage types to evaluate based on their individual healthcare priorities. Blue Cross NC plan networks connect Mooresville residents to local facilities including Lake Norman Regional Medical Center, Iredell Health System, and Atrium Health, though specific in-network access depends on the plan type selected. The plan a Mooresville resident chooses directly affects which local primary care physicians, specialists, and hospital facilities are accessible at in-network cost-sharing levels, making network verification an essential part of the enrollment process. Health Plans of NC agents compare every available Blue Cross NC Medicare plan side-by-side at no cost, ensuring Mooresville residents have the information they need to make fully informed decisions for 2026.
Blue Cross NC: offers HMO, HMO-POS, PPO, PDP, and D-SNP plan types, with a total of 8 Medicare plans available to Mooresville, North Carolina residents for 2026.
Mooresville, North Carolina residents with limited incomes may qualify for the federal Extra Help program, also called the Low Income Subsidy, which can significantly reduce or eliminate Part D prescription drug costs for eligible Medicare beneficiaries. The Medicare Savings Program is available to qualifying Mooresville residents and can cover the Part B monthly premium, deductibles, and cost-sharing, providing meaningful financial relief for those who meet income and asset thresholds. With an uninsured rate of 8.2% and a poverty rate of 7.6% in Mooresville, North Carolina, a meaningful portion of the community may be eligible for assistance programs they have not yet accessed, including Dual Special Needs Plans for residents who qualify for both Medicare and Medicaid. Health Plans of NC checks eligibility for every available assistance program at no cost to the resident, ensuring no Mooresville senior leaves savings on the table.
Extra Help, also known as the Low Income Subsidy, can reduce Part D prescription drug plan costs to near $0 per month for qualifying Mooresville, North Carolina Medicare beneficiaries.
The Medicare Savings Program may cover Part B premiums and cost-sharing expenses for Mooresville, North Carolina residents who meet state income and asset eligibility requirements.
The Healthy Blue Medicare D-SNP is available in Mooresville, North Carolina for residents who qualify for both Medicare and Medicaid, providing coordinated benefits and reduced out-of-pocket costs.
NC Medicaid may provide supplemental coverage and wraparound benefits for low-income Mooresville, North Carolina residents who are also enrolled in Medicare.
Health Plans of NC licensed agents can screen Mooresville, North Carolina residents for every available financial assistance program and complete enrollment support at absolutely no cost.
Health Plans of NC licensed agents serve Mooresville, North Carolina residents at no cost, comparing every available 2026 Medicare plan side-by-side and providing enrollment support, plan change guidance, and assistance program screening throughout the year. Call 800-797-0327 to speak with a local agent who knows the Mooresville market and can help you find the coverage that best fits your health needs and budget.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Mooresville, North Carolina
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Mooresville, North Carolina ZIP Codes include: 28115 and 28117
