Live Worry-Free. Find the Right Medicare Plan in NC. in Craven County
North Carolina
in North Carolina
Health Plans of NC helps Craven County, NC residents compare all 7 available Medicare plans for 2026 through Blue Cross NC, including options that work with local providers like CarolinaEast Medical Center, at no cost and with no obligation.
Craven County, NC has approximately 21,000 Medicare-eligible residents, representing 20.5% of the county's total population of 101,074, making access to the right Medicare coverage a critical concern for a significant portion of the community. The county's healthcare system is well-equipped to serve Medicare beneficiaries, with major providers including CarolinaEast Medical Center, Goshen Medical Center, and Coastal Carolina Health Care accepting Medicare across a range of plan types. Coverage options available to Craven County residents include Medicare Advantage HMO and HMO-POS plans, a Dual Special Needs Plan for those on both Medicare and Medicaid, and a standalone Part D prescription drug plan.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $40.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available in Craven County and include access to CarolinaEast Medical Center and affiliated primary care clinics in the New Bern area.
Medicare Advantage HMO-POS plans in Craven County offer added flexibility to seek care outside the network when needed, including at regional facilities like ECU Health Medical Center in Greenville.
Part D Prescription Drug Plans are available as standalone coverage for Craven County residents on Original Medicare who use pharmacies such as CVS and Walgreens throughout New Bern.
Dual Special Needs Plans are available in Craven County for residents who qualify for both Medicare and Medicaid, coordinating benefits through local providers and Trillium Health Resources.
Medicare Supplement plans pair with Original Medicare and allow Craven County residents to visit any Medicare-accepting provider nationwide, including Carteret Health Care in Morehead City and UNC Lenoir Health Care in Kinston.
Blue Cross NC offers seven Medicare plans in Craven County for 2026, spanning HMO and HMO-POS Medicare Advantage structures, a Dual Special Needs Plan, and a standalone Part D prescription drug plan. Each Medicare Advantage plan operates within a provider network that includes CarolinaEast Medical Center and Goshen Medical Center in New Bern, making network verification an important step before enrollment. The standalone Part D plan is designed for residents who prefer Original Medicare and need prescription drug coverage at pharmacies throughout Craven County.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides medical coverage through a network that includes CarolinaEast Medical Center and select clinics in the New Bern area.
Blue Medicare Essential, HMO, $0.00 per month, offers bundled benefits through an HMO network connecting Craven County residents to CarolinaEast Medical Center and affiliated providers.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds HMO-POS flexibility allowing Craven County beneficiaries limited access to out-of-network providers when necessary.
Blue Medicare Enhanced, HMO-POS, $40.00 per month, provides an enhanced benefit package for Craven County residents who want additional coverage through the Blue Cross NC HMO-POS network.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, gives Craven County beneficiaries the option to seek care within a broad HMO-POS network that includes regional specialty facilities.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is a Dual Special Needs Plan designed for Craven County residents enrolled in both Medicare and Medicaid, coordinating care across local providers.
Blue Medicare Rx Enhanced PDP, standalone Part D, $163.20 per month, covers prescription drugs for Craven County residents on Original Medicare at pharmacies including CVS and Walgreens in New Bern.
In Craven County for 2026, most Medicare Advantage plans through Blue Cross NC are available at $0.00 per month beyond the standard Part B premium, with the exception of Blue Medicare Enhanced at $40.00 per month, and the standalone Blue Medicare Rx Enhanced PDP priced at $163.20 per month for prescription drug coverage. Craven County's median household income of $64,635 means that many residents may qualify for income-based programs that reduce monthly premiums, Part D drug costs, or cost-sharing obligations depending on their specific financial situation. Health Plans of NC agents can review total annual costs, including premiums, copays, and deductibles, to help Craven County residents find the most financially sound Medicare plan for their needs.
Part A: $0 premium for most Craven County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the sole Medicare carrier serving Craven County for 2026, offering a total of 7 plans across multiple product types to eligible county residents. Plan types available through Blue Cross NC in Craven County include Medicare Advantage HMO, Medicare Advantage HMO-POS, a Dual Special Needs Plan, and a standalone Part D prescription drug plan. Blue Cross NC's carrier networks interact directly with Craven County's major health systems, including CarolinaEast Medical Center and Goshen Medical Center in New Bern, making it essential for beneficiaries to confirm that their preferred providers are included before enrolling. The plan a Craven County resident selects determines which local specialists and out-of-county facilities, such as ECU Health Medical Center in Greenville or Carteret Health Care in Morehead City, are accessible at the lowest cost-sharing tier. Health Plans of NC compares every available Medicare plan in Craven County side by side at no cost and with no sales pressure, ensuring each beneficiary finds coverage that aligns with their provider preferences and budget.
Blue Cross NC, offers Medicare Advantage HMO, Medicare Advantage HMO-POS, Dual Special Needs Plan, and standalone Part D prescription drug plans, 7 total plans available in Craven County for 2026.
Craven County has a poverty rate of 13.9% and an uninsured rate of 8.8%, meaning a meaningful share of residents may qualify for programs that significantly reduce Medicare costs. The Extra Help program, also known as the Low Income Subsidy, can reduce Part D prescription drug costs to near $0 for eligible Craven County residents who apply through the Social Security Administration. Medicare Savings Programs can cover the Part B premium and other cost-sharing expenses for qualifying low-income beneficiaries in Craven County, and the Healthy Blue Medicare DSNP is available for residents enrolled in both Medicare and Medicaid. Health Plans of NC agents check eligibility for all available financial assistance programs at no cost to Craven County residents.
Extra Help and the Low Income Subsidy can dramatically reduce monthly Part D prescription drug costs for qualifying Craven County residents who apply through the Social Security Administration.
Medicare Savings Programs may cover Part B premiums and cost-sharing for Craven County residents who meet income and asset requirements set by the state of North Carolina.
The Healthy Blue Medicare DSNP is available in Craven County for residents who qualify for both Medicare and Medicaid, providing coordinated care and reduced cost-sharing through Blue Cross NC.
NC Medicaid may provide additional coverage for low-income Craven County residents who do not yet qualify for Medicare or who need supplemental benefits alongside their Medicare plan.
Health Plans of NC agents review eligibility for Extra Help, Medicare Savings Programs, and D-SNP enrollment for Craven County residents at no cost and with no obligation.
Health Plans of NC licensed agents serve Craven County residents directly, comparing every available Medicare plan side by side at no cost and helping with enrollment, plan changes, and financial assistance applications. Call 800-797-0327 to speak with a local agent who can match your coverage to your preferred providers and budget in Craven County.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Craven County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Carolina East Medical Ctr | 2000 Neuse Blvd, New Bern, NC 28560 | (252) 633-8111 |
Carteret Health Care | 3500 Arendell St, Morehead City, NC 28557 | (252) 499-6000 |
Cherry Hospital | 1401 W Ash St, Goldsboro, NC 27530 | (919) 947-7000 |
ECU Health Beaufort Hosp A | 628 E 12th St, Washington, NC 27889 | (252) 975-4100 |
ECU Health Maynard Children's | 2102 Stantonsburg Rd, Greenville, NC 27834 | (252) 816-3714 |
ECU Health Medical Ctr | 2100 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-4100 |
UNC Lenoir Health Care | 100 Airport Rd, Kinston, NC 28501 | (252) 522-7000 |
Walter B Jones Alcohol & Drug | 2577 W 5th St, Greenville, NC 27834 | (252) 830-3426 |
Wayne MEMORIAL Hospital | 2605 Medical Office Pl, Goldsboro, NC 27534 | (919) 731-6112 |
Wayne UNC Health Care | 2700 Wayne Memorial Dr, Goldsboro, NC 27534 | (919) 736-1110 |
Clinic | Address | Phone |
|---|---|---|
Abhishek K Mishra MD | 701 Doctors Dr, Kinston, NC 28501 | (252) 559-2200 |
Acupuncture Of Eastern NC | 1425 S Glenburnie Rd # 6, New Bern, NC 28562 | (252) 665-3294 |
Audit-Tel | , Greenville, NC 27858 | (252) 353-3331 |
Cape Carteret Family Medicine | 1057d Cedar Point Blvd # D, Cedar Point, NC 28584 | (252) 764-2121 |
Community Care Plan-Eastern | 521 Moye Blvd # C, Greenville, NC 27834 | (252) 816-0830 |
East Carolina Heart Inst | 526 Moye Blvd, Greenville, NC 27834 | (252) 847-5755 |
East Carolina Univ Family Med | 101 Heart Dr, Greenville, NC 27834 | (252) 744-4611 |
East Coast Onsite Medical Care | 505 Greenville Blvd SE, Greenville, NC 27858 | (252) 754-2273 |
Ecu Department-Family Medicine | 101 Heart Dr, Greenville, NC 27834 | (252) 744-2607 |
ECU Health Bover Hospital | 1209 Brown St, Washington, NC 27889 | (252) 975-4308 |
ECU Health Family Medicine-LA | 101 S Carey St, La Grange, NC 28551 | (252) 566-4021 |
ECU Health Gamma Knife Ctr | 2100 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-2611 |
ECU Health Gastroenterology | 521 Moye Blvd # C, Greenville, NC 27834 | (252) 816-0800 |
ECU Health Heart-Vascular Care | 701 Doctors Dr # B, Kinston, NC 28501 | (252) 559-2200 |
ECU Health Sleep Ctr-Grnvll | 4 Doctors Park Medical Dr, Greenville, NC 27834 | (252) 847-7500 |
Goshen Medical Ctr-Fremont | 109 S Sycamore St, Fremont, NC 27830 | (919) 242-4382 |
Goshen Medical Ctr | 2001 Neuse Blvd, New Bern, NC 28560 | (910) 219-1082 |
Goshen Medical Ctr | 325 N Carolina Highway 55, Mount Olive, NC 28365 | (919) 658-5900 |
Healthfirst Medical Ctr Inc | 1201 Carolina Ave, Washington, NC 27889 | (252) 833-0365 |
Lindsey Roberson FNP | 701 Doctors Dr, Kinston, NC 28501 | (252) 559-2200 |
Med Center 1 | 1688 E Arlington Blvd, Greenville, NC 27858 | (252) 353-1464 |
Miracles In Sight | 620 Red Banks Rd, Greenville, NC 27858 | (252) 751-0785 |
Snow Hill Medical Ctr | 1106 Kingold Blvd, Snow Hill, NC 28580 | (252) 747-2921 |
UNC Family Medicine At Rswd | 2600 US Highway 70 W, Goldsboro, NC 27530 | (919) 739-4808 |
Vidant Medical Ctr | 3900 E 10th St, Greenville, NC 27858 | (252) 847-4325 |
Vidant Outpatient Rehab | 2310 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-6603 |
Vitality Health & Wellness | 1429 E Fire Tower Rd # 104, Greenville, NC 27858 | (252) 364-2802 |
Westcare Innovative Healthcare | 2710 Beddard Rd, Grimesland, NC 27837 | (252) 754-0920 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Craven County ZIP Codes include: 28519, 28523, 28526, 28527, 28532, 28533, 28560, 28561, 28562, 28563, 28564, and 28586
