Find Your Most Affordable Health Insurance Plan in Richmond County

Why Choose Blue Cross NC for Medicare?

Medicare Advantage, Medicare Supplemental, and Part D Rx Plans
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See the Doctor You Want

Blue Cross has a large network of providers, which means you have more options when it comes to choosing doctors and hospitals.

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Cost Savings

Blue Cross NC offers competitive pricing on Medicare plans, which can help you save money on healthcare costs.

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The Freedom to Change Plans

There are two opportunities for everyone to switch plans: October 15 to December 7 and January 1 to March 31. Talk to an agent for additional information and exceptions.

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Wellness Benefits

Blue Cross offers wellness benefits, such as fitness programs and wellness coaching, to help you maintain your health and prevent illness.

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Guaranteed Acceptance by Enrolling Early

Advantages include locking in rates, avoiding coverage gaps, wellness programs, and more.

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We Are Local

All of our agents are based in North Carolina and are dedicated to serving the people of this state.

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The A, B, C and D of Medicare

Medicare is a federal program to help people age 65 and older (or under age 65 who are Medicare-eligible) cover health care costs. It includes four types of coverage, labeled Parts A, B, C and D.

Part A – Hospital Insurance

  • Run by the federal government

  • Hospital care

  • Skilled nursing facility care

  • Hospice care

  • Home health services

Part B – Medical Insurance

  • Run by the federal government

  • Doctor visits

  • Preventative services

  • Ambulance services

  • Physical and speech therapy

Medicare Part C – Medicare Advantage

  • Part A benefits, including hospital visits, skilled nursing care and home health care

  • Part B benefits, such as doctor visits, outpatient care, screenings and lab tests

  • Prescription drug coverage (Part D coverage is included in most Medicare Advantage plans)

Medicare Part D – Medicare Prescription Drug Coverage

  • Help pay for prescription drugs including both brand-name and generic medications

  • A list of the drugs (also called a formulary) covered under the plan

  • A network of available pharmacies to choose from and mail order pharmacy services

Which Path is Best For You?

Compare paths 1 & 2 below

Path 1

Original Medicare




À La Carte Coverage


Accepted Nationwide


Enjoy travel & like customization


Path 2

Medicare Advantage


Insurance Company-Managed


Bundled Coverage


Accepted within a Network


Want extra benefits & need a spending cap

Blue Medicare Supplement

Blue Medicare Supplement from Blue Cross and Blue Shield of North Carolina
Blue Medicare Supplement

For North Carolina Beneficiaries Enrolled in Both Medicare Part A and Part B

Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover. Choose from a variety of Blue Medicare Supplement plans to find the plan that best fits your needs and your budget.

With Blue Medicare Supplement, You’ll Enjoy:

  • Coverage for the costs not covered by Original Medicare (Parts A and B)

  • The freedom to see any Medicare-participating provider nationwide

  • Rates as low as $381

  • Flexibility to change plans

  • A healthy aging and exercise program

  • A program for significant savings on hearing aids

Supplement Plans from Blue Cross NC: Discover the Benefit of Blue℠

Blue Medicare Supplement plans provide savings and peace of mind for more than 234,000 North Carolinians across our state.2 As North Carolina’s preferred health insurer,3 people depend on Blue Cross NC's large network of providers and 87 years of experience to provide the knowledge and expertise they need, right in their own backyard.

Blue-to-Blue ℠ : Built-In Flexibility

All Blue Medicare Supplement plans feature the freedom to switch Medicare Supplement plans at specific times throughout the year. If your needs or budget change, simply change plans without having to answer additional health questions.4

Guaranteed Acceptance

You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet the following criteria:

  • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability5

  • You enroll within six months of enrolling in Medicare Part B

  • You are not covered by certain Medicaid programs

  • You are a resident of North Carolina

No Waiting Periods

If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.

Stay Healthy With Silver&Fit ®

Most Blue Medicare Supplement plans include our healthy aging and exercise program, Silver&Fit. Enjoy a low-cost fitness membership at a fitness facility near you, or enroll in the Home Fitness Program and exercise in the comfort of your own home.6

TruHearing Program ®

TruHearing covers one hearing aid per ear per year for a low copay of $699 per TruHearing Advanced hearing aid or $999 per TruHearing Premium hearing aid. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.7

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Richmond County

in North Carolina


Richmond County, North Carolina, is an excellent place for seniors to call home. It has a  population of around 44,000 people, of which 20% are over 65. Featuring a relatively low cost of living, affordable housing (the median home value is $99,000), and access to excellent healthcare facilities nearby, it’s no wonder many seniors live here. Healthcare facilities include FirstHealth Richmond Memorial Hospital and the Scotland Memorial Hospital, offering high-quality medical care to seniors. Several assisted living facilities, such as the Autumn Care of Biscoe, provide seniors with quality care and a comfortable living environment.

With a mild climate, plenty of fun activities are on offer, including outdoor activities at Hinson Lake or exploring the beautiful Hamlet Depot and Museum. The county has many walking trails, including the Hitchcock Creek Blue Trail. And the range of cultural events means there’s always something happening, such as the Seaboard Festival or the Richmond County Agricultural Fair.

Rockingham, Hamlet, and Ellerbe are all within Richmond County (zip codes 28345, 28379, and 28091) and offer something unique for seniors depending on their needs. The largest town in the county is Rockingham, home to the Rockingham Speedway and the Hitchcock Creek Blue Trail. Hamlet is the second-largest town with a well-known railroad history, and Ellerbe is known for its peach orchards and historic landmarks, such as the Rankin Museum of Natural History.

Area Hospitals
  • Atrium Health Anson, 2301 US Highway 74 W, Wadesboro, NC, 28170, (704) 994-4500

  • Betsy Johnson Hospital, 800 Tilghman Dr, Dunn, NC, 28334, (910) 892-1000

  • Cape Fear Valley Medical Ctr, 1638 Owen Dr, Fayetteville, NC, 28304, (910) 615-4000

  • Central Carolina Hospital, 1135 Carthage St, Sanford, NC, 27330, (919) 774-2100

  • Central Harnett Hospital, 215 Brightwater Dr, Lillington, NC, 27546, (910) 892-1000

  • Fayetteville VA Hosp Med Ctr, 2300 Ramsey St, Fayetteville, NC, 28301, (910) 488-2120

  • First Health Montgomery Meml, 520 Allen St, Troy, NC, 27371, (910) 571-5000

  • First Health Moore Regl Hosp-Hk, 6408 Fayetteville Rd, Raeford, NC, 28376, (910) 878-6000

  • First Health Moore Regl Hosp, 155 Memorial Dr, Pinehurst, NC, 28374, (910) 715-1000

  • First HealthMoore Regl Hosp, 925 S Long Dr, Rockingham, NC, 28379, (910) 417-3000

  • Highsmith-Rainey Spec Hosp, 150 Robeson St, Fayetteville, NC, 28301, (910) 615-1000

  • Hoke Hospital, 210 Medical Pavilion Dr, Raeford, NC, 28376, (910) 904-8000

  • Scotland Memorial Hospital, 500 Lauchwood Dr, Laurinburg, NC, 28352, (910) 291-7000

  • Womack Army Medical Ctr, 2817 Reilly St, Fort Bragg, NC, 28310, (910) 907-6000

Area Medical Clinics
  • Alamance Ear Nose & Throat LLP, 4030 Oaks Professional Pkwy # 201, Burlington, NC, 27215, (336) 226-0660

  • Alamance Regional Medical Ctr, 1240 Huffman Mill Rd, Burlington, NC, 27215, (336) 538-7000

  • Alamance Regional Pain Clinic, 1236 Huffman Mill Rd # 2000, Burlington, NC, 27215, (336) 538-7180

  • Bethany Medical At North Main, 819 N Main St # 112, High Point, NC, 27262, (336) 289-2299

  • Bethany Medical At South Main, 2805 S Main St, High Point, NC, 27263, (336) 289-2727

  • Bethany Medical Ctr, 3604 Peters Ct, High Point, NC, 27265, (336) 883-0029

  • Bethany Medical Ctr, 3801 W Market St, Greensboro, NC, 27407, (336) 883-0029

  • Bethany Medical Ctr, 507 N Lindsay St, High Point, NC, 27262, (336) 883-0029

  • Central Carolina Health Ntwrk, 1 Centerview Dr # 202, Greensboro, NC, 27407, (336) 292-0665

  • Chapel Hill Obstetrics-Gynclgy, 6216 Fayetteville Rd, Durham, NC, 27713, (919) 942-8571

  • Clinical Choice, 7300 Cessna Dr, Greensboro, NC, 27409, (336) 550-4180

  • Cone Health Covid-19 Testing, 1238 Huffman Mill Rd, Burlington, NC, 27215, (336) 890-1140

  • Cone Health Covid-19 Testing, 1830 Lendew St, Greensboro, NC, 27408, (336) 890-1140

  • Cone Health Covid-19 Testing, 2363 Corporation Pkwy, Burlington, NC, 27215, (336) 890-1140

  • Cone Health Covid-19 Testing, 525 Maple Ave, Reidsville, NC, 27320, (336) 890-1140

  • Cone Health Covid-19 Testing, 617 S Main St, Reidsville, NC, 27320, (336) 890-1140

  • Cone Health Ctr For Maternal, 930 3rd St # 200, Greensboro, NC, 27405, (336) 890-3255

  • Cone Health Mebane Physical, 102 Medical Park Dr, Mebane, NC, 27302, (919) 304-5060

  • Cone Health Medcenter Mebane, 3940 Arrowhead Blvd # 110, Mebane, NC, 27302, (919) 568-7300

  • Cone Health Outpatient Rehab, 618 S Main St Inside Annie Pen, Reidsville, NC, 27320, (336) 951-4000

  • Cone Health Sleep Disorders, 509 N Elam Ave # 300-D, Greensboro, NC, 27403, (336) 832-0410

  • Cone Health Women's-Children's, 1121 N Church Street Entrance, Greensboro, NC, 27401, (336) 832-6500

  • Duke Cancer Ctr Acute Care, 20 Duke Medicine Cir, Durham, NC, 27710, (919) 668-6608

  • Duke Cancer Ctr Radiation, 20 Duke Medicine Cir, Durham, NC, 27710, (919) 660-2100

  • Duke Children's Health Ctr, 2301 Erwin Rd # 34ththfloor, Durham, NC, 27705, (919) 613-7777

  • Duke Health, 234 Crooked Creek Pkwy # 500, Durham, NC, 27713, (919) 684-3834

  • Duke Pediatric Dermatology, 5324 Mcfarland Rd # 410, Durham, NC, 27707, (919) 684-3432

  • Duke University Med Ctr Gen, Durham, NC, 27701, (919) 684-2410

  • Duke University Med Ctr Gen, Durham, NC, 27710, (919) 681-4722

  • Duke University Med Ctr Gen, PO Box 90950, Durham, NC, 27708, (919) 681-2020

  • Duke Wound Mgmt Clinic-Clinic, 40 Duke Medicine Cir, Durham, NC, 27710, (919) 684-3432

  • Health Center Of Hillsborough, 401 Meadowlands Dr # 101, Hillsborough, NC, 27278, (919) 241-5032

  • Lebauer Healthcare At Green, 709 Green Valley Rd, Greensboro, NC, 27408, (336) 547-1792

  • Lebauer Healthcare Grandover, 4023 Guilford College Rd, Greensboro, NC, 27407, (336) 890-2040

  • Lebauer Primary Care At Elam, 520 N Elam Ave, Greensboro, NC, 27403, (336) 547-1792

  • Renaissance Family Medicine, 2525c Phillips Ave, Greensboro, NC, 27405, (336) 832-7711

  • Sleep Disorders Ctr At, 1248 Huffman Mill Rd # 101, Burlington, NC, 27215, (866) 937-6692

  • UNC At Chapel Hill Medical Ctr, Cb 7010, Chapel Hill, NC, 27599, (919) 966-5136

  • UNC Hospitals Lab Hillsborough, 460 Waterstone Dr # Firstfloor, Hillsborough, NC, 27278, (919) 595-5970

  • UNC Hospitals Multispecialty, 101 Manning Dr # Firstfloor, Chapel Hill, NC, 27514, (984) 974-0150

  • University-NC-Health Care, 100 Sprunt St, Chapel Hill, NC, 27517, (919) 966-5500

Medicare Common Questions

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  1. Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your authorized agent to learn more.

  2. 234,000; Blue Cross NC internal data for Medicare Advantage, Medicare Supplement and stand-alone Part D as of October 2020.

  3. Blue Cross NC Brand Tracking Study; Ipsos; July 2020.

  4. Members of plans sponsored by Blue Cross NC will be able to change to other plans available when they purchased their original plan. Certain limits apply.

  5. Guaranteed acceptance is limited to Plan A for those under age 65 who have Medicare due to disability.

  6. Disclaimer: The Silver&Fit program is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). The program is not part of a member’s policy or benefits, and is not available on our Plan G-HD. All programs and services are not available in all areas. Please make sure to talk to a doctor before starting or changing an exercise routine. Silver&Fit, Fit at Home and the Silver&Fit logo are trademarks of ASH. Other names or logos may be trademarks of their respective owners. Home kits are subject to change. Not all YMCAs participate in the network. ASH does not offer Blue Cross NC products or services. Not connected with or endorsed by the U.S. government or the federal Medicare program.

  7. Disclaimer: TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross NC products or services. This program may change or be discontinued at any time.


  • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company.

  • Plan A: BMS A, 12/18; Plan G: BMS G, 12/18; Plan G-HD: BMS HDG, 12/18; Plan K: BMS K, 12/18; Plan N: BMS N, 12/18.

  • Agent / Agency is an independent authorized Agent / Agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Agent / Agency. Neither Blue Cross NC nor its agents are connected with or endorsed by the U.S. government or the federal Medicare program.

Caution: Policy benefits are limited to those approved by Medicare for payment.

BLUE CROSS®, BLUE SHIELD®, the Cross and Shield symbols, and service marks are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other trade names are property of their respective owners. Blue Cross NC an independent licensee of the Blue Cross and Blue Shield Association. U4093, 2023

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options.

Richmond County ZIP Codes include: 28330, 28338, 28345, 28347, 28363, 28367, 28379, and 28380

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